Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

U.S. Bank Launches New U.S. Bank Business Triple Cash Mastercard

Jarrod West's image
Jarrod West

Jarrod West

Senior Content Contributor

Countries Visited: 21U.S. States Visited: 24

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in o...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

U.S. Bank recently launched the U.S. Bank Business Triple Cash Rewards World Elite Mastercard®, giving small business owners looking to earn cash-back on their purchases another compelling credit card option. As far as no-annual-fee cards go, it certainly makes for an interesting option. Here are some of the highlights of the card to help you determine if it’s a good fit for you.

U.S. Bank Business Triple Cash Mastercard Details

Image Credit: U.S. Bank

Welcome Bonus: Earn $500 in cash-back after spending $4,500 on the account owner’s card in the first 150 days of opening your account.

Cardholders will earn 3% cash-back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants., plus 1% cash-back on all other eligible purchases. There is no limit to the amount of cash-back you can earn, and your cash-back rewards never expire.

The card also offers an excellent benefit of an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or QuickBooks. When you consider that this is a no-annual-fee credit card, this annual statement credit alone can make this card well worth having for your business.

Additional World Elite Mastercard benefits include:

  • A complimentary 3-month DoorDash DashPass subscription with $5 off the first 2 orders per month
  • 5% back on HelloFresh orders
  • Earn $5 in Lyft credit once per month after 3 rides in a month
  • Free ShopRunner membership offering free 2-day shipping at a variety of online retailers
  • Mastercard ID Theft Protection
  • Mastercard Zero Liability Protection
  • Global emergency services
  • Cell phone protection for theft or specific repairs offering $1,000 in yearly coverage ($800 max per claim, 2 claims per year) when your cell bill is paid with your U.S. Bank Business Triple Cash Mastercard

There is no fee to add additional employee cards, but keep in mind that purchases on your employee cards will not count towards the minimum spend requirement for the welcome bonus. The card also charges a 3% foreign transaction fee, so you’ll want to opt for another card for any overseas purchases.

Final Thoughts

The U.S. Bank Business Triple Cash Mastercard is an excellent option for any small business owner looking for a no-annual-fee cash-back card, especially one that can take advantage of the card’s $100 annual statement credit for a service like QuickBooks or has large business expenses in one or more of the card’s 3% categories like office supply stores or gas stations.

About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 6 years. He earns and redeems over 1 million points per year and his work has been featured in outlets like The New York Times.


Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy and terms of service apply. Protection Status