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Barclaycard CashForward™ World Mastercard®
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3
$0
15.99%, 20.99% or 23.99% Variable
Barclaycard CashForward™ World Mastercard®
You won't find trouble using this easy cash-back card! Get a cash rewards sign-up bonus, 1.5% cash-back on all purchases, and a 5% rebate for all cash rewards redeemed.
U.P. Rating
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
3
Summary
The Barclaycard CashForward™ World Mastercard® is no longer offered by Barclay’s and the information below was not provided nor reviewed by the issuer.
You enjoy living life hassle-free, and that includes the credit card in your wallet. After all, you worked hard for your excellent credit, why not enjoy the perks?
Consider applying for the Barclaycard CashForward™ World Mastercard®, a card that earns the same cash-back percentage for everything your purchase and no bonus categories to keep track of, ever.
Plus there’s a sign-up bonus and no annual fee. Talk about living life without sweating the small stuff!
Card Details
Card Snapshot
Welcome Bonus & Info
Update: Offers mentioned below for the Barclays CashForward™ World MasterCard® are no longer available.
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The ratings for these cards have been determined
by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards
as well as rates and fees are all taken into account. Compensation from the issuer does not affect
our rating. We only recommend products we either use ourselves or endorse.
” System
1094+ Expert Credit Card Guides
Great Card If
You will put all of your monthly expenses on the card
You want to earn cash-back for everyday purchases
You would like a cash-back rebate for every redemption
You want to earn more than 1.5% cash-back for bonus categories
Welcome Bonus and Cash-Back Percentage Rate
Sign up for the card and get a cash rewards bonus after you spend the required amount in the allotted time (see card summary table for details).
It’s usually a decent bonus considering you don’t have to pay an annual fee for the card.
Earn 1.5% for everything you purchase with the card across the board. Then, redeem your cash-back as a deposit into a U.S. bank account, statement credit, or a gift card. All redemptions start at $50.
Cash rewards never expire as long as your account is open, active and in good standing.
Bottom Line: Earn 1.5% cash-back for all purchases with the CashForward Card. There is no annual fee!
CashForward Card Benefits
It gets better. For each redemption you make, you will get a 5% cash rewards bonus to use toward your next redemption. It doesn’t matter how you redeem your cash-back, you’ll still get the 5% rebate every single time.
Redeem $100.00 in the form of a gift card, and then get $5.00 toward your next redemption.
Redeem $50 as statement credit, and then get $2.50 toward your next redemption.
It’s all up to you! It only takes one business day to receive your redemption bonus after you make your redemption.
And there’s still more.
Enjoy an intro APR on any balance transfers you make within a set period of opening your account (see card details above for more).
In addition, get the peace of mind that comes from knowing you have a chip-card. That means it uses encryption technology to keep your account information safe.
More than 130 countries use chip card technology, and U.S. merchants are quickly making the switch due to the reduced risk of fraud.
Bottom Line: Enjoy 5% cash-back with each redemption, an intro APR on balance transfers, and chip-card technology with the CashForward card.
Perks Available with a CashForward Card
The CashForward Card provides a wide variety of insurances, shopping benefits, and travel perks because it has the CashForward card designation.
These benefits include access to a MasterCard Airport Concierge, the World Air Program and World Car Rental Program, and so much more. We’ll tell you all about the perks in the Gritty Details coming up.
Best Way To Redeem Rewards
Because the CashForward Card is a cash-back card, there are only a few options to redeem as there are no partners. All redemption options require a minimum of $50. Let’s take a look at each of them in detail below.
Deposit Cash-Back into Checking or Savings Account
The first way to redeem cash-back from the card is to have it deposited into a U.S. checking or savings account. ACH deposits take 3-4 business days. There is a daily limit of $500.
Apply Cash-Back as Statement Credit
You can also have your cash-back applied as statement credit. It takes 1 to 2 business days for the credit to appear. It’s important to note that you can’t use the statement credit toward the minimum payment for your bill.
Purchase Gift Cards
If you would rather apply your cash-back toward a gift card, you also have that option. Gift cards are mailed to the U.S. street address you have on file with the credit card. It takes 7 to 10 business days for gift cards to show up.
Also, you can have gift cards sent to a P.O. Box but not an A.P.O, F.P.O, or international address.
5% Redemption Bonus
We discussed this earlier, but as a reminder, you get a 5% cash-back bonus every time you make a redemption. The total is rounded to the nearest cent and added to your account in one business day so you can apply it to your next redemption.
It doesn’t matter if you redeem for a deposit, statement credit, or gift card. All redemptions automatically earn the 5% bonus.
Best Way To Maximize Rewards
You are somewhat limited to the number of ways you can maximize cash-back with the CashForward Card because it earns a straight 1.5% for all purchases.
However, we did come up with a few ways to make sure you are getting the most from your card.
Tip #1: Don’t miss out on the sign-up bonus! Just spend the required amount in the allotted time and you’ll have cash-back waiting for you. If you are like most people, you can probably spend the required amount at supermarkets and on gas alone.
