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United Credit Cards: How To Use the United Hotels and Renowned Hotels and Resorts Credits [2025]

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Jessica Merritt
Updated: 
Edited by: Michael Y. Park
& Jestan Mendame
United Credit Cards: How To Use the United Hotels and Renowned Hotels and Resorts Credits [2025]
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In March 2025, big changes came to United’s lineup of credit cards, including the addition of hotel statement credits to nearly every United card. Depending on your card, you can get up to $200 annually in hotel credits when you book through United Hotels or Renowned Hotels and Resorts. These credits can help offset the cost of your stay and, in some cases, unlock luxury hotel perks.

Read on to see how these hotel credits work, how to use them, and whether they’re worth using. If you’re considering applying for a new United card or want to make the most of the card you have, understanding these credits can help you maximize value.

What Is United Hotels?

United Hotels is a hotel booking platform powered by Hotels.com and branded for United Airlines. You can use United Hotels to book hotel stays and access exclusive deals through your MileagePlus account. You earn 2x MileagePlus miles and can use your miles to book a stay, pay with miles, or use a combination of miles and money.

United Hotels homepage
Hotels.com powers United Hotels, and you can use your MileagePlus account to earn and redeem miles for hotel stays. Image Credit: United Hotels

What Is Renowned Hotels and Resorts?

Renowned Hotels and Resorts is a hotel booking program exclusive to select United cardmembers. It offers a curated collection of hotels and resorts, and eligible cardholders can take advantage of premium benefits during their stay.

Key benefits of Renowned Hotels and Resorts include:

  • Daily breakfast for 2
  • $100 property credit toward dining, spa services, or other on-site activities
  • Complimentary room upgrade upon arrival, subject to availability
  • Early check-in and late checkout when available
  • Complimentary Wi-Fi

The Renowned Hotels and Resorts program is similar to The Hotel Collection and Fine Hotels & Resorts from Amex and The Edit by Chase Travel.

Renowned Hotels Resorts homepage
Like with United Hotels, you can earn and use MileagePlus miles for your stay with Renowned Hotels and Resorts. Image Credit: Renowned Hotels and Resorts
» Related: Chase Now Listing ‘Renowned Hotels & Resorts’ Benefit on United Credit Cards — What Is It?

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United Cards With Hotel Statement Credits

Several United cards offer hotel statement credits from United Hotels or Renowned Hotels and Resorts. The credits range from $100 with United Hotels to $200 with Renowned Hotels and Resorts.

The only United card without a United hotel statement credit is The New United Gateway℠ Card, which has a $0 annual fee.

» Related: Big Changes to Chase’s United Airlines Personal Credit Cards: New Perks, Higher Annual Fees

United Club Infinite Card and United Club Business Card

The United Club Infinite card and United Club Business card are the highest tier of United co-branded cards. With these cards, you get United Club access, free checked bags, Premier Access travel services, hundreds of dollars in annual partner credits, and more. Both cards earn 5x total miles on prepaid hotel stays purchased with United Hotels.

Though these cards offer excellent value in rewards and benefits, cardholders pay high annual fees for the privilege of holding either card. The United Club Infinite card has a $695 annual fee, and the United Club Business card also has a $695 annual fee.

Both cards offer up to $200 in annual credits for Renowned Hotels and Resorts.

In addition to the hotel credit, the United Club Infinite card and the United Club Business card each offer up to $150 in ride-sharing credits, up to $240 in Instacart credits, up to $100 in United travel credits on Avis or Budget purchases, and up to $200 in credit for JSX purchases annually. The United Club Business card also offers up to $50 in United FareLock credits annually.

DEBUT OFFER
The New United Club℠ CardTerms Apply / Rates & Fees
The New United Club℠ Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.

Apply Now(at Chase's secure site)
The New United Club℠ Card
Perfect for frequent United flyers who want premium perks like United Club access and free baggage benefits.
Earn 95,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
95,000 miles
$1,140
$695
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Excellent
Why We Like This Card

The New United Club℠ Card is a premium card designed for the most dedicated of United frequent flyers who are looking for a card that provides the opportunity to earn extra United MileagePlus miles and receive lounge access via a yearly United Club membership.

United frequent flyers will find that the United Club card provides an enhanced experience on their United flights thanks to the money saved on each flight and the conveniences it provides.

