Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

I’ve Saved Nearly $700 This Year From This One Amex Card Perk

Stella Shon's image
Stella Shon
Stella Shon's image

Stella Shon

Senior Features Editor

131 Published Articles 816 Edited Articles

Countries Visited: 25U.S. States Visited: 22

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in ...
Edited by: Michael Y. Park
Michael Y. Park's image

Michael Y. Park

Senior Editor & Content Contributor

27 Published Articles 383 Edited Articles

Countries Visited: 60+U.S. States Visited: 50

Michael Y. Park is a journalist living in New York City. He’s traveled through Afghanistan disguised as a Hazara Shi’ite, slept with polar bears on the Canadian tundra, picnicked with the king and que...
& Jestan Mendame
Jestan Mendame's image

Jestan Mendame

Compliance Associate

151 Edited Articles

Countries Visited: 12U.S. States Visited: 3

Since 2016, he has embraced the life of a digital nomad, making the world his office. He has built a career in social media marketing and blogging for various travel brands, which is also his bread an...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

I’ve carried at least 1 American Express card in my wallet for almost a decade, and I don’t expect that to change anytime soon. With a wide range of credit cards from the Amex Membership Rewards program and partnerships with brands like Hilton and Delta, earning rewards has never been easier.

However, there is one perk in particular that has caught my attention over the past year. While it hasn’t necessarily helped me earn more points, it has saved me an unexpected amount of money, only enhancing the value I get from my credit cards.

How To Save Money With Amex Offers

Almost every bank offers their cardholders the opportunity to save money at participating retailers. In the case of American Express, the Amex Offers program is exclusively available to those who hold the issuer’s cards.

You can view your updated roster of deals (about 100 per card!) on the American Express app (iOS, Android) or website when logged into your account. Think of Amex Offers as the modern-day coupon, as they’re all available digitally. If you see an Amex Offer that sparks your interest, simply hit Add to Card and pay with that card to see your savings applied.

Amex Offers
Make it a habit to routinely check the Amex Offers you’ve been targeted for. Image Credit: American Express

Upon meeting the terms of the specific offer — and read the fine print to make sure your purchase qualifies — you should receive a statement credit of that amount posted to your account. Although American Express says it can take “up to 90 days after the end of the offer period” to receive the statement credit, I’ve never had to wait longer than a few business days.

There are, in fact, a few Amex Offers that offer bonus points and miles in lieu of cash-back savings. For instance, you could earn 1 additional Membership Rewards point per $1 spent at Dell.com, with a maximum of 25,000 points, if the purchase is made by the end of 2024. If I activated this offer on The Platinum Card® from American Express, I would earn 2 Membership Rewards points at Dell.com (up to 25,000 points) since the card normally earns 1 point per dollar on non-bonus purchases.

Amex Offer Dell
Image Credit: American Express

However, the vast majority of Amex Offers yield cash-back savings in the form of a statement credit. Since most American Express cards charge an annual fee, leveraging Amex Offers is just one of the many ways to earn long-term value in your wallet.

There isn’t any harm in adding multiple Amex Offers to your card, even if you probably won’t get around to using them. In fact, enrolling in more Amex Offers can help you unlock even more promotions. That said, you can only add 1 Amex Offer from a retailer even if you’ve got multiple Amex cards, so choose wisely to maximize your points-earning potential.

Hot Tip:

You can also earn bonus points and miles on your purchase with a shopping portal aggregator like CashBackMonitor. For example, Rakuten is offering up to 5% cash-back on Dell, adding to your Amex Offer savings and points earned with your credit card.

Best Amex Offers I’ve Used

It wasn’t until recently that I took a closer look at the Amex Offers that were in rotation. In fact, Amex has increased annual fees on several cards in my wallet over the past year, including the American Express® Gold Card ($325 annual fee – rates & fees) and the Hilton Honors American Express Aspire Card* ($550 annual fee).

*All information about Hilton Honors American Express Aspire Card has been collected independently by Upgraded Points.

If I’m going to be paying hundreds of dollars in annual fees, maximizing any opportunity to save money is paramount. This is one of the key decision making factors as I contemplate keeping (or canceling) these very cards in my wallet.

By visiting the Savings tab, you can see the list of Amex Offers that you have successfully used. If you have multiple Amex cards, like I do, you need to click on each individual card to see the amount saved.

Delta 757
I’ve saved nearly $200 this year on Delta flights, thanks to Amex Offers. Image Credit: Nick Ellis

I have The Business Platinum Card® from American Express, the Delta SkyMiles® Platinum Business American Express Card, the Amex Platinum card, the Amex Gold card, and the Hilton Aspire card in my wallet. Here’s how much I’ve been able to save over the past year:

  • Get $40 back when spending $180 or more on Delta Air Lines flights through the Amex Travel portal.
  • Get $5 back when spending $15 or more with Uber (up to 5 times for a maximum savings of $25).
  • Get $40 back when spending $200 or more on Frontier Airlines flights.
  • Get $100 back when spending $300 or more on select Marriott hotels.
  • Get $15 back when spending $50 or more at Nuuly.com.
  • Get $2 back when spending $2 or more at MTA Tap to Pay (up to 5 times for a maximum savings of $10).
  • Get $20 back when spending $100 or more at Lululemon.
  • Get $79.99 back when spending $79.99 or more at AirMail.
  • Get $30 back when spending $200 or more at TickPick.
  • Get $5 back when spending $15 or more at Jersey Mike’s (up to 2 times for a maximum savings of $10).
  • Get $5 back when spending $15 or more at Just Salad (up to 2 times for a maximum savings of $10).
  • Get $60 back when spending $300 or more at Hilton.
  • Get $150 back when spending $600 or more at Delta.
  • Get $30 back when spending $150 or more at Turo.
  • Get $20 back when spending $20 or more at Pimsleur (up to 2 times for a maximum savings of $40).

Over half of these Amex Offers have appeared on my trusty Amex Platinum card, which offers thousands of dollars in value from the generous welcome bonus offer to benefits and perks.

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros
  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Cons
  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck® (through a TSA official enrollment provider) application fee, when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.¤
  • Terms Apply.
Financial Snapshot
  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None
Rewards Center

American Express Membership Rewards

Final Thoughts

I love Amex Offers, and I’ve saved nearly $700 over the past year by being more mindful about enrolling in them. Over time, Amex Offers can sneakily help you save money, especially if they align with purchases you were already going to make.

I would even go as far to argue that Amex Offers give Chase Offers, Capital One Offers, or Citi Merchant Offers, a run for their money. American Express always provides the best retailers and huge opportunities to save, particularly when it comes to travel.

The information regarding the Hilton Honors American Express Aspire Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.
For rates and fees of the Delta SkyMiles® Platinum Business American Express Card, click here.

Stella Shon's image

About Stella Shon

With a degree in media and journalism, Stella has been in the points and miles game for more than 6 years. She most recently worked as a Corporate Communications Analyst for JetBlue. Find her work in The New York Times, USA Today, and more.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse
DMCA.com Protection Status