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The 10 Best Credit Cards for Disney and Universal Vacations [2024]

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Whether you’re traveling with kids or are a big kid yourself, you’ll inevitably consider taking a theme park vacation. Here at Upgraded Points, we’re big fans of theme parks and know how much work (and money) goes into planning a trip to one.

Parks such as Walt Disney World, Disneyland, and Universal Studios have mastered the art of entertainment and transport guests into a world where fun and magic are an everyday occurrence. These experiences can create memories for a lifetime but come at a price that can be shocking to both first-timers and travel pros.

Fortunately, there are ways to help reduce the cost of your next trip to Disney or, at the very least, earn bonus points or cash-back on your spending.

Below, we’ve selected some of the best credit cards to add to your wallet that will save you some serious dough, whether you’re going to see Mickey Mouse, Harry Potter, or both. Let’s take a look!

What To Look for in a Theme Park Card

Signing up for a credit card is a big deal, and we treat it that way around here. That is why we are very particular about what cards we have in our wallets, why we keep them open, and when we open them.

A few extra minutes of research can mean thousands of extra points (and dollars) toward your next trip. With Disney and Universal in mind, here are some things to look for in your next credit card.

Welcome Bonus Offer

A solid welcome offer is a must-have when signing up for a credit card.

A welcome bonus offer is a fixed amount of points that the card issuer agrees to give you after you spend a predetermined amount of money on your new credit card.

These bonuses can range from 20,000 to 150,000 or more points, depending on the card and the type of points. A big welcome bonus could mean hundreds of dollars in savings for your next trip.

Hot Tip:

Not all points are created equally. Join our Facebook Group, Level UP Travel, to ask our community any questions you might have.

Perks

Travel credit cards nowadays come with a whole slew of perks to try and lure customers away from other banks, and they can be quite competitive.

With everything from free hotel nights to lounge access and travel insurance, almost every travel credit card on the market offers value.

When considering a trip to a theme park, what’s an important perk for you? A free flight to Orlando? A free Disney hotel room? An exclusive encounter with Kylo Ren? With the right credit card, these are all possibilities.

Category Bonuses

Even if you’re on a tight budget, you’ll probably need to pay for at least a few purchases at a Disney or Universal theme park. These parks have essentially made separating guests from their money a science. If you’re spending it, you might as well get rewarded for it.

Pulling the right credit card out of your wallet for theme park purchases can make a big difference. While some cards may earn a simple 1 point per dollar spent, others may earn 2x, 3x, or more, depending on the category.

Many of our favorite cards provide bonuses for dining, family travel, and entertainment, and those points start to add up! Here’s a quick chart to help you visualize how your spending is categorized.

SCROLL FOR MORE
AttractionChargeCategory
Walt Disney WorldWalt Disney World tickets purchased directly from disneyworld.comEntertainment
Walt Disney World experiencesTravel
Disney restaurantsDining
Advance Disney Dining reservationsTravel
Universal OrlandoUniversal Orlando tickets purchased directly from universalorlando.comEntertainment
Universal Orlando tickets purchased from a Universal Orlando hotelTravel
Undercover Tourist theme park ticketsTravel
LEGOLAND tickets purchased directly from legoland.comEntertainment
Hot Tip:

Planning a Disney trip? Be sure to read our article on how to make your next trip to Disney as stress-free as possible.

The 8 Best Overall Credit Cards for Disney and Universal Vacations

It’s understandable if you’re already feeling overwhelmed. Many variables factor into choosing the right theme park card, but the most important is having a card you’re comfortable using without making the process too complicated.

While some of us love trying to squeeze every extra point out of every purchase, sometimes you just need a card that provides good overall value no matter what you spend on it.

Whether you’re looking for a premium credit card, an easy-to-use, no-annual-fee card, or a hotel-branded card to earn points at your favorite chain, we’ve got a little something for everyone.

