U.S. Bank Launches New U.S. Bank Business Triple Cash Mastercard

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U.S. Bank recently launched the U.S. Bank Business Triple Cash Rewards World Elite™ Mastercard®, giving small business owners looking to earn cash-back on their purchases another compelling credit card option. As far as no-annual-fee cards go, it certainly makes for an interesting option. Here are some of the highlights of the card to help you determine if it’s a good fit for you.

U.S. Bank Business Triple Cash Mastercard Details

U.S. Bank Triple Cash Rewards World Elite Mastercard
Image Credit: U.S. Bank

Welcome Bonus: Earn $500 in cash-back after spending $4,500 on the account owner’s card in the first 150 days of opening your account.

Cardholders will earn 3% cash-back on eligible purchases at gas stations, office supply stores, cell phone service providers, and restaurants, plus 1% cash-back on all other eligible purchases. There is no limit to the amount of cash-back you can earn, and your cash-back rewards never expire.

The card also offers an excellent benefit of an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks. When you consider that this is a no-annual-fee credit card, this annual statement credit alone can make this card well worth having for your business.

Additional World Elite Mastercard benefits include:

  • A complimentary 3-month DoorDash DashPass subscription with $5 off the first 2 orders per month
  • 5% back on HelloFresh orders
  • Earn $5 in Lyft credit once per month after 3 rides in a month
  • Free ShopRunner membership offering free 2-day shipping at a variety of online retailers
  • Mastercard ID Theft Protection
  • Mastercard Zero Liability Protection
  • Global emergency services
  • Cell phone protection for theft or specific repairs offering $1,000 in yearly coverage ($800 max per claim, 2 claims per year) when your cell bill is paid with your U.S. Bank Business Triple Cash Mastercard

There is no fee to add additional employee cards, but keep in mind that purchases on your employee cards will not count towards the minimum spend requirement for the welcome bonus. The card also charges a 3% foreign transaction fee, so you’ll want to opt for another card for any overseas purchases.

Final Thoughts

The U.S. Bank Business Triple Cash Mastercard is an excellent option for any small business owner looking for a no-annual-fee cash-back card, especially one that can take advantage of the card’s $100 annual statement credit for a service like QuickBooks or has large business expenses in one or more of the card’s 3% categories like office supply stores or gas stations.

Jarrod West

About Jarrod West

Jarrod first became fascinated with the world of points and miles as the perfect way to visit dream destinations without breaking the bank. On his first major award trip, he spent 3 months traveling through Europe, financed nearly entirely with points; while flying in premium cabins and staying in 5-star hotels along the way. Now, he is on a mission to help others realize their travel goals and upgrade their travel experiences. Jarrod has been writing about credit cards and travel loyalty programs for 4 years, and his work has been featured by Travel and Leisure, Matador Network, Yahoo Finance, and U.S. News.

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