Citi Simplicity^® Card — Review [2024]

Name: Citi Simplicity® Card — Review [2024]
Item: Citi Simplicity® Card
Rating: 4
Author: Alex Miller

Updated: November 15, 2024, 9:21am CST

Edited by:

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Citi Simplicity^® Card

U.P. Rating

Welcome Offer
None
Annual Fee
$0
APR
0% Intro APR for 21 months on balance transfers and 0% Intro APR for 12 months on purchases. After that the variable APR will be 18.49% to 29.24%, Note that the intro APR on purchases is limited to 12 months from the date of account opening.

Citi Simplicity^® Card

U.P. Rating

Card Details

Card Snapshot

Welcome Bonus & Info

No Late Fees, No Penalty Rate, and No Annual Fee… Ever
0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 18.49% to 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
There is an introductory balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for balances transfers completed within 4 months of account opening.
Stay protected with Citi^® Quick Lock