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U.S. Bank Altitude® Go Visa Signature® Card — Full Review [2025]
Jarrod West
Jarrod West
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Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Michael Y. Park is a journalist living in New York City. He’s traveled through Afghanistan disguised as a Hazara Shi’ite, slept with polar bears on the Canadian tundra, picnicked with the king and que...
Since 2016, he has embraced the life of a digital nomad, making the world his office. He has built a career in social media marketing and blogging for various travel brands, which is also his bread an...
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U.S. Bank Altitude® Go Visa Signature® Card
U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
2.5
20,000 points
$0
0% Intro APR on purchases and balance transfers for the first 15 billing cycles, then a variable APR of 18.24% - 28.24%.
U.S. Bank Altitude® Go Visa Signature® Card
The U.S. Bank Altitude Go card is a great no annual fee card options that rewards you for dining, grocery, gas, and streaming service spend.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
2.5
Summary
The U.S. Bank Altitude Go card is a good option for those looking for a card that rewards you for dining, grocery, streaming, and gas station purchases, with a $0 annual fee.
Card Details
Card Snapshot
Welcome Bonus & Info
Earn 20,000 bonus points after spending $1,000 in eligible Net Purchases in the first 90 days.
4X points on dining, takeout and restaurant delivery on your first $2,000 each quarter
2X points at grocery stores and gas stations/EV charging stations (Excludes discount stores/supercenters and wholesale clubs)
2X points on streaming services
1X pointon all other eligible purchases
Get 0% intro APR on purchases and balance transfers for the first 15 billing cycles, then a variable APR of 18.24% - 28.24%
Redeem points toward a deposit to an eligible U.S. Bank account, merchandise, gift cards, travel and more. Plus, redeem for charity and get a 100% match.
Receive a new cardmember $0 fee offer on ExtendPay Plans opened in the first 60 days after account opening.
Get a $15 credit for annual streaming service purchases like Netflix, Apple TV+, Spotify® and more.
Pros & Cons
Pros
4x points on dining, takeout, and restaurant delivery on your first $2,000 each quarter
2x points at grocery stores, gas stations, and EV charging stations
2x points on streaming services
1x points on all other purchases
$0 annual fee
0% intro APR offer
$15 annual streaming credit
Cons
4x on dining is limited to $2,000 in spend per quarter
Limited upside on redemption options
Great Card If
Your spending habits match the bonus categories.
You want a card with no annual fee.
Don’t Get If
You want a travel-focused rewards card.
You spend more than $2,000 per quarter on dining.
U.S. Bank Altitude Go Card: Is It Worth It?
If you’re looking for a no-annual-fee card that offers a variety of bonus categories for dining, grocery, gas, and streaming, then the U.S. Bank Altitude Go card could be an excellent option.
In addition to the rewards you earn, the U.S. Bank Altitude Go card helps you come out with positive net value each year thanks to its $15 streaming service credit after 11 months of streaming purchases.
U.S. Bank Altitude Go Card Top Benefits and Perks
Here is a look at the top benefits you receive for holding the U.S. Bank Altitude Go card:
Streaming Perks: In addition to the 2x points you’ll earn on streaming service subscriptions, you also receive a $15 streaming service credit after 11 months of streaming purchases, which applies to a wide range of eligible subscriptions, including Amazon Music, Amazon Prime Video, AMC+, Apple Music, Apple TV+, Audible, Bally Sports+, DirecTV Stream, Discovery+, Disney+, ESPN+, Fubo TV, Hulu, iHeart, LiveOne, Luminary, Max, MLB TV, NBA League Pass, Netflix, NHL Live, Pandora, Paramount+, Peacock, Showtime, SiriusXM, Slacker Radio, Sling TV, Spotify, Starz, Stitcher, Tidal, Vudu, YouTube Music, YouTube Premium, and YouTube TV.
$0Annual Fee: The U.S. Bank Altitude Go card is an easy keeper card, as you never need to pay an annual fee.
0% Intro APR Offer: Get a 0% intro APR offer on purchases and balance transfers for the first 15 billing cycles.
Best Ways To Earn and Redeem Your Points
Unsurprisingly, the best way for you to earn more rewards is to use your U.S. Bank Altitude Go card for as many purchases as you can, especially on dining purchases. You earn 4x points on dining, takeout, and restaurant delivery on your first $2,000 each quarter, along with 2x points at grocery stores, gas stations and EV charging stations, and on streaming services.
Once you’re ready to redeem your rewards, U.S. Bank lets you redeem points toward a deposit to an eligible U.S. Bank account, merchandise, gift cards, travel, or for a charity donation where your contribution is matched at 100%.
Alternative Cards to the U.S. Bank Altitude Go Card
As far as $0-annual-fee cards go, the Capital One Savor cardInformation collected independently. Not reviewed by Capital One. punches above its weight by offering 3% cash-back on dining, grocery stores, entertainment, and popular streaming services, in addition to 5% back on hotels and rental cars booked through Capital One Travel, with no caps on how much cash-back you can earn.
The Wells Fargo Autograph card is another great option for those looking for a $0-annual-fee card that offers a wide range of bonus categories. You earn 3 points per $1 spent on restaurants, travel, gas stations, transit, popular streaming services, and phone plans.
Additionally, the card offers cell phone protection, access to the Wells Fargo Rewards transfer partners, no foreign transaction fees, and an auto rental collision damage waiver.
