Chase Sapphire Reserve Cards — How To Use the $300 DoorDash Credits

Chase’s high-end travel rewards cards, the Chase Sapphire Reserve^® and Sapphire Reserve for Business℠ Card, pack valuable benefits, including up to $420 in annual value for DoorDash users. Cardholders can access a DashPass membership and up to $300 in DoorDash credits each year.

This benefit can be a money saver for cardholders who regularly use DoorDash or live near DashMart locations.

Read this guide to see how the credits work and how to make the most of the DoorDash benefits offered by Chase Sapphire Reserve cards.

Chase Sapphire Reserve Card and Chase Sapphire Reserve Business Card Overview

As premium travel rewards cards, the Chase Sapphire Reserve card and Chase Sapphire Reserve Business card offer rewards and benefits packed with value, including money-saving perks such as DoorDash benefits.

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Chase Sapphire Reserve^®

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

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Chase Sapphire Reserve^®

A top player in the high-end premium travel credit card space that earns points on travel and dining while offering top luxury perks.

Welcome Offer

Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.

125,000 points

UP's Offer Valuation*:

$2,500

Annual Fee

$795

APR

19.99% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve^® is one of the best options.

The card combines elite travel benefits and perks like worldwide airport lounge access, with excellent point earning and redemption options. Plus, it offers top-notch travel insurance protections to cover you at home or on the road.

Don’t forget the more than $2,000 in annual credits, which can offset the annual fee!

Pros & Cons

Pros

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides
• 4x points on flights and hotels booked directly

Cons

• $795 annual fee

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Card Highlights

• Earn 125,000 bonus points after you spend $6,000 on purchases in the first 3 months from account opening.
• Get more than $2,700 in annual value with Sapphire Reserve.
• Earn 8x points on all purchases through Chase Travel℠, including The Edit℠ and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases
• $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year.
• Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership, plus every Chase Sapphire Lounge^® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck^® every 4 years
• Get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables.
• Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.
• Get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually
• Member FDIC

Financial Snapshot

• APR: 19.99% - 28.49% Variable
• Foreign Transaction Fees: None

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Sapphire Reserve for Business℠

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

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Sapphire Reserve for Business℠

The Chase Sapphire Reserve for Business card is perfect for frequent traveler business owners who want premium perks.

Welcome Offer

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.

200,000 points

UP's Offer Valuation*:

$4,000

Annual Fee

$795

APR

18.24% - 26.24% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Excellent

Why We Like This Card

The Chase Sapphire Reserve Business card is a great pick for business owners who can easily make use of the annual credits for travel, Google Workspace, ZipRecruiter, and more. Plus, it offers helpful bonus categories such as ad spend and offers access to over 1,300 airport lounges — including Chase Sapphire Lounges.

Pros & Cons

Pros

• 8x points on Chase Travel purchases
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media sites and search engines (uncapped)

Cons

• $795 annual fee

Read Full Review

Card Highlights

• Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.
• Earn 8x points on Chase Travel℠ for airline tickets, hotels, including The Edit℠, car rentals, cruises, activities and tours.
• Earn 5x total points on Lyft rides through 9/30/27.
• Earn 4x points on flights & hotels booked direct.
• Earn 3x points on social media & search engine advertising.
• Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
• Enjoy complimentary access to the Chase Sapphire Lounge^® by The Club network and Priority Pass™ Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
• Member FDIC

Financial Snapshot

• APR: 18.24% - 26.24% Variable
• Foreign Transaction Fees: None

The Chase Sapphire Reserve card is a good fit for frequent travelers, especially if you often use DoorDash on the go or at home. Business owners can use the Chase Sapphire Reserve Business card benefits, including DoorDash savings for business or travel meals.

Cardholders of the Chase Sapphire Reserve card have had the current (and continuing) level of $300 in annual DoorDash credits since February 2025, when Chase and DoorDash announced a new twice-monthly $10 benefit to cover nonrestaurant orders, such as groceries or convenience items. That brought the Chase Sapphire Reserve card’s DoorDash credits to $25 each month, which includes an additional $5 restaurant order credit.

