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The Best Current Citi Merchant Offers [Travel, Dining, Entertainment, Shopping]

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You’re making purchases online anyway, so why not get rewarded for them? Depending on the credit card(s) in your wallet, you may be able to earn bonus cash-back by adding 1 or 2 clicks to your online shopping routine.

Rather than leaving you to sort through the myriad offers available at any given time, we’ve rounded up the best Citi Merchant Offers available right now for travel, dining and groceries, entertainment, and shopping and services. New offers are added regularly, so bookmark this page and check back to see what’s available before making a purchase.

Which Credit Cards Offer Citi Merchant Offers?

You should be able to find Citi Merchant Offers across your personal Citi credit cards. Eligible cards include those earning Citi ThankYou Points — such as the Citi Strata Premier℠ Card or Citi Double Cash® Card — or co-branded cards like the Citi® / AAdvantage® Platinum Select® World Elite Mastercard®. Sadly, I’ve never found any offers available on my Costco Anywhere Visa® Card by Citi. Unfortunately, Citi’s small-business cards don’t offer Citi Merchant Offers.

In short, most Citi-branded and co-branded personal credit cards are eligible for these offers, though offers are targeted. That means offers you see on one card may be different than what you see on another card — or what your friend sees on their card.

How To Find Citi Merchant Offers

A relative latecomer, Citi Merchant Offers isn’t as well-known as Amex Offers and Chase Offers, and it doesn’t offer the sheer volume you’ll find with Capital One Offers, though it does have an advantage over the latter: You can stack Citi Merchant Offers with other portals, as these are offers that you add to your card and then make a payment, rather than needing to follow a special link.

You can find your available offers in a few ways. The first is navigating straight to this page if you’re already logged in.

Alternatively, if you’re logged into your account, click on Rewards & Offers in the top menu. From the drop-down menu, select Offers for You.

Citi menu to access Merchant Offers
Using the menu to navigate to Citi Merchant Offers. Image Credit: Citi

On the next page, you’ll be prompted to select an account.

Citi Merchant Offers select account
You’ll need to choose one of your accounts before you can see offers. Image Credit: Citi

You’re looking for a See Your Offers button and mentions of Citi Merchant Offers after choosing an account. Interestingly, this doesn’t always appear with every account, and I’m not sure why. If you’re not seeing this option with 1 account, choose a different card from the drop-down menu until it appears. Clicking on it will take you to the Merchant Offers page.

Citi Merchant Offers see your offers
The link you’ll use to access Citi Merchant Offers. Image Credit: Citi

Do note that offers are available for a single use unless the terms say otherwise.

Hot Tip:

Citi Shop is something entirely different from Citi Merchant Offers. The latter provides deals you add to your card and then pay with the merchant. Citi Shop is a browser extension that provides cash-back or helps you find promo codes to use at checkout.

The Best Current Citi Merchant Offers for Travel

Citi Strata Premier card held near a pool
Image Credit: Upgraded Points
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Company

Offer

Expiration Date

Airalo

Earn 6% back on any purchase.

December 16, 2024

Emergency Assistance Plus

Get a $100 statement credit after spending $209 or more.

December 31, 2024

Lyft

Earn 5% back on any purchase, up to 5 times for a maximum of $7 cash-back.

December 31, 2024

Priority Pass

Earn 5% back on a purchase of $74 or more.

December 31, 2024

Turo

Earn $25 back on a purchase of $150 or more.

December 31, 2024

Luggage Forward

Earn $50 back on a purchase of $100 or more.

January 31, 2025

LugLess

Get a $20 statement credit on your first luggage shipment costing $50 or more.

January 31, 2025

Westgate Resorts

Earn 10% back on a purchase of $200 or more, up to a $500 maximum credit.

January 31, 2025

Caesars Rewards

Earn $25 back on a purchase of $250 or more.

February 28, 2025

The Best Current Citi Merchant Offers for Dining and Groceries

Citi Double Cash card held over a plate of tacos
Image Credit: Upgraded Points
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Company

Offer

Expiration Date

Blue Apron

$25 back on a purchase of $50 or more

December 31, 2024

Dunkin’

10% back on any purchase, redeemable twice for a total of $1.50 back

December 31, 2024

Instacart

3% back on any purchase, up to a maximum of $5 back

December 31, 2024

Jack in the Box

10% back on a purchase of $10 or more, redeemable 3 times for a maximum of $1.50 back

December 31, 2024

Olive Garden

10% back on any purchase, up to $5 maximum

December 31, 2024

Walmart

3% back on any purchase, up to $3

December 31, 2024

Dave & Busters

$10 back on a purchase of $50 or more, redeemable twice

February 4, 2025

The Best Current Citi Merchant Offers for Entertainment

Smart TV Streaming Services Upgraded Points LLC 2
Image Credit: Upgraded Points
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Company

Offer

Expiration Date

Disney+

15% back for new subscribers or previous subscribers with no current subscription, up to a maximum $50 credit

December 31

ESPN+

15% back on a purchase of $9.99 or more, up to $18.75 back

December 31

Norton

20% back on any purchase, up to $20 back

December 31

FuboTV

20% back on any purchase, up to $35 back

January 31, 2025

The Best Current Citi Merchant Offers for Shopping and Services

Citi Double Cash Tap Payment Starbucks Upgraded Points LLC 2
Image Credit: Upgraded Points

Given how many offers are available, we’re limiting our list to a sampling of what’s available.

SCROLL FOR MORE

Company

Offer

Expiration Date

Dropbox

20% back on a purchase of $100 or more

December 31, 2024

800-Flowers

15% back on a purchase of $50 or more

December 31, 2024

Zappos

7% back on any purchase, up to $50 back

December 31, 2024

Dell

6% back on a single purchase, up to $75 back

December 31, 2024

eBay

4% back on a single purchase, up to $4.250 back

December 31, 2024

Glasses USA

$20 back on a purchase of $100 or more

December 31, 2024

Chewy

$10 back on a purchase of $49 or more

December 31, 2024

Kindle

$5 back on a purchase of $5 or more

December 31, 2024

HP

$30 back on a purchase of $299 or more

January 1, 2025

Final Thoughts

Citi Merchant offers can be a great way to get extra savings on purchases you’re making anyway. Whether you’re paying for travel, ordering groceries online, or using your Citi credit card for a streaming subscription, there should be something for everyone on this list. Just remember to enroll in the offer before making a purchase. Otherwise, you won’t get credit.

The information regarding the Citi Strata Premier℠ Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Citi Double Cash® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Costco Anywhere Visa® Card by Citi was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

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About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and is letting his wife choose their destinations, including revisiting some favorites. Over the years, he’s written about award travel for publications including AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, Point.me, and Forbes Advisor.

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