Pros & Cons
Pros
  • 4x miles per $1 on United purchases
  • 2x miles per $1 on travel and dining purchases
  • Complimentary United Club membership
Cons
  • $695 annual fee
  • Does not earn transferable rewards
Read Full Review
Card Highlights
  • Debut Offer: Earn 95,000 bonus miles
  • 4x miles on United® purchases
  • 2x miles on dining and all other travel
  • 1x mile on all other purchases
  • United Club℠ membership - at least a $750 value
  • Free first and second checked bags - a savings of up to $360 per roundtrip (terms apply) - and Premier Access® travel services
  • Earn a 10,000-mile award flight discount after $20,000 in purchases - up to two times each calendar year
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None
DEBUT OFFER
The New United Club℠ Business Card
The New United Club℠ Business Card
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U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Club Business card is a great option for frequent United flyers looking for United Club access.

The New United Club℠ Business Card
The United Club Business card is a great option for frequent United flyers looking for United Club access.
Earn 125,000 United MileagePlus Miles after spending $5,000 on qualifying purchases in the first three months of opening an account.
125,000 miles
$1,500
$695
20.99%–27.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent (670-850)
Why We Like This Card

The New United Club℠ Business Card is a premium card option for dedicated United loyalists seeking a card that offers complimentary United Club access, helps them earn and retain status, and doesn’t skip on the benefits.

From free checked bags to upgrades on award tickets and the ability to earn Premier qualifying points, there is plenty to the United Club Business card that United flyers are sure to love.

Pros & Cons
Pros
  • 2x miles per $1 spent on United purchases
  • 1.5x miles per $1 spent on all other purchases
  • Complimentary United Club membership
Cons
  • $695 annual fee
  • Earning rate for United purchases is poor compared to other United cards
Read Full Review
Card Highlights
  • Earn 125,000 United MileagePlus Miles after spending $5,000 on qualifying purchases in the first three months of opening an account
  • Earn 2x miles on United purchases
  • Earn 1.5x miles on all other purchases
  • Earn 5x miles on stays purchased through Renowned Hotels and Resorts for United® Cardmembers
  • Employee cards at no additional cost
  • United Club℠ membership included – at least a $750 value per year – with the ability to unlock United Club All Access Membership
  • Earn 2 global Economy Plus® seat upgrades each year
  • Free first and second checked bags for you and a companion, save up to $320 per round-trip
  • Up to $50 in credits on United FareLock purchases annually
  • Up to $200 in credits on Renowned Hotels and Resorts for United® Cardmembers annually
  • Up to $150 in credits on rideshare purchases annually
  • Up to $100 in United travel credits on Avis or Budget purchases annually
  • Up to $200 in credits on JSX purchases annually
  • 25% back on United inflight purchases
  • No foreign transaction fees
  • Complimentary Instacart+ Membership (terms apply)
  • Up to $240 in Instacart credits annually (terms apply)
Financial Snapshot
  • APR: 20.99%–27.99% Variable
  • Foreign Transaction Fees: $0

United Quest Card

The premium United Quest card offers some of the benefits of the United Club cards but has a lower annual fee. United Quest cardholders get free checked bags, award flight discounts, limited upgrades, priority boarding, and hundreds of dollars in partner credits.

The United Quest card annual fee is about half that of the United Club cards at $350. It’s a good balance if you’re looking for United perks and annual statement credits but don’t need United Club access.

Cardholders get up to $150 in Renowned Hotels and Resorts credits annually.

The card also offers a $200 United travel credit, up to $100 in ride-sharing credits, up to $180 in Instacart credits, up to $80 in United travel credits on Avis or Budget purchases, and up to $150 in JSX credits annually. Cardholders earn 5x total miles on prepaid hotel stays purchased with United Hotels.

DEBUT OFFER
The New United Quest℠ CardTerms Apply / Rates & Fees
The New United Quest℠ Card
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U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.

Apply Now(at Chase's secure site)
The New United Quest℠ Card
The United Quest card is a fantastic option for United flyers looking to earn more miles and enhance their flights.
Earn 90,000 United MileagePlus Miles and 500 PQP after spending $4,000 on purchases in the first 3 months of opening an account.
90,000 miles + 500 PQP
$1,080
$350
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

Enter: The New United Quest℠ Card. With it, you can bolster your United MileagePlus miles, thanks to the bonus categories, while enjoying the card’s many perks designed to help save you money on each United flight.

With an annual fee that falls between The New United℠ Explorer Card and The New United Club℠ Card, the United Quest card makes for a fantastic card option for United frequent flyers.

