How To Earn 100k+ Chase Ultimate Rewards Points [in 90 Days]
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If you use Chase travel rewards credit cards on a regular basis, you can soon be on your way to earning loads of reward points in the Chase Ultimate Rewards loyalty program.
Once you complete the simple sign-up process, you will automatically earn rewards every time you use your Chase credit cards to make a purchase. Chase Ultimate Rewards points can be redeemed for travel, shopping, and even cash-back!
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Why Would You Want to Earn 100k Chase Points?
Earning 100,000 Chase Ultimate Rewards points is very possible, and we’re going to show you how. But why would you want that many to begin with?
Maybe you want to fund a trip by using points to book your airfare, hotel, and car rental. Perhaps you’d like to make a big purchase, and a gift card would come in handy.
No matter your dream, you’re sure to find a way to make it come true when you have tons of Ultimate Rewards points. So, let’s check out how you can earn 100,000 of them in 90 days!
1. Sign up for Chase Credit Cards
While Chase offers a wide variety of credit cards, just 6 of them participate in the Ultimate Rewards (UR) loyalty program. They are listed in the table below.
When you sign up for UR credit cards and reach the minimum spend in 3 months, you may earn 15,000-100,000 sign-up bonus points (depending on the card). If you qualify, the reward points should arrive in your account within 6 to 8 weeks.
Each card also earns between 1.5x to 5x bonus points per $1 spent when you make purchases in certain categories! Click on the links below to see the full review of each Chase UR card and current credit card offers.
| Loyalty Program | Credit Card |
| Chase Ultimate Rewards Program Review | Chase Sapphire Preferred® Card (2x Pts on Travel & Dining) |
| Chase Sapphire Reserve℠ Card | |
| Chase Freedom® | |
| Chase Freedom Unlimited℠ (1.5% cash-back) | |
| Ink Business Preferred℠ Credit Card | |
| Chase Ink Business Cash℠ Credit Card |
Though some cards come with an annual fee, the value of their sign-up bonus and other benefits usually outweighs this cost by far.
2. Book a Getaway
The travel credit card in your wallet can make a big difference in how fast you earn rewards for your vacations.
3 of the Chase rewards cards offer travel bonus categories: Ink Business Preferred℠ Credit Card (3x pts), Chase Sapphire Preferred® Card (2x pts), and Chase Sapphire Reserve℠ Card (3x pts).
The same bonuses also apply when you get a car through the Uber or Lyft apps, or book a stay with Airbnb!
That means taking just one $1,000 vacation in a year could earn you 2,000-3,000 bonus points (and also serve as spending toward earning your sign-up bonus!).
3. Go Shopping…and Get Points!
The Ultimate Rewards Mall is the perfect place for people who love to shop! With more than 240 stores offering up to 6x points, shoppers can rack up points in no time.
Plus, using a Chase rewards credit card to pay means more points! Let’s see how it works with an example.
Perhaps you made a purchase from one of the partners offering 6x points in the UR shopping portal (Neiman Marcus, Rite Aid, or Sally Beauty just to name a few). By using one of your Chase UR credit cards, you’d also earn the standard points for any card purchase, for a total of 7 points per $1 spent!
Most cards only earn 1x points for general purchases, but if you use the Chase Freedom Unlimited you’ll earn 1.5% cash-back!
4. Refer a Friend and Receive Bonus Points
Did you know you can earn UR points just for referring friends to Chase rewards credit cards? In fact, you can earn up to a whopping 50,000 points per year this way: 5,000-10,000 for each referral.
You’ll need a referral link to do this. You can enter your Chase card(s) and get your link by going to www.ChaseReferAFriend.com.
Using Those 100k+ Chase Points
Once you get those 100k+ points, don’t just let them burn a hole in your pocket! You can find tons of suggestions for maximizing your points in our guide.
Here are a few ideas to get you started:
Design the perfect getaway: Using the Chase Travel Portal, you can transfer rewards to book an exciting vacation, like a first-class trip from LA to Tokyo for 75,000 British Airways Avios!
Transferring points to a frequent flyer program is the best way to get high value for your rewards.
Attend a Chase Exclusive Event: With the Ink Business Preferred℠ Credit Card, Chase Sapphire Preferred® Card, or Chase Sapphire Reserve℠ Card you have access to exclusive redemptions like the opportunity to drive a Maserati or go on-field with the Arizona Diamondbacks!
Make a large purchase: Redeem for a big gift card to Target, Lowe’s, or another participating retailer and get enough credit to buy something you’ve always wanted – like new patio furniture or upgraded appliances.
Conclusion
We hope you’ve found that earning 100k+ UR points is easier than you thought! For further strategies, check out more ideas for racking up Chase Ultimate Rewards points.
Think about what you could do with so many points and get started on your path to earning! You don’t have to stop with Chase…there are plenty of other loyalty programs out there you can use to earn rewards.
