Amex Blue Cash Preferred Card vs. Citi Double Cash Card [Detailed Comparison]

We’re a fan of everyday-spending cards. After all, what’s not to like about earning rewards on the purchases you make daily?

And, while earning rewards for purchases you’re already making may sound like a smart decision, selecting a card that earns the most rewards possible for your spending mix is even smarter.

This is one of the primary reasons we compare popular cards. This can help you learn how similar cards work and thus find the best card for your specific situation.

Today, we’ve selected 2 popular everyday purchasing cards: the Blue Cash Preferred^® Card from American Express and the Citi Double Cash Card®. Each card has its strengths when it comes to earning cash-back, redeeming rewards, features, and benefits.

Overview

We’ll be covering the details of the Amex Blue Cash Preferred card and Citi Double Cash card next.

But first, let’s look at an overall comparison of our featured cards.

Welcome Offer Comparison

Once you’re approved for the Amex Blue Cash Preferred card, you can qualify for the welcome offer after meeting minimum spending requirements within a specified period after card approval. The Citi Double Cash card does not currently have a welcome offer.

Because welcome offers can vary over time, we’ve included a card snapshot that includes the current welcome offer for the Amex Blue Cash Preferred card and more information on each of our featured cards:

GREAT FOR CASH BACK

Terms Apply / Rates & Fees

Blue Cash Preferred^® Card from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Blue Cash Preferred^® Card from American Express

This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.

Welcome Offer

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

$250

UP's Offer Valuation*:

$250

Annual Fee

$0 intro annual fee for the first year, then $95.

APR

19.74%-28.74% Variable,0% on purchases for 12 months

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Blue Cash Preferred^® Card from American Express is a stellar cash-back credit card for those looking to maximize every purchase they make.

With bonus categories like U.S. supermarkets, select U.S. streaming services, U.S. gas stations, and transit purchases, this card rewards you for the items you spend the most on in a big way! For those looking to earn up to 6% cash-back on their purchases, this could be the card for you!

Pros & Cons

Pros

• 6% cash-back at U.S. supermarkets (up to $6,000 per year)
• 6% cash-back on select U.S. streaming subscriptions
• 3% cash-back on U.S. gas stations and transit (including rideshares, parking, etc.)

Cons

• $0 intro annual fee for the first year, then $95 annual fee (rates and fees)

Read Full Review

Card Highlights

• Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
• $0 intro annual fee for the first year, then $95.
• Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.74% - 28.74%.
• Plan It^®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express^® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
• Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
• Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred^® Card for a subscription purchase, including a bundle subscription purchase, at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
• Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
• Terms Apply.

Financial Snapshot

• APR: 19.74%-28.74% Variable,0% on purchases for 12 months
• Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

Rewards Center

Redeem cash-back through your American Express account

Citi Double Cash^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Citi Double Cash^® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Welcome Offer

Earn $200 cash-back after spending $1,500 on purchases in the first 6 months of account opening.

$200 cash-back

Annual Fee

$0

APR

17.74% to 27.74% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Fair to Excellent (580-850)

Why We Like This Card

The Citi Double Cash^® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros & Cons

Pros

• Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
• Flexible redemption options
• No annual fee

Cons

• No bonus categories
• 3% foreign transaction fees

Read Full Review

Card Highlights

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
• Earn a total of 5 ThankYou^® Points per $1 spent on hotel, car rental, and attractions, excluding air travel, when booked through the Citi Travel^® portal.
• To earn cash back, pay at least the minimum due on time.
• Balance Transfer Only Offer: 0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 17.74% to 27.74%, based on your creditworthiness. Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

• APR: 17.74% to 27.74% Variable
• Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

Bottom Line:

The Amex Blue Cash Preferred card includes a welcome offer that can be earned after card approval by meeting minimum spending requirements. The Citi Double Cash card does not have a welcome offer.

Earning Potential Comparison

Referral Bonus Opportunites

Once you’ve been approved for your Amex Blue Cash Preferred card, you can earn additional cash-back by referring friends or family members. American Express is unique in that your referral can select any offered American Express card, and once they’re approved, you’ll receive a referral bonus.

The current referral bonus is $100 in cash-back for each approved referral, up to $550 per year.

Citi does not currently offer referral bonuses for U.S. credit cards.

Spending on the Card

The Amex Blue Cash Preferred card earns cash-back in the form of Reward Dollars, and the Citi Double Cash card earns cash-back in the form of ThankYou Points.

We’ll expand on redeeming the different rewards currencies next, but first, let’s look at how you earn rewards on each of our featured cards.

You’ll earn best on the Amex Blue Cash Preferred card when you spend an average of $500 monthly at U.S. supermarkets and have high expenses for dining, streaming services, gas, and transit. The Citi Double Cash card earns just 2% cash-back (1% at time of purchase and 1% when you pay) in those bonus spending categories compared to as much as 6% on the Amex Blue Cash Preferred card.

If you spend more in non-bonus categories (such as tuition, household repairs, medical/legal bills, or insurance, for example), earning a total of 2% cash-back (1% at time of purchase and 1% when you pay) with the Citi Double Cash card could be a sound decision. The Amex Blue Cash Preferred card earns just 1% cash-back in these categories.

Bottom Line:

If your household spending mix includes supermarkets, streaming services, gas stations, and transit, the Amex Blue Cash Preferred card is likely the better rewards card. If your spending is heavy in non-bonus categories, you may do better earning with the Citi Double Cash card.

Redemption Options

Although the Amex Blue Cash Preferred card and Citi Double Cash Card are both cash-back rewards earning cards, you’ll find differences in redemption options at redemption time.

Here’s how our featured cards compare when it’s time to redeem your rewards.

Cash-back earned on the Amex Blue Cash Preferred card is earned as Reward Dollars that can be redeemed for a statement credit. The benefit of Reward Dollars is that you can save up and use your rewards for an emergency, a vacation, or as a statement credit to offset additional expenses — it’s your choice. You can also redeem Reward Dollars for gift cards or merchandise, but you may not receive good value.

The Citi Double Cash card earns cash-back as ThankYou Points. ThankYou Points are valuable flexible rewards that can be transferred to airline and hotel partners to redeem for award flights and free hotel nights. Additionally, you can use your points to purchase travel via Citi Travel. You can also redeem your ThankYou Points for statement credits, direct deposit to your bank, a check, gift cards, or shopping at Amazon.com.

Travel Protection and Benefits Comparison

Though neither of our featured cards comes with a strong collection of travel protections or benefits, there are a few potentially useful ones.

Amex Blue Cash Preferred Card

Car Rental Loss and Damage Insurance

Pay for your entire car rental with the Amex Blue Cash Preferred card, decline the rental agency’s CDW/LDW coverage, and receive secondary coverage for damage and theft of the rental card. Secondary coverage requires first filing a claim with any other applicable insurance before card coverage applies.

As a cardholder, you’ll also have access to Amex Premium Protection, which provides primary car rental insurance for 1 low price ($12.25 to $24.95) that covers the entire rental period, up to 42 days. Primary protection does not require filing a claim before card coverage kicks in.

Global Assist Hotline

It’s comforting to know you’ll have 24/7 access to help when traveling. With 1 call to the Global Assist Hotline, you can receive assistance finding English-speaking medical/legal referrals, translation services, help to arrange emergency transportation, directions for finding lost luggage, replacing lost passports, and more.

Citi Double Cash Card

Lyft Credits

Pay for 3 eligible Lyft rides with your Citi Double Cash card and receive $5 in Lyft credits.

Bottom Line:

Neither the Amex Blue Cash Preferred card nor the Citi Double Cash card is considered a travel rewards card, and neither is strong on travel protections and benefits. Additionally, both cards charge foreign transaction fees, making either card a poor choice for use when traveling internationally.

Shopping Protection and Benefits Comparison

Shopping protections that come with your card may provide coverage if something should go wrong with your eligible purchase. Shopping benefits offer an opportunity to earn additional cash-back rewards on select purchases.

Here are the shopping protections and benefits that come with the Amex Blue Cash Preferred card and the Citi Double Cash card.

Amex Blue Cash Preferred Card

Purchase Protection, Extended Warranty, and Return Protection

If you purchase an eligible item with your card, purchase protection will provide coverage for damage and theft for up to 90 days from the purchase date. Coverage limits are $10,000 per item and up to $50,000 per card account each calendar year.

For eligible items purchased with your card, the extended warranty protection will add 1 additional year to an item’s manufacturer’s warranty of 5 years or less.

With return protection, if an eligible item is not accepted for return by the merchant within 90 days of the purchase date, you could receive up to $300 per item, up to $1,000 per card account per calendar year.

Amex Offers

Amex Offers can be money savers — you could earn hundreds of dollars each year in additional cash-back with offers from select retailers and service providers. Log in to your online card account, scroll down to the list of up to 100 Amex Offers, select those you like, and then make the required purchase. You’ll receive a statement credit for the amount of the offer.

Citi Double Cash Card

Extended Warranty

Citi doubles the time period of your covered purchase’s original warranty by up to 24 months.

DoorDash DashPass

Cardholders receive 3 free months of DoorDash DashPass membership plus a $5 credit each month after activating the complimentary DashPass membership.

Citi Merchant Offers

Log in to your online Citi card account, select the Citi Merchant Offers you like, add those offers to your card, and earn additional cash-back when making the associated purchase.

Bottom Line:

The Amex Blue Cash Preferred card comes with shopping protections and benefits such as purchase protection, extended warranty, return protection, and Amex Offers. The Citi Double Cash card comes with Citi Merchant Offers that help you earn additional cash-back.

Annual Fees and Authorized Users

The Amex Blue Cash Preferred card has a $0 intro annual fee for the first year, then $95 (rates & fees). The Citi Double Cash card has a $0 annual fee.

There is no additional fee to add authorized users to either card.

