What is Japan Mileage Bank? Why should I join?

Japan Mileage Bank (JMB) is the free loyalty program of Japan Airlines (JAL). Members earn miles by flying JAL and its partner airlines. You can also earn points by making purchases with other JMB partners. Miles can be redeemed for flight awards and upgrades.

Miles earned in the Japan Mileage Bank program are valid for 36 months.

Is Japan Airlines a member of an airline alliance?

Japan Airlines is a member of the Oneworld alliance. It has additional partners including Emirates, Air France, Jetstar Japan, China Eastern Airlines, Bangkok Airways, Hawaiian Airlines, Korean Air, Latam Airlines, Srilankan Airlines, and Vistara. JAL is also a member of Asia Miles, which includes over 20 airlines.

How can I contact Japan Airlines from the U.S.?

From the U.S., call the JAL Mileage Bank Center at 800-JAL-FONE (800-525-3663).

What is the login for JMB?

Log in to the Japan Airlines Mileage Bank.

Is there a credit card to earn JMB Miles?

Earn up to 2 points per $1 spent with the JAL USA card depending on which annual fee option you choose. You can also transfer miles directly from Marriott Bonvoy. Any of the travel rewards cards from American Express Membership Rewards or Citi ThankYou Rewards will earn miles transferable to Asia Miles as well.

19 Best Ways To Earn Lots of Japan Airlines (JAL) Mileage Bank Miles [2025]

Updated: June 12, 2025, 10:44am CDT

Edited by:

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Table of Contents

Key Takeaways
JAL Mileage Bank (JMB)
Earn JMB Miles With Credit Cards
Earn Asia Miles With Credit Cards
Collect Miles With JMB Travel Partners
Collect Miles With JMB Shopping Partners
Special Offers and Services
Final Thoughts

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Key Takeaways

You can earn Japan Airlines (JAL) miles by flying with JAL, Oneworld alliance partners, or non-alliance partners such as Air France and Emirates.
Bilt Rewards and Marriott Bonvoy points transfer to JAL Mileage Bank, at varying rates.
You can also earn miles by staying at over 15,000 partner hotels and by booking rental cars.

In 1951, Japan Airlines (JAL) became the first international airline in Japan. Now the largest commercial carrier in the country, it has hubs at Haneda (HND) and Narita (NRT) airports.

As a member of the Oneworld alliance, JAL serves more than 90 airports in 20+ countries.

Members of its airline loyalty program, JAL Mileage Bank (JMB), can earn miles for flights on JAL and partner airlines, as well as by making purchases with JAL’s travel and non-travel partners.

Let’s take a look at the myriad ways you can earn JMB miles to redeem for award flights, e-money, and other awards. Plus, you can read our post on the best ways to fly to Japan using points.

JAL Mileage Bank (JMB)

Join JMB To Earn Miles

Sign up for JAL Mileage Bank (JMB) and start earning miles for JAL flights, partner flights, hotel stays, car rentals, and more!

1. Take Flights on JAL

Japan Airlines Boeing 777 300ER First Class JAL Suite 2A — Japan Airlines first class. Image Credit: Cherag Dubash

Earn miles for flights on JAL Group Domestic and JAL International Airlines: Japan Airlines, Japan Transocean Air, Japan Air Commuter, and Ryukyu Air Commuter.

Flight mileage is determined by the sector mileage and the fare. Below is a table showing the JAL accumulation rates on international flights from Japan. Find accumulation rates for other international and domestic fares on JAL’s website.

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Classes	Applicable Booking Classes	Accumulation Rate
First class	F, A	150％
Business class	J, C, D, I	125％
Business class	X	70％
Premium economy class	W, R	100％
Premium economy class	E	70％
Economy class	Y, B	100％
	H, K, M	70％
	L, V, S	50％
	O, G, Q, N	30％

2. Book Flights on JAL Partner Airlines

JAL partners with the Oneworld alliance and several additional carriers.

The following table shows the percentage of miles earned (depending on fare) for flights on each airline.

