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Atmos™ Rewards Summit Visa Infinite® Card — Full Review [2025]

Jarrod West's image
Jarrod West
Edited by: Jessica Merritt
& Jestan Mendame

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Atmos™ Rewards Summit Visa Infinite® card

Atmos™ Rewards Summit Visa Infinite® card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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  • 100,000 points + 25,000-point Global Companion Award

  • $395

Atmos™ Rewards Summit Visa Infinite® card

The Atmos Rewards Summit card is the perfect companion for Alaska Airlines loyalists.

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon3.5

Summary

The Atmos Rewards Summit card is perfect for any frequent Alaska or Hawaiian flyer who wants a card loaded with great benefits, such as an annual Global Companion Award, Alaska Lounge passes, free checked bags, and a fast-track toward Atmos Rewards elite status.

Card Details

Card Snapshot

Welcome Bonus & Info

  • For a limited time, receive 100,000 bonus points after spending $6,000 or more on purchases within the first 90 days of opening
    their account with this offer.
  • 3x points on Alaska Airlines and Hawaiian Airlines purchases
  • 3x points on dining and foreign purchases made overseas
  • 1x points on all other purchases
  • Receive 10,000 status points each year and 1 status point for every $2 of card spend
  • 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America account.
  • 25,000-point Global Companion Award annually
  • 100,000-point Global Companion Award (after spending $60,000 or more on purchases in a card anniversary year)
  • $395 annual fee

Pros & Cons

Pros

  • 3x points on Alaska Airlines and Hawaiian Airlines purchases
  • 3x points on dining and foreign purchases made overseas
  • 1x points on all other purchases
  • Eligible Bank of America account holders earn 10% on all card purchases
  • 25,000-point Global Companion Award annually
  • 100,000-point Global Companion Award (after spending $60,000 or more on purchases in a card anniversary year)
  • Waived partner award booking fees
  • 8 passes annually to Alaska Lounges
  • Receive 10,000 status points each year and 1 status point for every $2 of card spend
  • Instant travel delay credit
  • Free checked bag and preferred boarding
  • Waived same-day flight change fees
  • Access to Alaska transfer partners

Cons

  • $395 annual fee
  • Points aren’t as flexible as other transferable reward programs

Great Card If

  • You’re an Alaska Airlines or Hawaiian Airlines frequent flyer
  • You’ll spend enough on the card to earn its Global Companion Award Certificate
  • You want Alaska Lounge access
  • You want a card that helps you earn Atmos Rewards elite status faster

Don’t Get If

  • You rarely fly with Alaska Airlines or Hawaiian Airlines
  • You want a card with a low annual fee

Atmos Rewards Summit Card — Is It Worth It?

If you’re a frequent Alaska or Hawaiian flyer and want a card that provides benefits during your flights and helps you achieve Atmos Rewards elite status faster, the Atmos Rewards Summit card is worth adding to your wallet.

The Atmos Rewards Summit card helps you earn more Atmos Rewards points and has excellent benefits, including a Global Companion Award, free checked bags, priority boarding, Alaska Lounge passes, and waived partner award booking fees.

Atmos Rewards Summit Card Top Benefits and Perks

Cardholders will love the different benefits and perks that the Atmos Rewards Summit card offers, including:

  • 25,000-point Global Companion Award annually: Each year, receive an award that gives you 25,000 points off a companion award booking.
  • 100,000-point Global Companion Award: After you spend $60,000 or more on purchases in a card anniversary year, you will receive a massive 100,000 points off a companion award booking.
  • 8 passes to Alaska Lounges annually: Visit an Alaska Lounge up to 8 times each year using your card and receive access to an all-new premium bar experience with elevated wines and signature cocktails.
  • Free checked bag and preferred boarding: Receive a free checked bag and priority boarding for you and up to 6 additional guests on the same reservation.
  • Elite status fast-track: Receive 10,000 status points each year and 1 status point for every $2 in card spending.
  • Waived partner award booking fees: When booking an award ticket, save up to $25 per person on partner-imposed surcharges and government taxes and fees.
  • Instant travel delay credit: If your same-day Alaska Airlines flight is delayed by 2 hours or more, for any reason, or your flight is cancelled within 24 hours of scheduled departure, you will automatically receive an instant $50 voucher credit to your card.
  • Waived same-day flight change fees: Change your flight to another flight on the same day without accruing additional fees.
  • Access to Alaska transfer partners: Transfer your Alaska points to 5 hotel transfer partners.
  • Earn bonus points: Eligible Bank of America account holders earn a 10% bonus on all card purchases, allowing you to earn up to 3.3x points per $1 spent on select purchases.

Best Ways To Earn and Redeem Your Atmos Rewards Points

You can earn the most points when you use your card for purchases that earn 3x points, like Alaska and Hawaiian purchases, dining, and international purchases made overseas.

Once you’re ready to redeem your points, you have no shortage of options with the Atmos Rewards program. It’s one of the most valuable airline loyalty programs, giving you tons of great ways to redeem Atmos Rewards points.

Alternative Cards to the Atmos Rewards Summit Card

Atmos Rewards Ascent Visa Signature® Card

If you’re a frequent Alaska Airlines flyer but want a card with a lower annual fee, the Atmos Rewards Ascent card would be a better fit.

You’ll still earn 3x points on Alaska and Hawaiian purchases and 2x points on eligible gas, EV charging stations, cable, streaming services, and local transit purchases. Plus, it comes with free checked bags, priority boarding, 20% back on inflight purchases, and an annual companion certificate when you spend $6,000 on the card in a calendar year.

Bilt Mastercard

If you want a card that earns transferable rewards, the Bilt Rewards program is your only option for 1:1 transfers with Alaska Airlines.

Bilt Mastercard holders earn 3x points at restaurants, 2x points on travel booked directly with airlines, hotels, and car rental agencies, and 1x points on rent payments, without a transaction fee, up to 100,000 points each calendar year (rates & fees). The only stipulation is that you must use the card 5 times each statement period to earn Bilt Points, so you can’t use it only for your monthly rent payment if you want to earn points.

The Bilt card comes with other useful perks, including trip delay reimbursement, auto rental collision damage waiver, cellular telephone protection, and Rent Day (the first of each month) when the number of points you earn is doubled up to 1,000 points (excluding rent purchases).

Frequently Asked Questions

Does the Atmos Rewards Summit card come with airport lounge access?

Yes, the Atmost Rewards Summit card comes with 8 passes each year that grant you access to Alaska Lounges.

Does the Atmos Rewards Summit card have an annual fee?

Yes, the Atmos Rewards Summit card has an annual fee of $395.

How does the Global Companion Award work on the Atmos Rewards Summit card?

Each year, you’ll receive a 25,000-point Global Companion Award as an automatic benefit of holding the card, which gives you 25,000 points off a companion award booking.

You’ll also have the ability to earn a 100,000-point Global Companion Award after you spend $60,000 or more on purchases in a card anniversary year.

Does the Atmos Rewards Summit card earn rewards on international purchases?

Yes, the Atmos Rewards Summit card earns an uncapped 3x points on all international purchases made abroad. This is especially useful for those who frequently travel internationally, and even more so for those who are eligible for U.S. credit cards but live overseas.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

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