Advertiser Disclosure

Many of the credit card offers that appear on this site are from credit card companies from which we receive financial compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). However, the credit card information that we publish has been written and evaluated by experts who know these products inside out. We only recommend products we either use ourselves or endorse. This site does not include all credit card companies or all available credit card offers that are on the market. See our advertising policy here where we list advertisers that we work with, and how we make money. You can also review our credit card rating methodology.

The 9+ Best Credit Cards for Food Delivery Services in 2024 [DoorDash, Grubhub, Uber Eats & More]

Christine Krzyszton's image
Christine Krzyszton
Christine Krzyszton's image

Christine Krzyszton

Senior Finance Contributor

311 Published Articles

Countries Visited: 98U.S. States Visited: 45

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, deta...
Edited by: Keri Stooksbury
Keri Stooksbury's image

Keri Stooksbury

Editor-in-Chief

35 Published Articles 3222 Edited Articles

Countries Visited: 47U.S. States Visited: 28

With years of experience in corporate marketing and as the executive director of the American Chamber of Commerce in Qatar, Keri is now editor-in-chief at UP, overseeing daily content operations and r...
& Kellie Jez
Kellie Jez's image

Kellie Jez

Director of Operations & Compliance

6 Published Articles 1179 Edited Articles

Countries Visited: 10U.S. States Visited: 20

Kellie’s professional experience has led her to a deep passion for compliance, data reporting, and process improvement. Kellie’s learned the ins and outs of the points and miles world and leads UP’s c...

We may be compensated when you click on product links, such as credit cards, from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Upgraded Points: Expertise You Can Trust

Our seasoned and experienced team brings years of expertise in the credit card and travel sectors. Committed to integrity, we offer data-driven guides to help you find the card(s) that best fit your requirements. See details on our intensive editorial policies and card rating methodologies.

  • Content by Leading Industry Experts
  • Routine Updates and Fact-Checks
  • First-Hand Credit Card Experience
  • Shared Across 200+ Top Outlets
  • Methodical “U.P. Rating” System
  • 1040+ Expert Credit Card Guides

It’s a stark sign of recent times that ordering carryout has become as popular as dining out. And if you live in a metropolitan area, it’s likely you’re using food delivery services more than ever.

Who doesn’t enjoy the convenience of spending a few minutes on your phone placing a food order and then having your meal magically arrive at your doorstep? Hotel Tech Report, a leader in providing stats to the hospitality industry, tells us that 47% of American households have used a food delivery app.¹ Bloomberg Second Measure adds that the average DoorDash customer spends over $300 a quarter.²

If you’re one of many consumers finding yourself using food delivery services with greater frequency, you’re sure to find value in our article today.

We’re going to talk about how some popular reward-earning credit cards have teamed up with food delivery services to offer free or discounted memberships, statement credits for food delivery purchases, elevated rewards earning, money-saving offers, and additional perks.

Top Food Delivery Services

There are a lot of food delivery services in the marketplace right now, along with accompanying debates as to which one is best. According to CNET, a well-established technology media company, here are the most popular apps and services to top its list.³ Keep in mind that your favorite will likely depend on your geographic location and personal experience.

  • DoorDash — One of the most popular food delivery apps, you can order from local restaurants via your computer or smartphone.
  • Uber Eats — Just like the ride-sharing service, you can track your order in real-time when you order food delivery via the Uber app.
  • Postmates — As long as the restaurant you’re ordering from is open, you can request a food order delivery 24/7.
  • Grubhub/Seamless — With lots of promotions and discounts, plus the ability to use PayPal for your purchases, Grubhub and Seamless can be both cost-effective and convenient.
  • Delivery.com — More than just food delivery, Delivery.com delivers groceries, gifts, and more.

In addition to single-delivery pricing, most food delivery services offer subscriptions that allow you to pay a monthly fee and receive free delivery, reduced fees, and special offers.

