Great Card If
- Your spending habits match the bonus categories.
- You want a card with no annual fee.
Don’t Get If
- You want a travel-focused rewards card.
- You spend more than $2,000 per quarter on dining.
U.S. Bank Altitude Go Card: Is It Worth It?
If you’re looking for a no-annual-fee card that offers a variety of bonus categories for dining, grocery, gas, and streaming, then the U.S. Bank Altitude Go card could be an excellent option.
In addition to the rewards you earn, the U.S. Bank Altitude Go card helps you come out with positive net value each year thanks to its $15 streaming service credit after 11 months of streaming purchases.
U.S. Bank Altitude Go Card Top Benefits and Perks
Here is a look at the top benefits you receive for holding the U.S. Bank Altitude Go card:
- Streaming Perks: In addition to the 2x points you’ll earn on streaming service subscriptions, you also receive a $15 streaming service credit after 11 months of streaming purchases, which applies to a wide range of eligible subscriptions, including Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV+, Audible, Bally Sports+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, Hulu, iHeart, LiveOne, Luminary, Max, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube Premium and YouTube TV.
- $0 Annual Fee: The U.S. Bank Altitude Go card is an easy keeper card, as you never need to pay an annual fee.
- 0% Intro APR Offer: Get a 0% intro APR offer on purchases and balance transfers for the first 15 billing cycles.
Best Ways To Earn and Redeem Your Points
Unsurprisingly, the best way for you to earn more rewards is to use your U.S. Bank Altitude Go card for as many purchases as you can, especially on dining purchases. You earn 4x points on dining, takeout, and restaurant delivery on your first $2,000 each quarter, along with 2x points at grocery stores, gas stations and EV charging stations, and on streaming services.
Once you’re ready to redeem your rewards, U.S. Bank lets you redeem points toward a deposit to an eligible U.S. Bank account, merchandise, gift cards, travel, or for a charity donation where your contribution is matched at 100%.
Alternative Cards to the U.S. Bank Altitude Go Card
As far as $0-annual-fee cards go (rates & fees), the Capital One Savor card punches above its weight by offering 3% cash-back on dining, grocery stores, entertainment, and popular streaming services, in addition to 5% back on hotels and rental cars booked through Capital One Travel, with no caps on how much cash-back you can earn.
Plus, it comes with access to Capital One Dining and Capital One Entertainment and has no foreign transaction fees (rates & fees).
The Wells Fargo Autograph card is another great option for those looking for a $0-annual-fee card that offers a wide range of bonus categories (rates & fees). You earn 3 points per $1 spent on restaurants, travel, gas stations, transit, popular streaming services, and phone plans.
Additionally, the card offers cell phone protection, access to the Wells Fargo Rewards transfer partners, no foreign transaction fees, and an auto rental collision damage waiver (rates & fees).