Additional Features and Benefits

Introductory 0% APR Periods and $0 Plan It^® Fees

If you have large purchases to make and want to pay them back over time, you could save money with the 0% APR periods on these cards. Plus, the Amex Blue Cash Preferred card has a $0 Plan It fees offer for qualifying purchases.

If you have credit cards with high-interest balances, the introductory 0% APR for balance transfers on the Citi Double Cash card could allow you to pay it back without interest charges.

• Amex Blue Cash Preferred card:
  • 0% intro APR on purchases and balance transfers for 12 months from the date of account opening, then a variable APR, 19.74%-28.74%
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It^® to split up large purchases into monthly installments with a fixed fee. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. There is no sign-up, application, or enrollment required for the Plan It feature for Amex Payment Flexibility.
• Citi Double Cash card:
  • 0% intro APR on balance transfers for 18 months. After that, the variable APR will be 17.74% to 27.74%.

Recommended Credit Levels for Approval

You will need a good to excellent credit score to qualify for the Amex Blue Cash Preferred card.

While the Citi Double Cash card may be easier to qualify for than the Amex Blue Cash Preferred card (fair to excellent credit score), a good to excellent score improves the likelihood of approval.

In addition to your credit score, your income and credit history will also be considered.

Additional Card Recommendations for Everyday Spending

The Amex Blue Cash Preferred card and Citi Double Cash card are both fine choices for everyday spending cards.

If you’re interested in broader choices for travel redemptions and no foreign transaction fees, you may want to consider these 2 additional cards that earn on common everyday purchases.

Citi Strata Premier℠ Card

Citi Strata Premier℠ Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Citi Strata Premier℠ Card

Welcome Offer

Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com

60,000 points

UP's Offer Valuation*:

$960

Annual Fee

$95

APR

19.74% to 27.74% Variable APR

Why We Like This Card

The Citi Strata Premier℠ Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

Pros & Cons

Pros

• 10x points on hotels, car rentals, and attractions booked through CitiTravel.com
• 3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
• $100 annual hotel benefit

Cons

• $95 annual fee

Read Full Review

Card Highlights

• Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
• Earn 10X points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.
• Earn 3X points per $1 on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations.
• Earn 1X point per $1 spent on all other purchases.
• $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
• No expiration and no limit to the amount of points you can earn with this card.
• No foreign transaction fees on purchases.

Financial Snapshot

• APR: 19.74% to 27.74% Variable APR
• Foreign Transaction Fees: None

With the Citi Strata Premier card, you can earn 3x ThankYou Points for many daily purchases, including dining, gas stations, and supermarkets. Plus, travelers will enjoy the 3x earnings on air travel and hotel purchases.

At redemption time, the ThankYou Points you’ve earned on your card can be used to purchase travel via Citi Travel or transferred to airline or hotel partners for even greater potential value.

American Express^® Gold Card

NEW OFFER

Terms Apply / Rates & Fees

American Express^® Gold Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome Offer

You may be eligible for as high as 100,000 Membership Rewards^® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.

As High As 100,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $2,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

• 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
• 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
• 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com

Cons

• $325 annual fee (rates and fees)
• No lounge access

Read Full Review

Card Highlights

• You may be eligible for as high as 100,000 Membership Rewards^® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
• Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
• Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
• Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards^® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
• $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
• $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
• Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

The Amex Gold card is a smart choice for an everyday spending card. The card earns flexible Membership Rewards points that can be transferred to airline and hotel partners for excellent potential value.

With strong 4x earnings on restaurants worldwide (up to $50,000 per calendar year in spending and 1x thereafter), 4x earnings at U.S. supermarkets (up to $25,000 per calendar year in purchases and 1x thereafter), and statement credits for select purchases, the card can make economic sense. Plus, you’ll earn bonus points on flight purchases via AmexTravel.com and directly from the airline.

Final Thoughts

It’s a smart choice to have an everyday spending card for purchases you’re making daily. The Amex Blue Cash Preferred card could be a strong choice for you if your spending includes dining, streaming services, gas, and around $6,000 each year at the supermarket.

But if you don’t spend a lot in those bonus categories and you prefer a no-annual-fee card, the Citi Double Cash card could better reward a broader mix of spending. The Citi Double Cash card is also a good choice if you have high-interest credit card balances you would like to pay off over time by utilizing the introductory 0% APR for balance transfers.

If you travel frequently, you may want to consider having a travel rewards card in addition to an everyday spending card. Our recommendations can work for the avid traveler who values earning well on travel purchases, wants flexible travel redemption options, and can use the accompanying premier travel benefits.

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For the return protection benefit of the Blue Cash Preferred^® Card from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details.

For the purchase protection benefit of the Blue Cash Preferred^® Card from American Express, eligibility and benefit level varies by Card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the global assist hotline benefit of the Blue Cash Preferred^® Card from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Card members are responsible for the costs charged by third-party service providers.

For the extended warranty benefit of the Blue Cash Preferred^® Card from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.

For the car rental loss and damage insurance benefit of the Blue Cash Preferred^® Card from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.