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Citi® Secured Mastercard® — Review [2023]

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"A no annual fee credit card that helps you build your credit when used responsibly.."

A great option for those with little or no credit history and can help you build your credit.

Alex Miller

- Updated: February 21, 2023, 11:44am CST

The information regarding the Citi® Secured Mastercard® was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Citi Secured Card — Snapshot

Welcome Bonus & Info (Partner Content)
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
- Use your card anywhere Mastercard® is accepted – worldwide.
- A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
- Get help staying on track with Auto Pay and account alerts.
- With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
- Manage your account 24/7 online, by phone, or in our mobile app.
Card Categories:
- Credit Card Reviews
- Credit Cards with No Annual Fee

Citi Secured Card — Fees

Interest Rates
- 26.74% Variable
Late fees
- Up to $41
Balance Transfers
- 26.74% Variable
Cash Advance APR
- 29.49% Variable

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent.