Should You Use The Edit by Chase Travel for All-Inclusive Stays?

There’s been plenty of buzz about booking hotels through The Edit, a luxury hotel collection available to Chase Sapphire Reserve^® and Sapphire Reserve for Business℠ cardholders.

Cardholders can qualify for statement credits, on-site benefits, and even hotel loyalty program perks. While much of the conversation highlights the upside, there are scenarios in which booking through the Chase Travel portal may not deliver maximum value.

Today, we’re looking specifically at whether booking all-inclusive hotels and resorts through The Edit is actually worth it.

Value is subjective and depends on your travel style, but our goal here is to walk through the process so you can decide whether it makes sense for your next trip. Here’s a brief overview of the benefits of The Edit and how to book eligible all-inclusive properties.

Benefits of The Edit by Chase Travel

Before we explore booking an all-inclusive The Edit property, let’s break down what’s included.

Up to $500 in Annual Statement Credits

To qualify for up to $500 in annual statement credits with The Edit (up to $250 per stay), book a 2-night or longer stay at an eligible property with The Edit by Chase Travel using the Chase Sapphire Reserve card or Chase Sapphire Reserve Business card.

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Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

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Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

125,000 points

UP's Offer Valuation*:

$2,500

Annual Fee

$795

APR

19.49% - 27.99% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

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Card Highlights

• Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get more than $2,700 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
• Member FDIC

Financial Snapshot

• APR: 19.49% - 27.99% Variable
• Foreign Transaction Fees: None

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Chase Ultimate Rewards

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Sapphire Reserve for Business℠

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

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Sapphire Reserve for Business℠

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Welcome Offer

Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening and access more than $6,000 in total business and travel value in your first year.

150,000 points

UP's Offer Valuation*:

$3,000

Annual Fee

$795

APR

Flex for Business Variable APR: 17.74% - 25.74%

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.

Pros & Cons

Pros

• 8x points on Chase Travel purchases
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media sites and search engines (uncapped)

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 150,000 bonus points after you spend $20,000 on purchases in your first 3 months from account opening.
• $6,000+ in value your first year. 150K points, valued at $3,000 for select flights and hotels through Chase Travel℠, plus $3,000+ in annual value through travel and business benefits.
• Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
• Earn 5x total points on Lyft rides through 9/30/27.
• Earn 4x points on flights & hotels booked direct.
• Earn 3x points on social media & search engine advertising.
• Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
• Enjoy complimentary access to the Chase Sapphire Lounge^® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
• Member FDIC

Financial Snapshot

• APR: Flex for Business Variable APR: 17.74% - 25.74%
• Foreign Transaction Fees: None

All-inclusive properties within The Edit collection qualify for this credit.

The Edit’s On-Site Benefits

In addition to statement credits, bookings include:

• A $100 property credit
• Daily breakfast for 2
• A room upgrade at check-in (when available)
• Complimentary Wi-Fi
• A welcome gift
• Early check-in and late checkout (when available)

Amenities can vary by property, so it’s important to review the specific inclusions before booking.

Brand-Specific Hotel Credit

Starting in 2026, Chase added an annual statement credit of up to $250 for hotels from certain brands that are also in The Edit.

Eligible brands include IHG Hotels & Resorts, Montage Hotels & Resorts, Pendry Hotels & Resorts, Omni Hotels & Resorts, Virgin Hotels, Minor Hotels, and Pan Pacific Hotels and Resorts.

This brand-specific hotel credit is separate from The Edit’s standard annual statement credit. However, it also requires a minimum 2-night stay for the credit to kick in.

Hotel Loyalty Program Benefits

If the hotel you book through The Edit has a loyalty program, you can add your hotel loyalty program number to the Chase Travel reservation and receive additional benefits.

Bottom Line:

The Edit hotel bookings may be eligible for several benefits per booking, including up to $500 in annual Edit statement credits (up to $250 per stay), on-site benefits, the annual brand-specific hotel credit up to $250, and hotel loyalty program benefits. You may also trigger a yearly (up to) $300 travel statement credit with The Edit.

How To Find All-Inclusive Properties in The Edit

All-inclusive properties appear in general Chase Travel hotel searches, but you can also search for them specifically.

After logging in to your online card account and navigating to Chase Travel:

1. Scroll down the homepage to The Edit banner and click “Learn More.”
2. Click “See All Stays.”
3. Use filters to select “All-Inclusive.”

There are currently 34 all-inclusive properties in The Edit, with 30 located in North America (including the Caribbean).

You can sort by geographic region and then narrow further by country.

For example, filtering to Mexico brings up several eligible resorts.

How To Book All-Inclusive Properties in The Edit

Once you’ve selected a property and entered your preferred dates, you can see the rate for your stay.

Let’s look at two examples.

Example 1: Casa Velas (Puerto Vallarta, Mexico)

For a 3-night stay in March, the all-in rate on Chase Travel is $2,293 for a refundable master suite with a garden view.

When comparing this rate to the hotel’s direct website, the same room type and cancellation policy were priced identically.

In this case, booking through Chase Travel offers incremental value thanks to:

• The $250 Edit statement credit
• On-site benefits
• Potential loyalty program perks.

Always review the room type, size, on-site amenities, and cancellation policy when comparing rates to ensure the reservations match.

When the pricing is equal, booking through The Edit clearly comes out ahead.

Example 2: Zoetry Marigot Bay (St. Lucia)

For a 3-night stay at the Zoetry Marigot Bay, a Hyatt property, the Chase Travel rate was $2,214, slightly higher than the rate available directly through Hyatt.

Since you can book the property directly with Hyatt, World of Hyatt members with top elite status may consider doing that.

With Chase Travel, you’d receive The Edit’s $250 statement credit, the on-site benefits, and the associated Hyatt benefits when adding your World of Hyatt loyalty number.

Bottom Line:

Compare rates before booking with The Edit. If the direct rate is lower, and especially if you’re earning elite night credits, booking directly with the hotel may offer better value.

Paying for Your Stay

To qualify for The Edit’s statement credits, you must pay at least a portion of the stay with your Sapphire Reserve card or Sapphire Reserve for Business card.

All Edit bookings qualify for Points Boost, meaning your Ultimate Rewards points can be worth up to 2 cents per point. However, redemption rates vary — in the Casa Velas example, Ultimate Rewards points were worth 1.65 cents each.

Use your card to pay for at least $250, as that is the amount of The Edit’s statement credit. You can pay for the booking entirely with your card or use a combination of points and your card. You do not receive the statement credit if you pay entirely with points.

The Edit credit should appear as a statement credit shortly after the charge processes.

Hot Tip:

Don’t forget to add your associated hotel loyalty program number to the reservation to receive any additional applicable benefits.

Final Thoughts

So, is booking all-inclusive properties through The Edit worth it?

When rates match what’s available directly from the hotel, The Edit through Chase Travel can offer better value. The (up to) $250 statement credits per stay, combined with on-site benefits, add meaningful value. However, if Chase Travel pricing is higher, you’ll need to dig deeper and compare room types, amenities, and cancellation policies to determine whether it’s worth it. If so, you may be better off booking directly.

In many cases, The Edit may offer stronger value on non-all-inclusive options, where nightly rates are lower, and the statement credit stretches further. As with most things in the points-and-miles world, the math matters.