With that in mind and the focus on theme parks and family trips, here are our favorite credit cards for Disney and Universal vacations:

Card Summary

SCROLL FOR MORE
CardWelcome Bonus and Annual FeeBenefits for Disney and Universal Vacations
The Platinum Card® from American Express
  • Earn 80,000 points after spending $8,000 on purchases in the first 6 months.
  • Annual fee of $695 (rates & fees)
  • 5x points when booking airfare directly with the airline or with AmexTravel.com (up to $500,000 per calendar year)
  • 5x points when booking prepaid hotel stays directly with AmexTravel.com
  • Fantastic airport lounge access
  • Awesome travel insurance
Capital One Venture Rewards Credit Card
  • Earn 75,000 miles when you spend $4,000 on purchases in the first 3 months.
  • Annual fee of $95 (rates & fees)
  • 5x miles on hotels and rental cars when booked via Capital One Travel
  • 2x miles on all other purchases with no caps
  • Travel insurance
Capital One Savor Cash Rewards Credit Card

(Information collected independently. Not reviewed by Capital One)

  • Earn $300 after spending $3,000 on purchases in the first 3 months.
  • Annual fee of $95
  • 10% cash-back on Uber and Uber Eats
  • 4% cash-back on entertainment
Chase Freedom Unlimited®
  • Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases.
  • Annual fee of $0
  • 5% cash-back on travel purchases via Chase Travel
  • 5% cash-back on Lyft purchases through March 31, 2025
  • 3% cash-back on dining and drugstores
  • 1.5% cash-back on all other purchases
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
Chase Sapphire Reserve®
  • Earn 75,000 points after spending $4,000 on purchases in the first 3 months.
  • Annual fee of $550
  • 10x points on hotels, car rentals, and Chase Dining when you book through Chase Travel
  • 5x points on air travel when you book through Chase Travel
  • 3x points on dining and all other travel
  • Complimentary Priority Pass Select membership
  • $300 annual travel credit
  • Amazing travel insurance
Chase Sapphire Preferred® Card
  • Earn 75,000 points after spending $4,000 on purchases in the first 3 months.
  • Annual fee of $95
  • 5x points on all travel booked through Chase Travel
  • 5x points on Lyft (through March 31, 2023)
  • 3x points on dining
  • 2x points on other travel
  • Fantastic travel insurance
Citi Strata Premier℠ Card
  • Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
  • Annual fee of $95
  • 10x points on hotels, car rentals, and attractions booked through CitiTravel.com
  • 3x points on air travel, hotels, dining, gas stations, EV charging, and supermarkets
  • $100 annual hotel benefit
Disney® Premier Visa® Card
  • Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
  • Annual fee of $49
  • 10% cardmember discount on select purchases at shopDisney.com and select merchandise purchases at select locations at Disneyland and Walt Disney World
  • 5% in Disney Rewards Dollars on purchases made directly at DisneyPlus.com, Hulu.com, or ESPNPlus.com
  • 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24% - 28.24%

The Platinum Card® from American Express (Top Pick)

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros
  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Cons
  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.
Financial Snapshot
  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None
Rewards Center

American Express Membership Rewards

Hot Tip: Check to see if you’re eligible for a welcome bonus offer of up to 125k (or 150k) points with the Amex Platinum. The current public offer is 80,000 points. (This targeted offer was independently researched and may not be available to all applicants.)

When it comes to premium travel cards, there is no card more famous than the Amex Platinum card. Packed with perks, this card has been a fan favorite for years and still continues to be one of ours.

We are big fans of American Express Membership Rewards points around here. With plenty of Amex transfer partners, access to American Express Fine Hotels and Resorts, options to redeem points for gift cards, and more, the options to redeem for travel seem almost limitless.

Factoring in 5x points when booking airfare and hotels directly with AmexTravel.com, building up a nice points balance could be easier than you think.

