Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

Chase Launches Disney Inspire Card as the New Premium Disney Credit Card

Ryan Smith's image
Ryan Smith
Updated: 
Edited by: Keri Stooksbury
& Ben Neighbors-Giles
Chase Launches Disney Inspire Card as the New Premium Disney Credit Card
Jump to Section
Table of Contents

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Click for Card Offers (Up to 300k!)

Top Partner Offers

BEST OFFERPlatinum Card® from American Express

Platinum Card® from American Express

Apply Now(at Amex's secure site)
As High As 175,000 Points. Find Out Your Offer.
Terms Apply / Rates & Fees
NEW CHATGPT BENEFITThe Business Platinum Card® from American Express

The Business Platinum Card® from American Express

Apply Now(at Amex's secure site)
Your Offer Could Be As High As 300,000 Points. Find Out Your Offer.
Terms Apply / Rates & Fees
NEW CHATGPT BENEFITAmerican Express® Business Gold Card

American Express® Business Gold Card

Apply Now(at Amex's secure site)
Your Offer Could Be As High As 200,000 Points. Find Out Your Offer.
Terms Apply / Rates & Fees
TOP PICKAmerican Express® Gold Card

American Express® Gold Card

Apply Now(at Amex's secure site)
As High As 100,000 Points. Find Out Your Offer.
Terms Apply / Rates & Fees
See Best Credit Cards

Disney fans, there’s a new top-tier credit card in Chase’s lineup, and it’s worth your attention. Meet the Disney® Inspire Visa® Card, sporting a $149 annual fee.

In exchange for that yearly cost, cardholders enjoy exclusive perks, earn rewards at higher rates, and can choose from exclusive card designs — plus enjoy perks available on Disney’s existing credit cards.

Should you add the Disney Inspire card to your wallet? Let’s check out the details to help you decide.

Advertisement

Benefits of the New Disney Inspire Card

The current welcome offer on the Disney Inspire card is:

  • Earn a $300 Disney Gift Card eGift upon card approval and a $200 statement credit after spending $1,000 within the first 3 months.
Disney® Inspire Visa® CardTerms Apply / Rates & Fees
Disney® Inspire Visa® Card

If you regularly visit Disney Parks, the Disney Inspire card is a must-have with all of the savings it provides cardmembers.

Apply Nowat Chase's secure site
Disney® Inspire Visa® Card
If you regularly visit Disney Parks, the Disney Inspire card is a must-have with all of the savings it provides cardmembers.
Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
$300 Disney Gift Card + $200
$500
$149
0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.49% – 27.99%
Why We Like This Card

For dedicated Disney fans, there is no better credit card to add to their wallet than the Disney Inspire card. Not only does the card provide the best rewards rate for Disney-related purchases, but it also comes loaded with perks that help save you money on a wide variety of Disney purchases, including park tickets, food, merchandise, Disney Bundle subscription services, and more.

Pros & Cons
Pros
  • 10% back on Disney+, Hulu, and ESPN+ subscriptions
  • 3% back at most other U.S. Disney locations and gas stations
  • 2% back at grocery stores and restaurants
Cons
    • Charges a $149 annual fee
Read Full Review
Card Highlights
  • Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
  • Redeem Rewards Dollars for a statement credit toward airline purchases.
  • 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.49% – 27.99%
  • 10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland® Resort and Walt Disney World® Resort.
  • Save 10% on select purchases at DisneyStore.com
  • Member FDIC
Financial Snapshot
  • APR: 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.49% – 27.99%
  • Foreign Transaction Fees: 3% of the amount of each transaction in U.S. dollars
Rewards Center

Disney Rewards

Cardholders can choose from the same 11 credit card designs already available on the Disney® Visa® Card and Disney® Premier Visa® Card, plus 5 exclusive designs only available with the Disney Inspire card. The exclusive designs feature artwork from “Up,” “Coco,” “Lilo & Stitch,” “Spider-Man,” and Mickey Mouse.

Disney Inspire Card Array
Image Credit: Chase

A Chase spokesperson confirmed that the primary account holder and authorized users can choose different card designs.

Hot Tip:

A Chase spokesperson confirmed that you can have more than 1 Disney card concurrently, though this card is subject to Chase’s existing application rules, including the 5/24 rule.