Oneworld Airline Partners

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Airline	Miles Earned	Airline	Miles Earned
Alaska Airlines	30% to 150%	Malaysia Airlines	25% to 150%
American Airlines	30% to 150%	Qantas	50% to 150%
British Airways	25% to 150%	Qatar Airways	30% to 150%
Cathay Pacific	50% to 150%	Royal Jordanian	25% to 125%
Finnair	25% to 125%	Royal Air Maroc	30% to 125%
Iberia	25% to 125%	S7 Airlines (temporarily suspended)	25% to 125%

Other Partners

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Airline	Miles Earned	Airline	Miles Earned
Air France	20% to 150%	Jetstar Japan*	30%
Bangkok Airways	50% to 150%	Korean Air	30% to 150%
China Eastern Airlines	30% to 150%	LATAM Airlines	30% to 125%
Emirates	15% to 150%	SriLankan Airlines	30% to 125%
Hawaiian Airlines	30% to 125%	Vistara	50% to 125%

* On Plus Bundle and Max Bundle (not Starter Fare)

Hot Tip: For more information, check out this in-depth guide to help you know where to credit your airline miles.

3. Elite Status Bonus Points

In addition to earning miles for flights on JAL and its partner airlines, JMB members earn FLY ON Points, which are calculated based on mileage. Collect FLY ON Points (or qualifying segments) to reach different membership levels and earn bonus miles:

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Membership Level	Qualifying Points	Qualifying Segments	Mileage Bonus
Crystal	30,000 FLY ON Points	30 segments	55%
Sapphire	50,000 FLY ON Points	50 segments	105%
JGC Premier	80,000 FLY ON Points	80 segments	105%
Diamond	100,000 FLY ON Points	120 segments	130%

JMB miles calculation: flight mileage x FLY ON point conversion rate

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Eligible Route		Conversion Rate
Japan Domestic Flight		2.0
International flight	JAL flight to and from Japan – China + Hong Kong + Asia + Oceania routes	1.5
	JAL flight other than above routes	1.0

4. Bonus FLY ON Points

JAL is running a promotion for bonus points to add up to 400 points according to the purchased fare as follows:

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	Fares	Flight Bonus FLY ON Points
JAL Group domestic flights within Japan (for flights departing on or before April 11, 2023)	Normal Fare, Child Fare, Round-trip Fare, JAL Business KIPPU, e Business, Shareholder’s Saver Fare, Discount for the Disabled, Care Giver’s Saver, Tokubin 1, Tokubin 3, Tokubin 7, Tokubin 21, Remote Island Round-trip, RAC Round-Trip Fare, etc	400 points
	Special Transit, Child Fare for Special Transit, Discount for the Disabled for Special Transit, Transit Fare7	200 points
	Sakitoku, Super Sakitoku, Ultra SAKITOKU, Senior Citizen Stand-by, Sky Mate Stand-by, JMB Award, JMB Companion, Transit Fare 28, Individual Inclusive Tour Fares, Group Discount Fares, etc.	0 points
JAL Group domestic flights within Japan (for flights departing on or after April 12, 2023) When traveling on the transfer fare, flight bonus FLY ON Points will be earned for each flight sector involved.	Flex, JAL CARD Flex, Business Flex, Remote Island Flex, Specific Route Flex, Shareholder’s Flex	400 points
	Saver, Special Saver, Round Trip Saver	200 points
	Promotion, Sky Mate Fare, Senior Citizen Fare, Award Tickets, Individual Inclusive Tour Fare, Inclusive Tour Fare, Group Discount Fare, School Educational Fare, etc.	0 points
JAL international flights (Flights departing on or after July 1, 2022)	F, A, J, C, D, I, X, W, R, E, Y, B, H, K, M, L, V, S * Ineligible for agent-organized tours.	400 points
	Booking classes other than those above	0 points

* For Japan domestic flight sectors included in international tickets that are eligible for flight mileage accrual, Flight bonus FLY ON Points are based on booking class as shown.

It really is possible to earn a ton of points and qualify for the bonuses that come with elite status!

One of the great things about the JAL status program is you don’t have to wait a full calendar year if you qualify for the next tier earlier. About 1 week after qualifying for a higher FLY ON tier, you’ll receive a new membership card to activate some of the service benefits!

Hot Tip: If you qualify for JMB Sapphire or JMB Diamond, you will receive an invitation to join JAL Global Club (JGC). Membership costs 5,000 miles and includes lounge access, annual gifts, and even bonus miles!