Of course, these perks don’t come cheap. With an annual fee of $695, this card isn’t for everyone. But when you break down the perks, it’s surprisingly reasonable. Here are some of the most popular benefits:

If you get an Amex Platinum card before your trip to Disney, you’ll have plenty of ways to save some money. The welcome bonus offer alone could cover your airfare or hotel, and the lounges and Uber perks will make your trip more comfortable. Enrollment may be required for the benefits mentioned.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit CardTerms Apply / Rates & Fees
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!

Learn More(at Capital One's secure site)
Get 2x miles plus some of the most flexible redemptions offered by a travel credit card!
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel.
75,000 miles
$1,350
$95
19.99% - 29.99% (Variable)
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent Credit (670-850)

The Capital One Venture Rewards Credit Card is one of the most popular rewards cards on the market. It’s perfect for anyone in search of a great welcome offer, high rewards rates, and flexible redemption options.

Frequent travelers with excellent credit may benefit from this credit card that offers a lot of bells and whistles. And it offers easy-to-understand rewards earning and redemption.

Pros
  • 5x miles per $1 on hotels and rental cars booked through Capital One Travel
  • 2x miles per $1 on all other purchases
  • Global Entry or TSA PreCheck application fee credit
Cons
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enrich every hotel stay from the Lifestyle Collection with a suite of cardholder benefits, like a $50 experience credit, room upgrades, and more
  • Transfer your miles to your choice of 15+ travel loyalty programs
Financial Snapshot
  • APR: 19.99% - 29.99% (Variable)
  • Foreign Transaction Fees: None
Rewards Center

Capital One Miles

The Capital One Venture card is great if you’re looking for easy-to-use miles and a nice welcome bonus offer.

One of the best parts of Capital One miles is that they are extremely flexible, easy to use, and never expire.

If you want to try to get a little (or a lot) more value out of your miles, you can transfer them to an airline or hotel partner and book a flight or hotel. This can easily yield more than 2 cents per mile worth of value, essentially doubling your welcome bonus offer.

Another decent option is to use your miles to book travel with Capital One Travel. This will get you 1 cent per mile in value, but you won’t earn any additional airline or hotel rewards points, so it may not be the most rewarding option.

Overall, the Capital One Venture card gives travelers an easy-to-use rewards program with plenty of redemption options, especially when booking a trip to visit Mickey.

Capital One Savor Cash Rewards Credit Card

Capital One Savor Cash Rewards Credit Card
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent cash-back card that offers rewards for categories like dining, entertainment, popular streaming services, and grocery stores. (Information collected independently. Not reviewed by Capital One.)

An excellent cash-back card that offers rewards for categories like dining, entertainment, popular streaming services, and grocery stores. (Information collected independently. Not reviewed by Capital One.)
Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening.
$300
$95
20.74%-28.74% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-850)

 

When it comes to rewards credit cards, you can break up most savvy consumers into 2 camps: those who prefer travel rewards and those who prefer cash-back.

Both options can be very lucrative to you and your wallet, especially if you’re using the right card. For those who fall in the “cash is king” camp, you’ll likely find the Capital One Savor card quite compelling.

Pros
  • 10% cash-back on Uber and Uber Eats
  • 8% cash-back on Capital One Entertainment
  • 5% cash-back on hotels and rental cars booked through Capital One Travel
Cons
  • $95 annual fee
  • This is strictly a cash-back card, so it features no travel rewards like other cards offer
  • Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases.
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
  • Earn 8% cash back on Capital One Entertainment.
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn.
Financial Snapshot
  • APR: 20.74%-28.74% Variable
  • Foreign Transaction Fees: 

If you like the ease of the Capital One Venture card above, you will probably like its cash-back sibling, the Capital One Savor cardInformation collected independently. Not reviewed by Capital One..

The Capital One Savor card earns an impressive 10% cash-back on Uber and Uber Eats purchases, 4% cash-back on entertainment purchases, 3% cash-back on grocery purchases, and 1% cash-back on everything else. A trip to the parks could earn you a nice chunk of change.