Benefits and Perks of the Disney Inspire Card

The Disney Inspire card offers the following benefits:

  • 200 Disney Rewards Dollars after spending $2,000 in a cardholder anniversary year on Disney trips, including stays at U.S. Disney Resorts, Disney Cruise Line bookings, or Disney vacation packages booked directly with Disney
  • $100 statement credit after spending $200 per anniversary year on U.S. Disney theme park tickets
  • Up to $120 in annual statement credits toward Disney+, Hulu, and ESPN+ streaming purchases — requires enrollment and available as up to $10 per month
  • 0% promotional APR for 6 months on select Disney vacation packages
  • 10% off select purchases at DisneyStore.com
  • Cardmember-exclusive character photo opportunities at Walt Disney World and Disneyland
  • 10% off select merchandise purchases at select locations at Walt Disney World and Disneyland
  • 10% off select dining locations on most days at Walt Disney World and Disneyland
  • 15% off the nondiscounted price of select guided tours at Walt Disney World and Disneyland
  • 10% off the nondiscounted price of select recreation experiences at Walt Disney World
  • Savings aboard Disney Cruise Line for select onboard purchases
  • Pay Yourself Back to redeem Disney Rewards Dollars for a statement credit on qualifying Disney and airline purchases
  • No foreign transaction fees
Hot Tip:

Check out all of the benefits for Disney cardholders at Disney’s theme parks.

Advertisement

Earning and Redeeming With the Disney Inspire Card

Cardholders will earn Disney Rewards Dollars as follows:

  • 10% back as Rewards Dollars at Disney+, Hulu, and ESPN+
  • 3% at most other U.S. Disney locations and at gas stations
  • 2% at grocery stores and restaurants
  • 1% on all other card purchases

When it’s time to redeem your Rewards Dollars, you can use them toward:

  • Disney vacations
  • Disney theme park tickets
  • Disney resort stays, shopping, and dining in the U.S.
  • Purchases at DisneyStore.com
  • Select Disney movies at AMC Theatres
  • Airline purchases via Chase’s Pay Yourself Back credits
» Related: How To Visit Disney World for Cheap by Using Points and Miles [2026]

Final Thoughts

Chase and Disney already had 2 co-branded credit cards. Now, there’s a third option, and it’s the most premium of the bunch.

The Disney Inspire card has a $149 annual fee, which is still modest compared to today’s credit card world of $800 fees. However, it offers several benefits Disney fans will enjoy, which can offset the card’s annual fee when used effectively. On top of those perks, the card has strong earning rates at Disney parks and even provides up to $10 per month in credits toward select streaming services.

Is this the ideal card for everyone? No. In fact, some Disney fans may still prefer a more general rewards credit card that doesn’t lock them into “can only be used at Disney” rewards. For others, the added perks and elevated earning rates will be welcome news.

Featured Image Credit: Upgraded Points
Ryan Smith's image

About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and is now revisiting some favorites. Over the years, he’s written about award travel and credit cards for publications like AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, Point.me, Forbes Advisor, and more.

INSIDERS ONLY: UP PULSE™

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse

We Recommend

Platinum Card® from American ExpressTerms Apply / Rates & Fees

Platinum Card® from American Express

Apply Now(at Amex's secure site)

Platinum Card® from American Express

Welcome Offer: As High as 175,000 Points. Find Out Your Offer.

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
Show more
  • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay. Effective January 1, 2027, Fine Hotels + Resorts® bookings will require a minimum two-night stay to be eligible for the $600 Hotel Credit.
  • With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass membership (enrollment required), and other select partner lounges. *As of 08/2026.
  • $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S. when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
  • $400 Resy Credit + Platinum Nights™ by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to pay for eligible purchases with Resy, including dining purchases at over 10,000 qualifying U.S. Resy restaurants. Enrollment required. As a Platinum Card® Member you have special access to reservations on select nights at participating sought after Resy restaurants through Platinum Nights™ by Resy. Simply add your Platinum Card® to your Resy profile to book your reservation.
  • $219 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 60+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $219 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to The Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Whatever the occasion, choose from our two signature collections of premium hotels, curated to inspire and excite you when you book through Amex Travel™: Fine Hotels + Resorts® is a collection of over 1,900 luxury hotels that are destinations unto themselves and the Hotel Collection includes over 1,400 upscale hotels in desirable destinations.
  • $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®. *Up to $12.95 plus applicable taxes on one membership fee.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.

Upgrade your travel experience

  • Facebook
  • Twitter
  • Instagram
  • Pinterest
  • Linkedin
  • Youtube

© 2026 Upgraded Points™, LLC. All Rights Reserved.

DMCA.com Protection Status
Disclaimer: 

Upgraded Points, LLC and its website, UpgradedPoints.com, provides information on credit cards, reward programs, travel information and ancillary information concerning travel and credit cards. The information provided is for informational purposes only and should not be considered financial, tax or legal advice.

Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and prior to applying for any credit card offers found on UpgradedPoints.com, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position.

Advertiser Disclosure: 

Many of the credit card offers that appear on this site are from credit card companies from which we may receive financial compensation when a customer clicks on a link, when an application is approved, or when an account is opened. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers. For more information on our advertisers and how we make money, see our advertising policy here. In addition, as an Amazon Associate we earn from qualifying purchases.

Editorial Disclosure: 

The content featured on UpgradedPoints.com has not been influenced, provided, or reviewed by the credit card companies mentioned. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer.