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How To Upgrade Your Amex Gold Card to the Amex Platinum Card [2026]

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Jarrod West
Updated: 
Edited by: Michael Y. Park
& Ben Neighbors-Giles
How To Upgrade Your Amex Gold Card to the Amex Platinum Card [2026]
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The American Express® Gold Card and Platinum Card® from American Express are both lucrative cards in the world of points and miles. But if you’re ready for one of the most premium cards on the market, consider the Amex Platinum card.

You can apply outright for the Amex Platinum card, but upgrading your Amex Gold card to an Amex Platinum card may be better, and you can do so by phone or online chat.

Here’s what you need to know if you’re choosing between the 2 cards and how to upgrade your Amex Gold card.

Amex Gold Card vs. Amex Platinum Card

The Amex Gold card and Amex Platinum card are both valuable cards, but they’re very different from one another. Here’s a breakdown of each card’s top benefits.

Amex Gold Card Benefits

BEST FOR DINING
American Express® Gold CardTerms Apply / Rates & Fees
American Express® Gold Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express® Gold Card
This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 100,000 Points. Find Out Your Offer.
Up to $2,200
$325
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

The American Express® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons
Pros
  • 5x points per dollar on prepaid hotels via AmexTravel.com or the Amex Travel App
  • 4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
  • 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
Cons
Read Full Review
Card Highlights
  • You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
  • Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
  • New! Earn 5X Membership Rewards® points on prepaid hotel stays booked through AmexTravel.com or the Amex Travel App.
  • Earn 3X Membership Rewards® points on flights booked through AmexTravel.com, the Amex Travel App, or purchased directly from airlines.
  • Earn 2X Membership Rewards® points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App and cruises booked and paid through AmexTravel.com.
  • Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
  • Pay It® lets you tap in the American Express® App to quickly pay for small purchase amounts throughout the month and still earn rewards the way you usually do. Plan It® gives you the option to split up big purchases into equal monthly payments with a fixed fee. You’ll know upfront exactly how much you’ll pay.
  • Updated! $120 Dining Credit: Earn up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. This can be an annual savings of up to $120. Enrollment required.
  • $100 Resy Credit: Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits semi-annually. Enrollment required.
  • $84 Dunkin' Credit: Earn up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment required.
  • $120 Uber Cash on Gold: Enjoy up to $120 in Uber Cash annually with your Gold Card. Just add your Card to your Uber account and you'll get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an Amex Card for your transaction.
  • New! As an American Express® Gold Card Member, you can enjoy complimentary Hertz Five Star® Status. Enjoy benefits like skipping the counter at select locations, adding an additional driver at no additional cost*, and vehicle upgrades**. Benefit enrollment and Hertz Gold+ registration are required. *Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees. **Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
  • Take advantage of a $100 credit towards eligible charges* at over 1,300 upscale hotels worldwide when you book The Hotel Collection through AmexTravel.com or the Amex Travel App **. *Eligible charges vary by property. **The Hotel Collection requires a two-night minimum stay.
  • Book your travel through the Amex Travel App with added peace of mind – backed by American Express® service and support. Only for American Express® Card Members.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • No Foreign Transaction Fees.
  • Annual Fee is $325.
  • Terms Apply.
Financial Snapshot
  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None
Rewards Center

American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer as high as 100,000 points with the Amex Gold card. Welcome offers may vary, and you may not be eligible for an offer.

The Amex Gold card offers strong earnings at supermarkets and restaurants, various ways to earn and redeem rewards, and plenty of travel benefits, all for a midrange annual fee of $325 (rates & fees).

One of the best things about the card is its earning power, as you get 4x points at restaurants worldwide (up to $50,000 in annual spending, then 1x after that), 4x points at U.S. supermarkets (up to $25,000 per calendar year in purchases, then 1x thereafter), and 3x points on flights purchased directly with airlines or at AmexTravel.com

Other top benefits include numerous statement credits (most of which are related to dining and some of which require enrollment), and travel insurance benefits, including baggage insurance, trip delay insurance, car rental loss and damage insurance, purchase protection, and extended warranty protection.