The big rewards on entertainment purchases — like pricey park tickets — and the ease of earning cash-back make this a very compelling card to have in your wallet when you want to go have some fun!

Chase Freedom Unlimited®

Chase Freedom Unlimited®
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!

This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases.
Up to $300 cash back
$0
0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Freedom Unlimited® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.

When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.

Pros
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • 5% back on travel purchased through Chase Travel
  • 3% back on dining and drugstore purchases
Cons
    • 3% foreign transaction fee
  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
  • Member FDIC
Financial Snapshot
  • APR: 0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
  • Foreign Transaction Fees: 3% of each transaction in U.S. dollars
Rewards Center

Chase Ultimate Rewards

Sometimes, you just need a simple, no-frills card that provides solid value. For us, that is the Freedom Unlimited card.

The Freedom Unlimited card is a $0-annual-fee card marketed as a cash-back card, but when combined with a Chase Ultimate Rewards-earning credit card, it can earn you valuable points.

This unique card earns cardholders 5% cash back on travel purchased through Chase Travel, 3% cash back on dining and drugstores, 5% cash back on Lyft purchases (through March 31, 2025), and an unlimited 1.5% cash back on everything else. That’s a lot of cash back! This is outside of the introductory offer of a 1.5% cash-back boost available to new cardmembers.

New cardholders get a welcome bonus offer (which is great for no annual fee) on top of the card’s intro APR offer which is 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.

That means that you can apply your welcome bonus offer straight to your Disney or Universal trip, finance the rest of it for free, and earn points!

Chase Sapphire Reserve®

Chase Sapphire Reserve®
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's worth $1,125 when redeemed through Chase Travel℠.
75,000 points
$1,500
$550
22.49%-29.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-850)

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros
  • 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
  • 10x points on Lyft purchases March 31, 2025
  • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
Cons
  • $550 annual fee
  • Does not offer any sort of hotel elite status
  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,125 toward travel when you redeem through Chase TravelSM.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase TravelSM. For example, 75,000 points are worth $1125 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Member FDIC
Financial Snapshot
  • APR: 22.49%-29.49% Variable
  • Foreign Transaction Fees: $0
Rewards Center

Chase Ultimate Rewards

It’s hard to talk about travel credit cards without bringing up the Chase Sapphire Reserve card, and that’s for good reason. The Chase Sapphire Reserve card stormed onto the premium credit card scene a few years ago with a big welcome bonus offer, lots of perks, and even celebrity endorsements.

But now that the dust has settled, is it still worth a spot in your wallet if you’re planning a trip to Disney or Universal? We think so.

For starters, the welcome bonus offer, though not as high as it used to be, still offers many very valuable and flexible Chase Ultimate Rewards points.

Next is the staggering $550 annual fee, which can easily scare some people off right away. But the card comes with a $300 annual travel credit, a Priority Pass Select membership, a $100 Global Entry, NEXUS, or TSA PreCheck credit, DoorDash DashPass, rental car elite status, extra travel insurance, and more.

Most cardholders can get way more than $550 worth of value from their Chase Sapphire Reserve card each year just from those perks alone. When you factor in 3x points on travel and dining, this could be a go-to card for your next trip.

Thinking specifically about a Walt Disney World trip, you could use the $300 toward airfare, enjoy some airport lounges and TSA PreCheck, grab a free upgrade when you pick up your rental car, and then check into a Walt Disney World Resort hotel that you booked with points — easy!

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's worth over $900 when redeemed through Chase Travel℠.
75,000 points
$1,500
$95
21.49%-28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros
  • 5x points on all travel booked via the Chase Travel portal
  • 5x points on select Peloton purchases over $150 (through March 31, 2025)
  • 5x points on Lyft purchases (through March 31, 2025)
Cons
  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase TravelSM.
  • Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM. For example, 75,000 points are worth $937.50 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC
Financial Snapshot
  • APR: 21.49%-28.49% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

The Chase Sapphire Preferred card offers 5x Ultimate Rewards points on all travel booked via Chase Travel. This includes theme park tickets, tourist attractions, tours, and more. Although the travel portal doesn’t sell tickets to U.S. Disney theme parks, you can find them for overseas locations.

