Chase Launches Disney Inspire Card as the New Premium Disney Credit Card

Disney fans, there’s a new top-tier credit card in Chase’s lineup, and it’s worth your attention. Meet the Disney^® Inspire Visa^® Card, sporting a $149 annual fee.

In exchange for that yearly cost, cardholders enjoy exclusive perks, earn rewards at higher rates, and can choose from exclusive card designs — plus enjoy perks available on Disney’s existing credit cards.

Should you add the Disney Inspire card to your wallet? Let’s check out the details to help you decide.

Benefits of the New Disney Inspire Card

The current welcome offer on the Disney Inspire card is:

• Earn a $300 Disney Gift Card eGift upon card approval and a $200 statement credit after spending $1,000 within the first 3 months.

Terms Apply / Rates & Fees

Disney^® Inspire Visa^® Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

If you regularly visit Disney Parks, the Disney Inspire card is a must-have with all of the savings it provides cardmembers.

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Disney^® Inspire Visa^® Card

If you regularly visit Disney Parks, the Disney Inspire card is a must-have with all of the savings it provides cardmembers.

Welcome Offer

Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.

$300 Disney Gift Card + $200

UP's Offer Valuation*:

$500

Annual Fee

$149

APR

0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% – 27.74%

Why We Like This Card

For dedicated Disney fans, there is no better credit card to add to their wallet than the Disney Inspire card. Not only does the card provide the best rewards rate for Disney-related purchases, but it also comes loaded with perks that help save you money on a wide variety of Disney purchases, including park tickets, food, merchandise, Disney Bundle subscription services, and more.

Pros & Cons

Pros

• 10% back on Disney+, Hulu, and ESPN+ subscriptions
• 3% back at most other U.S. Disney locations and gas stations
• 2% back at grocery stores and restaurants

Cons

• Charges a $149 annual fee

Read Full Review

Card Highlights

• Get a $300 Disney Gift Card eGift to use today upon approval + earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months from account opening.
• Redeem Rewards Dollars for a statement credit toward airline purchases.
• 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% – 27.74%
• 10% off select merchandise purchases at select locations and 10% off select dining locations most days at the Disneyland^® Resort and Walt Disney World^® Resort.
• Save 10% on select purchases at DisneyStore.com
• Member FDIC

Financial Snapshot

• APR: 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% – 27.74%
• Foreign Transaction Fees: 3% of the amount of each transaction in U.S. dollars

Rewards Center

Disney Rewards

Cardholders can choose from the same 11 credit card designs already available on the Disney^® Visa^® Card and Disney^® Premier Visa^® Card, plus 5 exclusive designs only available with the Disney Inspire card. The exclusive designs feature artwork from “Up,” “Coco,” “Lilo & Stitch,” “Spider-Man,” and Mickey Mouse.

A Chase spokesperson confirmed that the primary account holder and authorized users can choose different card designs.

Benefits and Perks of the Disney Inspire Card

The Disney Inspire card offers the following benefits:

• 200 Disney Rewards Dollars after spending $2,000 in a cardholder anniversary year on Disney trips, including stays at U.S. Disney Resorts, Disney Cruise Line bookings, or Disney vacation packages booked directly with Disney
• $100 statement credit after spending $200 per anniversary year on U.S. Disney theme park tickets
• Up to $120 in annual statement credits toward Disney+, Hulu, and ESPN+ streaming purchases — requires enrollment and available as up to $10 per month
• 0% promotional APR for 6 months on select Disney vacation packages
• 10% off select purchases at DisneyStore.com
• Cardmember-exclusive character photo opportunities at Walt Disney World and Disneyland
• 10% off select merchandise purchases at select locations at Walt Disney World and Disneyland
• 10% off select dining locations on most days at Walt Disney World and Disneyland
• 15% off the nondiscounted price of select guided tours at Walt Disney World and Disneyland
• 10% off the nondiscounted price of select recreation experiences at Walt Disney World
• Savings aboard Disney Cruise Line for select onboard purchases
• Pay Yourself Back to redeem Disney Rewards Dollars for a statement credit on qualifying Disney and airline purchases
• No foreign transaction fees

Earning and Redeeming With the Disney Inspire Card

Cardholders will earn Disney Rewards Dollars as follows:

• 10% back as Rewards Dollars at Disney+, Hulu, and ESPN+
• 3% at most other U.S. Disney locations and at gas stations
• 2% at grocery stores and restaurants
• 1% on all other card purchases

When it’s time to redeem your Rewards Dollars, you can use them toward:

• Disney vacations
• Disney theme park tickets
• Disney resort stays, shopping, and dining in the U.S.
• Purchases at DisneyStore.com
• Select Disney movies at AMC Theatres
• Airline purchases via Chase’s Pay Yourself Back credits

Final Thoughts

Chase and Disney already had 2 co-branded credit cards. Now, there’s a third option, and it’s the most premium of the bunch.

The Disney Inspire card has a $149 annual fee, which is still modest compared to today’s credit card world of $800 fees. However, it offers several benefits Disney fans will enjoy, which can offset the card’s annual fee when used effectively. On top of those perks, the card has strong earning rates at Disney parks and even provides up to $10 per month in credits toward select streaming services.

Is this the ideal card for everyone? No. In fact, some Disney fans may still prefer a more general rewards credit card that doesn’t lock them into “can only be used at Disney” rewards. For others, the added perks and elevated earning rates will be welcome news.