MGM Rewards Loyalty Program for MGM Resorts: Guide [2023]

MGM Rewards (formerly M life Rewards) is the loyalty program for all MGM Resorts properties. In addition to the Las Vegas hotels you may be familiar with, there are MGM properties across the U.S. and in China and Japan.

As an MGM Rewards member, you can earn points and tier credits that can be converted into great perks like free slot play, discounts, and even a free cruise!

In this post, we’ll go over everything you need to know to get the most out of the MGM Rewards program.

MGM Resorts

The MGM Rewards program is valid at all MGM Resorts worldwide:

MGM Resorts in Las Vegas

Aria
Bellagio
Delano Las Vegas
Excalibur
Luxor
Mandalay Bay
MGM Grand
Mirage
New York-New York
NoMad Las Vegas
Park MGM
The Cosmopolitan of Las Vegas, Autograph Collection
The Signature at MGM Grand
Vdara at Aria

Hot Tip: In May 2022, The Cosmopolitan of Las Vegas became part of MGM Resorts International, but for now, the hotel is still participating in the Marriott Bonvoy program as it had before MGM took over.

Other MGM Resort Locations in the U.S.

Beau Rivage — Biloxi, MS
Borgata — Atlantic City, NJ
Empire City Casino — Yonkers, NY
Gold Strike — Robinsonville, MS
MGM Grand Detroit — Detroit, MI
MGM National Harbor — Oxon Hill, MD
MGM Northfield Park — Northfield, OH
MGM Springfield — Springfield, MA

MGM Resorts in China

MGM Cotai
MGM Macau

MGM Resorts in Japan

MGM Osaka
MGM Tokyo

Diaoyutai MGM Hospitality Locations

Bellagio Shanghai
Diaoyutai Boutique Hotel Chengdu
Diaoyutai Hotel Hangzhou
MGM Grand Sanya

MGM Rewards hotels The Mirage — The Mirage is one of the many MGM Rewards properties on the Las Vegas Strip. Image Credit: MGM Resorts

How MGM Rewards Works

As an MGM Rewards member, you’ll earn rewards based on your spending, including:

Cirque du Soleil productions at MGM Resorts properties
Dining
Excalibur entertainment: Thunder from Down Under, The Australian Bee Gees Show, Mac King Comedy Magic Show and Tournament of Kings
Hotel rooms
Luxor entertainment: America’s Got Talent Presents Super Stars Live, Blue Man Group, Carrot Top, and FANTASY
MGM Grand entertainment: Brad Garrett’s Comedy Club, David Copperfield, and JABBAWOCKEEZ
New York-New York entertainment: Terry Fator
Slots
Spa and salon treatments at MGM Resorts properties
Table games

How To Join MGM Rewards

Joining MGM Rewards is quick and easy. All you need to do is input some basic information like your name, address, and birthday and you’ll have an MGM Rewards account all set up.

Rewards

As an MGM Rewards member, you’ll be able to earn 4 types of rewards on top of your tier credits.

MGM Rewards Points

You’ll earn points based on your slot play, video lottery, and table game play. In addition, you can earn 1 point per $1 spent on eligible dining and hotel charges at MGM Resorts. Each MGM Rewards point is worth 1 cent and can be redeemed toward a hotel stay, participating food and beverage locations, entertainment venues, or to purchase MGM Rewards Moments.

Slot Dollars (Formerly POINTPlay)

You’ll earn Slot Dollars when you play slots, video lottery, and video poker games. They can be redeemed for FREEPLAY at participating machines.

FREEPLAY

FREEPLAY is like electronic cash that you can use to play on your favorite slot machines or video lottery terminals.

Holiday Gift Points

Holiday Gift Points can be redeemed for merchandise at the MGM Holiday Gift Shoppe event. Redemptions must be made in person.

MGM Moments

MGM Moments are special experiences that you can purchase only if you’re an MGM Rewards member. They include things like choosing the songs for the Bellagio fountains, swimming with sharks at Mandalay Bay, or an exclusive dinner for 2 with a well-known chef.

BetMGM

You can earn BetMGM Rewards points and tier credits by betting on sporting events through BetMGM.

Hot Tip: When you’re booking your Las Vegas vacation, look for package deals that combine flights, hotel, and/or a rental car to save some money, and be sure to check our guide to the best things to do in Las Vegas before you go.