Let’s now take a look at which credit cards offer food delivery service benefits you can use.

The 9+ Best Credit Cards for Food Delivery Services — Summary

Before we get to the details of the food delivery and restaurant benefits for the featured cards in our article today, let’s look at a high-level overview of how the cards compare.

SCROLL FOR MORE
CardWelcome Bonus and Annual FeeFood Delivery Service Benefits
Chase Sapphire Preferred® Card
  • Earn 75,000 points after spending $4,000 on purchases in the first 3 months.
  • Annual fee of $95
  • Complimentary DoorDash DashPass subscription (activate by December 31, 2024)
  • 3x points on dining
Chase Sapphire Reserve®
  • Earn 75,000 points after spending $4,000 on purchases in the first 3 months.
  • Annual fee of $550
  • Complimentary DoorDash DashPass subscription (activate by December 31, 2024). $5 monthly DoorDash credit for cardholder and authorized users
  • 3x points on dining
The Platinum Card® from American Express
  • Earn 80,000 points after spending $8,000 on purchases in the first 6 months.
  • Annual fee of $695 (rates & fees)
  • Up to $200 in Uber Cash each year
  • 1x points on dining
American Express® Gold Card
  • Earn 60,000 points when you spend $6,000 on purchases in the first 6 months.
  • Annual fee of $250 (rates & fees)
  • Up to $120 in dining credits
  • Up to $120 in Uber Cash each year
  • 4x points on dining
Capital One Savor Cash Rewards Credit Card
  • Earn $300 after spending $3,000 on purchases in the first 3 months.
  • Annual fee of $95
  • 4% cash-back on dining, including restaurants, cafes, bars, lounges, fast-food chains, and bakeries (food delivery services may code as dining)
  • 10% cash-back for Uber Eats purchases
  • Complimentary Uber One membership until November 14, 2024
Apple Card
  • No welcome offer available.
  • Annual fee of $0
  • 3% cash-back on Uber Eats
  • 2% cash-back on Apple Pay purchases
American Express® Green Card
  • Earn 40,000 points after spending $3,000 within the first 6 months.
  • Annual fee of $150
  • 3x points on dining, including takeout and delivery in U.S.
Chase Freedom Flex℠
  • Earn a $200 bonus after you spend $500 on purchases in your first 3 months.
  • Annual fee of $0
  • Complimentary 3-Month DoorDash DashPass subscription (activate by December 31, 2024)
  • 3x points on dining
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24%.
Chase Freedom Unlimited®
  • Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel, 4.5% on dining and drugstores, and 3% on all other purchases.
  • Annual fee of $0

The 5 Best Credit Cards for Food Delivery Services

Whether you use a food delivery service or purchase from a restaurant directly, it’s easy to earn rewards on your meal purchases.

If you spend a lot with food delivery services, selecting a card that earns big on those category purchases could make economic sense for realizing value in the form of cash-back, statement/account credits, or redeemable points.

Chase Sapphire Preferred Card — DoorDash DashPass & 3x Points

Chase Sapphire Preferred® Card
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.

A fantastic travel card with a huge welcome offer, good benefits, and perks for a moderate annual fee.
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's worth over $900 when redeemed through Chase Travel℠.
75,000 points
$1,500
$95
21.49%-28.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros
  • 5x points on all travel booked via the Chase Travel portal
  • 5x points on select Peloton purchases over $150 (through March 31, 2025)
  • 5x points on Lyft purchases (through March 31, 2025)
Cons
  • $95 annual fee
  • No elite benefits like airport lounge access or hotel elite status
  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s over $900 when you redeem through Chase TravelSM.
  • Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM. For example, 75,000 points are worth $937.50 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.
  • Member FDIC
Financial Snapshot
  • APR: 21.49%-28.49% Variable
  • Foreign Transaction Fees: None
Rewards Center

Chase Ultimate Rewards

Why the Card is Best for Food Delivery Services

  • DoorDash DashPass — Receive a complimentary DashPass subscription. If activated by December 31, 2023, the subscription is active through December 31, 2024. If activated during the 2024 calendar year, the subscription will be valid for 1 year from the date of activation.

