AAdvantage Globe Card — How To Use the Annual $100 Splurge Credit [2025]

Citi and American Airlines have teamed up to launch the Citi^® / AAdvantage^® Globe™ Mastercard^®, which is a solid card for American Airlines loyalists.

The card offers perks American flyers will appreciate, such as lounge passes, a companion certificate, flight credit rebates, and more. There are also statement credits that come with the card — including an exciting Splurge Credit that can be used for up to 2 merchants.

We’ll go over how to use the Splurge Credit, but first, let’s give a high-level overview of American Airlines’ new premium card.

AAdvantage Globe Card Overview and Benefits

Citi^® / AAdvantage^® Globe™ Mastercard^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The AAdvantage Globe card gives you more value on every American Airlines flight and helps you qualify for elite status.

Citi^® / AAdvantage^® Globe™ Mastercard^®

The AAdvantage Globe card gives you more value on every American Airlines flight and helps you qualify for elite status.

Welcome Offer

Eligible new cardmembers can earn 90,000 AAdvantage bonus miles after spending $5,000 within the first four months of account opening.    

90,000 miles

UP's Offer Valuation*:

$1,260

Annual Fee

$350

APR

19.99% – 29.99% Variable

Why We Like This Card

The AAdvantage Globe card is an excellent option for American Airlines frequent flyers who want a card that offers benefits on every American Airlines flight and makes it easier to qualify for American Airlines elite status.

Pros & Cons

Pros

• 6x miles on eligible AAdvantage Hotels bookings
• 3x miles on American Airlines purchases
• 2x miles at restaurants, including takeout and delivery

Cons

• $350 annual fee
• Doesn’t earn transferable rewards

Read Full Review

Card Highlights

• Eligible new cardmembers can earn 90,000 AAdvantage bonus miles after spending $5,000 within the first four months of account opening.
• 6x AAdvantage^® miles on eligible AAdvantage Hotels™ bookings.
• 3x AAdvantage^® miles on American Airlines purchases.
• 2x AAdvantage^® miles at restaurants, including takeout and delivery.
• 2x AAdvantage^® miles on Rides and Rails™ purchases, including taxis, ride-shares, and public transit.
• 1x AAdvantage^® mile on all other purchases.
• 1 Loyalty Point toward AAdvantage status for every 1 eligible AAdvantage mile earned from qualifying purchases.
• No mileage cap, the earning potential is unlimited.
• Get 4 Admirals Club^® Globe™ lounge passes annually, each valid for 24 hours, and enjoy access to nearly 50 Admirals Club^® lounges worldwide.
• Receive an Annual Companion Certificate with every card renewal, redeemable for $99 plus taxes and fees, which is eligible for a single round-trip qualifying domestic flight in Main Cabin.
• Earn up to $100 inflight purchase credits when using your card on American Airlines flights.
• First checked bag is free on domestic American Airlines itineraries for the primary cardmember and up to 8 traveling companions on the same reservation.
• Enjoy Group 5 boarding on American Airlines flights for the primary cardmember and up to 8 traveling companions on the same reservation.
• Receive up to $120 Global Entry^® or TSA PreCheck^® credit every four years.
• Cardmembers receive 5,000 Loyalty Points after every 4 qualifying American Airlines flights, for up to 15,000 additional Loyalty Points each qualification year.
• Earn up to $100 annual Splurge Credit℠ with a choice of up to two of the following: eligible AAdvantage Hotels™ bookings, 1stDibs, Future Personal Training and Live Nation^®.
• Earn up to $30 in statement credits on each eligible trip with Turo, up to $240 in credits each calendar year.
• No foreign transaction fees
• $350 annual fee
• Various travel and shopping protections

Financial Snapshot

• APR: 19.99% – 29.99% Variable
• Foreign Transaction Fees: $0

The AAdvantage Globe card offers a handful of exciting benefits, positioning it squarely in a void in American Airlines’ existing credit cards with no annual fee, a low annual fee, and a high annual fee — nothing in the mid-tier range. The card comes with some solid benefits on American Airlines, of course, as well as a few travel and lifestyle benefits. The AAdvantage Globe card has an annual fee of $350, which is modest compared to some other travel cards.

Here’s how you’ll earn AAdvantage miles with the card:

• 6x miles on eligible AAdvantage Hotels bookings
• 3x miles on eligible American Airlines purchases
• 2x miles at restaurants, including takeout and delivery
• 2x miles on “Rides and Rails,” including taxis, ride shares, and public transit
• 1x miles on other purchases

Additionally, you’ll also earn 1 Loyalty Point toward AAdvantage elite status for every eligible AAdvantage mile earned from your purchases.

