Best Ways to Book British Airways Business Class With Points [Step-by-Step]

Based in London, British Airways operates flights to most parts of the world. They fly tons of routes to and from the United States, which means booking a business-class flight is pretty easy.

If you’re flying in business class, be aware of the aircraft on which you’ll be flying since the business class cabin layout varies. Let’s dive into the details of what to expect from British Airways’ business class product, and how you can earn and redeem miles to book it.

A Look Inside British Airways Business Class

British Airways’ international business class product, which they call Club World, doesn’t get amazing reviews from people who are accustomed to luxury travel. However, their business class seats are consistent across their fleet.

Regardless of aircraft, you can expect a lie-flat seat that is a bit narrow. Unfortunately, while window seats have the most privacy, they do not have direct aisle access. Aisle seats have the reverse issue as they have very little privacy.

The cabin layout varies quite a bit depending on the aircraft. Many business class cabins on British Airways are arranged in a  2-4-2 layout. This means the middle section has 4 seats flanked by 2 seats across each aisle.

Here are the business class cabin layouts for the British Airways fleet:

Once on board, you can enjoy some champagne before takeoff and throughout the flight, if you wish. The food in business class isn’t going to blow you away, but it’s a solid meal.

To help you get comfortable, you will also be provided a nice amenity kit by Elemis.

The fun doesn’t just start on board, though. When you arrive at the airport, you’ll have access to priority check-in and priority boarding once it’s time for your flight.

While you wait for your flight, you can relax in one of the British Airways business class lounges or a Oneworld partner business class lounge. You’ll be able to enjoy a nice meal, free Wi-Fi, and perhaps a shower while you wait.

If you are flying into London Heathrow (LHR), you will also have access to the Arrivals Lounges so you can grab a bite to eat and freshen up before a day visiting the city or your upcoming business meeting.

Hot Tip: Read some of our writer’s reviews of  British Airways Boeing 747 Club World from London to Dubai, British Airways Boeing 777-200 Club World from St. Lucia to Grenada, and British Airways A380 Club World from London to Madrid.

How to Fly British Airways Business Class Using Points

As a member of the Oneworld alliance, British Airways has plenty of ways to book business class flights with miles and points. They also partner with Alaska Airlines, which provides another great way to book award flights.

Perhaps the biggest drawback to booking flights on British Airways is the taxes and carrier-imposed surcharges you’ll be hit with when flying in and out of the United Kingdom.

While some airlines don’t pass on the carrier-imposed surcharges on award tickets, British Airways does. Flights from the US are now hit with charges of $700-$1,000 each way.

Additionally, you will have to pay the British Air Passenger Duty when departing the UK on a flight over 2,000 miles if you’re flying business or first class. This fee is £150 (roughly $198).

Hot Tip: To avoid this massive fee, you can begin your journey from another European city such as Dublin or Amsterdam.

Keep this in mind when using British Airways’ Travel Together Ticket — you will be required to pay the fee for both passengers.

The British Airways Club

Probably the easiest way to book flights with British Airways is through its own loyalty program, the The British Airways Club. You’ll notice British Airways refers to “Avios” when you book award flights; this is the name of their mileage currency (rather than the more commonly used “miles”).

British Airways uses a distance-based award chart (see above) for its own flights. British Airways flights are individually priced based on the distance between origin and destination and what class of service you want to fly. If you want to book a flight that has a connection, this means each flight segment will be priced separately, and the 2 award prices will be added together.

As you can see in the chart above, British Airways has peak and off-peak awards depending on your travel dates. To check your dates for off-peak pricing, use the off-peak schedule under Working Out the Cost.

Keep in mind that the above chart is for business class flights operated exclusively by British Airways, or an itinerary that includes British Airways and 1 partner.

If you book an award flight with a partner airline such as American Airlines and do not include a flight operated by British Airways on your reservation, you’ll be required to pay peak-level award prices. If you book a multi-partner award, you will be using an even pricier award chart.

British Airways awards can be booked online following the steps outlined below.

1. Go to the British Airways
2. Log in to your account (upper right corner)
3. Scroll down and select Spend Avios in the center column
4. Choose Book a Reward Flight
5. Enter your origin and destination airports, dates, and select business class
6. Click on Get Flights
7. Select your flight
   • Make sure you choose “business class,” since your search results will also show other classes of service
8. Agree to the terms and conditions and click Continue
9. Enter your passenger information and click Continue
10. Confirm your flight details and make your payment

When booking, it’s important to remember that distance traveled is calculated by adding the flight distance between each segment, not just the origin and destination. As a result, connections can cause the award cost to increase.