Earn JMB Miles With Credit Cards

5. JAL USA CARD

JAL USA CARD bonus — Image Credit: First National Bank of Omaha

With the JAL USA CARD, you earn miles and receive discounts on in-flight purchases. Pay a $20 annual fee (waived the first year) to get 1 point per every $2 spent. Add a $50 upgrade fee (for a total of $70 per year) and you can earn 1 point for every $1 spent.

Hot Tip: JMB has a variety of non-U.S. financial partners. Check out more details on the JAL points transfer program.

6. Bilt Mastercard

Bilt Rewards recently added JAL Mileage Bank as a 1:1 transfer partner. The Bilt Card is a great card for earning rewards on rent payments and beyond.

Terms Apply / Rates & Fees

Bilt Mastercard

U.P. Rating

Apply Now(at Bilt's secure site)

Bilt Mastercard

Welcome OfferNo offer available
No offer available

Annual Fee

APR

See Rate & Fees

Why We Like This Card

Never before has there been a credit card built specifically with renters in mind. Enter the Bilt Mastercard, designed specifically to help renters earn rewards on their rent payments with no transaction fees.

Of course, aside from rewards on rent, there are many other solid features that the card offers that add extra value to cardholders. In this guide, we provide a complete breakdown of everything the Bilt Card has to offer to help you decide whether the card makes sense for you.

Pros & Cons

Pros

3x points per $1 on dining
2x points per $1 on travel
1x point per $1 on rent payments, without a transaction fee, up to 100,000 points each calendar year (plus all other purchases)

Cons

Does not offer a welcome bonus
Must use the card 5 times each statement period to earn points

Read Full Review

Card Highlights

$0 Annual Fee
Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
Earns 3x points on dining, 2x on travel, and 1x on other purchases
Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
Use the card 5 times each statement period to earn points
Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
Point redemptions include airlines, hotels, future rent payments, credit card statement credits, toward a down payment on a home, etc.
Other features and benefits include: Auto Rental Collision Damage Waiver, Purchase Security, Trip Cancellation and Interruption Protection, Cellular Telephone Protection, and Trip Delay Reimbursement
Select “Apply Now” to learn more about the product features, terms, and conditions

Financial Snapshot

APR: See Rate & Fees
Foreign Transaction Fees: $0

7. Marriott Bonvoy Credit Cards

You can earn Marriott Bonvoy points and transfer Marriott Bonvoy points to Japan Airlines at a transfer rate of 3:1. Plus, for every 60,000 Marriott Bonvoy points that you transfer, you’ll receive an extra 5,000 JAL miles bonus.

Recommended Marriott Bonvoy Cards

Marriott Bonvoy Bold^® Credit Card

U.P. Rating

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

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Marriott Bonvoy Bold^® Credit Card

A great option for Marriott hotel fans who want a no annual fee card and automatic Marriott Bonvoy elite status.

Welcome OfferEarn 60,000 Bonus Points plus 1 Free Night Award after spending $2,000 on purchases in the first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card! Free Night Award valued up to 50,000 points. Certain hotels have resort fees.
60,000 points + 1 Free Night Award

UP's Offer Valuation*:
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20.49% - 27.49% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

Casual travelers who like to frequent properties that are part of the Marriott Bonvoy collection of brands may want to consider the Marriott Bonvoy Bold^® Credit Card.

The Marriott Bold card rewards cardholders for Marriott stays and gives them a boost towards Marriott Bonvoy elite status.

Pros & Cons

Pros

Up to 14x points per $1 on Marriott purchases
2x points at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services
5 Elite Night Credits each year

Cons

Lower point earn rate than other Marriott Bonvoy cards
Marriott Bonvoy Silver Elite status is the lowest status tier

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Card Highlights

Earn 60,000 Bonus Points plus 1 Free Night Award after spending $2,000 on purchases in the first 3 months from account opening. Free Night Award valued up to 50,000 points. Certain hotels have resort fees.
Pay no annual fee with the Marriott Bonvoy Bold^® Credit Card from Chase^®!
Earn up to 14X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Bold^® Card.
Earn 2X points for every $1 spent at grocery stores, rideshare, select food delivery, select streaming, and internet, cable, and phone services.
1X point for every $1 spent on all other purchases.
Travel now, pay later - Break up purchases into equal monthly payments with no interest plus no plan fees on qualifying travel purchases. Terms apply.
Pay Yourself Back^® - Redeem Marriott Bonvoy^® points for a statement credit to cover qualifying travel purchases made directly with airlines or at hotels participating in Marriott Bonvoy, up to $750 total in redemptions per year.
Member FDIC