Add the ability to redeem points at a rate of 1.25 cents each, and the Chase Sapphire Preferred card is one of the best options out there.

Citi Strata Premier℠ Card

NEW CARD LAUNCH
Citi Strata Premier℠ Card
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Learn More(at our partner's secure site)
Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
70,000 points
$1,120
$95
21.24% - 29.24% (Variable)

The Citi Strata Premier℠ Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

Pros
  • 10x points on hotels, car rentals, and attractions booked through CitiTravel.com
  • 3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
  • $100 annual hotel benefit
Cons
    • $95 annual fee
  • Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Financial Snapshot
  • APR: 21.24% - 29.24% (Variable)
  • Foreign Transaction Fees: None

The Citi Strata Premier Card is a great overall card, not just for your Disney or Universal vacation but for travel in general.

With a generous welcome bonus offer, a relatively low $95 annual fee, and 3x points on air travel, hotels, gas stations, EV charging, dining, and supermarkets, it’s easy to see why this card is so popular.

But what really makes this card shine for theme park lovers is the 10x points on hotels, car rentals, and attractions booked through CitiTravel.com.

Citi ThankYou Rewards is often overshadowed by Chase and American Express, but this often overlooked program can provide excellent value, especially since bonus points is so easy.

These ThankYou Points can be quite versatile when it comes to planning your next trip to Disney. You can choose to transfer them to one of Citi’s airline partners to help pay for your family’s flights down to Orlando (hello, JetBlue!), book your trip through Citi Travel at 1 cent per point, or cash out your points for gift cards to use during your trip.

Either way, you will be able to save some serious money just by applying the welcome bonus to your trip. Many of your purchases during the trip will code as travel and dining, so you will earn 3x to 10x points that you can redeem for future travel!

Disney® Premier Visa® Card

Disney® Premier Visa® Card
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

2% back Disney Rewards Dollars at Disney, gas stations, grocery stories, and restaurants means more rewards dollars for Disney fans.

2% back Disney Rewards Dollars at Disney, gas stations, grocery stories, and restaurants means more rewards dollars for Disney fans.
Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
$300
$49
19.24% - 28.24% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

Mickey and his friends are like part of the family. Your kids can recite the words to everything from Aladdin to Toy Story. And there’s no question where you’re going on Spring Break (Space Mountain, anyone?).

As a premier Disney fan, you always have the Disney® Premier Visa® Card on hand. It earns you cash back and discounts at Walt Disney World, Disneyland, and more.

Pros
  • Save 10% on select purchases at shopDisney.com when you use your card
  • Earn 5% in Disney Rewards Dollars on purchases at DisneyPlus.com, Hulu.com, or ESPNPlus.com
  • Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants, and most Disney U.S. locations
Cons
  • Does not earn transferrable rewards
  • Has a foreign transaction fee
  • Earn a $300 Statement Credit after you spend $1,000 on purchases in the first 3 months from account opening.
  • Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com or ESPNPlus.com. Earn 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants and most Disney U.S. locations. Earn 1% on all your other card purchases. There are no limits to the number of Rewards Dollars you can earn.
  • Redeem Rewards Dollars for a statement credit toward airline purchases.
  • 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24% - 28.24%
  • 10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.
  • Save 10% on select purchases at DisneyStore.com
  • Member FDIC
Financial Snapshot
  • APR: 19.24% - 28.24% Variable
  • Foreign Transaction Fees: None
Rewards Center

Disney Rewards

We couldn’t write about the best credit cards for a Disney vacation without mentioning the Disney Premier card … or could we?

