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Capital One Venture Business Card: Full Review [2026]

Jarrod West's image
Jarrod West
Edited by: Michael Y. Park
& Ben Neighbors-Giles

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Capital One Venture Business Card

Capital One Venture Business Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
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  • Up to 150,000 miles

  • $95

  • 24.49%

Capital One Venture Business Card

U.P. Rating
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon4

Summary

The Capital One Venture Business card is a great fit for business owners looking for a well-rounded travel rewards card that offers an uncomplicated earn structure, a handful of useful benefits, and a reasonable annual fee.

Card Details

Card Snapshot

Welcome Bonus & Info

  • Earn 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Business Travel
  • Earn 2x miles on all other purchases
  • $50 annual travel credit for bookings through Capital One Business Travel
  • Up to $50 in statement credits each year for qualifying advertising and software merchants
  • Up to a $120 Global Entry or TSA PreCheck credit
  • Hertz Five Star status
  • Access to the Capital One Lifestyle Collection
  • No foreign transaction fees
  • Extended warranty protection
  • No-additional-fee employee cards
  • $95 annual fee

Pros & Cons

Pros

  • Earn 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Business Travel
  • Earn 2x miles on all other purchases
  • $50 annual travel credit for bookings through Capital One Business Travel
  • Up to $50 in statement credits each year for qualifying advertising and software merchants
  • Up to a $120 Global Entry or TSA PreCheck credit
  • Hertz Gold Plus Rewards Five Star status
  • Access to the Capital One Lifestyle Collection
  • No foreign transaction fees
  • Extended warranty protection
  • No-additional-fee employee cards

Cons

  • Charges a $95 annual fee
  • Limited travel protections

Great Card If

  • You want a great all-around travel rewards card for your business without a large annual fee.
  • You want a card that earns flexible and transferable rewards.

Don’t Get If

  • You want a card that offers more premium perks like airport lounge access.
  • You prefer a standard cash-back rewards card or a card that doesn’t charge an annual fee.

Capital One Venture Business Card: Is It Worth It?

If you’re a business owner looking for a well-rounded travel rewards card with uncomplicated bonus categories, then the Capital One Venture Business cardInformation collected independently. Not reviewed by Capital One. might be a strong fit for you.

You earn an uncapped 2x Capital One miles on all of your business expenses, plus 5x miles on hotels, vacation rentals, and rental cars that you purchase through Capital One Business Travel. You also get perks like an annual travel credit and annual advertising or software credit, Hertz Gold Plus Rewards Five Star status, a Global Entry or TSA PreCheck credit, and more.

Capital One Venture Business Card Top Benefits and Perks

Here is a detailed look at the perks you can expect as a Capital One Venture Business cardholder:

  • $50 annual travel credit: Use this annual travel credit for bookings through Capital One Business Travel.
  • $50 annual advertising or software credit: Get an annual $50 statement credit for purchases at qualifying advertising or software merchants.
  • Access to Capital One Lifestyle Collection: Receive premium benefits with every stay, like a $50 experience credit, room upgrades when available, and more.
  • Global Entry or TSA PreCheck credit: Receive up to a $120 statement credit that covers the application fee for Global Entry or TSA PreCheck.
  • Hertz Gold Plus Rewards Five Star status: This provides perks like bonus points and complimentary car upgrades.
  • No foreign transaction fees: Use your card during your international travels to continue earning rewards on your business expenses without accruing foreign transaction fees.
  • Extended warranty protection: Get 1 year of additional warranty coverage on eligible extended warranties of 3 years or less.
  • No-additional-fee employee cards: Provide cards for your employees without added annual fees.

Best Ways To Earn and Redeem Your Capital One Miles

The best way to earn more Capital One miles is to use your new card for as many of your business expenses as possible, since you earn an uncapped 2x miles on these purchases.

When it comes to the best ways to redeem your Capital One miles, our favorite is via Capital One transfer partners, where you can book incredible travel experiences for a fraction of the usual cash price. That said, you can also redeem your miles through the Capital One Business Travel portal, as a statement credit, for gift cards, and so on.

Alternative Cards to the Capital One Venture Business Card

Capital One Venture X Business Card

If you like the idea of earning Capital One miles but want a card that offers even more perks and benefits, the Capital One Venture X Business card is a good card to consider.

It earns 10x miles on hotels and rental cars purchased through Capital One Business Travel, 5x miles on flights and vacation rentals purchased through Capital One Business Travel, and an uncapped 2x miles on all other purchases.

Plus, it comes with perks like a $300 annual travel credit on bookings made through Capital One Business Travel, 10,000 bonus miles on your account anniversary each year, and access to over 1,300 airport lounges worldwide, including Capital One Lounge and Landing locations and participating Priority Pass™ lounges after enrollment.

Capital One VentureOne Business Card

Alternatively, if you want to earn miles within the Capital One Miles ecosystem but prefer a card that doesn’t charge an annual fee, then the Capital One VentureOne Business cardInformation collected independently. Not reviewed by Capital One. would probably suit you better.

While it is light on benefits, it still earns 5x miles on hotels, vacation rentals, and rental cars booked through Capital One Business Travel, along with an unlimited 1.5x miles on all other purchases. It also comes with Hertz Gold Plus Rewards Five Star status, no foreign transaction fees, and no annual fee.

Frequently Asked Questions

Did the Capital One Venture Business card replace the Capital One Spark Miles for Business card?

Yes, the Capital One Spark Miles for Business card has been discontinued and replaced with the Capital One Venture Business card.

Is the Capital One Venture Business card worth it?

If you’re looking for an uncomplicated travel rewards card for your business that earns transferable rewards, offers solid perks, and doesn’t come with a large annual fee, then the Capital One Venture Business card would be worth it for you.

Does the Capital One Venture Business card have an annual fee?

Yes, the Capital One Venture Business card charges an annual fee of $95.

Does the Capital One Venture Business card come with airport lounge access?

No, the Capital One Venture Business card does not come with airport lounge access.

What are the benefits of the Capital One Venture Business card?

The top benefits of the Capital One Venture Business card include a $50 annual travel credit for bookings through Capital One Business Travel, up to $50 in statement credits each year for qualifying advertising and software merchants, a Global Entry or TSA PreCheck credit, Hertz Gold Plus Rewards Five Star status, access to the Capital One Lifestyle Collection, no foreign transaction fees, and more.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

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