MGM Rewards Tier Status Levels

There are 5 levels of membership in the MGM Rewards program. From the moment you join, you’ll enjoy some basic amenities including:

Dedicated reservation lines
Special offers from MGM Rewards
Access to MGM Rewards Moments
Cruise offers from Royal Caribbean and Celebrity
Ability to earn MGM Rewards points for slots, video poker, video lottery, table games, and electronic table games at all MGM Rewards properties
Ability to earn Slot Dollars for slot, video poker, and video lottery play
Ability to earn Holiday Gift Shoppe points for slot play in Las Vegas
Low rate guarantee when booking direct
Presale ticket access to select entertainment and sporting events
Discounts to select shows at MGM Rewards locations
Avis car rental 30% discount

All benefits are cumulative, so each level will also have access to all the benefits offered at the lower levels.

MGM Rewards tier levels gold and platinum — MGM Rewards offers 5 tier status levels. Image Credit: MGM Rewards

Sapphire: 0 to 19,999 Tier Credits

5% discount at participating retail shops

Pearl: 20,000 to 74,999 Tier Credits

No expiration for MGM Rewards points or SlotDollars
Earn points and tier credits from the MGM Rewards™ Mastercard®
10% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
Invitations to members-only events, tournaments, and promotions
10% discount at participating retail shops
Dedicated line at the buffet
Complimentary tickets to select exclusive concerts in Las Vegas
Complimentary self-parking (when available)

Gold: 75,000 to 199,999 Tier Credits

World of Hyatt Explorist status match
Expedited reservations line
Exclusive appreciation events
VIP access to select Las Vegas nightclubs for member and a guest
20% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
Waived resort fee when booking direct
Priority check-in line at the hotel front desk
Complimentary room upgrade (excluding suites) at check-in, if available
Fine dining priority reservations
$100 celebration dining experience*
Dedicated line at participating restaurants
Complimentary valet parking at select destinations

Platinum: 200,000+ Tier Credits

Annual 5-night complimentary cruise in an oceanview stateroom on Royal Caribbean or Celebrity Cruise Line*
Priority access to pool cabana, spa, and salon reservations
Dedicated line at the cashier’s cage
30% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
4 p.m. late checkout if available
1 p.m. early check-in if available, with 24-hours’ notice
A yearly suite upgrade in Las Vegas, up to 3 nights
Yearly $600 air travel credit to Las Vegas*
15% discount at participating retail shops
$200 celebration dining experience*
Early preferred access to priority seating at select events
Expedited valet and taxi service

NOIR: By Invitation Only

Annual 7-night complimentary cruise in a balcony stateroom on Royal Caribbean or Celebrity Cruise Line*
Increased MGM Rewards Points earning limits
40% Bonus on Slot Dollars earned through slot, video poker, and video lottery play
Yearly $1,200 air travel credit to Las Vegas*
VIP check-in lounge at select destinations
Guaranteed hotel, restaurant, and show reservations with 24-hour notice
$500 celebration dining experience*
Complimentary transportation to and from the nearest airport with your hotel stay

* These perks are only available to qualifying members. A qualifying member is one who earns the minimum number of tier credits required for each level. If you earn status through a third party or status match, you are not eligible for these bonuses.

Bottom Line: Your MGM Rewards elite level is determined by the number of tier credits you earn over 1 calendar year from January 1 to December 31. As soon as you reach the required number of points for the next tier level, your status will be advanced and you’ll maintain that status for the rest of that year, the following calendar year, through January of the third calendar year. For example, if you earn Gold status in August 2022, your status would be valid through January 31, 2024.

Tier Status Match

In addition to status matching from the World of Hyatt program, MGM will also match tiers from other casino loyalty programs.

Here’s a look at the status match opportunities for other Nevada casino loyalty programs. To see options for other states, check out the full list of casino loyalty program tier matches.