What You Get With the DoorDash Benefits

With the DoorDash benefits on the Chase Sapphire Reserve card and Chase Sapphire Reserve Business card, cardholders get up to $420 in DoorDash value:

• DashPass annual membership, which offers free delivery and reduced service fees on eligible orders (a $120 value)
• $25 in monthly DoorDash credits: $5 off a restaurant order and 2 $10 nonrestaurant order credits (worth up to $300 annually)

Credits reset monthly and don’t roll over. Unlike many credits offered as a benefit with credit cards, the DoorDash credits do not apply as statement credits. Instead, you can apply the credits at checkout when you use your Chase Sapphire Reserve card or Chase Sapphire Reserve Business card to pay for your order. You can’t use another payment method or a third-party wallet, such as Apple Pay or Google Wallet. The credits also can’t be used to purchase gift cards.

DoorDash benefits aren’t automatic. You must activate DashPass by December 31, 2027, and you have to use your Chase Sapphire Reserve card or Chase Sapphire Reserve Business card to apply your monthly credits to orders. Even if you already have DashPass, you need to activate the complimentary membership to access the monthly credits.

Maximizing DoorDash Benefits With Chase Sapphire Reserve Cards

DoorDash credits and DashPass are excellent benefits if you’re a regular DoorDash customer and appreciate taking a little bit off the top of orders you’d probably make anyway. But if you’re only on DoorDash to use up your credits, you might struggle to find value in it.

Getting $25 in DoorDash credits each month sounds like a great deal until you realize it’s broken up into 3 small credits. With a $5 restaurant credit and 2 $10 nonrestaurant credits, these credits must be used on separate orders; you can’t stack them. You have to make 3 separate orders to use all of the credits, and the most you can use at any time is $10.

The $5 monthly restaurant credit applies to restaurant delivery or pickup orders, including fast food and fine dining. If the restaurant is on the DoorDash platform, you can use it for your $5 restaurant credit.

The 2 $10 nonrestaurant credits work on everything on DoorDash that isn’t a restaurant. That typically includes grocery stores, convenience stores, and DoorDash’s own grocery and convenience shop, DashMart.

Getting value out of the credits is possible if you’re strategic. Here’s how to make the most of DoorDash credits:

• Make a plan to use all 3 credits each month to get the full $25 value.
• Enroll in your free DashPass membership to get money-saving perks, including free delivery and lower fees.
• Set monthly reminders so you don’t let the month pass by without using your credits.
• Place pickup orders to avoid added costs, such as driver tips.
• If you have a DashMart nearby, you can place pickup orders for groceries and basic supplies.
• Stack nonrestaurant orders into a single pickup by placing 2 orders for about $10 each with the same pickup time.
• Take advantage of DoorDash promos, such as buy one get one, dollars off, or a percentage off.

Comparing DoorDash Benefits

The Chase Sapphire Reserve card and Chase Sapphire Reserve Business card aren’t the only cards in the food delivery game.

If you mainly want a DashPass subscription and don’t care much about the monthly credits, you can get a complimentary DashPass subscription and a $10 nonrestaurant monthly credit from a few Chase credit cards with low or no annual fees:

• Chase Sapphire Preferred^® Card offers a complimentary DashPass subscription and 1 $10 nonrestaurant monthly credit.
• Chase Freedom Flex^® and Chase Freedom Unlimited^® offer complimentary 6-month DashPass subscriptions and 1 $10 nonrestaurant monthly credit.

With the Platinum Card^® from American Express, you get up to $200 in Uber Cash each year as $15 every month ($20 in December) to use on U.S. rides or Uber Eats orders within the U.S. Unlike the $5 or $10 at a time offered by the Chase cards, the Amex Platinum card’s Uber Cash is more flexible as you can use the entire Uber Cash balance once per month. The card also comes with up to $120 in statement credits for Uber One membership.

Similarly, the American Express^® Gold Card offers up to $120 in annual Uber Cash, which is $10 per month. It’s just as flexible as the credit offered by the Amex Platinum card, just a smaller amount. The Amex Gold card also offers up to $120 annually in dining credits, which you can use to take $10 off each month with restaurants and food delivery services, including Grubhub, the Cheesecake Factory, Goldbelly, Wine.com, and Five Guys.

Final Thoughts

This benefit isn’t new for the Chase Sapphire Reserve card, but it adds value to the new Chase Sapphire Reserve Business card. Though it could take effort to get value from the DoorDash benefits on both cards, they can help you save money on food each month. With up to $25 in monthly credits and free DashPass, these perks are easy to use once you get in the routine.