Financial Snapshot

APR: 20.49% - 27.49% Variable
Foreign Transaction Fees: None

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Marriott Bonvoy

Marriott Bonvoy Boundless^® Credit Card

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Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Apply Now(at Chase's secure site)

Marriott Bonvoy Boundless^® Credit Card

Marriott loyalists will love this card's annual Free Night Award, automatic elite status, and up to 17x points per $1 on Marriott hotel stays.

Welcome OfferOur best offer is back! Earn 5 Free Nights (each night valued up to 50,000 points) after spending $5,000 on eligible purchases within 3 months of account opening with your Marriott Bonvoy Boundless® Credit Card. Certain hotels have resort fees.
5 Free Night Awards

UP's Offer Valuation*:
Up to   $1,750

Annual Fee

$95

APR

20.49% - 27.49% Variable

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

If you’re a frequent traveler and a Marriott loyalist, there’s a lot to love about the Marriott Bonvoy Boundless^® Credit Card. The card comes packed with several great benefits like a free hotel night once a year, automatic Silver Elite status (with a fast-track to Gold Elite status), and multiple options for redeeming points.

Pros & Cons

Pros

Earn big when you use your card at thousands of participating Marriott Bonvoy hotels
Earn big at grocery stores, gas stations, and dining
Automatic Silver Elite Status

Cons

$95 annual fee
Marriott Silver Elite Status is the lowest status tier

Read Full Review

Card Highlights

Our best offer is back! Earn 5 Free Night Awards (each night valued up to 50,000 points) after qualifying purchases.
Earn 3X points per $1 on the first $6,000 spent in combined purchases each year on grocery stores, gas stations, and dining.
Earn 1 Elite Night Credit towards Elite Status for every $5,000 you spend.
1 Free Night Award (valued up to 35,000 points) every year after account anniversary.
Earn up to 17X total points per $1 spent at thousands of hotels participating in Marriott Bonvoy^® with the Marriott Bonvoy Boundless^® Card.
Receive 15 Elite Night Credits annually, automatic Silver Elite status, and path to Gold Status when you spend $35,000 on purchases each calendar year.
No Foreign Transaction Fees. Your points don't expire as long as you make purchases on your card every 24 months.
Member FDIC

Financial Snapshot

APR: 20.49% - 27.49% Variable
Foreign Transaction Fees: None

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Marriott Bonvoy

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Marriott Bonvoy Bevy^® American Express^® Card

U.P. Rating

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Bevy^® American Express^® Card

The Marriott Bonvoy Bevy card gives you automatic Marriott elite status and helps you earn more Marriott Bonvoy points on your everyday purchases.

Welcome OfferEarn up to 135,000 Marriott Bonvoy® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
Up to 135,000 points

UP's Offer Valuation*:
Up to   $945

Annual Fee

$250

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Bevy^® American Express^® Card, the latest mid-tier offering in the Marriott Bonvoy lineup of cards, offers cardholders automatic elite status and ways to earn more Marriott Bonvoy points on each of their stays and daily purchases.

Pros & Cons

Pros

6x points per $1 at hotels participating in Marriott Bonvoy
4x points per $1 at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases per calendar year, then 2x points)
2x points per $1 on all other purchases

Cons

$250 annual fee (rates & fees)
Free Night Award certificate is not an automatic benefit

