11 Benefits and Perks of the Disney Premier Visa Card [$1,000+ Value]

For those obsessed with the House of Mouse, you’ll want to ensure you have a Disney credit card in your wallet. One good card to have is the Disney^® Premier Visa^® Card, which we will discuss extensively in this article.

If you’ve been thinking about adding a new credit card to your wallet, we’ll detail the benefits and perks of this card to help you determine how much value you can get per year.

Earning Disney Rewards Dollars

1. Welcome Bonus Offer [$200-$400]

New cardholders of the Disney Premier card can find the current welcome offer below. With a modest $49 annual fee, opening this card is a no-brainer.

NEW OFFER

Disney^® Premier Visa^® Card

U.P. Rating

The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

2% back Disney Rewards Dollars at Disney, gas stations, grocery stories, and restaurants means more rewards dollars for Disney fans.

Disney^® Premier Visa^® Card

2% back Disney Rewards Dollars at Disney, gas stations, grocery stories, and restaurants means more rewards dollars for Disney fans.

Welcome Offer

Earn a $400 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.

$400

Annual Fee

$49

APR

19.24% - 28.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

Mickey and his friends are like part of the family. Your kids can recite the words to everything from Aladdin to Toy Story. And there’s no question where you’re going on Spring Break (Space Mountain, anyone?).

As a premier Disney fan, you always have the Disney^® Premier Visa^® Card on hand. It earns you cash back and discounts at Walt Disney World, Disneyland, and more.

Pros & Cons

Pros

• Save 10% on select purchases at shopDisney.com when you use your card
• Earn 5% in Disney Rewards Dollars on purchases at DisneyPlus.com, Hulu.com, or ESPNPlus.com
• Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants, and most Disney U.S. locations
• Earn 1% on all other card purchases
• Redeem Rewards Dollars for a statement credit towards airline travel
• Get a one-year complimentary DashPass if activated by 12/31/24

Cons

• Does not earn transferrable rewards
• Has a foreign transaction fee

Card Highlights

• Earn $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening
• Enjoy 0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 15.49%‐24.49%
• Save 10% on select purchases at shopDisney.com when you use your Disney Premier Visa Card
• Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com.
• Earn 2% in Disney Rewards Dollars on card purchases at grocery stores, restaurants, gas stations and most Disney locations.
• Earn 1% on all your other card purchases.
• Airline Statement Credit: Redeem Rewards Dollars for a statement credit toward airline travel

Financial Snapshot

• APR: 19.24% - 28.24% Variable
• Foreign Transaction Fees: 3% of the amount of each transaction in U.S. dollars.

Card Categories

• Credit Card Reviews
• Cash Back Credit Cards

Rewards Center

Disney Rewards

2. Up to 5% Disney Rewards Dollars Categories [$50]

You’ll earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com, or ESPNPlus.com.

Plus, you’ll earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants, and most Disney U.S. locations, and 1% on all your other card purchases.

According to a report by J.D. Power, gas is the average U.S. family’s second-largest monthly expense, and Americans are estimated to spend approximately $5,000 on gas yearly. If you put all of your gas station purchases on your Disney Premier Plus card, assuming you spent $5,000 at the pump annually, you’d earn 50 Disney Reward Dollars.

Redemption Options

3. Disney Purchases and Airline Travel

Disney values its Disney Rewards Dollars at $1 each, and they can be redeemed at Disneyland, Walt Disney World, Disney Cruise Line, Disney releases at AMC Theatres, and more.

Additionally, you can redeem Disney Rewards Dollars on airline purchases, a feature only available to Disney Premier card members. To do this, you must purchase airline tickets with your Disney Premier card. There are no limits to what airline you can use or blackout dates, though you must book directly with the airline, a travel agent, or a travel website. You’ll then pay yourself back by redeeming a minimum of 50 Disney Rewards Dollars for a credit on your monthly statement within 60 days of purchasing your ticket.

Disney Perks

4. Disney Theme Park and Resorts Savings and Perks [$400]

Aside from the welcome bonus offer, the savings you’ll receive on select Disney purchases are perhaps the best benefits of this card. Disney Premier cardmembers will get:

• 10% off select merchandise purchases at select locations at Disneyland, Walt Disney World, and aboard Disney Cruise Line ships
• 10% off select dining locations at Disneyland and Walt Disney World
• 15% off the non-discounted price of select guided tours at Disneyland and Walt Disney World

You must use your Disney Premier card to receive the discounted pricing, and blackout dates may apply.

Additionally, exclusive cardmember photo opportunities are offered daily during set hours at Disneyland and Walt Disney World.

The Disney experts here at Upgraded Points averaged the cost for a family of 4 to spend $4,000 on a 5-day stay, including tickets, meals, drinks, merch, and tours. Assuming you visit Walt Disney World or Disneyland once a year for 5 days, dine out generously, buy merch, and take a guided tour, your savings would come out to $400 annually.

5. Disney Bundle Discounts [$45]

You’ll get $14.99 per month (up to 3 consecutive months) in statement credits on qualifying The Disney Bundle subscription purchases that total $14.99 or more. The Disney Bundle Trio Basic plan is an ideal choice at a cost of $14.99 per month.

6. Disney Vacation Financing

You’ll get a special 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24% - 28.24%.

7. shopDisney.com Savings [$20]

You’ll get 10% off select credit card purchases at shopDisney.com. Note that this discount is not valid on purchases made at Disney Parks and Resorts locations or on Disney store merchandise purchased from other retailers or using third-party websites.

To take advantage of the savings, mention this benefit in the store (with your Disney Premier card) or use promo code DRVCMEMBER online.

Assuming you purchased something from the site at $50 per purchase once a quarter, it would result in a savings of $20 annually, so we’ll value this particular benefit at $20, though it could be higher if you find yourself using shopDisney.com often.

Travel Benefits and Protections

8. Baggage Delay Insurance [$50]

If your baggage is delayed over 6 hours, you can receive up to $100 a day for 3 days to purchase essentials like toiletries and clothing.

Shopping Benefits and Protections

9. Purchase Protection [$50]

This coverage protects your new purchases for 120 days against damage or theft, up to $500 per claim and $50,000 per account.

10. Extended Warranty Protection [$50]

This benefit extends the U.S. manufacturer’s warranty period by an additional year on eligible warranties of 3 years or less when using your card.

11. DoorDash DashPass Membership [$96]

Get a 1-year complimentary DoorDash DashPass, which provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. Given that a standard DashPass membership costs $8 a month (or $96 annually), assuming you don’t already have a membership with another card, we’ll value this benefit at $96.

Final Thoughts

While you won’t get much benefit from this card if you aren’t a Disney fan, the Disney Premier card does provide some benefits, like savings at Disney properties on merch, dining, and more. With a reasonable annual fee, this card is a good one to have in your wallet when visiting the House of Mouse!