Victoria M. Walker
Victoria M. Walker
Senior Content Contributor
977 Published Articles
Countries Visited: 26U.S. States Visited: 27
Victoria holds a B.A. in Broadcast Journalism from the Howard University School of Communications and is an award-winning journalist, travel reporter, and the founder of the “Carrying On with Victoria...
Edited by: Jessica Merritt
Jessica Merritt
Senior Editor & Content Contributor
248 Published Articles 893 Edited Articles
Countries Visited: 4U.S. States Visited: 23
A long-time points and miles student, Jessica is the former Personal Finance Managing Editor at U.S. News and World Report and is passionate about helping consumers fund their travels for as little ca...
& Juan Ruiz
Juan Ruiz
Senior Editor & Content Contributor
631 Published Articles 1076 Edited Articles
Countries Visited: 49U.S. States Visited: 32
Juan Ruiz is a leading travel journalist and expert in credit cards and loyalty programs. For over a decade, he has turned complex rewards and travel strategies into clear, actionable insights. His wo...







![The Ultimate Guide To Using Capital One Offers [Earn Cash-back!]](https://upgradedpoints.com/wp-content/uploads/2022/09/Capital-One-Venture-X-Upgraded-Points-LLC-10-Large.jpg?auto=webp&disable=upscale&width=1200)
![U.S. Bank Cash+ Signature Card 5% Cash-back Categories [Detailed Guide]](https://upgradedpoints.com/wp-content/uploads/2025/03/Tap-Payment-US-Bank-Cash-Plus-Upgraded-Points-LLC-2.jpg?auto=webp&disable=upscale&width=1200)