While there are certainly some perks to be had, most consumers will be able to get better value out of one of the cards mentioned above. That said, if you already have some of our favorite cards and have an available Chase 5/24 slot, the Disney Premier card could be a decent choice.

New cardholders receive a welcome bonus offer and 2% in Disney Rewards Dollars at gas stations, grocery stores, restaurants, and most Disney locations.

If you’re a big Disney fan, you can probably get some outsized value from cardholder perks, which include:

  • 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus.com, Hulu.com, or ESPNPlus.com
  • 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24% - 28.24%
  • 10% off select purchases at Disney and Disney.com
  • 15% off select guided tours at Disney parks
  • 10% off select Disney dining locations

This card isn’t for everyone, but if you can take advantage of those discounts and special experiences, the Disney Premier card offers plenty of value. Read our guide to find out more about the Disney credit card benefits.

Hot Tip:

Ready to book your trip? Don’t miss the ultimate Disney vacation packing list and our best tips.

The 2 Best Credit Cards for Disney and Universal Hotel Stays

While the cards that we listed above can earn you rewards good for hotel stays (and a plethora of other options), none of them are specific to a Disney or Universal hotel or even a hotel chain in general.

Below are some of our favorite hotel-branded credit cards that can be quite useful when booking your trip to Orlando.

Card Summary

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CardWelcome Bonus and Annual FeeBenefits for Disney and Universal Hotel Stays
Hilton Honors American Express Aspire Card
  • Earn 175,000 points after spending $6,000 in eligible purchases within the first 6 months.
  • Annual fee of $550
  • 14x points on Hilton stays
  • Up to $400 Hilton resort credit
  • Hilton Honors Diamond status
  • Free Night Reward certificate every year
Marriott Bonvoy Brilliant® American Express® Card
  • Earn 95,000 points after spending $6,000 within the first 6 months.
  • Annual fee of $650 (rates & fees)
  • 6x points on Marriott purchases
  • Marriott Bonvoy Platinum Elite Status
  • 1 Free Night Award after your card renewal month (up to 85,000 points)
  • 25 Elite Night Credits every year
  • Complimentary Priority Pass Select membership (enrollment required)

Hilton Honors American Express Aspire Card

LIMITED TIME OFFER
Hilton Honors American Express Aspire CardTerms Apply / Rates & Fees
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.

All information about Hilton Honors American Express Aspire Card has been collected independently by Upgraded Points.

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Automatic Hilton Diamond status, an annual free night, and a travel and resort credit make this the perfect card for those who stay in Hilton hotels.
Earn 175,000 Bonus Points after you spend $6,000 in purchases on the Hilton Honors American Express Aspire Card in the first 6 months of Card Membership. Offer ends 7/31/2024.
175,000 points
$875
$550
20.99% - 29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.


Paying hundreds of dollars for an annual fee on a co-branded hotel card might seem ridiculous, but you should know that the Hilton Honors American Express Aspire Card is much more than your run-of-the-mill hotel credit card.

The Hilton Aspire card is not only a phenomenal card for Hilton Honors loyalists, but even those who visit Hilton hotels just a few times a year can still get excellent value out of all the benefits that are packed into this card.

So let’s have a look at what makes the card so valuable to travelers.

Pros
  • 14x points per $1 on Hilton purchases
  • 7x points per $1 on select travel and at U.S. restaurants
  • 3x points per $1 on all other purchases
Cons
    • High annual fee of $550
  • Earn 175,000 Bonus Points after you spend $6,000 in purchases on the Hilton Honors American Express Aspire Card in the first 6 months of Card Membership. Offer ends 7/31/2024.
  • Earn 14x Hilton Honors Bonus Points when you make eligible purchases on your card at participating hotels or resorts within the Hilton portfolio.
  • Earn 7x Hilton Honors Bonus Points for eligible purchases: on flights booked directly with airlines or amextravel.com, on car rentals booked directly from select car rental companies, and at U.S. restaurants.
  • Earn 3X Hilton Honors Bonus Points for other purchases on your card.
  • Enjoy up to $400 in Hilton Resort Credits (up to $200 in statement credits semi-annually) on your card each anniversary year when you stay at participating resorts within the Hilton portfolio.
  • Enjoy complimentary Diamond status.
  • $550 annual fee.
Financial Snapshot
  • APR: 20.99% - 29.99% Variable
  • Foreign Transaction Fees: None

The Hilton Aspire card is a fan favorite for many reasons. If you like to stay at Hilton properties, this is the only credit card that will give you automatic top-tier Diamond status just for having the card — which is huge.