Nevada Casino Program Tier Matching
Casino Loyalty Program	Casino Loyalty Program Elite Level	Matched MGM Rewards Tier Level
24 Select (Golden Nugget)	Elite	MGM Gold
24 Select (Golden Nugget)	Billionaire’s Club	MGM Platinum
B Connected (Aliante, Cannery, Eastside Cannery, The Orleans, Gold Coast, Suncoast, Sam’s Town, California Hotel & Casino, Main Street Station, Fremont Hotel & Casino)	Onyx	MGM Platinum
	Titanium	MGM Platinum
Caesars Rewards (Harrah’s, The Cromwell, Bally’s, The LINQ, Caesars Palace, RIO, Flamingo, Paris, Planet Hollywood)	Diamond	MGM Gold
	Diamond Plus	MGM Gold
	Diamond Elite	MGM Platinum
	Seven Star	MGM Platinum
Grazie Rewards (Venetian, Palazzo)	Gold	MGM Gold
Grazie Rewards (Venetian, Palazzo)	Platinum	MGM Platinum
Identity (The Cosmopolitan)	Gold	MGM Gold
Identity (The Cosmopolitan)	Platinum	MGM Platinum
mychoice (Tropicana Las Vegas, Cactus Pete’s, M Resort)	Elite	MGM Gold
mychoice (Tropicana Las Vegas, Cactus Pete’s, M Resort)	Owners Club	Platinum
myRewards Boarding Pass (Red Rock Casino, Green Valley Ranch, Palace Station, Sunset Station, Boulder Station, Santa Fe Station, Texas Station, Fiesta, Barley’s Casino & Brewing, The Greens Gaming & Dining, Wildfire Casinos, Wild Wild West)	Chairman	MGM Gold
One Club (Eldorado Reno, Circus Circus Reno, Silver Legacy Reno)	President	MGM Gold
	Chairman	MGM Platinum
TROP Advantage (Tropicana Laughlin, MontBlue Lake Tahoe)	Platinum	MGM Gold
TROP Advantage (Tropicana Laughlin, MontBlue Lake Tahoe)	Black	MGM Gold

MGM Rewards Partners

World of Hyatt

If you’re a member of both World of Hyatt and MGM Rewards, you can earn points and tier credits when you stay at Hyatt properties. You can also status match from your MGM Rewards status to World of Hyatt status (and vice versa).

Earn 4 tier credits for every eligible dollar spent at participating Hyatt hotels
Earn World of Hyatt points per eligible dollar spent at MGM Resorts locations in Las Vegas

Status Match From MGM Rewards to World of Hyatt
MGM Rewards Status	Matched Status to World of Hyatt
Sapphire	Member
Pearl	Discoverist
Gold	Explorist
Platinum	Explorist
NOIR	Explorist

Status Match From World of Hyatt to MGM Rewards
World of Hyatt Status	Matched Status to MGM Rewards
Member	Sapphire
Discoverist	Pearl
Explorist	Gold
Globalist	Gold

Southwest Airlines

M life Rewards members who are also Southwest Rapid Rewards members can earn 600 Rapid Rewards points for each qualifying stay at all Las Vegas MGM Rewards destinations.

Royal Caribbean and Celebrity Cruise Line

MGM Rewards members receive special benefits and perks when cruising with Royal Caribbean or Celebrity. Benefits vary based on your MGM Rewards status. If you’re a member of both MGM Rewards and Royal Caribbean’s Crown and Anchor Society, you’ll need to choose which benefits you want to receive at the time of booking as they can’t be combined.

	MGM Rewards Tier Level
Benefits on Royal Caribbean or Celebrity Cruises	Sapphire	Pearl	Gold	Platinum	NOIR
Exclusive cruise offers	✓	✓	✓	✓	✓
Entertainment tour		✓	✓	✓	✓
Welcome amenity			✓	✓	✓
Cash advance fee waived on SeaPass			✓	✓	✓
Onboard credit			$125	$200	$300
Annual free cruise				✓	✓

Royal Caribbean Crown and Anchor Society Members and Celebrity Captain’s Club members can status match to MGM Rewards tier levels by visiting an MGM Rewards desk. Status matches can’t be done online or over the phone.

Status Match From Royal Caribbean to MGM Rewards
Royal Caribbean Crown and Anchor Society	Matched Status to MGM Rewards
Gold	Sapphire
Platinum	Pearl
Emerald, Diamond, Diamond +, Pinnacle Club	Gold

Status Match From Celebrity Captain’s Club to MGM Rewards
Celebrity Captain’s Club	Matched Status to MGM Rewards
Preview	Sapphire
Classic	Pearl
Select, Elite, Elite Plus, Zenith	Gold

Hot Tip: The onboard MGM Rewards benefits on Royal Caribbean and Celebrity cruises are not available to those who got MGM Rewards status through the tier match program.

Avis

MGM Rewards members can save up to 30% on their next car rental from Avis.

Cirque du Soleil

MGM Rewards members can save up to 25% off ticket prices and have access to preferred seating for select Cirque du Soleil performances.

Thunder Valley Casino Resort

MGM Rewards members can receive benefits and offers through Thunder Valley Casino Resort, located in Northern California.

Cashman Photo

As an MGM Rewards member, you can receive special discounts and benefits at all Cashman Photo Enterprise locations at MGM Resort properties in Las Vegas.

MGM Rewards™ Mastercard®

With the MGM Rewards card, you can earn points that can be redeemed Slot Dollars or MGM Rewards points.