And here are the benefits you’ll get when you open the card: 

• 4 Admirals Club Globe passes, which are each valid for 24 hours, giving you access to nearly 50 Admirals Club lounges worldwide.
• American Airlines Companion Certificate, redeemable for $99 plus taxes and fees, and valid for a round-trip domestic flight in Main Cabin; this is received each year after card renewal.
• Up to $100 in statement credits on inflight purchases when using your card on qualifying American Airlines flights.
• First checked bag free on domestic American Airlines itineraries for the primary cardmember and up to 8 companions traveling together on the same reservation.
• Group 5 boarding on American Airlines flights for the primary cardmember and up to 8 companions traveling together on the same reservation.
• Up to $120 Global Entry or TSA PreCheck statement credit after using your card to pay the application fee, available once every 4 years.
• Up to $240 in Turo credits annually, available as up to $30 per eligible Turo trip for a maximum of $240 in credits per calendar year — with a maximum of $30 credit per billing period.
• Access to Citi Entertainment, Mastercard World Legend benefits, and Mastercard Collection benefits.
• Protections like trip cancellation coverage, trip interruption coverage, lost or damaged luggage protection, car rental coverage, trip delay insurance, extended warranty coverage, and purchase assurance plus.
• No foreign transaction fees.
• Up to $100 Splurge Credit each year, valid toward up to 2 of the following: AAdvantage Hotels bookings, 1stDibs, Future Personal Training, and Live Nation.

How Does the Splurge Credit Work?

When you open the AAdvantage Globe card, you’ll receive up to $100 in Splurge Credit each year. You can apply the credit toward AAdvantage Hotels bookings, 1stDibs, Future Personal Training, and Live Nation. However, you can only select 2, so make sure to choose wisely!

There are some similarities between the Splurge Credit on the AAdvantage Globe card and a new premium card from Citi. The Citi Strata Elite℠ Card offers up to $200 in annual Splurge Credits per calendar year from up to 2 of the following brands: 1stDibs, American Airlines, Best Buy, Future Personal Training, and Live Nation.

However, the AAdvantage Globe card doesn’t have Best Buy as a category. Moreover, its Splurge Credit is limited to AAdvantage Hotels only (and not general American Airlines purchases), and the credit’s value is only $100, rather than $200.

AAdvantage Hotels

While you have several options for redeeming your Splurge Credit, we recommend using it for travel. One way to do so is through AAdvantage Hotels, an online travel agency that allows you to earn AAdvantage miles and Loyalty Points by booking hotels.

For instance, if you wanted to book a 1-night stay at the MGM Grand Hotel and Casino in Las Vegas, you’d pay just $169 on select nights, and your Splurge Credit would cover more than half of that. 

1stDibs

1stDibs is an online marketplace that sells a wide range of items, including furniture, art, fine jewelry, and more. It’s similar to Craigslist or Facebook Marketplace, but for luxury goods.

You may find it more difficult to use your Splurge Credit on the platform, but there are some deals available on items like accessories. If you look hard, you may find something you like for $100 or under, but if you don’t mind spending a little more, you’ll find some designer watches for around $300.

Future Personal Training

Future is a virtual personal training platform for busy people who want to stay active. Your coach works with your schedule to create tailored workouts and discusses your lifestyle, goals, equipment, and injury history to ensure your plan is tailored to your specific needs. You also get access to the Future platform to monitor your progress.

Future costs $99 for your first month of personal training and then $199 per month after. 

Live Nation

If you’re into live entertainment, this may be the way to use your Splurge Credit. One of the categories is Live Nation, an entertainment company that sells tickets for concerts, shows, festivals, and merchandise.

It is one of the most prominent companies in the live entertainment industry, and most tickets are sold through its platform. Several big-name artists — including Cardi B, Doja Cat, Maroon 5, and Shakira — have deals with Live Nation for their concerts and tours.

Is the Splurge Credit Worth It?

The Splurge Credit on the AAdvantage Globe card is worth it, primarily because it comes with the card. There are some interesting merchants to choose from, covering retail, health and fitness, travel, and entertainment. 

Some, like AAdvantage Hotels, may be easier to use than others, but you should be able to find value in any category. 

Final Thoughts

The AAdvantage Globe card is a solid choice for American Airlines loyalists looking to enhance their inflight travel and lifestyle on the ground. For a $350 annual fee, the card offers some impressive perks, including enhanced AAdvantage earnings, lounge passes, a shortcut to status perk, lifestyle benefits, and a Splurge Credit.

While the Splurge Credit can be applied to up to 2 merchants, your best bet for maximum value is to use it on an AAdvantage Hotels booking.