Savewise Review: Maximize Your Rewards With Smart Stacking Tools

If you want to get more value out of your everyday spending, you probably use a rewards credit card and maybe a few cash-back portals, such as Rakuten and TopCashback. But comparing them to get the best value can be tedious.

Savewise, a rewards aggregator, allows users to compare offers across credit cards and cash-back portals to find the top deals in a single place. Users can also stack rewards, view historical trends, and set alerts for the best deals.

In this review, we’ll review the details of what Savewise can do and how you can use it to maximize rewards.

What Is Savewise?

Savewise is a rewards aggregator designed to help you find the best rewards return for your spending. Unlike Rakuten or TopCashback, Savewise doesn’t issue rewards but aggregates deals from shopping portals. It’s good for stacking offers, such as Amex Offers and Rakuten, to get the best payout.

It recently added features, including automatic activation for major card-linked offers and full-year offer history.

Savewise is good for:

• Casual shoppers who want to check which portal offers the most cash-back or points. You can set up alerts for your favorite retailers and check Savewise before you make a purchase.
• Credit card users who want to stack cash-back portal offers with credit card rewards and airline miles. You can spot stacking opportunities and card-linked offers.

Hot Tip:

Savewise is similar to CashbackMonitor.com, though Savewise includes stackable card-linked offers with Amex and Chase and automatic activation of offers with the Pro account. There’s some variation in the portals tracked by the free and paid services.

How Savewise Works

Start by searching for a retailer, such as Patagonia, to see which shopping portals and card offers have the highest cash-back, points, or miles. Then, click your preferred portal to shop.

You can set a retailer as a favorite and set alerts for deals for each retailer. Savewise flags card-linked offers, including stacking opportunities, if you’ve added your Amex or Chase account.

Let’s examine the features on Savewise that can help you save money and earn more rewards when you shop online.

Compare Offers Across Portals

You can compare payouts from major portals, including Rakuten, TopCashback, ShopBack, Rove Miles, and SimplyMiles, while toggling between earning types. With Savewise Pro, it’s possible to customize how much you value earning types. You can also save preferences in your profile to filter out portals you don’t use and highlight your preferred portals first in every search.

Card Offers Index

With the Savewise card offers section, you can search real-time card-linked offers. You can see available Amex Offers and Chase Offers, including the offer, minimum spend required, maximum reward available, the expiration date, and which of your cards the offer applies to.

For example, I connected my Chase Business account and got offers for my Ink Business Preferred^® Credit Card and The New United℠ Business Card.

Automatically Activate Card Offers

Logging in to your credit card account to add Amex Offers or Chase Offers one by one is a chore. With Savewise Pro, you can automatically activate card-linked offers from Amex and Chase. Support is coming soon for Citi Merchant Offers and My Wells Fargo Deals. You can also add Rakuten In-Store and SimplyMiles offers.

In the card offers dashboard, you can search, sort, and filter your Amex and Chase deals to see what’s live, expiring, and stackable.

Offer Stacking

In the Savewise Offer Stacking HQ, you can see a list of stores with stackable offers. For example, you could earn 3% cash-back with Rakuten and $100 cash-back with Amex.

You can sort through offers for stacking with:

• Rakuten and Amex
• Rakuten and Chase
• Rakuten and Citi
• American Airlines and SimplyMiles

You can see the store, side-by-side offers, and expiration dates for all deals.

Offer History

Savewise offers up to a year of historical data on offer payouts. That can help you identify whether an offer is rare and worth redeeming or if you should hold out for a better deal. With a free account, you see 2 weeks of offers, or up to 365 days with a Pro account.

Product Search

If you’re shopping for a specific item, you can use Savewise’s product search to see which store and portal combination offers the best value. The search also shows whether an offer is stackable and if there’s a card offer available to you — even if it’s just standard rewards earning.

Alerts and Favorites

Waiting on a good deal? You can set alerts for your favorite stores and reward types, with multiple alerts per store. You can set an offer rate threshold and offer type, as well as an expiration date for how long you want to get alerts for the store.

Pro users get notifications for stacking opportunities. Savewise sends weekly emails with card-linked offers at your saved stores.

Browser Extension

The Savewise browser extension (available on Chrome, Safari, and Firefox) can help you earn rewards without remembering to visit Savewise first. The extension pops up any time you visit a store with a deal, allowing you to activate card offers as you shop.

Savewise Pricing

Savewise offers a free and paid membership tier. The Pro membership is $59 per year, paid annually, or $119 for a lifetime membership with a one-time payment.

You can save an additional 20% using the promo code UP20 through our referral link.

Here’s how those features stack up:

Is Savewise Pro Worth It?

Whether Savewise Pro is worth it depends on how much you want to maximize rewards earning, but it can pay for itself if you take advantage of offers frequently. You might benefit from Savewise Pro if you want to:

• Track multiple rewards programs
• Automate card offer activations
• View extended offer history
• Get alerts for numerous offers
• Frequently shop online for deals

If you only check offers occasionally, a free plan can offer good value without the expense.

Hot Tip:

Savewise has a refer-a-friend program, offering 1 free month of Savewise Pro when your referral signs up and installs the browser extension.

Final Thoughts

Though you won’t earn rewards directly from Savewise, it can be a helpful tool for identifying the best rewards for every online purchase. You can use it to compare online shopping portals, stack credit card-linked offers, and search for deals on specific products and retailers.

The free version is enough for casual users who want to see which portal offers the best payout before making a purchase. If you want to make the most of it, a Pro plan can help you automate with automatically activated offers, customized point valuations, and a year-long offer history.