Amex Platinum Card Benefits

BEST LOUNGE CARD
Platinum Card® from American ExpressTerms Apply / Rates & Fees
Platinum Card® from American Express
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card® from American Express
The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.  
As High As 175,000 Points. Find Out Your Offer.
Up to $3,850
$895
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Good to Excellent
Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

 

 

Pros & Cons
Pros
    • The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
    • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
    • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
    • Annual and monthly statement credits upon enrollment (airline credit, Uber Cash and Uber One, Resy, lululemon credit, streaming credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR+ credit, and Equinox credit)
    • TSA PreCheck or Global Entry credit
    • Access to American Express Fine Hotels and Resorts and Amex International Airline Program
    • Access to Amex transfer partners
    • No foreign transaction fees (rates and fees)

     

Cons
    • $895 annual fee (rates and fees)
    • Airline credit does not cover airfare (only incidentals like checked bags)

     

     

Read Full Review
Card Highlights
  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
  • With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
  • $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
  • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
  • $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
  • $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.
Financial Snapshot
  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None
Rewards Center

American Express Membership Rewards

 

 

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer of as high as 175,000 points with the Amex Platinum. Welcome offers may vary and you may not be eligible for an offer.

The premium Amex Platinum card comes with a high $895 annual fee (rates & fees). However, it offers thousands of dollars in statement credits, 5x points on flights purchased directly with the airline or with AmexTravel.com (on up to $500,000 per calendar year) and on prepaid hotels booked with AmexTravel.com, and access to over 1,550 airport lounges, including Amex Centurion lounges, Priority Pass lounges upon enrollment, Plaza Premium Lounges, Escape Lounges, and 10 visits to Delta Sky Clubs (when flying Delta the same day) with the ability to unlock unlimited visits through spending.

You also get Hilton Honors Gold, Marriott Bonvoy Gold Elite, and Leaders Club Sterling status, and Avis, Hertz, and National rental car elite status (enrollment required for these statuses).

The Amex Platinum card also enhances protection by offering travel insurance benefits such as car rental loss and damage insurance, trip delay insurance, and trip cancellation and interruption insurance, plus purchase benefits like return protection, purchase protection, and extended warranty.

Benefits Comparison

Amex Gold Upgraded Points LLC 23 Large
Lunch is on you! Image Credit: Upgraded Points

Here is a head-to-head comparison of the Amex Gold card and Amex Platinum card to help you determine which card is the best fit. Some benefits require enrollment.

SCROLL FOR MORE

Benefit

Amex Gold Card

Amex Platinum Card

Airfare Purchases

3x

5x (up to $500,000 per year, then 1x)

Dining Purchases 

4x (up to $50,000 per year, then 1x)

1x

Supermarket Purchases

4x (at U.S. Supermarkets, up to $25,000 per year, then 1x)

1x

Up to $120 in Annual Dining Credits

Yes

No

Up to $84 in Dunkin’ Credits

Yes

No

Car Rental Loss and Damage Insurance

Secondary: $50,000

Secondary: $75,000

Foreign Transaction Fees

$0 (rates & fees)

$0 (rates & fees)

Baggage Insurance

$1,250 per person

$3,000 per person

Trip Delay Insurance

$300 per trip

$500 per trip

Trip Cancellation and Interruption

No

Yes

Purchase Protection

$10,000 per item, $50,000 per year

$10,000 per item, $50,000 per year

Extended Warranty Protection

Yes

Yes

American Express The Hotel Collection

Yes

Yes

American Express Fine Hotels + Resorts

No

Yes

$200 Airline Fee Credit

No

Yes

$200 Annual Uber Cash (up to $15 per month plus a $20 bonus in December, valid for U.S. Eats orders and rides when you add the card to your account and pay with an Amex card)