Tip #2: While it’s important to put your expected expenses on the card each month to earn 1.5% cash-back, unexpected expenses can add up too. Kids need physicals? Put your insurance co-pay on the card. Going out to the movies? Pay with your card.
Tip #3: Another strategy is to use your along with other credit cards to earn the most cash-back possible.
If you use it up to the $6,000 limit and then switch to the Barclays, you’ll get 1.5% cash-back for supermarkets instead of 1%!
Tip #4: Avoid credit card fees. For example, pay your bill on time each month, and you won’t accrue late payment penalties. Pay the entire bill, so you don’t have to pay interest fees. By avoiding these fees, you’ll earn your cash-back free and clear.
Tip #5: We mentioned that you need to have $50 cash-back before you can redeem it, so pay attention when you are getting close.
Pull out the card for small purchases instead of using cash, and it may push you to the minimum so you can make that redemption after all.
Alternative Cards to the CashForward Card
While the CashForward Card has a lot to offer, there are a few drawbacks to be aware of. First, you need excellent credit to qualify for the card.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!
This all-purpose cash-back card offers great bonus categories, including bonus points for every purchase you make!
Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Up to $300 cash-back
$0
0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card
The Chase Freedom Unlimited® is easily one of the best cash-back credit cards on the market. There aren’t many no-annual-fee credit cards that offer multiple great bonus categories like 5% back on travel purchased through Chase, 3% back on dining and drugstore purchases, and 1.5% back on all other purchases.
When paired with other Chase cards in the Ultimate Rewards family, you can transfer that cash back into points if you wish – making it one of the most lucrative cards in your wallet.
Pros & Cons
Pros
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
Enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, alerts, and more.
Member FDIC
Financial Snapshot
APR: 0% Intro APR for 15 months on purchases and balance transfers, then a variable APR of 19.74% - 28.49%.
Foreign Transaction Fees: 3% of each transaction in U.S. dollars
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!
This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
$200
$0
18.24%-29.24% Variable,0% on purchases for 15 months
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
This card is excellent at earning cash-back on your everyday purchases at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases. So if you regularly spend money on everyday purchases, this could be the perfect card to add to your wallet.
Pros & Cons
Pros
3% back on purchases at U.S. supermarkets on up to $6,000 in purchases each year, then 1% back after.
3% back on purchases at U.S. gas stations on up to $6,000 in purchases each year, then 1% back after.
3% back on purchases on online retail purchases on up to $6,000 in purchases each year, then 1% back after.
Cons
Rewards are not flexible and can only be redeemed for cash-back. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
No Annual Fee.
Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.24% to 29.24% variable APR.
3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.
Thinking about getting the Disney Bundle which can include Disney+, Hulu, and ESPN+? Your decision made easy with $7/month back in the form of a statement credit after you spend $9.99 or more each month on an eligible subscription (subject to auto renewal) with your Blue Cash Everyday® Card. Enrollment required.
Enjoy up to $15 back per month when you purchase a Home Chef meal kit subscription (subject to auto renewal) with your enrolled Blue Cash Everyday® Card.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.
Financial Snapshot
APR: 18.24%-29.24% Variable,0% on purchases for 15 months
Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.
The Blue Cash Everyday® Card from American Express earns 3% cash-back at U.S. supermarkets up to $6,000 a year and 2% cash-back at U.S. gas stations and select U.S. department stores as well as 1% cash-back on other purchases.
Finally, you can’t redeem your cash-back until it reaches $50. That means you have to spend almost $3,000 before you can qualify.
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
A flexible, no-frills card that earns 1.5% cash-back on all purchases. Redeem rewards for any amount anytime you choose with no annual fee.
A flexible, no-frills card that earns 1.5% cash-back on all purchases. Redeem rewards for any amount anytime you choose with no annual fee.
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.
$200
$0
19.49% - 29.49% (Variable),0% intro on purchases for 15 months
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card
Low maintenance, that’s your motto. When it comes to your credit cards, you don’t have the time or inclination to figure out which spending categories earn you the most cash-back.
A card that earns 1.5% cash-back for everything is more your speed.
That’s why you should consider the Capital One Quicksilver Cash Rewards Credit Card. You’ll never waste your time with changing categories, and there’s no limit to the cash-back you can earn.
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
$0 annual fee and no foreign transaction fees
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
0% intro APR on purchases and balance transfers for 15 months; 19.49% - 29.49% variable APR after that; balance transfer fee applies
Financial Snapshot
APR: 19.49% - 29.49% (Variable),0% intro on purchases for 15 months
Foreign Transaction Fees: None
Rewards Center
This card’s rewards will accrue on the card and be available under capitalone.com.
There are other cards without a minimum cash-back amount such as the Quicksilver cardInformation collected independently. Not reviewed by Capital One..
But if you spend enough, and with the redemption bonus, the Barclays can be worth it.
Bottom Line: If you want a card that earns more cash-back and allows you to redeem without a minimum amount, there are other credit cards available besides the CashForward Card.
The information regarding the Capital One Quicksilver Cash Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. The information regarding the Barclaycard CashForward™ World Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
For rates and fees of the Blue Cash Everyday® from American Express, click here.
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