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The Best Current Citi Merchant Offers [Travel, Dining, Entertainment, Shopping]

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Ryan Smith
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Ryan Smith

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Ryan completed his goal of visiting every country in the world in December of 2023 and now plans to let his wife choose their destinations. Over the years, he’s written about award travel for publicat...
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You’re making purchases online, so why not get rewarded for them? Depending on the credit card(s) in your wallet, you may be able to earn bonus cash-back by adding 1 or 2 clicks to your online shopping routine.

Rather than leaving you to sort through the myriad offers available at any given time, we’ve rounded up the best Citi Merchant Offers available right now for travel, dining and groceries, entertainment, and shopping and services. New offers are added regularly, so bookmark this page and check back to see what’s available before making a purchase.

Which Credit Cards Offer Citi Merchant Offers?

You should be able to find Citi Merchant Offers across your personal Citi credit cards. Eligible cards include those earning Citi ThankYou Points — such as the Citi Strata Premier℠ Card or Citi Double Cash® Card — or co-branded cards like the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. Sadly, I’ve never found any offers available on my Costco Anywhere Visa® Card by Citi. Unfortunately, Citi’s small-business cards don’t offer Citi Merchant Offers.

In short, most Citi-branded and co-branded personal credit cards are eligible for these offers, though offers are targeted. That means offers you see on one card may be different than what you see on another card — or what your friend sees on their card.

How To Find Citi Merchant Offers

A relative latecomer, Citi Merchant Offers isn’t as well-known as Amex Offers and Chase Offers, and it doesn’t offer the sheer volume you’ll find with Capital One Offers, though it does have an advantage over the latter: You can stack Citi Merchant Offers with other portals, as these are offers that you add to your card and then make a payment, rather than needing to follow a special link.

You can find your available offers in a few ways. The first is navigating straight to this page if you’re already logged in.

Alternatively, if you’re logged into your account, click on Rewards & Offers in the top menu. From the drop-down menu, select Offers for You.

Citi menu to access Merchant Offers
Using the menu to navigate to Citi Merchant Offers. Image Credit: Citi

On the next page, you’ll be prompted to select an account.

Citi Merchant Offers select account
You’ll need to choose 1 of your accounts before you can see offers. Image Credit: Citi

You’re looking for a See Your Offers button and mentions of Citi Merchant Offers after choosing an account. Interestingly, this doesn’t always appear with every account, and I’m not sure why. If you’re not seeing this option with 1 account, choose a different card from the drop-down menu until it appears. Clicking on it will take you to the Merchant Offers page.

Citi Merchant Offers see your offers
The link you’ll use to access Citi Merchant Offers. Image Credit: Citi

Do note that offers are available for a single use unless the terms say otherwise.

Hot Tip:

Citi Shop is something entirely different from Citi Merchant Offers. The latter provides deals you add to your card and then pay with the merchant. Citi Shop is a browser extension that provides cash-back or helps you find promo codes to use at checkout.

The Best Current Citi Merchant Offers for Travel

Citi Strata Premier card held near a pool
Image Credit: Upgraded Points
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Company

Offer

Expiration Date

Emergency Assistance Plus

Get $100 back on a purchase of $209 or more.

October 31

Caesars Rewards

Earn $25 back on a purchase of $250 or more.

November 30

LugLess

Get a $20 statement credit on your first luggage shipment costing $50 or more.

November 30

The Best Current Citi Merchant Offers for Dining and Groceries

Citi Double Cash card held over a plate of tacos
Image Credit: Upgraded Points
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Company

Offer

Expiration Date

Walmart

3% back on any purchase, up to $3 back

October 23

Black Rifle Coffee Company

6% back on any purchase, no maximum listed

October 17

Blue Apron

$25 back on a purchase of $50 or more

October 31

Jack in the Box

10% back, up to 3 uses for a combined $1.50 cash-back

October 31

Firehouse Subs

6% back on any purchase of $2,000 or less

November 15

Keurig

3% back on a single purc

November 15

The Best Current Citi Merchant Offers for Entertainment

Smart TV Streaming Services Upgraded Points LLC 2
Image Credit: Upgraded Points
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Company

Offer

Expiration Date

ESPN+

15% back, up to a maximum of $18.75

October 31

FuboTV

25% back, may be used twice up to a maximum credit of $50

October 31

Disney+

15% back for new subscribers or previous subscribers with no current subscription, up to a maximum $50 credit

November 15

Entertainment.com

25% back on any purchase, up to $10 back

November 30

The Best Current Citi Merchant Offers for Shopping and Services

Citi Double Cash Tap Payment Starbucks Upgraded Points LLC 2
Image Credit: Upgraded Points

Given how many offers are available, we’re limiting our list to those offering 10% cash-back or more.

SCROLL FOR MORE

Company

Offer

Expiration Date

PetSmart

3% back on a purchase

October 1

Harry & David

15% back on a purhcase of $75 or more, up to $15, 3x

October 31

Spirit Halloween Superstores

$15 back on a purchase of $75 or more

October 31

MAC Cosmetics

4.5% back on a single purchase

November 1

Airalo

6% back on a single purchase

November 15

At Home

3% back on a single purchase

November 15

BestBullySticks.com

4.5% back on a single purchase

November 15

Crocs

6% back on a single purchase

November 15

Urban Outfitters

3% back on a single purchase

November 15

Chewy

$10 back on purchase of $49 or more

December 31

Final Thoughts

Citi Merchant offers can be a great way to get extra savings on purchases you’re making anyway. Whether you’re paying for travel, ordering groceries online, or using your Citi credit card for a streaming subscription, there should be something for everyone on this list. Just remember to enroll in the offer before making a purchase — otherwise, you won’t get credit.

The information regarding the Citi Strata Premier℠ Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Citi Double Cash® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Costco Anywhere Visa® Card by Citi was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

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About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and now plans to let his wife choose their destinations. Over the years, he’s written about award travel for publications including AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, and Forbes Advisor.

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