No

Yes

Annual Resy Credit

Up to $100

Up to $400

Up to $300 in Annual lululemon Credits

No

Yes

Up to $300 in Annual Digital Entertainment Credit

No

Yes

Up to $600 in Annual Prepaid Hotel Credit

No

Yes

Up to $120 in Uber One Credit

No

Yes

Up to $209 CLEAR+ Credit

No

Yes

Up to $300 Annual Equinox Credit

No

Yes

Up to $155 Annual Walmart+ Credit

No

Yes

Airport Lounge Access

No

Yes

Hotel Elite Status

No

Yes

Rental Car Elite Status

Yes

Yes

Amex International Airline Program

No

Yes

TSA PreCheck or Global Entry Credit

No

Yes

As you can see, the Amex Gold card’s strengths are its much lower annual fee and better point-earning on dining and groceries. It’s a card geared toward foodies and consumers who prioritize eating out and cooking.

On the other hand, the main appeal of the Amex Platinum card is that it offers valuable travel and lifestyle benefits such as access to several airport lounge networks, hotel elite status, a variety of annual credits, and more.

How To Upgrade Your Amex Gold Card

Follow the following steps to upgrade your Amex Gold card to the Amex Platinum card.

  • Step 1: Make sure you’re actually eligible to upgrade your card — your account must be open for at least a year.
  • Step 2: Check for an upgrade offer in your Amex account online before calling.
  • Step 3: Upgrade by calling the customer service number on the back of your card or use the chat feature on americanexpress.com.
  • Step 4: Upgrading forfeits eligibility for the Amex Platinum card welcome offer if it hasn’t been earned previously. If it’s important to you to get the card’s welcome offer, you might want to apply separately instead of upgrading.
Hot Tip:

Upgrading your card won’t trigger a hard pull and therefore won’t affect your credit report (Source: American Express).

Who Should Upgrade Their Card?

Amex Platinum Upgraded Points LLC 24 Large
Is it worth upgrading to the Amex Platinum card? Image Credit: Upgraded Points

We’ve outlined the benefits of each card and explained how to ask for an upgrade, but should you actually do it? Here are a few tips to help you make that decision.

 1. You’ve Had the Amex Gold Card for More Than a Year

The Credit CARD Act of 2009 means that credit issuers can’t increase a cardmember’s annual fee if their account is less than 1 year old (Source: Federal Trade Commission). So if you haven’t had your Amex Gold card open for at least a year, you’re not eligible to upgrade it to the Amex Platinum card.

2. You’ve Previously Earned a Welcome Offer for the Amex Platinum Card

Traditionally, when you upgrade to a new card, you are not eligible for the public welcome offer that the card currently has. So, if you’ve never received a welcome offer for the Amex Platinum card before, you’d be much better off applying for the card outright, as the welcome offer bonus is often worth more than $1,300 in travel, based on our valuations.

If you’ve already received a welcome offer on the Amex Platinum card, you wouldn’t forfeit any points should you upgrade your Amex Gold card.

3. Amex Has Extended an Upgrade Offer

Occasionally, American Express sends cardmembers an offer to upgrade their card and receive a bonus. We’ve seen offers as high as 60,000 Membership Rewards points (which we value at $1,320) to upgrade from the Amex Gold card to the Amex Platinum card. If you’ve received such an offer, that would be an excellent reason to upgrade.

Hot Tip:

You’re still eligible for upgrade offers even if you have already received a welcome offer for the Amex Platinum card. However, if you accept an upgrade offer and you’ve never had a welcome offer for the Amex Platinum card, you’ll no longer be eligible to receive one should you decide to apply for the card outright.

4. The Amex Platinum Card Is a Better Fit for You

If you’ve weighed the benefits of each card and decided the Amex Platinum card is a better fit, it might make more sense to ask for an upgrade. But make sure you don’t leave any Membership Rewards points on the table if you do so.

