DoorDash Rewards Mastercard: Full Review [2025]

Great Card If

• You frequently order from DoorDash and dine out.
• You want a dining rewards card with no annual fee.

Don’t Get If

• You seldom order from DoorDash.
• You want a card that earns transferable rewards.

DoorDash Rewards Card: Is It Worth It?

The DoorDash Rewards card is a very interesting card for foodies who are looking to optimize their dining expenses.

With the card, you earn an unlimited 4% cash-back on DoorDash orders (including restaurants, groceries, pet suppliers, retail items, and more), 3% back on dining purchased directly at a restaurant, and 2% back at grocery stores online or in person, all for no annual fee.

Plus, the card comes with a complimentary year of DoorDash DashPass, a $96 value, which offers zero delivery fees, reduced service fees, and exclusive benefits on every eligible order. While this benefit is only for the first year you hold the card, you can extend it each year with $10,000 in annual card spend.

DoorDash Rewards Card Top Benefits

The DoorDash Rewards card is great at earning cash-back with no annual fee, but here is what else it can offer you:

• Monthly 10% Off Select Orders: Get 10% off 1 convenience, grocery, alcohol, retail, or DashMart order every month. Offer valid through December 31, 2024.
• Purchase Protection: Purchases made with your card are covered for 120 days against damage or theft up to $500 per claim and $50,000 per account.
• Extended Warranty Protection: This extends eligible warranties of 3 years or less of items purchased with your card by 1 additional year.
• Trip Cancellation and Interruption Insurance: Trips cut short or canceled for a covered reason like sickness, severe weather, or other covered situations, can be reimbursed up to $1,500 per person and $6,000 per trip for your prepaid, nonrefundable passenger fares.
• Rental Car Insurance: Secondary rental car coverage is provided for theft and collision damage for most cars in the U.S. and abroad.
• No Foreign Transaction Fees: Freely use your card overseas for your dining purchases to keep racking up cash-back without paying any foreign transaction fees.

Best Ways To Earn and Redeem Cash-Back Rewards

Since the DoorDash Rewards card is clearly a food-focused card, make it your go-to card for all of your grocery, restaurant, and DoorDash orders to earn between 2% and 4% cash-back on these purchases.

Once you’re ready to redeem your cash-back rewards, you can use them to pay during checkout on your DoorDash orders, as a statement credit or direct deposit into your checking or savings account, or even toward gift cards with select merchants.

Alternative Cards to the DoorDash Rewards Card

Capital One Savor Cash Rewards Credit Card

If you’re primarily interested in a cash-back card with no annual fee that offers rewards for food purchases, the Capital One Savor card can be a great choice (rates & fees).

Not only does it offer 3% cash-back on dining (including delivery services like DoorDash) and groceries (excluding superstores like Walmart and Target), it also offers 3% cash-back on popular streaming services and entertainment purchases, plus 5% back on hotels and rental cars booked through Capital One Travel.

Chase Sapphire Preferred^® Card

If you like the idea of earning rewards on all of your food and dining expenses but also want a travel-focused card that earns transferable rewards, then you should consider the Chase Sapphire Preferred card.

With it, you earn 3x points on dining (including delivery services), on online grocery orders, and on select streaming services. You also earn 2x points on travel purchases worldwide, 5x points on Lyft rides, and 5x points on travel purchased through Chase Travel.

Plus, the card offers access to the Chase transfer partners, solid travel and purchase protections, the ability to redeem your points for 25% more through Chase Travel, a $50 annual statement credit for hotel purchases through Chase Travel, and even a 12-month complimentary DoorDash DashPass membership.

Final Thoughts

The DoorDash Rewards Mastercard is a card to consider if you love food and find yourself ordering delivery or takeout or going to restaurants a lot.