Read Full Review

Card Highlights

Earn up to 135,000 Marriott Bonvoy^® bonus points. Earn 85,000 points after you spend $5,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®.
Earn 4X points at restaurants worldwide and U.S. supermarkets (on up to $15,000 in combined purchases at restaurants and U.S. supermarkets per calendar year, then 2X points).
Earn 2X points on all other eligible purchases.
Marriott Bonvoy^® 1K Bonus Points Per Stay: Earn 1,000 Marriott Bonvoy^® bonus points per paid eligible stay booked directly with Marriott for properties participating in Marriott Bonvoy^®.
With complimentary Marriott Bonvoy^® Gold Elite Status, earn up to 2.5X points from Marriott Bonvoy^® on eligible hotel purchases with the 25% Bonus Points on stays benefit.
Marriott Bonvoy Bevy^® Free Night Award: Earn 1 Free Night Award after spending $15,000 on eligible purchases on your Marriott Bonvoy Bevy^® Card in a calendar year. Award can be used for one night (redemption level at or under 50,000 Marriott Bonvoy^® points) at a hotel participating in Marriott Bonvoy^®. Certain hotels have resort fees.
15 Elite Night Credits: Each calendar year with your Marriott Bonvoy Bevy^® American Express^® Card you can receive 15 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy^® member account. Benefit is not exclusive to Cards offered by American Express.
Plan It^® is a payment option that lets you split up purchases of $100 or more into equal monthly installments with a fixed fee. Plus, you'll still earn rewards the way you usually do.
$250 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Terms Apply / Rates & Fees

Marriott Bonvoy Brilliant^® American Express^® Card

U.P. Rating

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Marriott Bonvoy Brilliant^® American Express^® Card

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Welcome OfferEarn up to 150,000 Marriott Bonvoy® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
Up to 150,000 points

UP's Offer Valuation*:
Up to   $1,050

Annual Fee

$650

APR

20.24%-29.24% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Marriott Bonvoy Brilliant^® American Express^® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros & Cons

Pros

6x points per $1 at hotels participating in Marriott Bonvoy program
3x points per $1 on flights booked directly with airlines and restaurants worldwide
2x points per $1 on all other purchases

Cons

Steep annual fee of $650 (rates & fees)
6x points per $1 is the same earn rate offered with lower annual fee alternatives like the Marriott Bonvoy Bevy^® American Express^® Card

Read Full Review

Card Highlights

Earn up to 150,000 Marriott Bonvoy^® bonus points. Earn 100,000 points after you spend $6,000 and an extra 50,000 points after you spend an additional $2,000 in purchases on the Card within your first 6 months of Card Membership.
$300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card at restaurants worldwide.
With Marriott Bonvoy^® Platinum Elite Status, you can receive room upgrades, including enhanced views or suites, when the stay is booked with a Qualifying Rate at hotels that participate in Marriott Bonvoy, subject to availability upon check-in.
Earn 6X Marriott Bonvoy^® points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy^®. Earn 3X Marriott Bonvoy^® points at restaurants worldwide and on flights booked directly with airlines and 2X Marriott Bonvoy^® points on all other eligible purchases made on the Marriott Bonvoy Brilliant^® American Express^® Card.
Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy^® points) at hotels participating in Marriott Bonvoy^®. Certain hotels have resort fees.
Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant^® American Express^® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Brilliant Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
$100 Marriott Bonvoy^® Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton^® or St. Regis^® when you book direct using a special rate for a two-night minimum stay using your Card.
Fee Credit for Global Entry or TSA PreCheck^®: Receive either a statement credit every 4 years after you apply for Global Entry ($120) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck^® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant^® American Express^® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
Each calendar year with your Marriott Bonvoy Brilliant^® American Express^® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy^® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express.
Enroll in Priority Pass Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
No Foreign Transaction Fees on international purchases.
With Cell Phone Protection*, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. *Coverage is provided by New Hampshire Insurance Company, an AIG Company.
$650 Annual Fee.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 20.24%-29.24% Variable
Foreign Transaction Fees: None

Rewards Center

Marriott Bonvoy

Earn Asia Miles With Credit Cards

8. American Express Membership Rewards Cards

While JAL is not a direct airline partner of Amex Membership Rewards, it’s a partner of the Asia Miles program. If you want to use your miles for a JAL flight through Asia Miles (1:1 ratio), you can use any of the Membership Rewards cards:

Recommended Amex Cards (Personal)

BEST LOUNGE ACCESS

Terms Apply / Rates & Fees

The Platinum Card^® from American Express

U.P. Rating

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome OfferEarn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
80,000 points

UP's Offer Valuation*:
Up to $1,760

Annual Fee

$695

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

$695 annual fee (rates and fees)
Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