Additionally, the taxes and fees (including carrier-imposed surcharges) are significant when booking business class on British Airways.

Fortunately, you can quickly add to your Avios account since it is a Chase transfer partner (transfers are almost instant), Capital One Miles, and Amex Membership Rewards (transfers are almost instant).

Hot Tip: Check out the best ways to earn British Airways Avios to get you started!

American Airlines AAdvantage

We like AA because of their reasonable award rates to Europe in business class. You will be able to fly for 57,500 miles each way! Unfortunately, you will be on the hook for all fuel surcharges, as AA passes them on for BA flights.

You’ll do best searching for award availability on BA.com instead of AA.com. American is known for hiding partner availability, especially for routes that it operates its own flights on.

Here’s the best way to search for award availability:

1. Go to the British Airways website.
2. Log in to your account (upper right corner)
3. Scroll down and select Spend Avios in the center column.
4. Choose Book a Reward Flight.
5. Enter your origin and destination airports, dates, and select business class.
6. Click on Get Flights. Write down the desired flights, dates, and times.
7. Call American Airlines at 1-800-882-8880. If transferring points, you are allowed to hold your reservation for 5 days.
8. Confirm your flight details and make your payment.

AA does not allow stopovers, so you will need to pay for each segment if you want to plan a stop in London before heading to another destination.

For other ways to earn American Airlines miles, read our best ways to earn AA miles. If you need other ways to use your AA miles, check out our best ways to redeem American Airlines miles.

Japan Airlines Mileage Bank

When booking with a partner airline, Japan Airlines Mileage Bank uses a distance-based award chart.

Japan Airlines requires you to call to book award flights with partner airlines, but this is easy if you follow the steps below.

1. Go to the Japan Airlines website
2. Log in to your JAL Mileage Bank account
3. Select JMB Partner Airlines Award Ticket Reservation
4. Select British Airways under Partner Airlines
5. Select business class, your travel dates, and the departure and destination airports
6. Select your flights and hit Next
7. Confirm the Mileage Bank miles and taxes/fees required
8. If your booking involves a connection on another partner of Japan Airlines such as American Airlines, you will have to call to complete the booking

Japan Airlines allows stopovers, so you might be able to see multiple destinations on your trip for no extra miles. Like British Airways, the distance flown is calculated by segment rather than between origin and destination — so your total flight distance can’t increase too much, or it will bump up the cost.

For other ways to earn Japan Airlines miles, read our best ways to earn JAL miles. If you need other ways to use your Mileage Bank miles, check out our best ways to redeem Japan Airlines miles.

Alaska Airlines Mileage Plan

Another great way to book British Airways business class is through the Alaska Airlines Mileage Plan program. In fact, it often requires fewer Alaska miles than Avios to book business class on British Airways flights, and you can book a stopover for no extra miles.

Fuel surcharges from British Airways are collected when booking with Alaska miles as well.

To book, go to Alaska website and follow these simple steps:

1. Go to the Alaska Airlines website
2. Sign in to your account
3. Search for your desired route (make sure you select Use Miles)
4. Select your desired flight and click Add To Cart
5. Pay the necessary taxes/fees and complete your booking

If you need some other ideas for using your Alaska miles, check out our best ways to redeem Alaska miles.

Other Options for Booking British Airways

British Airways is a member of the Oneworld airline alliance, so you can use any of the Oneworld loyalty programs to book flights on British Airways.

Redeeming Cathay Pacific Asia Miles is another possible option because of their generous stopover rules. If you plan on hopping around Europe, this program can help you see a bunch of cities. However, it’s not an easy program to use when booking many partners.

Great British Airways Business Class Redemptions

Now that you have a handle on how to book a British Airways business class award flight, let’s take a look at some of the best redemption options.

Hawaii to London

Those who live in Hawaii don’t always have an easy time flying to Europe. With 60,000 Alaska miles, you can fly from Hawaii to the U.S. West Coast on Alaska Airlines, and then fly British Airways in business class to London.

North America to the Middle East

Whether traveling to Dubai, Abu Dhabi, or Doha, flying to the Middle East is not always easy.

You can fly to the Middle East for 70,000 AA miles in business class each way.

With 80,000 Japan Airlines miles, you can fly British Airways in business class from cities such as New York City (JFK), Chicago (ORD), and Dallas (DFW).

From cities in the western U.S. such as Los Angeles (LAX), Las Vegas (LAS), and Seattle (SEA), you can make the trip for 85,000 Japan Airlines miles.