With this card, you’ll earn:

3 points and 3 tier credits per $1 spent at MGM Resorts properties
2 points and 2 tier credits per $1 spent at supermarkets and gas stations
1 point and 1 tier credit per $1 spent everywhere else

Plus, as a cardmember, you’ll automatically receive an upgrade to Pearl status and priority check-in at MGM Resorts.

So, is this card worth getting? Probably not. Even for high rollers who spend a lot at MGM properties, there are other credit cards out there that will offer even more benefits.

Alternative Credit Card Options to the MGM Rewards Card

You can earn 3x points on all travel (including MGM Resorts) by using the Chase Sapphire Reserve®, Citi Premier® Card, or the Ink Business Preferred® Credit Card.

If you’re interested in earning points at U.S. supermarkets, check out the American Express® Gold Card that earns 4x (up to $25,000 per calendar year; 1x thereafter).

If you’d like a card that earns bonus points at gas stations, consider the Marriott Bonvoy Business® American Express® Card also earns 4x points at U.S. gas stations.

Bottom Line: For most people, the MGM Rewards card isn’t worth it. There are so many other entertainment and travel rewards credit cards out there that offer more benefits and higher-earning capabilities than this card.

Final Thoughts

If you’re a regular on the Las Vegas Strip, you might be familiar with MGM Rewards. As a member, you’ll earn points that can be applied to your hotel, dining, and entertainment bills. You’ll also earn tier credits toward elite status.

If you rarely travel to Vegas, don’t worry — MGM Rewards is valid at MGM properties across the U.S. as well as those in China and Japan.

Even if you aren’t a big gambler, you can sign up for MGM Rewards for free to earn perks anytime you try your hand at Lady Luck!

The information regarding the MGM Rewards™ Mastercard® was independently collected by Upgraded Points and was not provided nor reviewed by the issuer.

Featured Image Credit: MGM

Frequently asked questions

What does MGM Rewards get you?

As an MGM Rewards member, you'll earn points and tier credits that will earn lots of benefits, including Slot Dollars and hotel discounts.

What is the MGM Rewards program?

MGM Rewards is the loyalty program for MGM Resorts, which includes 13 properties located on the Las Vegas Strip as well as additional properties around the world. You'll earn points based on hotel charges, dining, table games, and slot play.

Do MGM points expire?

Yes, MGM Rewards points expire after 6 months without activity (earning Slot Dollars or Tier Credits) for Sapphire members. For Pearl, Gold, Platinum, and NOIR members, points don't expire as long as the member remains at one of those tier levels.

What hotels use MGM Rewards?

MGM Rewards are used by MGM hotels and resorts. This includes popular Las Vegas hotels like Aria, Mirage, Mandalay Bay, and MGM Grand.

What is M life Rewards?

M life Rewards is the name of the loyalty program previously used by MGM resorts. The updated program called MGM Rewards launched on February 1, 2022.

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About Katie Seemann

Katie fell in love with travel during a semester abroad in college spent in Nottingham, England. During that time, she got to see Scotland, Ireland, London, and Amsterdam and knew she wanted to see more of the world. Fast forward to 2015 when Katie discovered the world of points and miles. She jumped in full force and hasn’t looked back. After starting her own blog, Zen Life and Travel, in 2016, she began freelance writing in 2017. In addition to being a contributor to Upgraded Points since 2018, her work has also been featured in Travel + Leisure, Forbes Advisor, and Million Mile Secrets.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

20 comments

Anthony Peluso January 28, 2021

Very disappointed that based on restriction during 2020 you did not take into consideration lowering the standard for NOIR. I received 802,000 tier credits and literally received nothing for it. I have and use the Mlife rewards card as well. I am a very regular slot player at MGM Northfield in Ohio.

Reply
- Jarrod West January 28, 2021
  
  Hi Anthony,
  
  I understand your frustration, but we do not represent or have any affiliation with MGM. We are Upgraded Points, an educational travel website.
  
  Reply
Collin February 15, 2021

I can’t find detailed info so figured I would ask here. Under mlife rewards it states you will earn 25 tier credits (no rewards credits) for each dollar spent at MGM properties for hotel, dining, and entertainment. If I use the mlife rewards Mastercard, it states I get 3x tier and rewards points for spend at MGM properties. Does this mean you can double dip with the credit card? I.e. spend 1000 at an MGM property on the mlife credit card should equate to 25k tier credits (direct spend at property), and an additional 3000 tier credits and 3000 rewards credits from the mlife Mastercard?

