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TSA Rules for Food in Your Carry-on & Checked Luggage [2023]

TSA Rules for Food in Your Carry-on & Checked Luggage [2023]

Whether you like to plan healthy meals while you’re traveling, you have small children, or you have medical reasons for needing access to food during your flight, questions related to what food you can bring in your carry-on are extremely…

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Average Credit Card Interest Rates – Statistics by Issuer, Card Type & More

Average Credit Card Interest Rates – Statistics by Issuer, Card Type & More

Here at Upgraded Points, we firmly believe in not carrying a balance on your credit cards. Interest charges can easily outweigh rewards, so paying your balance can maximize the benefits you receive. But if you’re like 25% of rewards credit…

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What Not To Pack in Your Carry-On Luggage per the TSA [Ultimate List]

What Not To Pack in Your Carry-On Luggage per the TSA [Ultimate List]

For travelers, it can often be confusing which items to pack in your carry-on luggage. For example, are you allowed to bring that jar of jam you just purchased on your travels? Not likely. Unfortunately, unless that jam is less…

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U.S. Credit Card Market Share by Network & Issuer – 2024 Facts & Statistics

U.S. Credit Card Market Share by Network & Issuer – 2024 Facts & Statistics

When you think of popular credit card networks, Visa and Mastercard probably come to mind first. But are there other major companies that dominate the credit card market? What are the most popular credit card issuers? Are Americans choosing general-purpose…

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Credit Card Ownership Statistics & Facts – By Income, Credit Score, Education Level & More [2024 Data Study]

Credit Card Ownership Statistics & Facts – By Income, Credit Score, Education Level & More [2024 Data Study]

Credit cards are a valuable tool for many cardholders. Some people use cards as a convenient way to pay for expenses while earning rewards — and pay balances in full each month. Others pay steep interest fees to defer expenses…

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APR vs. APY: What’s the Difference and Why It Matters

APR vs. APY: What’s the Difference and Why It Matters

You may have heard of both APR and APY, but not been sure what each means. It’s also easy to understand why someone might confuse the terms APR and APY since both are used to calculate interest and both significantly…

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The Ultimate Hawaii Travel Guide to Oahu, the Big Island & Lanai

The Ultimate Hawaii Travel Guide to Oahu, the Big Island & Lanai

Are you planning a trip to Oahu, the Big Island of Hawaii, or Lanai? Or maybe you’re just trying to decide which island is the best choice for your next vacation? Well, you’re in luck because we’ve put together an…

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Everything You Need To Know About Digital Driver’s Licenses [2024]

Everything You Need To Know About Digital Driver’s Licenses [2024]

No one wants to get to the airport only to realize you’ve left your driver’s license at home. Well now, depending on what state you live in, you may be able to access your ID from your smartphone thanks to…

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How To Get an International Driving Permit & Why You Should Get One

How To Get an International Driving Permit & Why You Should Get One

If you’re planning on driving in another country, you’ll need to get familiar with International Driving Permits (or IDPs). They’re inexpensive and easy to obtain — and even work as a form of identification in more than 180 countries worldwide….

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Top 4 Reasons Your Trusted Traveler Status Can Be Denied or Revoked [Global Entry, TSA PreCheck]

Top 4 Reasons Your Trusted Traveler Status Can Be Denied or Revoked [Global Entry, TSA PreCheck]

Trusted Traveler Programs (or TTPs) allow members to use expedited lanes at U.S. airports and when crossing international borders. They are specifically set up to preapprove “low-risk” travelers, and each applicant must meet a set of minimum requirements in order…

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Ultimate Guide to COVID-19 Vaccination Record Cards [Do’s & Don’ts]

Ultimate Guide to COVID-19 Vaccination Record Cards [Do’s & Don’ts]

Your COVID-19 vaccination record card (or at least a digital version) might soon be something you can’t leave home without! It’s your passport to being allowed to visit many countries around the world, returning to work or school at some…

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The 50+ Best Virtual Walking Tours Around the World [City & Scenic Tours]

The 50+ Best Virtual Walking Tours Around the World [City & Scenic Tours]

While COVID-19 meant travel came to a standstill, it also ushered in the golden age of virtual travel! Searches for virtual tours became increasingly popular, which lead to a rise in the quality and availability of some pretty incredible videos….

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How To Get a Free Credit Report [Experian, Equifax, TransUnion]

How To Get a Free Credit Report [Experian, Equifax, TransUnion]

A credit report is a very important document — it can help you obtain a mortgage, a new car, or a student loan. It can also determine whether or not you get approved for a new travel rewards credit card…

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Credit Card Grace Periods Explained [Chase, Amex, Citi, Capital One & More]

Credit Card Grace Periods Explained [Chase, Amex, Citi, Capital One & More]

One thing we try to reinforce here at Upgraded Points is that if you pay the full statement balance on your credit card bills each month, you won’t ever have to pay interest! If you are a responsible credit cardholder,…

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Credit Cards vs. Personal Loans – Which Is Better?

Credit Cards vs. Personal Loans – Which Is Better?

Both credit cards and personal loans offer a way to borrow funds — and both may even have some of the same standard terms. For example, both credit card and loan agreements will both include the funds offered, interest rate,…

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COVID-19 Testing for Travel in 2024 [Airlines, Airports, Hotels]

COVID-19 Testing for Travel in 2024 [Airlines, Airports, Hotels]

Now that travel restrictions are starting to ease, you might be planning for a trip. Whether you are traveling domestically or internationally, you will possibly be required to provide a negative COVID-19 test in order to travel. Some are free (with…

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Visa vs. Amex vs. Mastercard [Differences, Acceptance & Perks]

Visa vs. Amex vs. Mastercard [Differences, Acceptance & Perks]

You probably factor in a number of things when picking your next credit card, including the card’s travel rewards, cash-back potential, interest rates, and more. But looking at a card’s particular processing network? It’s probably not even on your radar! But…

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Guide to Credit Card Foreign Transaction & Currency Conversion Fees [2024]

Guide to Credit Card Foreign Transaction & Currency Conversion Fees [2024]

Credit and debit cards are some of the easiest ways to pay for goods and services while traveling internationally. You can avoid carrying large amounts of cash, benefit from your card’s automatic currency conversion, and withdraw cash from ATMs as…

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Which Credit Card Debts Are Best To Pay off First? [High Interest vs. High Balance]

Which Credit Card Debts Are Best To Pay off First? [High Interest vs. High Balance]

If you’re ready to start paying down your debt, the first step is to create a debt payoff plan. If you only have 1 debt, the strategy is pretty straightforward: just make the biggest monthly debt payment you can afford…

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The Complete Guide To Building Business Credit Scores [2024]

The Complete Guide To Building Business Credit Scores [2024]

If you’ve ever tried to get a loan or credit card, you’ve probably heard of your personal credit score. But if you own a small business, you’ll probably want to get familiar with your business credit score as well. Having…

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Full List of Chase Credit Card Customer Service Numbers [2024]

Full List of Chase Credit Card Customer Service Numbers [2024]

If you need to make a payment on your personal or business Chase credit card, want to notify Chase of any potential fraud, or need to contact Chase Customer Service with a question, you can contact Chase using the number…

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