Earn 80,000 Membership Rewards^® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel^® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel^®.
$200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using your Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
$240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card^® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
With American Express Global Lounge Collection^® eligible Card Members can enjoy access to over 1,400 airport lounges globally, including The Centurion^® Lounge, Unlimited Delta Sky Club^® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass™ Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express^® App or visit http://www.americanexpress.com/findalounge#/loungefinder.
A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card^® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Platinum Card^® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
$200 Uber Cash: Platinum Card^® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
$199 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Use the dedicated CLEAR Lane to confirm your identity without taking out your passport or ID – this can mean shorter lines, less waiting. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card^®.
Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck^® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card^®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card^®. That's up to $50 in statement credits semi-annually. Enrollment required.
Use Global Dining Access by Resy to access premium dining experiences. Receive Priority Notify and unlock insider access to some of the world's most sought-after restaurants with Global Dining Access by Resy. Download the Resy iOS app or log into Resy.com and add your Platinum Card^® to your Resy profile to take advantage of your special benefits and discover restaurants near you.
$695 annual fee.¤
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 175k points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

BEST FOR DINING

Terms Apply / Rates & Fees

American Express^® Gold Card

U.P. Rating

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome OfferEarn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
60,000 points

UP's Offer Valuation*:
Up to   $1,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
3x points per dollar on flights purchased directly from airlines or at AmexTravel.com

Cons

$325 annual fee (rates and fees)
No lounge access

Read Full Review

Card Highlights

Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
$120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards^® points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply.
$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at U.S. Dunkin' locations.
$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
No Foreign Transaction Fees.
Annual Fee is $325.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 90k points with the Amex Gold card. The current public offer is 60,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

If you’re a business owner, see our list of the best Amex business credit cards.

9. Citi ThankYou Rewards Credit Cards

Similar to Membership Rewards, Citi ThankYou Rewards has Asia Miles as a transfer partner. Earn Citi ThankYou Points and transfer them to Asia Miles to use for a JAL flight.

Recommended Citi Card (Personal)

Citi Strata Premier℠ Card

U.P. Rating

Citi Strata Premier℠ Card

Welcome OfferFor a limited time: Earn 75,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards on thankyou.com.
75,000 points

UP's Offer Valuation*:
$1,200

Annual Fee

$95

APR

20.24% - 28.24% Variable APR

Why We Like This Card

The Citi Strata Premier℠ Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

Pros & Cons

Pros

10x points on hotels, car rentals, and attractions booked through CitiTravel.com
3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
$100 annual hotel benefit

Cons

$95 annual fee

Read Full Review

Card Highlights

For a limited time: Earn 75,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards on thankyou.com.
Earn 10X points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.
Earn 3X points per $1 on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations.
Earn 1X point per $1 spent on all other purchases.
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card.
No foreign transaction fees on purchases.

Financial Snapshot

APR: 20.24% - 28.24% Variable APR
Foreign Transaction Fees: None

Collect Miles With JMB Travel Partners

10. Partner Hotel Miles

With more than 15,000 participating hotels around the world, it’s easy to earn miles in your JMB account. Browse hotels with the partner hotel search engine or visit JMB World Marketplace.

11. Transfer Hotel Loyalty Points

You can transfer points from several hotel loyalty programs, but we would not recommend this as a good use of your points unless you needed to top-up your JMB account for an award.

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Hotel Loyalty Program	Minimum Transfer	Transfer Ratio
ALL – Accor Live Limitless	5,000	5:1
Hilton Honors	10,000	10:1
IHG One Rewards	10,000	5:1
World of Hyatt *	5,000	5:2

* If you transfer 50,000 or more World of Hyatt points, you’ll get a bonus of 12,500 World of Hyatt points transferred to the airline partner.

12. Hotel Special Offers

JMB provides plenty of opportunities to earn extra miles. For instance, earn up to 1,000 miles with Tokyu Hotels. Look for new deals on the JMB Promotions page (search for Hotel Mileage Information).