5. You Don’t Want a Hard Pull on Your Credit

When you request an upgrade on an Amex card, American Express won’t perform a hard pull, so you won’t receive a new inquiry on your credit report, and it won’t affect your 5/24 status. That’s important if you’re trying to stay eligible for certain Chase cards.

Final Thoughts

Upgrading your Amex Gold card to the Amex Platinum card is easy, and you can do it by phone or chat after holding the Amex Gold card for at least a year. Deciding whether to upgrade or apply outright to get the welcome offer takes more thought. Remember that upgrade offers up to 60,000 points may occasionally be available, so make sure to check those out before you decide.

Either way, you should do whatever makes the most sense for you. You might even decide that it is worth holding both the Amex Gold card and Amex Platinum card to take advantage of the points-earning and luxury travel benefits of both.

Featured Image Credit: Upgraded Points

Frequently Asked Questions

Can I upgrade my Amex Gold card to the Amex Platinum card?

Yes, you can easily upgrade your Amex Gold card to the Amex Platinum card by calling the customer service number on the back of your Amex Gold card or using the chat feature on the American Express website.

Does American Express pull your credit for an upgrade?

American Express doesn’t perform a hard pull on your credit when you upgrade your card. This means it won’t add a new inquiry or a new account to your credit history.

Can you switch from the Amex Platinum card to the Amex Gold card?

Yes, you can downgrade your Amex Platinum card to the Amex Gold card. But just like with upgrades, be sure you’ve had the card open for at least 1 year. This is a great way to save some money if you no longer find the Amex Platinum card’s benefits worth the fee.

Is it good to upgrade a credit card?

Yes, it can be good to upgrade a credit card. If you think the benefits of the card you’re upgrading to are better, you have a lucrative upgrade offer, or you’re trying to avoid any new credit pulls, then upgrading could be a prime option. But first, make sure that you’re not hurting your eligibility for future welcome bonus offers.

Will upgrading my Amex Gold card affect my welcome offer eligibility?

Yes, upgrading your Amex Gold card can affect your eligibility for the welcome offer. If you want to get the welcome offer for the Amex Platinum card, plan to apply outright instead of upgrading.

Does Amex ever offer upgrade bonuses from the Amex Gold card to the Amex Platinum card?

Yes, you may get a targeted offer for an upgraded bonus when upgrading from the Amex Gold card to the Amex Platinum card. We’ve seen offers up to 60,000 points.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

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We Recommend

Platinum Card® from American ExpressTerms Apply / Rates & Fees

Platinum Card® from American Express

Apply Now(at Amex's secure site)

Platinum Card® from American Express

Welcome Offer: As High As 175,000 Points. Find Out Your Offer.

  • You may be eligible for as high as 175,000 Membership Rewards® points after you spend $12,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
  • Get more for your travels with 5X Membership Rewards® points on all flights and prepaid hotel bookings through American Express Travel®, including Fine Hotels + Resorts® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel® on up to $500,000 on these purchases per calendar year.
Show more
  • With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.* As of 07/2025.
  • $200 Uber Cash + $120 Uber One Credit: With the Platinum Card® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
  • $300 Digital Entertainment Credit: Experience the latest shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV when you purchase directly from one or more of the providers. Enrollment required.
  • $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel® using the Platinum Card®. *The Hotel Collection requires a minimum two-night stay.
  • $400 Resy Credit + Platinum Nights by Resy: Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at U.S. Resy restaurants. Enrollment required. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you.
  • $209 CLEAR+ Credit: CLEAR+ helps get you to your gate faster by using your face to verify you are you at 55+ airports nationwide. You can cover the cost of a CLEAR+ Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR+ with your Platinum Card®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
  • Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts® through American Express Travel®, enjoy noon check-in, when available, and guaranteed 4PM check-out.
  • $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
  • $155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card®.* Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
  • Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
  • $895 annual fee.
  • Terms Apply.

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