Be sure to register your card with DoorDash to receive the related benefits.

Why We Like the Card Overall

Hot Tip: Use your Chase Sapphire Preferred card to purchase discounted Uber gift cards when on sale via the Shopping through Chase portal. You’ll save on Uber Eats food delivery purchases and receive elevated earnings on eligible purchases. 

Chase Sapphire Reserve Card — DoorDash DashPass & 3x Points

Chase Sapphire Reserve®
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.

A top player in the high-end premium travel credit card space that earns 3x points on travel and dining while offering top luxury perks.
Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's worth $1,125 when redeemed through Chase Travel℠.
75,000 points
$1,500
$550
22.49%-29.49% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-850)

If you’re looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve® is one of the best options out there.

The card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.  Plus it offers top-notch travel insurance protections to keep you covered whether you’re at home or on the road.

Don’t forget the $300 annual travel credit which really helps to reduce the annual fee!

Pros
  • 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually
  • 10x points on Lyft purchases March 31, 2025
  • 10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025
Cons
  • $550 annual fee
  • Does not offer any sort of hotel elite status
  • Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $1,125 toward travel when you redeem through Chase TravelSM.
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase TravelSM. For example, 75,000 points are worth $1125 toward travel.
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Member FDIC
Financial Snapshot
  • APR: 22.49%-29.49% Variable
  • Foreign Transaction Fees: $0
Rewards Center

Chase Ultimate Rewards

Why the Card is Best for Food Delivery Services

  • DoorDash DashPass — Receive a complimentary DashPass subscription. If activated by December 31, 2023, the subscription is active through December 31, 2024. If activated during the 2024 calendar year, the subscription will be valid for 1 year from the date of activation.
  • $5 Monthly DoorDash Credit —- Cardholders and authorized users can bank up to $15 in credits every 3 months with a total of $60 in credits annually.

Why We Like the Card Overall

  • 10x points on dining booked through Chase Dining, powered by Tock (including dine-in, takeout, and delivery)
  • 10x points on car rentals and hotels booked through Chase Travel
  • 10x points on Lyft (through March 31, 2025)
  • 10x points on Peloton equipment and accessory purchases over $250 (through March 31, 2025)
  • 5x points on airfare booked through Chase Travel
  • 3x points on all other travel
  • 3x points on all other dining
  • Complimentary Priority Pass Select membership with access to over 1,400 airport properties worldwide
  • $300 statement credit for travel purchases each card anniversary year
  • Redeem Ultimate Rewards points for 1.5 cents each via the Chase Travel portal or transfer to travel partners for potentially greater value
  • Primary car rental insurance and trip interruption/cancellation coverage
  • Purchase protection and extended warranty

Register your card with DoorDash before using the food delivery service. If you don’t have the card, you’ll want to check out all the reasons to consider the Chase Sapphire Reserve card.

Bottom Line: With a complimentary DoorDash DashPass subscription, the Chase Sapphire Preferred card and the Chase Sapphire Reserve card are great choices for food delivery service purchases. Just make sure you activate your subscription by December 31, 2024.

