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MGM Rewards Loyalty Program [Formerly M life Rewards]

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MGM Rewards (formerly M life Rewards) is the loyalty program for all MGM Resorts properties. In addition to the Las Vegas hotels you may be familiar with, there are MGM properties across the U.S. and in China and Japan.

As an MGM Rewards member, you can earn points and tier credits that can be converted into great perks like free slot play, discounts, and even a free cruise!

In this post, we’ll go over everything you need to know to get the most out of the MGM Rewards program.

MGM Resorts

The MGM Rewards program is valid at all MGM Resorts worldwide:

MGM Resorts in Las Vegas

Hot Tip: In May 2022, The Cosmopolitan of Las Vegas became part of MGM Resorts International, but for now, the hotel is still participating in the Marriott Bonvoy program as it had before MGM took over. 

Other MGM Resort Locations in the U.S.

  • Beau Rivage — Biloxi, MS
  • Borgata — Atlantic City, NJ
  • Empire City Casino — Yonkers, NY
  • Gold Strike — Robinsonville, MS
  • MGM Grand Detroit — Detroit, MI
  • MGM National Harbor — Oxon Hill, MD
  • MGM Northfield Park — Northfield, OH
  • MGM Springfield — Springfield, MA

MGM Resorts in China

  • MGM Cotai
  • MGM Macau

MGM Resorts in Japan

  • MGM Osaka
  • MGM Tokyo

Diaoyutai MGM Hospitality Locations

  • Bellagio Shanghai
  • Diaoyutai Boutique Hotel Chengdu
  • Diaoyutai Hotel Hangzhou
  • MGM Grand Sanya

Bellagio Las Vegas night fountains
Bellagio is one of the many MGM Rewards properties on the Las Vegas Strip. Image Credit: Chris Hassan

How MGM Rewards Works

As an MGM Rewards member, you’ll earn rewards based on your spending, including:

  • Cirque du Soleil productions at MGM Resorts properties
  • Dining
  • Excalibur entertainment: Thunder from Down Under, The Australian Bee Gees Show, Mac King Comedy Magic Show and Tournament of Kings
  • Hotel rooms
  • Luxor entertainment: America’s Got Talent Presents Super Stars Live, Blue Man Group, Carrot Top, and FANTASY
  • MGM Grand entertainment: Brad Garrett’s Comedy Club, David Copperfield, and JABBAWOCKEEZ
  • New York-New York entertainment: Terry Fator
  • Slots
  • Spa and salon treatments at MGM Resorts properties
  • Table games

How To Join MGM Rewards

Joining MGM Rewards is quick and easy. All you need to do is input some basic information like your name, address, and birthday and you’ll have an MGM Rewards account all set up.


As an MGM Rewards member, you’ll be able to earn 4 types of rewards on top of your tier credits.

MGM Rewards balances
You can see your points balances in your online account. Image Credit: MGM Rewards

MGM Rewards Points

You’ll earn points based on your slot play, video lottery, and table game play. In addition, you can earn 1 point per $1 spent on eligible dining and hotel charges at MGM Resorts. Each MGM Rewards point is worth 1 cent and can be redeemed toward a hotel stay, participating food and beverage locations, entertainment venues, or to purchase MGM Rewards Moments.

Slot Dollars (Formerly POINTPlay)

You’ll earn Slot Dollars when you play slots, video lottery, and video poker games. They can be redeemed for FREEPLAY at participating machines.


FREEPLAY is like electronic cash that you can use to play on your favorite slot machines or video lottery terminals.

Holiday Gift Points

Holiday Gift Points can be redeemed for merchandise at the MGM Holiday Gift Shoppe event. Redemptions must be made in person.

MGM Moments

MGM Moments are special experiences that you can purchase only if you’re an MGM Rewards member. They include things like choosing the songs for the Bellagio fountains, swimming with sharks at Mandalay Bay, or an exclusive dinner for 2 with a well-known chef.


You can earn BetMGM Rewards points and tier credits by betting on sporting events through BetMGM.