Reply
- Jarrod West February 16, 2021
  
  Hi Collin,
  
  Yes, this is correct. You should be able to double-dip this way by both being apart of the M life loyalty program and using the M life credit card.
  
  Reply
- Jill A Ines April 12, 2021
  
  The way I understand it is 3× the Tier credits. 3× 25 credits is 75 per dollar spent. That equates to 75k per $1000 spent.
  
  Reply
- Anthony June 12, 2021
  
  Hi! I thought the same thing initially when I first got the card a few years ago but that’s not how it works. The 3x is misleading the way they describe it. It really means 25 + 3, not 3x. So for every dollar spent at MGM properties/experiences, you get 28 points, instead of the base 25 points (not 75). Hope that helps!
  
  Reply
Patty November 28, 2021

How do I view my holiday points balance?? I don’t see it on the app

Reply
- Katie Seemann November 29, 2021
  
  Hi Patty,
  
  If you go into your account on the website and click “My Rewards” you’ll be able to see your holiday points balance.
  
  Reply
Peter Zaat May 10, 2022

Hello everyone,
The last time I was in Las Vegas I collected enough points that earned me a Gold Card.
I would come back within a year to take advantage of this, however, Covid-19 came into the world.
Because I am from the Netherlands, I was not allowed to go to America for two years. Have I lost my Gold Card? If that’s it, that’s a shame.
Can you help me with this?
Kind regards Peter Zaat from the Netherlands.

Reply
- Katie Seemann May 10, 2022
  
  Hi Peter,
  I hear you – the last couple of years have been tough. Status was extended through January 2022, but since that has already passed I’m guessing you’ve lost your status already. You could try contacting MGM Rewards directly to see if they will make an exception or you can re-gain status through a status match if you’ve got status with another casino program, Hyatt, Royal Caribbean, or Celebrity Cruises. Good luck and I hope you can make it back to the U.S. soon!
  
  Reply
Kevin knepper July 21, 2022

My wife and I came to Vegas 3 to 4 times a year. We didn’t risk the wonderful times we had there do to covid last year. Mlife took away my points. We were gold card members. Now back to zero. Sorry. Not coming back.

Reply
Emily August 5, 2022

I was platinum (200k tier points) for five years (guess I still am until January 2023, technically), but no more. I traveled in 2022 under the 2 x’s points “bonus period,” but that just shows how terrible the points are now. I hit 94k tier points, not even half the amount needed to maintain platinum, spending the exact same amount out of pocket that I spent in 2021, in a less expensive comp room. I think people should look elsewhere for a rewards program, as the new MGM Rewards is disappointing.

Reply
Justin December 28, 2022

The credit card does seem basic. The main reason I’m considering it is for the free parking via Pearl status, and that it has no annual fee. Unless I’m missing something, would any other credit cards offer credits or parking perks for MGM properties? I believe the Hyatt card does, but it’s annual fee $95, and I haven’t really been to many Hyatt hotels before.

Reply
Trinh January 20, 2023

We’d like to travel to Las Vegas in 2023 when MGM offers 2x tier points. Do you know when MGM offers 2x tier points after January 2023? Thank you.

Reply
- Jarrod West January 20, 2023
  
  Hi Trinh,
  
  We haven’t received any word on that just yet. Thanks for reading!
  
  Reply
Tracey Bruce January 27, 2023

I’ve been trying to sign up my husband for MGM Rewards and it will not let me click the finish button. All of the information is entered and yet the finish button does not turn blue for me to go any further. I’m not sure why this is happening. wWuld love to hear how I can sign up. Thanks

Reply
- Jarrod West January 28, 2023
  
  Hi Tracey,
  
  If the form is not working on the MGM website I suggest you contact MGM directly to see what the issue is — perhaps there is problem with their website.
  
  Reply
Nikki February 9, 2023

Can I use my reward card at any mgm casino and it will collect points?

Reply
- Jarrod West February 9, 2023
  
  Hi Nikki,
  
  You should be able to use your MGM card anywhere that accepts credit cards.
  
  Reply
Phu February 15, 2023

I was a platinum player for about 3 years and when the pandemic hit I wasn’t able to go very often and was not able to meet platinum requirements. I always thought you drop by a level every year that you don’t meet that level requirements but sadly I went from platinum to pearl. In 2021 I was still a Platinum and used enough to be a Platinum for 2022, but 2022 was not able to go very often so didn’t meet requirements to stay as platinum, and so I thought I’d be down a level to Gold, but NOPE, down to pearl. Very sad news.

Reply