Great Card If
- You’re an Alaska Airlines or Hawaiian Airlines frequent flyer
- You’ll spend enough on the card to earn its Global Companion Award Certificate
- You want Alaska Lounge access
- You want a card that helps you earn Atmos Rewards elite status faster
Don’t Get If
- You rarely fly with Alaska Airlines or Hawaiian Airlines
- You want a card with a low annual fee
Atmos Rewards Summit Card — Is It Worth It?
If you’re a frequent Alaska or Hawaiian flyer and want a card that provides benefits during your flights and helps you achieve Atmos Rewards elite status faster, the Atmos Rewards Summit card is worth adding to your wallet.
The Atmos Rewards Summit card helps you earn more Atmos Rewards points and has excellent benefits, including a Global Companion Award, free checked bags, priority boarding, Alaska Lounge passes, and waived partner award booking fees.
Atmos Rewards Summit Card Top Benefits and Perks
Cardholders will love the different benefits and perks that the Atmos Rewards Summit card offers, including:
- 25,000-point Global Companion Award annually: Each year, receive an award that gives you 25,000 points off a companion award booking.
- 100,000-point Global Companion Award: After you spend $60,000 or more on purchases in a card anniversary year, you will receive a massive 100,000 points off a companion award booking.
- 8 passes to Alaska Lounges annually: Visit an Alaska Lounge up to 8 times each year using your card and receive access to an all-new premium bar experience with elevated wines and signature cocktails.
- Free checked bag and preferred boarding: Receive a free checked bag and priority boarding for you and up to 6 additional guests on the same reservation.
- Elite status fast-track: Receive 10,000 status points each year and 1 status point for every $2 in card spending.
- Waived partner award booking fees: When booking an award ticket, save up to $25 per person on partner-imposed surcharges and government taxes and fees.
- Instant travel delay credit: If your same-day Alaska Airlines flight is delayed by 2 hours or more, for any reason, or your flight is cancelled within 24 hours of scheduled departure, you will automatically receive an instant $50 voucher credit to your card.
- Waived same-day flight change fees: Change your flight to another flight on the same day without accruing additional fees.
- Access to Alaska transfer partners: Transfer your Alaska points to 5 hotel transfer partners.
- Earn bonus points: Eligible Bank of America account holders earn a 10% bonus on all card purchases, allowing you to earn up to 3.3x points per $1 spent on select purchases.
Best Ways To Earn and Redeem Your Atmos Rewards Points
You can earn the most points when you use your card for purchases that earn 3x points, like Alaska and Hawaiian purchases, dining, and international purchases made overseas.
Once you’re ready to redeem your points, you have no shortage of options with the Atmos Rewards program. It’s one of the most valuable airline loyalty programs, giving you tons of great ways to redeem Atmos Rewards points.
Alternative Cards to the Atmos Rewards Summit Card
If you’re a frequent Alaska Airlines flyer but want a card with a lower annual fee, the Atmos Rewards Ascent card would be a better fit.
You’ll still earn 3x points on Alaska and Hawaiian purchases and 2x points on eligible gas, EV charging stations, cable, streaming services, and local transit purchases. Plus, it comes with free checked bags, priority boarding, 20% back on inflight purchases, and an annual companion certificate when you spend $6,000 on the card in a calendar year.
If you want a card that earns transferable rewards, the Bilt Rewards program is your only option for 1:1 transfers with Alaska Airlines.
Bilt Mastercard holders earn 3x points at restaurants, 2x points on travel booked directly with airlines, hotels, and car rental agencies, and 1x points on rent payments, without a transaction fee, up to 100,000 points each calendar year (rates & fees). The only stipulation is that you must use the card 5 times each statement period to earn Bilt Points, so you can’t use it only for your monthly rent payment if you want to earn points.
The Bilt card comes with other useful perks, including trip delay reimbursement, auto rental collision damage waiver, cellular telephone protection, and Rent Day (the first of each month) when the number of points you earn is doubled up to 1,000 points (excluding rent purchases).