Capital One Improves Transfer Rate to 1:1 for Nearly All Partners

Excited Man

We may be compensated when you click on links from one or more of our advertising partners. Opinions and recommendations are ours alone. Terms apply to offers below. See our Advertiser Disclosure for more details.

Capital One relatively recently added transfer partners to its Capital One Miles program, greatly enhancing the value of its currency. However, it maintained transfer ratios of 2:1:5 with many of its partners, as as opposed to the 1:1 ratio you find with other programs like Amex Membership Rewards, Chase Ultimate Rewards, and Citi ThankYou Points.

As of today, that all changes.

Now, Capital One miles will transfer at a 1:1 ratio to every partner in the program except for 2 (Accor Live Limitless and EVA Air Infinity MileageLands). This without a doubt gives a massive boost to the value of Capital One miles — and the credit cards that earn them.

Capital One Miles Improves Transfer Rates

Here are the updated transfer rates for every Capital One transfer partner:

Loyalty ProgramOld RateNew Rate
Accor Live Limitless2:12:1
AeroMexico Club Premier1:11:1
Air Canada Aeroplan2:1.51:1
Air France/KLM Flying Blue2:1.51:1
Avianca LifeMiles1:11:1
British Airways Executive Club2:1.51:1
Cathay Pacific Asia Miles1:11:1
Emirates Skywards2:11:1
Etihad Guest1:11:1
EVA Air Infinity MileageLands2:1.52:1.5
Finnair Plus1:11:1
Qantas Frequent Flyer1:11:1
Singapore KrisFlyer2:11:1
TAP Air Portugal Miles&Go1:11:1
Turkish Airlines Miles&Smiles2:1.51:1
Wyndham Rewards1:11:1

As you can see, the rates for 6 programs have improved, including Air Canada, Air France/KLM, British Airways, Emirates, Singapore, and Turkish, bringing the total number of 1:1 transfer partners to 14!

Accor and EVA Air are the only programs without a 1:1 transfer rate. Capital One miles will continue to transfer to those programs at ratios of 2:1 and 2:1.5, respectively. Keep in mind that the Choice Privileges program will be added as Capital One’s 17th transfer partner later this year with a transfer rate of 1:1 as well.

Hot Tip: Now that your Capital One miles are more valuable, there are dozens of great ways to put them to good use. Check out our ultimate guide that shows you how to do just that!

Capital One Cards That Earn Transferable Miles

Greg Stone - Singapore Airlines Boeing 777 First Class - Side On
Where will your Capital One Miles take you? Singapore Airlines first class, perhaps? Image Credit: Greg Stone

If you’re not already aware, the following Capital One cards earn Capital One miles and have access to transfer partners:

The CapOne Venture card and CapOne Spark Miles card are the most interesting options here, as they both earn an unlimited 2x miles per $1 spent on all purchases you make with either card. This is pretty exceptional as there aren’t many credit cards on the market that offer 2x rewards on all purchases and access to 1:1 transfer partners with just 1 card!

Final Thoughts

This is a massive boost for both the Capital One miles program and the issuer’s cards that earn Capital One miles.

For travelers who hate juggling spend between cards — and prefer a 1-card solution — earning 2x miles on all purchases, and being able to transfer them at a 1:1 rate to high-value loyalty programs like Air Canada Aeroplan, Avianca LifeMiles, Turkish Miles&Smiles, and more, is very compelling!


The information regarding the Capital One Venture Rewards card, Capital One VentureOne Rewards card, Capital One Spark Miles for Business, and Capital One Spark Miles Select for Business was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 


Jarrod West

About Jarrod West

Jarrod first became fascinated with the world of points and miles as the perfect way to visit dream destinations without breaking the bank. On his first major award trip, he spent 3 months traveling through Europe, financed nearly entirely with points; while flying in premium cabins and staying in 5-star hotels along the way. Now, he is on a mission to help others realize their travel goals and upgrade their travel experiences. Jarrod has been writing about credit cards and travel loyalty programs for 4 years, and his work has been featured by Travel and Leisure, Matador Network, Yahoo Finance, and U.S. News.

Urgent Report:

How to Beat the Crowds & Lock In Affordable Travel While You Still Can...

With lockdowns ending, the demand for travel is surging to record levels - and so are prices.

We’ll show you the strategies and tools to unlock huge savings, but that window is closing fast - so you need to get on this right now.

Download our last-chance playbook here:

We respect your privacy. Please view our privacy policy here.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

Any thoughts or questions? Comment below!

Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. This site does not include all credit card companies or all available credit card offers that are on the market. Click here to see a list of advertisers that we work with.