Bank of America Unlimited Cash Rewards – Full Review [2024]

Name: Bank of America Unlimited Cash Rewards – Full Review [2024]
Item: Bank of America Unlimited Cash Rewards
Rating: 3.5
Author: Alex Miller

Updated: October 3, 2024, 8:44am CDT

Edited by:

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Bank of America^® Unlimited Cash Rewards credit card

U.P. Rating

3.5

Welcome Offer
Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
$200
Annual Fee
$0
APR
0% Intro APR for 15 billing cycles for purchases. 18.24% - 28.24% variable thereafter.
Credit Recommended
Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Bank of America^® Unlimited Cash Rewards credit card

U.P. Rating

3.5

Summary

The Bank of America^® Unlimited Cash Rewards credit card is a good option to consider if you’re looking for unlimited cash-back, and straightforward earning – all without an annual fee.

Card Details

Card Snapshot

Welcome Bonus & Info

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn unlimited 1.5% cash back on all purchases.
If you’re a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.
No annual fee.
No limit to the amount of cash back you can earn and cash rewards don’t expire.
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% – 28.24% Variable APR will apply. A 3% fee applies to all balance transfers in the first 60 days, and a 4% fee applies thereafter.
Contactless Cards – The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.