Amex Platinum Card — Uber Cash

BEST LOUNGE ACCESS
The Platinum Card® from American ExpressTerms Apply / Rates & Fees
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.
Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on the Card in your first 6 months of Card Membership.
80,000 points
$1,760
$695
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than The Platinum Card® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros
  • The best airport lounge access out of any card (by far) — enjoy access to over 1,400 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges, Plaza Premium Lounges, and many more!
  • 5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
  • 5x points per dollar spent on prepaid hotels booked with AmexTravel.com
Cons
  • $695 annual fee (rates and fees)
  • Airline credit does not cover airfare (only incidentals like checked bags)
  • Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. Apply and select your preferred metal Card design: classic Platinum, Platinum x Kehinde Wiley, or Platinum x Julie Mehretu.
  • Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel.
  • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings with American Express Travel when you pay with your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market. As of 03/2023.
  • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card®.
  • $200 Uber Cash: Enjoy Uber VIP status and up to $200 in Uber savings on rides or eats orders in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member only. Terms Apply.
  • $189 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $189 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
  • Receive either a $100 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 year period for TSA PreCheck® application fee for a 5-year plan only (through a TSA PreCheck® official enrollment provider), when charged to your Platinum Card®. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost.
  • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card®. That's up to $50 in statement credits semi-annually. Enrollment required.
  • Unlock access to exclusive reservations and special dining experiences with Global Dining Access by Resy when you add your Platinum Card® to your Resy profile.
  • $695 annual fee.
  • Terms Apply.
Financial Snapshot
  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None
Rewards Center

American Express Membership Rewards

Why the Card is Best for Food Delivery Services

  • Up to $200 in Uber Cash — Receive $15 in Uber Cash each calendar month with an additional bonus of $20 in December, up to $200 in Uber Cash each year. You must add your card to your Uber account to receive the credit. Uber Cash can be used for U.S. Uber rides and Uber Eats food delivery services or pickup.

Why We Like the Card Overall

Hot Tip: Be sure to check your Chase Offers or Amex Offers for DoorDash, Uber Eats, Boxed, or Grubhub bonus offers before making a purchase with your eligible card.

Amex Gold Card — Uber Cash, Dining Credits, 4x Points

BEST FOR DINING
American Express® Gold CardTerms Apply / Rates & Fees
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Learn More(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!
Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months.
60,000 points
$1,320
$250
See Pay Over Time APR
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)

The American Express® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year in purchases, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros
  • 4x points per dollar at restaurants, plus takeout and delivery in the U.S.
  • 4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year in purchases; and 1x thereafter
  • 3x points per dollar on flights purchased directly from airlines or at AmexTravel.com
Cons
  • Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.
  • Earn 4X Membership Rewards® Points at Restaurants, plus takeout and delivery in the U.S., and earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per calendar year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year.
  • $120 Dining Credit: Satisfy your cravings and earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar and select Shake Shack locations. Enrollment required.
  • Get a $100 experience credit with a minimum two-night stay when you book The Hotel Collection through American Express Travel. Experience credit varies by property.
  • Choose the color that suits your style. Gold or Rose Gold.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
Financial Snapshot
  • APR: See Pay Over Time APR
  • Foreign Transaction Fees: None
Rewards Center

American Express Membership Rewards

Why the Card is Best for Food Delivery Services

Register your card and receive $10 per month in statement credits for purchases with Grubhub/Seamless food delivery or with The Cheesecake Factory, Goldbelly, Wine.com, Milk Bar, and select Shake Shack locations.

Add your card to your Uber account and receive up to $10 per month in Uber Cash, up to $120 per year. Uber Cash can be used for U.S. Uber rides and Uber Eats.

Why We Like the Card Overall

  • 4x earnings at U.S. supermarkets, up to $25,000 in purchases per calendar year
  • 4x earnings at restaurants, including takeout and delivery
  • 3x earnings on flights purchased directly with the airline or at AmexTravel.com
  • Earns flexible Membership Rewards that can be transferred to the American Express transfer partners for potentially increased value
  • Travel and shopping benefits/protections

Bottom Line: Chase has partnered with DoorDash to offer food delivery service benefits, while Amex aligns with Uber Eats. However, both issuers offer several card options that earn elevated rewards for restaurant and dining purchases.

Capital One Savor Card — Uber One Membership, 10% Cash-back

Capital One Savor Cash Rewards Credit Card
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the in's and out's of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

An excellent cash-back card that offers rewards for categories like dining, entertainment, popular streaming services, and grocery stores. (Information collected independently. Not reviewed by Capital One.)