Diamond status alone could be worth the $550 annual fee for some, but the card also comes with up to $400 Hilton Resort annual statement credit, up to $200 airline annual fee credit, and a Free Night Reward good at almost any Hilton property worldwide. With a handful of other great perks, it’s easy to get your money’s worth with this card.

A hefty welcome bonus offer combined with 14x points on Hilton stays and 7x points on travel and dining will have you with more than enough points for a nice stay near the parks.

If you’re headed to Orlando, there are dozens of redemption opportunities, including some awesome Hilton Vacation Club properties and even a luxurious Waldorf Astoria in Disney Springs!

All information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Marriott Bonvoy Brilliant® American Express® Card

Marriott Bonvoy Brilliant® American Express® CardTerms Apply / Rates & Fees
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

A premium card for Marriott fans who want perks like an annual statement credit and Free Night Award, plus a fast track to Marriott elite status.
Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
95,000 bonus points
$665
$650
20.99%-29.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Marriott Bonvoy Brilliant® American Express® Card is a premium card designed with road warriors and Marriott Bonvoy loyalists in mind.

So is the card a worthwhile addition to your wallet?

Pros
  • 6x points per $1 at hotels participating in Marriott Bonvoy program
  • 3x points per $1 on flights booked directly with airlines and restaurants worldwide
  • 2x points per $1 on all other purchases
Cons
  • Earn 95,000 Marriott Bonvoy bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership.
  • $300 Brilliant Dining Credit: Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide.
  • With Marriott Bonvoy Platinum Elite status, you can receive room upgrades, including enhanced views or suites, when available at select properties and booked with a Qualifying Rate.
  • Earn 6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy®. 3X points at restaurants worldwide and on flights booked directly with airlines. 2X points on all other eligible purchases.
  • Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
  • Each calendar year after spending $60,000 on eligible purchases on your Marriott Bonvoy Brilliant® American Express® Card, you will be eligible to select a Brilliant Earned Choice Award benefit. You can only earn one Earned Choice Award per calendar year. See https://www.choice-benefit.marriott.com/brilliant for Award options.
  • $100 Marriott Bonvoy Property Credit: Enjoy your stay. Receive up to a $100 property credit for qualifying charges at The Ritz-Carlton® or St. Regis® when you book direct using a special rate for a two-night minimum stay using your Card.
  • Fee Credit for Global Entry or TSA PreCheck®: Receive either a statement credit every 4 years after you apply for Global Entry ($100) or a statement credit every 4.5 years after you apply for a five-year membership for TSA PreCheck® (up to $85 through a TSA PreCheck official enrollment provider) and pay the application fee with your Marriott Bonvoy Brilliant® American Express® Card. If approved for Global Entry, at no additional charge, you will receive access to TSA PreCheck.
  • Each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Terms apply.
  • Enroll in Priority Pass™ Select, which offers unlimited airport lounge visits to over 1,200 lounges in over 130 countries, regardless of which carrier or class you are flying. This allows you to relax before or between flights. You can enjoy snacks, drinks, and internet access in a quiet, comfortable location.
  • No Foreign Transaction Fees on international purchases.
  • With Cell Phone Protection, you can be reimbursed, the lesser of, your repair or replacement costs following damage, such as a cracked screen, or theft for a maximum of $800 per claim when your cell phone line is listed on a wireless bill and the prior month's wireless bill was paid by an Eligible Card Account. A $50 deductible will apply to each approved claim with a limit of 2 approved claims per 12-month period. Additional terms and conditions apply. Coverage is provided by New Hampshire Insurance Company, an AIG Company.
  • $650 Annual Fee.
  • Terms Apply.
Financial Snapshot
  • APR: 20.99%-29.99% Variable
  • Foreign Transaction Fees: None
Rewards Center