BetMGM mobile app
You can bet on sporting events and earn MGM Rewards points through BetMGM. Image Credit: MGM Rewards

Hot Tip: When you’re booking your Las Vegas vacation, look for package deals that combine flights, hotel, and/or a rental car to save some money, and be sure to check our guide to the best things to do in Las Vegas before you go.

MGM Rewards Tier Status Levels

There are 5 levels of membership in the MGM Rewards program. From the moment you join, you’ll enjoy some basic amenities including:

  • Dedicated reservation lines
  • Special offers from MGM Rewards
  • Access to MGM Rewards Moments
  • Cruise offers from Royal Caribbean and Celebrity
  • Ability to earn MGM Rewards points for slots, video poker, video lottery, table games, and electronic table games at all MGM Rewards properties
  • Ability to earn Slot Dollars for slot, video poker, and video lottery play
  • Ability to earn Holiday Gift Shoppe points for slot play in Las Vegas
  • Low rate guarantee when booking direct
  • Presale ticket access to select entertainment and sporting events
  • Discounts to select shows at MGM Rewards locations
  • Avis car rental 30% discount

All benefits are cumulative, so each level will also have access to all the benefits offered at the lower levels.

MGM Rewards tier levels gold and platinum
MGM Rewards offers 5 tier status levels. Image Credit: MGM Rewards

Sapphire: 0 to 19,999 Tier Credits

  • 5% discount at participating retail shops

Pearl: 20,000 to 74,999 Tier Credits

  • No expiration for MGM Rewards points or SlotDollars
  • Earn points and tier credits from the MGM Rewards™ Mastercard®
  • 10% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
  • Invitations to members-only events, tournaments, and promotions
  • 10% discount at participating retail shops
  • Dedicated line at the buffet
  • Complimentary tickets to select exclusive concerts in Las Vegas
  • Complimentary self-parking (when available)

Gold: 75,000 to 199,999 Tier Credits

  • Expedited reservations line
  • Exclusive appreciation events
  • VIP access to select Las Vegas nightclubs for member and a guest
  • 20% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
  • Waived resort fee when booking direct
  • Priority check-in line at the hotel front desk
  • Complimentary room upgrade (excluding suites) at check-in, if available
  • Fine dining priority reservations
  • $100 celebration dining experience*
  • Dedicated line at participating restaurants
  • Complimentary valet parking at select destinations

Platinum: 200,000+ Tier Credits

  • Annual 5-night complimentary cruise in an oceanview stateroom on Royal Caribbean or Celebrity Cruise Line*
  • Priority access to pool cabana, spa, and salon reservations
  • Dedicated line at the cashier’s cage
  • 30% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
  • 4 p.m. late checkout if available
  • 1 p.m. early check-in if available, with 24-hours’ notice
  • A yearly suite upgrade in Las Vegas, up to 3 nights
  • Yearly $600 air travel credit to Las Vegas*
  • 15% discount at participating retail shops
  • $200 celebration dining experience*
  • Early preferred access to priority seating at select events
  • Expedited valet and taxi service

NOIR: By Invitation Only

  • Annual 7-night complimentary cruise in a balcony stateroom on Royal Caribbean or Celebrity Cruise Line*
  • Increased MGM Rewards Points earning limits
  • 40% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
  • Yearly $1,200 air travel credit to Las Vegas*
  • VIP check-in lounge at select destinations
  • Guaranteed hotel, restaurant, and show reservations with 24-hour notice
  • $500 celebration dining experience*
  • Complimentary transportation to and from the nearest airport with your hotel stay

* These perks are only available to qualifying members. A qualifying member is one who earns the minimum number of tier credits required for each level. If you earn status through a third party or status match, you are not eligible for these bonuses.

Bottom Line: Your MGM Rewards elite level is determined by the number of tier credits you earn over 1 calendar year from January 1 to December 31. As soon as you reach the required number of points for the next tier level, your status will be advanced and you’ll maintain that status for the rest of that year, the following calendar year, through January of the third calendar year. For example, if you earn Gold status in August 2023, your status would be valid through January 31, 2025.

Tier Status Match

MGM will match tiers from other casino loyalty programs.