An excellent cash-back card that offers rewards for categories like dining, entertainment, popular streaming services, and grocery stores. (Information collected independently. Not reviewed by Capital One.)
Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening.
$300
$95
20.74%-28.74% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent (740-850)

 

When it comes to rewards credit cards, you can break up most savvy consumers into 2 camps: those who prefer travel rewards and those who prefer cash-back.

Both options can be very lucrative to you and your wallet, especially if you’re using the right card. For those who fall in the “cash is king” camp, you’ll likely find the Capital One Savor card quite compelling.

Pros
  • 10% cash-back on Uber and Uber Eats
  • 8% cash-back on Capital One Entertainment
  • 5% cash-back on hotels and rental cars booked through Capital One Travel
Cons
  • $95 annual fee
  • This is strictly a cash-back card, so it features no travel rewards like other cards offer
  • Earn a one-time $300 cash bonus after you spend $3,000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining, entertainment, and popular streaming services, 3% at grocery stores and 1% on all other purchases.
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
  • Earn 8% cash back on Capital One Entertainment.
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn.
Financial Snapshot
  • APR: 20.74%-28.74% Variable
  • Foreign Transaction Fees: 

Why the Card is Best for Food Delivery Services

The Capital One Savor card earns 10% cash-back on Uber and Uber Eats purchases, as well as 4% cash-back on dining, including restaurants, cafes, bars, lounges, fast-food chains, and bakeries (food delivery services may code as dining).

Cardholders can also enroll in a complimentary Uber One membership through November 14, 2024.

Why We Like the Card Overall

  • 8% cash-back on Capital One Entertainment
  • 5% cash-back on hotels and rental cars booked through Capital One Travel
  • 4% cash-back on entertainment and popular streaming services
  • 3% cash-back at grocery stores
  • 1% cash-back on all other purchases
  • Roadside assistance and secondary rental car insurance
  • Purchase protection/price protection/extended warranty
  • No foreign transaction fees

Additional Credit Card Options for Food Delivery

You don’t have to use a food delivery service to earn rewards on restaurant food purchases.

Several rewards cards offer elevated earnings on dining purchases that would, in turn, apply to food delivery services and carry-out or delivery orders purchased directly from the restaurant.

In addition to the cards we mentioned earlier, you can receive bonus earnings at restaurants with these cards:

  • Apple Card — earn 3% cash-back on Uber Eats and 2% cash-back on Apple Pay purchases
  • Amex Green card — earn 3x points at restaurants, including takeout and delivery in the U.S.

For more ways to earn rewards on dining, you’ll want to review our list of the best credit cards for restaurants and dining.

Hot Tip: Bank of America cardholders are eligible for a free year of Grubhub+.

Additional Chase Cards With DoorDash DashPass Benefits

Several additional Chase cards also come with DoorDash benefits.

Complimentary 3-Month DoorDash DashPass

The following Chase cards offer a free 3-month DashPass subscription, plus an additional 9 months at 50% off:

After the 3-month period, you’ll be auto-enrolled at a 50% discount ($4.99 per month) in DashPass for another 9 months. After that, the membership will be auto-enrolled at full price.

Hot Tip: Both the Freedom Flex card and Freedom Unlimited card also earn 3% cash-back on dining.

The free DashPass subscription, which must be activated by December 31, 2024, is not reason alone to select one of these Chase cards, but is a nice benefit considering that none of these cards charges an annual fee.

Complimentary 12-Month DoorDash DashPass

The following co-branded cards come with free DashPass benefits for 12 months after activation:

You must activate the membership by December 31, 2024.

World and World Elite Mastercards

All U.S. World and World Elite Mastercard members will receive $5 off each month until September 30, 2023.

Those cardholders who are not yet members can register for a complimentary 3-month DashPass membership.