Marriott Bonvoy

If you are looking for some Disney magic by staying on property and really close to the parks (without spending a fortune), consider the Marriott Bonvoy Brilliant card.

The Marriott Bonvoy Brilliant card is a premium card with a $650 annual fee (rates & fees), but anyone staying at a Marriott property should easily be able to come out ahead of that fee with some simple planning.

In addition to the Marriott Bonvoy points offered as a welcome bonus offer, the card comes with up to $300 annual credit (up to $25 each month) to use at restaurants, a free night award (up to 85,000 points), Priority Pass lounge access (enrollment required), and much more.

Disney fans are surely familiar with the Walt Disney World Swan, Walt Disney World Dolphin, and Walt Disney World Swan Reserve right near EPCOT, but did you know that they are Marriott hotels? That means you can redeem your credits, points, and free night awards there. Rates start at 50,000 points (but can get lower) or $150, so from the perks we mentioned above, new cardmembers would have enough for 4 free nights at a Disney hotel!

Hot Tip:

To make sure you don’t miss any deals, download the Official Universal Orlando mobile app (iOS, Android) and search for active offers. 

Final Thoughts

No matter how long you’re planning to visit Disney or Universal, it can get expensive quickly.

A family of 4 means 4 flights, a rental car, a decent hotel room, multiple park tickets, meals, and more. If you pay cash for all of that, the total can easily reach thousands of dollars.

With some intense planning, it’s certainly possible to reduce many of those costs. You can easily reduce a big chunk of them (flights and hotels) by simply using credit cards to your advantage.

Of course, for this to make sense, it needs to be done responsibly. If you think you may end up carrying a balance and paying interest on your credit card, it will almost certainly not be worth it. But if you can maximize credit card benefits and reduce your costs at the same time, you will find yourself taking your family on the best kind of vacation: a free one!

The cards listed above are just some of our favorites that we use daily. If you have any questions about a specific card or a specific trip, let us know in the comments or join our Facebook Group!


For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply.

The information regarding the Capital One Savor Cash Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 
The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the Marriott Bonvoy Brilliant® American Express® card, click here.

Frequently Asked Questions

Is it worth getting the Disney Premier card?

If you already have some of our favorite cards and really like going to Disney, there is value to be had with the Disney Premier card. Big Disney fans will get a lot of value from the special meet and greets as well as the 10% discounts.

Can I use credit card points to stay at a Walt Disney World Resort hotel?

Yes! Thanks to flexible points from American Express, Capital One, Chase, and Citi, you can book almost any hotel you want. If you have a Hilton- or Marriott-branded credit card, you can redeem points to stay at a Disney Springs hotel or even the Swan, Swan Reserve, or Dolphin.

What is the best card to use at Universal Studios?

When visiting Universal, use a card that gives you bonus points on travel, entertainment, and dining. A card like the Chase Sapphire Reserve card covers essentially all of those categories.

Which credit card is best for Disney?

In our opinion, we think that the Amex Platinum card, Capital One Venture card, Capital One Savor card, Freedom Unlimited card, and Chase Sapphire Reserve card are the top options for Disney. Other options include the Chase Sapphire Preferred card, Citi Strata Premier card, Disney Premier card, Hilton Aspire card, and Marriott Bonvoy Brilliant card.

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About Chris Hassan

Chris holds a B.S. in Hospitality and Tourism Management and managed social media for all Marriott properties in South America, making him a perfect fit for UP and its social media channels. He has a passion for making content catered toward family travelers.

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