November Credit Card and Loyalty Program Transfer Bonuses [Up to 40%!]

It’s a new month, and with a new month comes a new round of transfer bonuses to take advantage of.

Today, we’ll examine this month’s newest transfer bonuses for the top transferable rewards programs so you can get the most out of your hard-earned points and miles.

Here’s everything you need to know!

New Transfer Bonuses for November 2024

Amex Membership Rewards to Avianca LifeMiles

Through November 30, 2024, you’ll receive a 15% bonus when transferring Amex Membership Rewards to Avianca LifeMiles. The elevated transfer rate is 1:1.15.

Some of our favorite Avianca LifeMiles redemptions include:

• New York (JFK) to Frankfurt (FRA) in Lufthansa first class for 130,000 LifeMiles — 114,000 Amex points before the bonus
• Boston (BOS) to Zurich (ZRH) in SWISS business class for 70,000 LifeMiles — 61,000 Amex points before the bonus
• Tokyo (HND) to Sydney (SYD) in ANA business class for 40,000 LifeMiles — 35,000 Amex points before the bonus

Amex Membership Rewards to Cathay Pacific

Through November 30, 2024, you’ll receive a 15% bonus when transferring Amex Membership Rewards to Cathay. The elevated transfer rate is 1:1.15.

Some of our favorite Cathay award redemptions include (prices are per person):

• Oneworld multi-carrier round-the-world business class awards from 170,000+ miles — requiring just 148,000 points before the 15% bonus, depending on the route you book
• One-way flights from the U.S. to the Middle East in Qatar Airways Qsuite for 89,000 miles — requiring just 78,000 points with the 15% bonus
• One-way ultra-long-haul flights of 7,501+ miles from the U.S. to Asia, the Middle East, or Africa (all via Hong Kong) in Cathay Pacific business class for 110,000 miles — requiring you to transfer just 96,000 points with the 15% bonus
• One-way transcontinental flights in the U.S. with Alaska or American Airlines, available for 15,000 miles — requiring a transfer of 14,000 points with the 15% bonus

Amex Membership Rewards to Marriott Bonvoy

Through December 31, 2024, you’ll receive a 35% bonus when transferring Amex Membership Rewards to Marriott Bonvoy. The elevated transfer rate is 1:1.35.

We value Amex Membership Rewards at 2.2 cents per point and Marriott Bonvoy points at 0.7 cents per point, so even with the 35% bonus, we do not recommend transferring your Amex points to Marriott.

Capital One Miles to British Airways

Through December 1, 2024, you’ll receive a 20% bonus when transferring Capital One miles to British Airways. The elevated transfer rate is 1:1.2.

A sweet spot when redeeming Avios includes booking Qatar Airways Qsuite on long-haul international flights for as low as 70,000 Avios each way! That means with this 20% bonus promotion, you could be flying in one of the world’s best business class seats for just 59,000 Capital One miles!

Chase Ultimate Rewards to Virgin Atlantic

Through November 30, 2024, you’ll receive a 40% bonus when transferring Chase Ultimate Rewards points to Virgin Atlantic. The elevated transfer rate is 1:1.4.

If you were hoping to book a round-trip ticket on Virgin Atlantic between New York and London, you could typically score these tickets for 15,000 Virgin Points in economy during off-peak times. Thanks to this transfer bonus, you’d only need to transfer 11,000 Ultimate Rewards points to book tickets like these. 

Citi ThankYou Rewards to Virgin Atlantic Flying Club

Through November 16, 2024, you’ll receive a 30% bonus when transferring Citi ThankYou Rewards to Virgin Atlantic Flying Club. The elevated transfer rate is 1:1.3.

Virgin Atlantic Flying Club has some of the best redemptions around, including the ability to book ANA’s business class “The Room” starting at just 57,500 points one-way.

Citi ThankYou Rewards to Wyndham Rewards

Through November 16, 2024, you’ll receive a 20% bonus when transferring Citi ThankYou Rewards to Wyndham Rewards. The elevated transfer rate is 1:1.2.

We value Citi ThankYou Points at 1.6 cents per point, and Wyndham Rewards points at 0.9 cents per point. Even with the 20% transfer bonus, it’s like swapping 1.6 cents per point for 1.08 cents per point in value.

Final Thoughts

Earning transferable points is always a great idea since they’re so flexible when it comes time to book your trip. Also, transfer bonuses make transferable rewards even better because you’ll be able to use fewer points and get even more value out of your next award booking!

Remember that transfer bonuses are typically only available for a limited time, so if you’re interested in any of these offers, make sure you take advantage of them before the expiration date.