[Expired] Earn Up to 165k Points With IHG One Rewards Credit Card Welcome Offers [Last Call!]

Updated: March 16, 2025, 11:42am CDT

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IHG Premier Card and IHG Traveler Card Welcome Bonus Offers
IHG Premier Card vs. IHG Traveler Card: Earning Rates
IHG Premier Card vs. IHG Traveler Card: Benefits
Final Thoughts

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Update:The offer mentioned below has expired and is no longer available.

The 2 personal IHG credit cards, the IHG One Rewards Premier Credit Card and the IHG One Rewards Traveler Credit Card, have new welcome offers, but they’re set to end at 6 p.m. EST on Wednesday, April 3.

Here is a look at the details of each elevated welcome bonus offer, along with everything you need to know about both cards to help you decide which makes more sense for you.

IHG Premier Card and IHG Traveler Card Welcome Bonus Offers

With the IHG Premier card, you can earn 165,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening. Since we value IHG points at 0.5 cents apiece, this bonus is worth $825 in our view when you factor in the statement credit.

As for the IHG Traveler card, you’ll earn a welcome bonus of 100,000 bonus points after you spend $2,000 on purchases in the first 3 months from account opening — yielding a value of $500 based on our valuations.

InterContinental Maldives Maamunagau Resort couple at pool — The IHG Premier card is best suited for individuals or families who enjoy visiting IHG hotels. InterContinental Maldives Maamunagau Resort. Image Credit: IHG

IHG Premier Card vs. IHG Traveler Card: Earning Rates

Here is how you’ll earn points towards your next vacation with each IHG card:

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Category	IHG Premier Card	IHG Traveler Card
IHG Stays	Up to 26x points	Up to 17x points
Dining	5x points	3x points
Gas Stations	5x points	3x points
Travel	5x points	2x points
Utilities, Internet, Cable, Phone, and Select Streaming Services Purchases	3x points	3x points
All Other Purchases	3x points	2x points

Hot Tip:

Of course, there are more ways to earn IHG One Rewards points than just using one of the IHG credit cards. Read through our dedicated guide to learn the best ways to earn IHG One Rewards points.

IHG Premier Card vs. IHG Traveler Card: Benefits

Aside from earning points, what really separates these 2 cards is the benefits that they offer.

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Benefit	IHG Premier Card	IHG Traveler Card
Annual Fee	$99	$0
Complimentary Elite Status	IHG Platinum Elite status (Diamond Elite status after spending $40,000 on the card in a calendar year)	IHG Silver Elite status (Gold Elite status after spending $20,000 on the card in a calendar year)
Anniversary Free Night Certificate (Up to 40,000 points)	Yes	No
Fourth Night Free on Award Stays	Yes
Global Entry, TSA PreCheck, or NEXUS statement credit	Yes	No
$50 Annual United Airlines TravelBank Cash	Yes	No
Annual Spend Bonus	$100 statement credit and 10,000 bonus points after spending $20,000 on the card in a calendar year	10,000 bonus points after spending $10,000 on the card in a calendar year
Point Purchase Discount	20%
Coverages	Baggage delay insurance, Lost luggage reimbursement, Purchase protection, Trip cancellation/interruption insurance

Unsurprisingly, the IHG Premier card offers better benefits than the IHG Traveler card when you consider that it comes with complimentary IHG Platinum status, an anniversary free night certificate, a Global Entry, TSA PreCheck, or NEXUS statement credit, and more. But with those added benefits comes a $99 annual fee.

Hot Tip:

If you’re a business owner, the IHG One Rewards Premier Business Credit Card will likely be your best fit. Read our complete guide to learn everything you need to know about the card.

Final Thoughts

Ultimately, deciding which card is better for you will come down to how often you stay at IHG hotels each year and whether you’re comfortable paying an annual fee.

If you’re considering adding an IHG card to your wallet, make sure you take advantage of one of these offers before they end at 6 p.m. EST on Wednesday, April 3.