Discover it® Cash Back Card – Full Review

Name: Discover it® Cash Back Card – Full Review
Item: Discover it® Cash Back Card
Rating: 4.5
Author: Alex Miller

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"Earn 5% on everyday purchases"

Learn More (at Discover's secure site)

Alex Miller

- Updated: May 8, 2023, 5:00am CDT

The information regarding the Discover it® Cash Back Card was independently collected by Upgraded Points and not provided nor reviewed by the issuer.

Discover it - Snapshot

Welcome Bonus & Info (Partner Content)
- Intro Offer: Get an unlimited dollar-for-dollar match of all the cash back you’ve earned at the end of your first year.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
- Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Redeem cash back in any amount, any time. Rewards never expire.
- Use your rewards at Amazon.com checkout.
- No annual fee.
- Discover is accepted nationwide by 99% of the places that take credit cards.

Discover it - Fees

Foreign Transaction Fees
None
Interest Rates
- 0% for 15 months from date of account opening.
- After the intro APR expires, regular APR will be 11.99% - 22.99% variable.
Late fees
- None the first time you pay late. After that, up to $40
Balance Transfers
- 0% for 15 months from date of first transfer.
- After the intro APR expires, regular APR will be 11.99% - 22.99% variable.
Cash Advance APR
- 24.99% variable

Alternative Cards

We’ve compared the Discover Cash Back card to another popular card:

Discover Cash Back card vs. Chase Freedom Flex℠

About Alex Miller

Alex has been traveling for over 25 years and from a young age was lucky enough to set out on numerous family trips all over the world, which gave him the travel bug. Alex has since earned tens of millions of travel points and miles, mainly through maximizing every opportunity to earn the most points possible on each dollar spent.