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[Expired] Last Chance: Big IHG Traveler Card Welcome Offer for 120,000 Points With No Annual Fee

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Stella Shon
Updated: 
Edited by: Michael Y. Park
& Jestan Mendame
[Expired] Last Chance: Big IHG Traveler Card Welcome Offer for 120,000 Points With No Annual Fee
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Update:

The offer mentioned below has expired and is no longer available.

The IHG One Rewards Traveler Credit Card may just be the best no-annual-fee hotel card right now, especially with its new 6-figure welcome bonus offer. Upon approval, you can earn 120,000 bonus points after just $2,000 in eligible spend on the card within the first 3 months of account opening.

This is the best offer that IHG One Rewards has offered on this card since 2023. However, it’s ending on July 23, 2025, at 9 a.m. ET.

Let’s dive into the details of this card and how you can maximize these bonus points for stays at hotels and resorts worldwide.

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IHG Traveler Card: Earn 120K Bonus Points

The IHG Traveler card is the perfect entry into the world of IHG One Rewards since it carries a $0 annual fee. Right now, the elevated welcome bonus is 120,000 points after you spend $2,000 in the first 3 months.

If you’re new to IHG One Rewards, it’s important to know that point redemption values can vary greatly. The hotel chain does not have a designated award chart, meaning points rates at each property vary by demand. Still, on average, we find that IHG points can reliably be worth 0.5 cents apiece, according to our latest points and miles valuations.

In other words, the “true” value of this welcome bonus offer in terms of cash terms is more like $600 — which is unheard of for a no-annual-fee hotel card. Just compare that to other major hotel cards:

Bottom Line:

With a relatively low minimum spend requirement (about $667 per month), the sooner you earn this welcome bonus offer, the sooner the points hit your account — perfect timing for a summer 2025 getaway.

IHG Traveler Card Benefits

The IHG Traveler card offers various ongoing benefits that make it a strong choice for budget-minded travelers. Cardholders receive complimentary IHG Silver Elite status, which grants a 20% bonus on points earned during IHG stays and points that never expire.

When using the card to pay for IHG Hotels & Resorts purchases, you earn up to 17 points per $1 spent. You also collect points on everyday spending, with 3x points on monthly bills, gas stations, and restaurants, and 2x points on all other eligible purchases. Plus, there’s an opportunity to earn an additional 10,000 bonus points each calendar year after spending $10,000.

Holiday Inn Golden Mile Hong Kong beds from window
Holiday Inn Express is one of the best hotels for families. Image Credit: Keri Stooksbury

Cardholders can unlock IHG Gold Elite status after spending $20,000 in a calendar year. This elevated status lasts through December 31 of the following year and boosts your points earnings to 40% more on IHG stays.

If you’re a few points short of your next redemption, the card offers a 20% discount when you purchase IHG points. Even better, you can stretch your points further with the fourth-night-free perk on award stays: Redeem points for 3 nights and enjoy a fourth night at no extra cost.

As you’d expect from a strong travel card, the IHG Traveler card waives foreign transaction fees. Being a Visa card, it’s widely accepted overseas. Cardholders are also covered with valuable everyday and travel coverages, including trip cancellation and interruption insurance, as well as purchase protection.

How To Maximize 120,000 Points

Because of the fourth-night-free benefit, booking 4 nights is often the best way to get the most value from your points.

Kimpton Seafire Resort pool
The Kimpton Seafire Resort and Spa. Image Credit: Katie Seemann

Here are a few hotels and resorts around the world where you can book a 4-night stay this summer:

To check points rates on IHG’s website, select “Rate Preference” and choose “Reward Nights” to see how many points a hotel stay costs.

Hot Tip:

The IHG One Rewards Premier Credit Card, with a $99 annual fee, is also offering an elevated welcome offer: Earn 5 free nights (worth up to 60,000 points each) after spending $5,000 in the first 3 months. This is also your last chance to score this welcome offer, which will expire on July 23, 2025, at 9 a.m. ET.

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Final Thoughts

Hotel points can be a great way to offset your accommodation costs while traveling, and IHG One Rewards boasts a diverse portfolio of brands. From luxury InterContinental stays to budget-friendly Holiday Inn nights, the splashy new welcome offer on the IHG Traveler card allows you to travel more for less.

If you’re interested in this card and want to grab its 6-figure welcome bonus, remember to apply before July 23, 2025, at 9 a.m. ET.

Featured Image Credit: Upgraded Points
Stella Shon's image

About Stella Shon

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in The New York Times, USA Today, and more.

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