Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

New Citi Strata Premier Card Open for Applications [Details and Benefits]

Keri Stooksbury's image
Keri Stooksbury
Keri Stooksbury's image

Keri Stooksbury


35 Published Articles 3236 Edited Articles

Countries Visited: 47U.S. States Visited: 28

With years of experience in corporate marketing and as the executive director of the American Chamber of Commerce in Qatar, Keri is now editor-in-chief at UP, overseeing daily content operations and r...
Edited by: Nick Ellis
Nick Ellis's image

Nick Ellis

Editor & Content Contributor

156 Published Articles 771 Edited Articles

Countries Visited: 35U.S. States Visited: 25

Nick’s passion for points began as a hobby and became a career. He worked for over 5 years at The Points Guy and has contributed to Business Insider and CNN. He has 14 credit cards and continues to le...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Citi has debuted its newest ThankYou Rewards card, the Citi Strata Premier℠ Card, which is now open for applications.

Let’s learn more about the new Citi Strata Premier card and see if it deserves a spot in your wallet.

Citi Strata Premier Card Welcome Offer

New applicants of the Citi Strata Premier card can take advantage of the following welcome offer by meeting the minimum spending requirements:

  • Earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at

Note that if you’ve received a new account bonus for the Citi Premier® Card in the last 48 months, you are not eligible for this welcome offer.

Citi Strata Premier Card Benefits

The Citi Strata Premier card has similar earning rates to the Citi Premier card:

  • 10x points on hotel, car rentals, and attractions booked through
  • 3x points on air travel, other hotel purchases, at restaurants, supermarkets, gas stations, and EV charging stations
  • 1x points on all other purchases

The 10x points category for select Citi Travel bookings is an ongoing benefit (for existing Citi Premier cardholders, this benefit expires on June 30, 2024). EV charging stations is also a new category that the Citi Premier card did not offer.

The Citi Strata premier card comes with an annual fee of $95.

Citi Strata Premier Card against wall
Image Credit: Citi

The Citi Strata Premier card also has these additional benefits and travel coverages:

  • $100 off of a single hotel stay of $500 or more (excluding taxes and fees) when booked through (once per calendar year)
  • No foreign transaction fees
  • Travel insurance coverage, including trip delay, trip cancellation and interruption, lost or damaged luggage, and MasterRental Coverage (car rental insurance)

The Citi Premier card had its travel protections stripped in 2019, so including these benefits with the Citi Strata Premier card is a win for both existing and new cardholders.

Is It Worth It?

Compared to similar midtier cards like the Chase Sapphire Preferred® Card, the earning rates for the travel portal, general air/hotel travel, supermarkets, gas stations, and EV charging stations are all higher with the Citi Strata Premier card.

While ThankYou Points can be redeemed for statement credits or gift cards, they are best redeemed with Citi’s travel partners. Citi ThankYou Rewards’ transfer partners include Air France – KLM Flying Blue, JetBlue Airways, and Qatar Airways.

Some of our favorite ways to redeem Citi ThankYou Points for maximum value include flying some of the best business and first class cabins in the sky — such as Singapore Suites, Qsuite, and Lufthansa first class — and utilizing Flying Blue Promo Rewards for discounted business class awards to Europe.

Transition From Citi Premier Card to Citi Strata Premier Card

Upgraded Points staff members have independently confirmed that their Citi Premier card accounts are now showing as Citi Strata Premier cards in their online accounts:

Citi Strata Premier Card account screenshot
Image Credit: Citi

The Citi Premier card is also closed to new applications, so the Citi Strata Premier card appears to now be the highest-tier ThankYou Rewards card available to new applications.

Final Thoughts

The Citi Strata Premier card offers competitive earning rates for a modest annual fee. It’s an everyday purchase workhorse and rewards cardholders for many of their frequent purchases.

With an attractive new welcome offer, the Citi Strata Premier card could be a fantastic addition to your travel rewards wallet.

The information regarding the Citi Strata Premier℠ Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Citi Premier® Card has expired and the card is no longer open to applicants.

Keri Stooksbury's image

About Keri Stooksbury

With years of experience in corporate marketing and with a nonprofit, Keri is now editor-in-chief at UP, overseeing daily content operations and reviewing thousands of UP articles in the process.


Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse Protection Status