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Score a Massive 300K Bonus With the Amex Business Platinum Card [Current Public Offer Is 200K]

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Juan Ruiz
Edited by: Ryan Smith
& Jestan Mendame
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New applicants could earn a staggering 300,000 Membership Rewards points with The Business Platinum Card® from American Express.

Yesterday, Amex officially increased the standard public offer for this card to 200,000 points, which is already one of the most lucrative bonuses on the market. But now, we’re seeing an insanely generous targeted 300,000-point offer — one of the biggest welcome bonus offers we’ve ever come across from American Express.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been independently collected and has not been reviewed or provided by the card issuer.

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An Incredible 300K Amex Business Platinum Card Bonus

Before you get too excited, it’s important to note that this sky-high welcome offer won’t be available to everyone. The current public offer on the Amex Business Platinum card is:

  • Earn 150,000 200,000 points after spending $20,000 in eligible purchases within the first 3 months.

The card carries an annual fee of $895 (rates & fees).

This targeted welcome bonus offer raises the stakes dramatically. Select applicants can now earn up to 300,000 Membership Rewards points after spending $20,000 in purchases within the first 3 months of card membership.

Amex Business Platinum 300k targeted offer
Offer captured on September 18, 2025, and may not be available to all applicants. Image Credit: American Express

Based on our latest point valuations, we peg Amex points at about 2.2 cents each — meaning this bonus alone could be worth an eye-popping $6,600 in travel value.

Option 1: Check On Amex Directly (Try This First)

First things first: Head to the American Express website and see if you’re eligible for this jaw-dropping 300,000-point welcome bonus.

The current publicly available offer is: Earn 150,000 200,000 points after spending $20,000 in eligible purchases within the first 3 months.

That alone is a bonus worth celebrating. But Amex has been quietly targeting select applicants with an even more generous offer—and if you’re fortunate enough to receive it, you’re in for a serious bonus.

This targeted welcome bonus offer offers 300,000 Membership Rewards points after spending $20,000 in the first 3 months. To put that into perspective, that’s 100,000 points more than the new 200,000-point public offer — an extra $2,200 in potential travel value, based on our valuations.

application form Business Platinum card 300k offer
Image Credit: American Express

This welcome offer notes explicitly that you “may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card.”

Option 2: Targeted Email Offers

Keep an eye on any emails or mailers from American Express — sometimes they contain special invitations for these elevated targeted offers. To make sure you don’t miss them, go into your Amex account settings and opt in to receive “New Card and Credit Offers” under General Marketing Email Preferences.

Option 3: Check on CardMatch

You can also try the CardMatch tool to see if you qualify for elevated offers across different cards and issuers. The best part: CardMatch doesn’t perform a hard credit pull, so checking won’t affect your credit score.

Benefits of the Amex Business Platinum Card

The perks and benefits of this business card more than justify its $895 annual fee—and now, with additional credits and new perks recently added, it’s even more valuable for business owners and frequent travelers.

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Unlock Massive Travel Value with 300K Points

Amex Membership Rewards points can be redeemed in a myriad of ways—whether you’re booking some of the world’s best first and business class seats or sending the whole family to Europe. Here are a few smart ways to get started.

Take Your Family or Friends to London in Style: 9 Seats in Virgin Upper Class

With the 300,000-point welcome bonus, you could fly yourself and up to 8 of your family or closest friends to London in Virgin Atlantic’s swanky Upper Class business seats. At as little as 29,000 points per person through the airline’s Flying Club program, that’s just 261,000 points for all 9 travelers.

Image Credit: Virgin Atlantic
Fly up to 9 people to London in Virgin Atlantic’s Upper Class and have points leftover from this impressive welcome bonus offer. Image Credit: Virgin Atlantic

Considering the cash cost for these flights would be nearly $25,000 — or roughly $2,700 per person —this is an incredible way to extract serious value from this elevated targeted welcome bonus.

Image Credit: Google Flights
Image Credit: Google Flights
Hot Tip:

Check out our guide to booking Virgin Atlantic Upper Class to get the most out of your points.

Turn 300K Amex Points Into Round-Trip Business Class for 3 to Japan

If you’re looking to book flights to Japan and arrive well-rested, you could transfer your Amex Membership Rewards points to ANA Mileage Club and book round-trip business class flights to Japan for up to 3 people for as few as 100,000 miles—all possible with the 300,000-point welcome bonus offer.

ANA the room business
Redeeming Amex points to fly ANA’s The Room business class to Japan is a stellar way to get maximize value from this welcome bonus offer. Image Credit: ANA

Considering that cash prices for these flights can exceed $8,000, this is an extraordinary opportunity to leverage your points for a luxurious journey. For a family or group of friends, this offer becomes even more compelling.

Final Thoughts

This 300,000-point welcome bonus offer has us seriously excited here at Upgraded Points. It’s arguably the most generous offer we’ve ever seen from American Express, and the potential travel value is staggering—enough to book multiple luxury trips, fly in business or first class, or take the whole family to Europe.

If you’re eligible for the Amex Business Platinum card and don’t already have it in your wallet, there’s never been a better time to apply. This targeted offer won’t last forever, and for those who qualify, it could unlock thousands of dollars in travel value right from the start.

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About Juan Ruiz

Juan is a leading expert in credit cards, loyalty programs, and airlines and hotels, with over a decade of experience helping readers and clients maximize points, miles, and travel value. His insights have appeared in prestigious outlets including USA Today, Travel & Leisure, CNN Underscored, Forbes, and The Points Guy, where he’s known for making complex travel strategies accessible and actionable. As the founder of JetBetter, Juan turns the complex world of points and miles into effortless, high-value travel, guiding clients through award redemptions, uncovering maximum value, and delivering stress-free, expertly planned trips that both travelers and industry insiders rely on.

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