Great Card If
- You want to earn a flat 2% back on all of your business expenses with a [up cc_id=659334 name="signify-business-cash-annual-fee-number"] annual fee.
- You’re looking for a great intro APR offer.
Don’t Get If
- You want a card that offers bonus categories for the items your business spends the most on.
- You want a card that earns transferable rewards.
Signify Business Cash Card — Is It Worth It?
If you’re a business owner looking for an uncomplicated cash rewards card, the Signify Business Cash card could be a great option.
Not only does it earn an uncapped 2% cash rewards without you needing to pay an annual fee, but you can add employee cards for free to ensure you earn cash rewards for their purchases.
You also get perks like MasterRental insurance coverage, travel accident insurance, a pay-as-you-go Priority Pass membership, and more.
This simple setup allows you to stay focused on the most important aspects of your business while helping your bottom line by offering you 2% back on all of your expenses.
Signify Business Cash Card Top Features and Benefits
Here is a look at all of the best perks that the Signify Business Cash card offers you:
- MasterRental Insurance Coverage: Receive primary rental car insurance for covered physical damage and/or theft of your rental vehicle.
- Baggage Delay Reimbursement: If your checked baggage is delayed more than 4 hours, you receive up to $300 in reimbursements for covered expenses and essential items.
- Travel Accident Insurance: In the case of certain accidental losses during your trip, including but not limited to, loss of life, speech, sight, hearing, etc., during your travels, you could receive up to $250,000 when the incident happens on a common carrier.
- Priority Pass Pay-As-You-Go Membership: Receive a discounted entrance fee to eligible Priority Pass lounges at a rate of $35 per visit when you pay with your Signify Business Cash card.
Best Ways To Earn and Redeem Your Cash Rewards
No surprise, the best way to earn more cash rewards with your Signify Business Cash card is to use it to pay for as many business expenses as you can, since you earn an uncapped 2% cash rewards on all of these purchases.
Once you’ve built up a nice balance of cash rewards, Wells Fargo allows you to redeem it as a statement credit to offset purchases you’ve made with your card, toward travel purchases like flights, hotels, and rental cars made through the Wells Fargo travel portal, or even for gift cards with select merchants.
Alternative Cards to the Signify Business Cash Card
If you’d prefer a card that offers bonus categories for your business’s most frequent purchases and earns flexible rewards, the Ink Business Preferred card might be a better fit.
With it, you can earn 3x Ultimate Rewards points on the first $150,000 you spend in combined purchases on travel, shipping purchases, internet, cable and phone services, and advertising purchases made with social media sites and search engines each account anniversary year.
The card also offers perks like cell phone protection, purchase protection, rental car insurance, access to the Chase transfer partners, and more.
Bank of America® Business Advantage Customized Cash Rewards Credit Card
If you’re looking to rack up as much cash-back as possible on your business expenses with no annual fee, the Bank of America Business Advantage Customized Cash card is a great option to consider.
It earns 3% cash-back in the category of your choice from the following options: gas stations and EV charging stations; office supply stores; travel; TV, telecom and wireless; computer services; or business consulting services.
Additionally, it earns 2% cash-back on dining purchases, but both the 2% and 3% cash-back categories are limited to up to $50,000 in combined spend each year; afterward, you earn 1% back.
Better yet, those who participate in the Bank of America Preferred Rewards for Business program can earn 25% to 75% more rewards, depending on what elite tier they are in. This means you could earn up to 5.25% back on purchases in your top category, 3.5% back on dining, and 1.75% back on all other purchases.
The information regarding the Bank of America® Business Advantage Customized Cash Rewards credit card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