13. Book a Rental Car

Check out the variety of per-mile, per-day, and per-rental offers from JMB car rental partners:

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Car Rental Agency	Mileage Offer	Car Rental Agency	Mileage Offer
Alamo	300 miles per rental	Funinsha Rent-a-car	1 mile per ¥100
Avis	100 miles per day	Hertz	50 miles per day
Budget	50 miles per day	Japan Executive Limousine, Inc. (Southern California)	1 mile per $1
Dollar	300 miles per rental	Smile (Japan)	1 mile per ¥100

JMB World Marketplace also offers earning opportunities for car rentals.

Collect Miles With JMB Shopping Partners

14. Duty-Free Shopping

The Shilla Duty-Free

Just because you’re traveling doesn’t mean you can’t catch up on some shopping! The Shilla Duty-Free has 3 locations to shop with your JMB membership card: 1 in Seoul, and 2 at Incheon International (ICN).

Earn 2 miles for every $3 spent here. JMB members can earn miles for shopping even without boarding a flight!

Lotte Duty-Free Shop Ginza

Lotte Duty-Free Shop Ginza is an airport-style duty-free shop located in the city, where products of over 200 different brands are sold on the 2 floors of Tokyo Plaza Ginza, a new landmark of Ginza. The shop offers a new style of shopping that can be enjoyed by not only foreign customers visiting Japan but also Japanese customers planning to travel abroad.

You can earn 1 mile for every ¥100 spent at Lotte Duty-Free Shop Ginza.

15. JALUX ASIA Ltd.

Earn miles for souvenir purchases or home delivery of orchids, fruits, and spices with JALUX ASIA Ltd. Mileage earned varies by product purchased.

Special Offers and Services

16. JAL Family Club

Japan Airlines JAL Family Club — Image Credit: JAL

Whether Japan is your former home or you just travel there frequently, the JAL Family Club can be useful. There’s no fee to join, and you get a variety of benefits, such as the ability to pool miles for award redemptions and bonus miles.

First, choose a JLB member over the age of 12 to serve as the Primary Member of the JAL Family Club Account. Members must live in an eligible region outside of Japan (America, Europe/Middle East/Africa, Asia/Oceania).

Up to 9 people (including the Primary Member) may join the account, including the Primary Member’s spouse, children, parents, and spouse’s parents.

While there is no annual fee for the JAL Family Account, a registration fee of 1,000 miles is required.

Don’t have 1,000 miles in your account? You can agree to have them deducted as soon as you do! A renewal fee of 1,000 miles will be deducted every 5 years.

With a family account, you can earn bonus miles for your first JAL flight and other promotions.

17. Book Moving Services

Moving to Japan? Need to ship items overseas to friends and family? The following U.S. to Japan shipping services will earn you JMB miles!

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Company	Miles Earned
Endo Freight Forwarders	10 miles per cubic feet
Nippon Express	1 mile per $1
Nissin International Transport U.S.A.	Up to 5,000 miles

18. Purchase a Newspaper Subscription

Sign up for a new subscription or renew your subscription to Asahi Shimbun Digital newspaper to receive 3,000 miles. JALFC members earn 5,000 miles. Asahi Shimbun Digital offers digital access to the printed morning edition newspaper as well as online features.

19. Local Area Services

Take a detailed look at all of the Japan Airlines partnerships:

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Company	Service	Miles Offered	Location
Ai Klean	Maid services by Japanese professionals	1 mile per $1; 300 bonus miles for first-time customers	Los Angeles, CA
Global Action	Welfare service	500 miles for enrollment	Outside of Japan
JAL ABC Coat Storage	Coat storage	Up to 50 miles per piece	Narita/Haneda/ Kansai Airports
JAL ABC Mobile Phone Rental	Mobile phone and Wi-Fi router rentals	Up to 200 miles	Narita/Nagoya/Chubu Airports
JAL Airport Baggage Delivery Service	Baggage delivery	Up to 100 miles	Narita/Haneda/Kansai Airports
Nippan IPS	Education Services	Up to 500 miles	Mobile
Starts Pacific Inc.	Real estate	Up to 5,000 miles	Los Angeles, CA

Final Thoughts

Earning JMB miles is as easy as flying JAL and booking travel with its partners. Plus, JMB provides plenty of opportunities to earn miles with non-travel partners. Rack up miles even faster with the JAL USA Card!

Need some inspiration as to how you’d use those miles? Check out this Japan Airlines, 777 First Class review (Tokyo to LA)!