You can also book a business class flight on British Airways for 70,000 Alaska miles regardless of your location in the continental U.S.

New York or Chicago to London

Similar to the previous redemption option, flying from the East Coast or the Midwest can get you a solid deal when using Japan Airlines miles. For 42,000 Japan Airlines miles, you can fly from New York City or Chicago to London in business class.

You can also use 45,000 Cathay Pacific Asia Miles, 50,000 British Airways Avios, or 50,000 Alaska miles to fly business class from one of these cities.

How to Earn Enough Miles for British Airways Business Class

If you need more Avios to complete a business class booking with British Airways, you have plenty of options to earn more.

British Airways Avios can be earned directly with the British Airways Visa Signature^® Card.

BA Avios is also a Chase Ultimate Rewards transfer patner, Capital One Miles transfer partner, American Express transfer partner (all at a rate of 1:1) or from Marriott Bonvoy at a transfer rate of 3:1.

Recommended Chase Cards (Personal)

BEST BEGINNER CARD

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome Offer

Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

60,000 points

UP's Offer Valuation*:

$1,200

Annual Fee

$95

APR

19.99% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

• 5x points on all travel booked via the Chase Travel portal
• 3x points on dining purchases, online grocery purchases, and select streaming services
• 2x points on all other travel worldwide

Cons

• $95 annual fee
• No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
• Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
• 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
• Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.24% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Terms Apply / Rates & Fees

Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Apply Now(at Chase's secure site)

Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

60,000 points

UP's Offer Valuation*:

$1,200

Annual Fee

$550

APR

20.24% - 28.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros & Cons

Pros

• 10x total points on hotels and car rentals when you purchase travel through Chase Travel^SM immediately after the first $300 is spent on travel purchases annually
• 5x points on airfare booked through Chase Travel^SM
• 3x points on all other travel and dining purchases; 1x point on all other purchases

Cons

• $550 annual fee
• Does not offer any hotel elite status

Read Full Review

Card Highlights

• Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
• $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel℠ immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
• Get 50% more value when you redeem your points for travel through Chase Travel℠. For example, 60,000 points are worth $900 toward travel.
• 1:1 point transfer to leading airline and hotel loyalty programs
• Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $120 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck^®
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance and more.
• Member FDIC

Financial Snapshot

• APR: 20.24% - 28.74% Variable
• Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Business Owner? See our article on Chase business credit cards that earn Ultimate Rewards.

Recommended Capital One Cards (Personal)

TOP PICK

Terms Apply / Rates & Fees

Capital One Venture X Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Apply Now(at Capital One's secure site)

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome Offer

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$395

APR

Purchases: 19.99% - 29.24% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Excellent (740-840)

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

 

Pros & Cons

Pros

• 10x miles per $1 on hotels and rental cars purchased through Capital One Travel
• 5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
• 2x miles per $1 on all other purchases

Cons

• $395 annual fee (rates & fees)
• Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

• Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
• Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
• Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
• Earn unlimited 2X miles on all other purchases
• Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network
• Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®

Financial Snapshot

• APR: Purchases: 19.99% - 29.24% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

 

Terms Apply / Rates & Fees

Capital One Venture Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Apply Now(at Capital One's secure site)

Capital One Venture Rewards Credit Card

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Welcome Offer

Earn 75,000 miles once you spend $4,000 on purchases within the first 3 months from account opening, equal to $750 in travel.

75,000 miles

UP's Offer Valuation*:

$1,350

Annual Fee

$95

APR

Purchases: 19.99% - 29.24% (Variable)

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent Credit (670-850)

Why We Like This Card

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros & Cons

Pros

• 5x miles per $1 on hotels, vacation rentals, and rental cars booked through Capital One Travel
• 2x miles per $1 on all other purchases
• Up to a $120 Global Entry or TSA PreCheck application fee credit

Cons

• $95 annual fee (rates & fees)
• Limited elite benefits

Read Full Review

Card Highlights

• Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
• Earn unlimited 2X miles on every purchase, every day
• Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
• Transfer your miles to your choice of 15+ travel loyalty programs

Financial Snapshot

• APR: Purchases: 19.99% - 29.24% (Variable)
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

Terms Apply / Rates & Fees

Capital One VentureOne Rewards Credit Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Apply Now(at Capital One's secure site)

Capital One VentureOne Rewards Credit Card

The card offers unlimited miles at 1.25x per $1 and no annual fee. When you consider the flexible rewards, frequent travelers come out on top.

Welcome Offer

Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.

