September Credit Card and Loyalty Program Transfer Bonuses [Up to 50%!]

It’s a new month, which means a fresh set of transfer bonuses to take advantage of.

Today, we’ll examine this month’s newest transfer bonuses for the top transferable rewards programs so you can get the most out of your hard-earned points and miles.

Here’s everything you need to know!

New Transfer Bonuses for September 2025

Accor Live Limitless to Air New Zealand Airpoints

From now through September 30, 3025, you can take advantage of a 50% transfer bonus from Accor Live Limitless (the hotel program) to Air New Zealand’s Airpoints program. These 2 programs only became partners on September 3, 2025, and this is the first transfer bonus we’ve seen between them.

The typical transfer rate is 2,000 ALL points to 30 Airpoints Dollars, but the new transfer rate is 2,000 points to 45 Airpoints Dollars, thanks to this bonus.

Accor Live Limitless to Club Eurostar

From September 18 to October 18, 2025, Accor members can get a 50% conversion bonus when sending their points to Club Eurostar, the train rewards program in Europe.

Typically, conversions are done at a rate of 2,000 Accor points to 3000 Club Eurostar points. With this promotion, the improved transfer rate is 2,000:450.

Amex Membership Rewards to Hilton Honors

Through September 23, 2025, there is a 25% transfer bonus from Amex Membership Rewards to the Hilton Honors program. The elevated transfer rate is 1:2.5, and there’s a maximum transfer of 3 million points in a transaction.

This transfer bonus opens up a route to getting even more value out of your Hilton redemptions, but it’s still generally only worth using this transfer option if you’re staying at high-end or expensive properties — even more so if you’re getting the fifth night free.

Capital One Miles to Virgin Red

Until October 2, 2025, there’s a 30% transfer bonus from Capital One Miles to Virgin Red. The elevated transfer ratio is 1:3.

For those unfamiliar, Virgin Red is not the same as Virgin Atlantic Flying Club — though the 2 work together and allow you to move points between them at no cost.

Chase Ultimate Rewards to Air France-KLM Flying Blue

Through September 30, 2025, there’s a 20% transfer bonus from Chase to Flying Blue. The elevated transfer rate is 1:1.2.

Flying Blue is the shared rewards program of Air France and KLM, and there are some great uses of these miles. Great options include flights from the U.S. to Europe for 60,000 miles per person in business class or even the monthly Promo Rewards that offer 25% to 50% discounts on a rotating list of destinations.

Citi ThankYou Rewards to Qatar Airways Privilege Club

From now through October 15, 2025, Citi transfers to Qatar Airways have up to a 40% bonus. The bonus isn’t offered by Citi, so you won’t see it inside your ThankYou Rewards account. Instead, the promotion is offered directly by Privilege Club.

The bonus depends on how many points you transfer at once:

• 20% bonus on transfers up to 9,999 points
• 30% bonus on transfers of 10,000 to 49,999 points
• 40% bonus on transfers of 50,000 points or more

Citi ThankYou Rewards to Wyndham Rewards

Until September 20, 2025, there’s a 25% transfer bonus from Citi to the Wyndham Rewards program. The elevated transfer rate is 1:1.25.

We value Citi ThankYou Points at 1.6 cents per point and Wyndham Rewards points at 0.9 cents per point. Even with the 25% transfer bonus, it’s like swapping 1.6 cents worth of points for 1.125 cents worth of points.

Final Thoughts

Earning transferable points is always a great idea since they’re so flexible when it comes time to book your trip. You can choose to book your hotel or flight through whichever program provides the best deal, transferring points once you’ve found something you like. Elevated transfer bonuses make transferable rewards even better because youo can use fewer points and get even more value out of your next award booking!

That said, remember that transfers can’t be undone, so be sure you have a plan for using points in these rewards programs before moving your credit card points to an airline or hotel’s program. If you change your mind, or if you can’t find the travel you wanted to book, you can’t send the points back.

Remember that transfer bonuses are usually available just for a limited time. Thus, if you’re interested in any of these offers, make sure you take advantage of them before the expiration date.