Citi® Secured Mastercard® Review

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"A no annual fee credit card that helps you build your credit when used responsibly.."

A great option for those with little or no credit history and can help you build your credit.

The information regarding the Citi® Secured Mastercard® was independently collected by Upgraded Points and was not provided nor reviewed by the issuer 

Card Snapshot

  • Welcome Bonus & Info (Partner Content)
    • The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
    • Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
    • Use your card anywhere Mastercard® is accepted – worldwide.
    • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
    • Get help staying on track with Auto Pay and account alerts.
    • With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
    • Manage your account 24/7 online, by phone, or in our mobile app.
    • The standard variable APR for Citi Flex Plan is 22.49%. Citi Flex Plan offers are made available at Citi’s discretion.

Card Fees

  • Annual Fee
    • $0
    • A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
  • Interest Rates
    • 22.49% Variable
  • Balance Transfers
    • 22.49% Variable
  • Cash Advance APR
    • 25.24% Variable
Alex Miller

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned millions of travel points and miles, mainly through maximizing credit card sign-up bonuses and taking every opportunity to earn the most points possible on each dollar spent.

Disclaimer: Any comments listed below are not from the bank advertiser, nor have they been reviewed or approved by them. No responsibility will be taken by the bank advertiser for these comments.

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