Final Thoughts

Food delivery services are convenient, but they can also be expensive. By using a card that offers a subscription for free delivery, statement credits for purchases, special discounts, credit card welcome bonus, or elevated rewards earning, you can reduce the overall cost of using these services.

Another way to save is to check with your favorite restaurant first to see if they deliver, as many do. If you can make your purchase directly with the eating establishment, you may save on delivery charges and extra fees. In addition, you’ll be supporting local businesses — especially small businesses — with direct revenue. We’ve included the associated earnings on dining for our featured cards. Plus, many credit cards offer restaurant purchases as a bonus category, so you’ll still be earning elevated rewards on your purchase.

Food delivery service benefits alone are not a reason to select a specific credit card, but knowing which cards offer the benefits, and using those cards for your purchase, could put dollars back in your wallet.

For the car rental collision damage coverage benefit of The Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car rental loss or damage coverage is offered through American Express Travel Related Services Company, Inc. For the trip cancellation and interruption insurance benefits of The Platinum Card® from American Express, eligibility and benefit level varies by card. Terms, conditions and limitations apply. Visit americanexpress.com/benefitsguide for more details. Underwritten by New Hampshire Insurance Company, an AIG Company.

The information regarding the Capital One Savor Cash Rewards Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 
The information regarding the Apple Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the American Express® Green Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Chase Freedom Flex℠ was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Chase Slate® Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Boundless® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Marriott Bonvoy Bold® Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding The Ritz-Carlton™ Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding The World of Hyatt Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the United Club℠ Business Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.
The information regarding the Chase Freedom Rise℠ Credit Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer. 

For rates and fees of The Platinum Card® from American Express, click here.
For rates and fees of the American Express® Gold Card, click here.

Frequently Asked Questions

Which is the best credit card for food delivery services?

The credit card with the best food delivery service benefits may be either the Amex Platinum card with its $200 in Uber Cash each year that can be used for Uber Eats or the Chase Sapphire Reserve card with its free DoorDash DashPass subscription and $5 in monthly credits.

However, the best card for you will be the one with overall earnings that match your spending mix, has an annual fee you are willing to pay, redemption options you prefer, and an overall benefits package that provides value.

What is considered credit card dining?

The establishments that are considered bonus category merchants for earning elevated rewards on dining purchases are those that have chosen to identify themselves as restaurants and have an associated merchant code with the card issuer.

For example, a restaurant located in a hotel may not categorize as a restaurant. A cafe located in a department store may also not qualify as a restaurant. Restaurants that use Square payment processing have been known not to code as a restaurant.

Most restaurants, fast food establishments, bars, coffee shops, and cafes will code appropriately but there can be exceptions, like those mentioned.

How does the DoorDash DashPass work?

DoorDash is a technology company that facilitates door-to-door food delivery for a fee. You can place your order for local restaurant food via a smartphone app and have it delivered to the address of your choosing.

You can pay for food delivery and fees each time you use the app or you can purchase a subscription. The DashPass subscription includes free delivery and reduced fees to DoorDash and sister-company Caviar.

Select Chase credit cards come with a complimentary or discounted DoorDash DashPass subscription.

Can I use Uber Cash for Uber Eats?

Yes, Uber Cash that you have in your Uber account can be used for Uber Eats. When you place an order via the Uber Eats app, select Uber Cash as the payment method before you submit your order.

Christine Krzyszton's image

About Christine Krzyszton

Christine ran her own business developing and managing insurance and financial services. This stoked a passion for points and miles and she now has over 2 dozen credit cards and creates in-depth, detailed content for UP.

INSIDERS ONLY: UP PULSE

Deluxe Travel Provided by UP Pulse

Get the latest travel tips, crucial news, flight & hotel deal alerts...

Plus — expert strategies to maximize your points & miles by joining our (free) newsletter.

We respect your privacy. This site is protected by reCAPTCHA. Google's privacy policy  and terms of service  apply.

Deluxe Travel Provided by UP Pulse
DMCA.com Protection Status