20,000 miles

UP's Offer Valuation*:

$360

Annual Fee

$0

APR

Purchases: 0% intro APR on purchases for 15 months; variable 19.24% - 29.24% thereafter

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Interested in a travel rewards credit card without one of those pesky annual fees? Then say hello to the Capital One VentureOne Rewards Credit Card.

In addition to no annual fee, the Capital One VentureOne card offers no foreign transaction fees.

But is this card worth its salt, or is it merely a shell of the more popular Capital One Venture card?

Pros & Cons

Pros

• No annual fee (rates & fees)
• No foreign transaction fees (rates & fees)
• Ability to use transfer partners

Cons

• Weak earn rate at 1.25x miles per $1 spent on all purchases
• No luxury travel or elite benefits

Read Full Review

Card Highlights

• $0 annual fee and no foreign transaction fees
• Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
• Earn unlimited 1.25X miles on every purchase, every day
• Miles won't expire for the life of the account and there's no limit to how many you can earn
• Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
• Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
• Transfer your miles to your choice of 15+ travel loyalty programs
• Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies

Financial Snapshot

• APR: Purchases: 0% intro APR on purchases for 15 months; variable 19.24% - 29.24% thereafter
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

If you’re a business owner, see our article on Capital One business credit cards.

Recommended American Express Cards (Personal)

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome Offer

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.

80,000 points

UP's Offer Valuation*:

Up to $1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

• The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
• 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
• 5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

• $695 annual fee (rates and fees)
• Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

• Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel^® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel^®.
• $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
• With American Express Global Lounge Collection^® eligible Card Members can enjoy access to over 1,400 airport lounges globally, including The Centurion^® Lounge, Unlimited Delta Sky Club^® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express^® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
• A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card^® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
• $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
• $200 Uber Cash: Platinum Card^® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
• $199 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card^®.
• Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
• Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
• Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card^® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
• $695 annual fee.¤
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

BEST FOR DINING

Terms Apply / Rates & Fees

American Express^® Gold Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome Offer

Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

60,000 points

UP's Offer Valuation*:

Up to $1,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

• 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
• 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
• 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com

Cons

• $325 annual fee (rates and fees)
• No lounge access

Read Full Review

Card Highlights

• Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
• Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
• Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
• Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards^® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
• $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at U.S. Dunkin' locations.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
• $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
• Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

If you’re a business owner, see our article on Amex business credit cards that earn Membership Rewards.

Finally, there are also several Marriott Bonvoy credit cards that can earn you lots of points!

When Should You Search for Award Space?

If you’re flying from the U.S. to London, you’ll often find quite a bit of award availability. Like any other award search, it will be easier to find the flights you want if your travel dates are more flexible.

As a general rule, start your search as soon as you know the timeframe within which you’d like to travel. If you’re able to wait to book until closer to departure, there is often decent award space on British Airways in the last couple of weeks.

What Makes British Airways a Great Redemption?

While not the most luxurious experience you can have flying across the Atlantic (or around the world), there are some great aspects to flying British Airways.

Travel Together Ticket

One of the more interesting options with The British Airways Club is their Travel Together Ticket. Each year you spend at least $30,000 on your British Airways Visa Card, you will receive a Travel Together Ticket.

The ticket is good for 2 years, and it gives you the ability to book a companion’s seat along with yours for no extra miles. However, you will be responsible for the taxes and fees incurred on the second ticket. For this reason, it makes the most sense to use this perk if you book British Airways first class or business class.

The companion must be booked into the same class of service and on the same flight as your ticket. Also, the award flights must originate and return to the U.S.

If you want to learn more, we’ve got a whole piece on how we redeemed 2 sets of travel together tickets on the same flight!

Arrivals Lounge at London Heathrow

When you arrive at Terminal 3 or Terminal 5 at London Heathrow (LHR), you can visit the Arrivals Lounge. This is a particularly nice perk when arriving early in the morning before a long day of sightseeing or business meetings.

You can grab a quick shower to refresh after the flight and have a hot meal. Many will appreciate the coffee and tea options as well, since we often need a jolt early in the morning upon arrival.

Final Thoughts

British Airways business class is a solid premium cabin product for flying to Europe and beyond. It’s not going to blow you away with the glitz and glamour of the Emirates inflight bar or top-notch business class seat from Cathay Pacific, but you will be comfortable during your long journey.

If you’re considering a British Airways business class award booking, remember to look into using a partner airline’s miles, since it can be much cheaper.

When the day comes for your business class flight, just sit back, relax, and enjoy yourself!