Great Card If
- You regularly visit Disney parks.
- You subscribe to 1 or more of the Disney Bundle services of Disney+, Hulu, and ESPN+.
- You want cardmember-exclusive discounts at Disney parks.
Don’t Get If
- You rarely visit Disney parks.
- You want a card with a lower or no annual fee.
Disney Inspire Card — Is It Worth It?
If you’re a frequent visitor to Disney parks and subscribe to the Disney Bundle of subscription services (including Disney+, Hulu, and ESPN+), the Disney Inspire card is almost certainly worth it for you.
For starters, the card offers up to $120 annual credit on Disney+, Hulu, and ESPN+ purchases, and a $100 statement credit after spending $200 per anniversary year on U.S. Disney theme park tickets, both of which, when combined, offset the annual fee.
Beyond that, the card also comes loaded with perks and benefits that save you money on Disney park tickets, as well as food, beverages, merchandise, tours, and more when visiting Disney properties.
Plus, you can even customize your card with 5 exclusive designs, featuring beloved characters such as Mickey Mouse and Stitch, in addition to the 11 designs available to those with the Disney® Premier Visa® Card and Disney® Visa® Card.
Bottom Line:
Even those who visit Disney park properties just once per year are likely to come out ahead by adding the Disney Inspire card to their wallet.
Disney Inspire Card Top Benefits and Perks
If you’re a Disney fan, the Disney Inspire card comes with excellent perks that you’re sure to love, including:
- Up to $120 annual credit on Disney+, Hulu, and ESPN+ purchases
- 200 Disney Rewards Dollars after spending $2,000 per anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings
- $100 statement credit after spending $200 per anniversary year on U.S. Disney theme park tickets
- 0% promotional APR for 6 months on select Disney vacation packages, after that a variable APR of 18.24% – 27.74%.
- Various cardmember-exclusive discounts, including:
- 10% off select purchases at DisneyStore.com
- Cardmember-exclusive character photo opportunities at Walt Disney World and Disneyland
- 10% off select merchandise purchases at select locations at Walt Disney World and Disneyland
- 10% off select dining locations most days at Walt Disney World and Disneyland
- 15% off the nondiscounted price of select guided tours at Walt Disney World and Disneyland
- 10% off the nondiscounted price of select recreation experiences at Walt Disney World
- Savings aboard Disney Cruise Line for select onboard purchases
- Pay Yourself Back to redeem Disney Rewards Dollars for a statement credit on qualifying Disney and airline purchases
- No foreign transaction fees
Best Ways To Earn and Redeem Your Disney Rewards Dollars
The best ways to earn more Disney Rewards Dollars is to use your new Disney Inspire card for as many of your daily purchases as you can, especially for those that fall within the card bonus categories of 10% back on Disney+, Hulu, and ESPN+ subscriptions, 3% back at most other U.S. Disney locations and gas stations, 2% back at grocery stores and restaurants, and 1% back on all other purchases.
Once you’re ready to redeem your Disney Rewards Dollars, you’ll have a variety of Disney-related redemption options, such as:
- Disney theme park tickets, resort stays, shopping, and dining in the U.S.
- Disney Cruise Line packages, onboard activities, and souvenirs
- Purchases at DisneyStore.com
- The latest Disney movies at AMC Theatres
- Airline purchases using Pay Yourself Back for statement credits
All redemptions hold the same redemption value, with 1 Disney Reward Dollar being equal to $1 off any of these purchases.
Alternatives to the Disney Inspire Card
For those who want to earn Disney Rewards Dollars with a lower annual fee, the Disney Premier card is the perfect middle ground.
It earns 10% back on select purchases at shopDisney.com, 5% in Disney Rewards Dollars on purchases at Disney+, Hulu, or ESPN+, 2% in Disney Rewards Dollars on card purchases at gas stations, grocery stores, restaurants, and most Disney U.S. locations, and 1% on all other card purchases.
Plus, it still offers perks like 15% off select guided tours, special photos at private cardmember locations at Disneyland and Walt Disney World with complimentary downloads of your photo. It also offers a 0% promo APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 18.24% – 27.74%.
If you love the Disney Rewards program but can’t justify a credit card that charges an annual fee, then the Disney Visa card is the right option for you.
With it, you’ll save 10% on select purchases at shopDisney.com, receive 10% off select merchandise purchases at select locations at Disneyland and Walt Disney World, and 1% in Disney Rewards Dollars on all your card purchases.
While it doesn’t offer as many benefits as the other Disney cards, you’ll still receive 15% off select guided tours at Walt Disney World and Disneyland, and 10% off select dining locations at both resorts.
