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[Expired] Earn Up to 165k Points With IHG One Rewards Credit Card Welcome Offers [Last Call!]

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Jarrod West
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Jarrod West

Senior Content Contributor

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Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...
Edited by: Stella Shon
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Stella Shon

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With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in ...
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Keri Stooksbury

Editor-in-Chief

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With years of experience in corporate marketing and as the executive director of the American Chamber of Commerce in Qatar, Keri is now editor-in-chief at UP, overseeing daily content operations and r...

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Update:The offer mentioned below has expired and is no longer available.

The 2 personal IHG credit cards, the IHG One Rewards Premier Credit Card and the IHG One Rewards Traveler Credit Card, have new welcome offers, but they’re set to end at 6 p.m. EST on Wednesday, April 3.

Here is a look at the details of each elevated welcome bonus offer, along with everything you need to know about both cards to help you decide which makes more sense for you.

IHG Premier Card and IHG Traveler Card Welcome Bonus Offers

With the IHG Premier card, you can earn 165,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. Since we value IHG points at 0.5 cents apiece, this bonus is worth $825 in our view when you factor in the statement credit.

As for the IHG Traveler card, you’ll earn a welcome bonus of 100,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening — yielding a value of $500 based on our valuations.

InterContinental Maldives Maamunagau Resort couple at pool
The IHG Premier card is best suited for individuals or families who enjoy visiting IHG hotels. InterContinental Maldives Maamunagau Resort. Image Credit: IHG

IHG Premier Card vs. IHG Traveler Card: Earning Rates

Here is how you’ll earn points towards your next vacation with each IHG card:

SCROLL FOR MORE
CategoryIHG Premier CardIHG Traveler Card
IHG StaysUp to 26x pointsUp to 17x points
Dining5x points3x points
Gas Stations5x points3x points
Travel5x points2x points
Utilities, Internet, Cable, Phone, and Select Streaming Services Purchases3x points3x points
All Other Purchases3x points2x points
Hot Tip:

Of course, there are more ways to earn IHG One Rewards points than just using one of the IHG credit cards. Read through our dedicated guide to learn the best ways to earn IHG One Rewards points.

IHG Premier Card vs. IHG Traveler Card: Benefits

Aside from earning points, what really separates these 2 cards is the benefits that they offer.

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BenefitIHG Premier CardIHG Traveler Card
Annual Fee$99$0
Complimentary Elite StatusIHG Platinum Elite status (Diamond Elite status after spending $40,000 on the card in a calendar year)IHG Silver Elite status (Gold Elite status after spending $20,000 on the card in a calendar year)
Anniversary Free Night Certificate (Up to 40,000 points)YesNo
Fourth Night Free on Award StaysYes
Global EntryTSA PreCheck, or NEXUS statement creditYesNo
$50 Annual United Airlines TravelBank CashYesNo
Annual Spend Bonus$100 statement credit and 10,000 bonus points after spending $20,000 on the card in a calendar year10,000 bonus points after spending $10,000 on the card in a calendar year
Point Purchase Discount20%
CoveragesBaggage delay insurance, Lost luggage reimbursement, Purchase protection, Trip cancellation/interruption insurance

Unsurprisingly, the IHG Premier card offers better benefits than the IHG Traveler card when you consider that it comes with complimentary IHG Platinum status, an anniversary free night certificate, a Global Entry, TSA PreCheck, or NEXUS statement credit, and more. But with those added benefits comes a $99 annual fee.

Hot Tip:

If you’re a business owner, the IHG One Rewards Premier Business Credit Card will likely be your best fit. Read our complete guide to learn everything you need to know about the card.

Final Thoughts

Ultimately, deciding which card is better for you will come down to how often you stay at IHG hotels each year and whether you’re comfortable paying an annual fee. 

If you’re considering adding an IHG card to your wallet, make sure you take advantage of one of these offers before they end at 6 p.m. EST on Wednesday, April 3.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.

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