Here’s a look at the status match opportunities for other Nevada casino loyalty programs. To see options for other states, check out the full list of casino loyalty program tier matches.

Nevada Casino Program Tier Matching
Casino Loyalty ProgramCasino Loyalty Program Elite LevelMatched MGM Rewards Tier Level
24 Select (Golden Nugget)EliteMGM Gold
Billionaire’s ClubMGM Platinum
B Connected (Aliante, Cannery, Eastside Cannery, The Orleans, Gold Coast, Suncoast, Sam’s Town, California Hotel & Casino, Main Street Station, Fremont Hotel & Casino)OnyxMGM Platinum
TitaniumMGM Platinum
Caesars Rewards (Harrah’s, The Cromwell, Bally’s, The LINQ, Caesars Palace, RIO, Flamingo, Paris, Planet Hollywood)DiamondMGM Gold
Diamond PlusMGM Gold
Diamond EliteMGM Platinum
Seven StarMGM Platinum
Grazie Rewards (Venetian, Palazzo)GoldMGM Gold
PlatinumMGM Platinum
Identity (The Cosmopolitan)GoldMGM Gold
PlatinumMGM Platinum
mychoice (Tropicana Las Vegas, Cactus Pete’s, M Resort)EliteMGM Gold
Owners ClubPlatinum
myRewards Boarding Pass (Red Rock Casino, Green Valley Ranch, Palace Station, Sunset Station, Boulder Station, Santa Fe Station, Texas Station, Fiesta, Barley’s Casino & Brewing, The Greens Gaming & Dining, Wildfire Casinos, Wild Wild West)ChairmanMGM Gold
One Club (Eldorado Reno, Circus Circus Reno, Silver Legacy Reno)PresidentMGM Gold
ChairmanMGM Platinum
TROP Advantage (Tropicana Laughlin, MontBlue Lake Tahoe)PlatinumMGM Gold
BlackMGM Gold

MGM Rewards Partners

MGM Collection with Marriott Bonvoy

MGM Rewards Gold members and above with a Marriott Bonvoy account can link their accounts to receive reciprocal benefits and a status match.

  • MGM Rewards Gold matches to Marriott Bonvoy Silver Elite
  • MGM Rewards Platinum matches to Marriott Bonvoy Gold Elite
  • MGM Rewards NOIR matches to Marriott Bonvoy Ambassador Elite

MGM Rewards Gold, Platinum, and NOIR members will be eligible for bonus points, free Wi-Fi, reservation guarantees, and more once their accounts are linked.

Southwest Airlines

M life Rewards members who are also Southwest Rapid Rewards members can earn 600 Rapid Rewards points for each qualifying stay at all Las Vegas MGM Rewards destinations.

Royal Caribbean and Celebrity Cruise Line

MGM Rewards members receive special benefits and perks when cruising with Royal Caribbean or Celebrity. Benefits vary based on your MGM Rewards status. If you’re a member of both MGM Rewards and Royal Caribbean’s Crown and Anchor Society, you’ll need to choose which benefits you want to receive at the time of booking as they can’t be combined.

MGM Rewards Tier Level
Benefits on Royal Caribbean or Celebrity CruisesSapphirePearlGoldPlatinumNOIR
Exclusive cruise offers
Entertainment tour
Welcome amenity
Cash advance fee waived on SeaPass
Onboard credit$125$200$300
Annual free cruise

Royal Caribbean Crown and Anchor Society Members and Celebrity Captain’s Club members can status match to MGM Rewards tier levels by visiting an MGM Rewards desk. Status matches can’t be done online or over the phone.

Status Match From Royal Caribbean to MGM Rewards
Royal Caribbean Crown and Anchor SocietyMatched Status to MGM Rewards
Emerald, Diamond, Diamond +, Pinnacle ClubGold
Status Match From Celebrity Captain’s Club to MGM Rewards
Celebrity Captain’s Club Matched Status to MGM Rewards
Select, Elite, Elite Plus, ZenithGold

Hot Tip: The onboard MGM Rewards benefits on Royal Caribbean and Celebrity cruises are not available to those who got MGM Rewards status through the tier match program.


MGM Rewards members can save up to 30% on their next car rental from Avis.

Cirque du Soleil

MGM Rewards members can save up to 25% off ticket prices and have access to preferred seating for select Cirque du Soleil performances.

Thunder Valley Casino Resort

MGM Rewards members can receive benefits and offers through Thunder Valley Casino Resort, located in Northern California.

Cashman Photo

As an MGM Rewards member, you can receive special discounts and benefits at all Cashman Photo Enterprise locations at MGM Resort properties in Las Vegas.

MGM Rewards™ Mastercard®

With the MGM Rewards card, you can earn points that can be redeemed Slot Dollars or MGM Rewards points.

With this card, you’ll earn:

  • 3 points and 3 tier credits per $1 spent at MGM Resorts properties
  • 2 points and 2 tier credits per $1 spent at supermarkets and gas stations
  • 1 point and 1 tier credit per $1 spent everywhere else

Plus, as a cardmember, you’ll automatically receive an upgrade to Pearl status and priority check-in at MGM Resorts.

So, is this card worth getting? Probably not. Even for high rollers who spend a lot at MGM properties, there are other credit cards out there that will offer even more benefits.

Alternative Credit Card Options to the MGM Rewards Card

You can earn 3x points on all travel (including MGM Resorts) by using the Chase Sapphire Reserve®Citi Strata Premier℠ Card, or the Ink Business Preferred® Credit Card.

If you’re interested in earning points at U.S. supermarkets, check out the American Express® Gold Card that earns 4x (up to $25,000 per calendar year; 1x thereafter).

If you’d like a card that earns bonus points at gas stations, consider the Marriott Bonvoy Business® American Express® Card also earns 4x points at U.S. gas stations.

Bottom Line: For most people, the MGM Rewards card isn’t worth it. There are so many other entertainment and travel rewards credit cards out there that offer more benefits and higher-earning capabilities than this card. 

Final Thoughts

If you’re a regular on the Las Vegas Strip, you might be familiar with MGM Rewards. As a member, you’ll earn points that can be applied to your hotel, dining, and entertainment bills. You’ll also earn tier credits toward elite status.

If you rarely travel to Vegas, don’t worry — MGM Rewards is valid at MGM properties across the U.S. as well as those in China and Japan.

Even if you aren’t a big gambler, you can sign up for MGM Rewards for free to earn perks anytime you try your hand at Lady Luck!

The information regarding the MGM Rewards™ Mastercard® was independently collected by Upgraded Points and was not provided nor reviewed by the issuer. 

The information regarding the Citi Strata Premier℠ Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Frequently Asked Questions

What does MGM Rewards get you?

As an MGM Rewards member, you’ll earn points and tier credits that will earn lots of benefits, including Slot Dollars and hotel discounts.

What is the MGM Rewards program?

MGM Rewards is the loyalty program for MGM Resorts, which includes 13 properties located on the Las Vegas Strip as well as additional properties around the world. You’ll earn points based on hotel charges, dining, table games, and slot play.

Do MGM points expire?

Yes, MGM Rewards points expire after 6 months without activity (earning Slot Dollars or Tier Credits) for Sapphire members. For Pearl, Gold, Platinum, and NOIR members, points don’t expire as long as the member remains at one of those tier levels.

What hotels use MGM Rewards?

MGM Rewards are used by MGM hotels and resorts. This includes popular Las Vegas hotels like Aria, Bellagio, Mandalay Bay, and MGM Grand.

What is M life Rewards?

M life Rewards is the name of the loyalty program previously used by MGM resorts. The updated program called MGM Rewards launched on February 1, 2022.

Is Mirage a part of MGM?

The Mirage is now owned and operated by Hard Rock International, which took over in December 2022. The hotel is expected to be rebranded as Hard Rock Las Vegas after renovations.

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About Katie Seemann

Katie has been in the points and miles game since 2015 and started her own blog in 2016. She’s been freelance writing since then and her work has been featured in publications like Travel + Leisure, Forbes Advisor, and Fortune Recommends.


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