Capital One Improves Transfer Rate to 1:1 for Nearly All Partners

Updated: June 25, 2026, 7:37pm CDT

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Capital One Miles Improves Transfer Rates
Capital One Cards That Earn Transferable Miles
Final Thoughts

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Capital One relatively recently added transfer partners to its Capital One Miles program, greatly enhancing the value of its currency. However, it maintained transfer ratios of 2:1:5 with many of its partners, as opposed to the 1:1 ratio you find with other programs like Amex Membership Rewards, Chase Ultimate Rewards, and Citi ThankYou Points.

As of October 7, 2021, that all changes.

Now, Capital One miles will transfer at a 1:1 ratio to every partner in the program except for 2 (Accor Live Limitless and EVA Air Infinity MileageLands). This, without a doubt, gives a massive boost to the value of Capital One miles — and the credit cards that earn them.

Update:

Some Capital One transfer ratios have changed. For the most current rates, check out our Capital One transfer partner guide.

Capital One Miles Improves Transfer Rates

Here are the updated transfer rates for every Capital One transfer partner:

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Loyalty Program	Old Rate	New Rate
Accor Live Limitless	2:1	2:1
Aeromexico Rewards	1:1	1:1
Air Canada Aeroplan	2:1.5	1:1
Air France/KLM Flying Blue	2:1.5	1:1
Avianca Lifemiles	1:1	1:1
The British Airways Club	2:1.5	1:1
Cathay Pacific Cathay	1:1	1:1
Emirates Skywards	2:1	1:1
Etihad Guest	1:1	1:1
EVA Air Infinity MileageLands	2:1.5	2:1.5
Finnair Plus	1:1	1:1
Qantas Frequent Flyer	1:1	1:1
Singapore KrisFlyer	2:1	1:1
TAP Air Portugal Miles&Go	1:1	1:1
Turkish Airlines Miles&Smiles	2:1.5	1:1
Wyndham Rewards	1:1	1:1

As you can see, the rates for 6 programs have improved, including Air Canada, Air France/KLM, British Airways, Emirates, Singapore, and Turkish, bringing the total number of 1:1 transfer partners to 16!

Accor and EVA Air are the only programs without a 1:1 transfer rate. Capital One miles will continue to transfer to those programs at ratios of 2:1 and 2:1.5, respectively. Keep in mind that the Choice Privileges program will be added as Capital One’s 17th transfer partner later this year, with a transfer rate of 1:1 as well.

Update:

Capital One has since added additional transfer partners, including several with either lower or higher transfer ratios than 1:1. You can find the most updated list in our Capital One transfer partner guide.

Capital One Cards That Earn Transferable Miles

Greg Stone - Singapore Airlines Boeing 777 First Class - Side On — Where will your Capital One Miles take you? Singapore Airlines first class, perhaps? Image Credit: Greg Stone

If you’re not already aware, the following Capital One cards earn Capital One miles and have access to transfer partners:

Capital One Venture Rewards Credit Card
Capital One VentureOne Rewards Credit CardInformation collected independently. Not reviewed by Capital One.
Capital One Spark Miles for BusinessInformation collected independently. Not reviewed by Capital One. (closed to new applicants)
Capital One Spark Miles Select for BusinessInformation collected independently. Not reviewed by Capital One. (closed to new applicants)

The Capital One Venture card and Capital One Spark Miles card are the most interesting options here, as they both earn an unlimited 2x miles per $1 spent on all purchases you make with either card. This is pretty exceptional as there aren’t many credit cards on the market that offer 2x rewards on all purchases and access to 1:1 transfer partners with just 1 card!

Hot Tip: Now that your Capital One miles are more valuable, there are dozens of great ways to put them to good use. Check out our ultimate guide that shows you how to do just that!

Final Thoughts

This is a massive boost for both the Capital One miles program and the issuer’s cards that earn Capital One miles.

For travelers who hate juggling spend across cards — and prefer a 1-card solution — earning 2x miles on all purchases, and being able to transfer them at a 1:1 rate to high-value loyalty programs like Air Canada Aeroplan, Avianca Lifemiles, Turkish Miles&Smiles, and more, is very compelling!