Amex Gold Card, Amex Rose Gold Card, and Amex White Gold Card [Are They Different?]

The American Express^® Gold Card is an absolute powerhouse of a card thanks to its 4x rewards earnings per dollar spent on restaurants worldwide, up to $50,000 per year, and at U.S. supermarkets, up to $25,000 per year, in addition to its annual credits of up to $304 a year, and its collection of other benefits.

If you’ve been considering the Amex Gold card, you’ve likely noticed that there is also a Rose Gold and White Gold version of the card — but are they all the same?

Are the Amex Gold Card, the Amex Rose Gold Card, and the Amex White Gold Card Different?

To get right to the chase, there is nothing different between the Amex Gold card, the Amex Rose Gold card, and the Amex White Gold card other than the color. They are completely identical and whichever version you select is merely a matter of preference.

Amex Gold Card Details

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American Express^® Gold Card

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The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

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American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome Offer

Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.

60,000 points + up to $100 back

UP's Bonus Valuation*:

$1,420

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.

Good to Excellent (670-850)

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

• 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
• 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
• 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com

Cons

• $325 annual fee (rates and fees)
• No lounge access

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Card Highlights

• Earn 60,000 Membership Rewards^® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Plus, receive 20% back in statement credits on eligible purchases made at restaurants worldwide within the first 6 months of Card Membership, up to $100 back. Limited time offer. Offer ends 11/6/24.
• Get the American Express^® Gold Card in either the Gold, Rose Gold or Limited-Edition White Gold metal design. White Gold design is only available while supplies last.
• Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
• Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
• Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
• Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
• $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
• $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at Dunkin' locations.
• $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
• $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
• Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit to use towards eligible charges, which may include food and beverage, spa, or other on-property charges with every booking of two nights or more through AmexTravel.com. Credit use varies by property.
• No Foreign Transaction Fees.
• Annual Fee is $325.
• Terms Apply.

Financial Snapshot

• APR: See Pay Over Time APR
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

If you don’t already hold the Amex Gold card or Amex Rose Gold card, it is strongly worth considering thanks to its impressive earning rates:

• 4x points on up to $50,000 in spend per year at restaurants worldwide, plus takeout and delivery in the U.S.
• 4x points on up to $25,000 in spend per year at U.S. supermarkets
• 3x points on flights booked directly with airlines or at AmexTravel.com
• 1x point on all other purchases

Beyond being a fantastic point-earner, the Amex Gold card offers up to $120 annual dining credit towards Grubhub and select merchants, up to $120 in annual Uber Cash towards U.S. rides or U.S. Uber Eats purchases, access to the American Express transfer partners, access to The Hotel Collection, travel protections, and more. Enrollment is required for some credits.

Hot Tip: Read through our full guide that breaks down each benefit the Amex Gold card has to offer.

How To Get the Amex Rose Gold Card or Amex White Gold Care

If you don’t currently have the Amex Gold card, all you have to do is select it when applying. If you are approved, you’ll receive the selected version of the card in the mail within 5 to 7 business days.

How To Change Your Amex Gold Card to the Amex Rose Gold Card or Amex White Gold Card

If you already have the Amex Gold card and want to change your card to the Rose Gold or White Gold version, or vice versa, you have 2 options.

The first is calling the number on the back of your card and speaking to an Amex representative. Simply let them know that you would like to switch to the Rose Gold or White Gold version of the card and they will have it sent right out to you.

Similarly, you can log in to your account on the American Express website and use the chat feature to request a change to the Rose Gold or White Gold version with the customer support agent.

Final Thoughts

The Amex Gold card is a fantastic card and both color variants are sure to turn a few heads. That said, while they obviously look quite a bit different, they are functionally the same card. This allows you to select whichever option you think looks best without sacrificing any of the benefits you enjoy.