Pros & Cons
Pros
  • 5x miles on stays through Renowned Hotels and Resorts
  • 3x miles per $1 on United purchases
  • 2x miles per $1 spent on travel, dining, and select streaming services
Cons
  • Does not earn transferable rewards
  • Does not offer airport lounge access
Read Full Review
Card Highlights
  • Debut Offer: Earn 90,000 bonus miles and 500 PQP
  • 3x miles on United® purchases
  • 2x miles on all other travel, dining, and select streaming services
  • 1x mile on all other purchases
  • Receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary (terms apply)
  • Earn a 10,000-mile award flight discount after spending $20,000 each calendar year
  • Earn 2 global Economy Plus® seat upgrades after spending $40,000 each calendar year
  • Get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None

United Explorer Card and United Business Card

The midlevel United Explorer card and United Business card pack a lot of value with reasonable annual fees.

  • United Explorer card: $0 intro annual fee for the first year, then $150
  • United Business card: $150

With the United Explorer card and United Business card, cardholders get priority boarding, a first checked bag free on every flight, 2 United Club one-time passes each year, and hundreds in partner credits. Both cards earn 5x total miles on prepaid hotel stays purchased with United Hotels.

Both cards offer up to $100 in United Hotels credits annually.

The United Explorer card offers a $100 United travel credit for spending $10,000 in a calendar year. In addition to the hotel credit, you can get up to $60 in ride-sharing credits, up to $50 in United travel credits for Avis or Budget purchases, up to $120 in Instacart credits, and up to $100 in JSX credits annually.

Each year, United Business cardholders can earn a $125 United travel credit after making 5 United purchases of $100 or more. Annual credits beyond the hotel credit include up to $100 on ride-sharing purchases, up to $120 for Instacart, up to $50 in United travel credit on Avis or Budget purchases, and up to $100 in JSX credits.

DEBUT OFFER
The New United℠ Explorer CardTerms Apply / Rates & Fees
The New United℠ Explorer Card
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U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.

Apply Now(at Chase's secure site)
The New United℠ Explorer Card
With priority boarding privileges, no foreign transaction fees and more, MileagePlus members will definitely enjoy their partnered card.
Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
80,000 miles
$960
$150
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

You travel United all the time, but you have heard that there could be ways to make your travel experiences even better, including priority boarding, free bags, and more miles.

You should consider The New United℠ Explorer Card, because this card does all that and more!

Pros & Cons
Pros
  • 5x total miles per $1 on hotel stays through United Hotels
  • 2x miles per $1 on United purchases, dining purchases (including delivery services), and hotel stays
  • 1x mile per $1 on all other purchases
Cons
  • $0 intro annual fee for the first year, then $150
  • Does not earn transferable rewards
Read Full Review
Card Highlights
  • Debut Offer: Earn 80,000 bonus miles
  • $0 introductory annual fee for the first year, then $150
  • 2x miles on United® purchases, dining, and hotel stays when booked with the hotel
  • Enjoy priority boarding privileges and visit the United Club℠ with 2 one-time passes each year for your anniversary
  • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply.
  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
  • Earn a $100 United travel credit after spending $10,000 on purchases with your United℠ Explorer Card within a calendar year
  • Over $400 in partner credits each year
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None
Rewards Center

United MileagePlus Frequent Flyer Program

DEBUT OFFER
The New United℠ Business CardTerms Apply / Rates & Fees
The New United℠ Business Card
Star rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating iconStar rating icon
U.P. Rating 
The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

A business card from Chase for United loyalists with benefits such as free checked bags and discounts on inflight purchases.

Apply Now(at Chase's secure site)
The New United℠ Business Card
A business card from Chase for United loyalists with benefits such as free checked bags and discounts on inflight purchases.
Earn 125,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
125,000 miles
$1,500
$150
20.49% - 28.99% Variable
Upgraded Points credit ranges are a variation of FICO®Score 8, one of many types of credit scores lenders may use when considering your credit cardapplication.
Good to Excellent
Why We Like This Card

The New United℠ Business Card is a compelling option for traveling business owners that are also frequent United flyers. Not only will this Chase business card help you earn more United miles, but it also offers great perks such as free checked bags, priority boarding, a discount on inflight purchases, and much more.

Pros & Cons
Pros
  • 2x miles per $1 on United purchases
  • 2x miles per $1 on dining
  • 2x miles per $1 at gas stations and office supply stores, and on local transit and commuting
Cons
  • Doesn’t earn transferable rewards
  • Other United cards are more rewarding for United purchases
Read Full Review
Card Highlights
  • Debut Offer: Earn 125,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
  • $150 Annual Fee.
  • 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.
  • 1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster.
  • Receive a 5,000-mile "better together" bonus each anniversary when you have both the United℠ Business Card and a personal Chase United® credit card.
  • Enjoy a free first checked bag - a savings of up to $160 per roundtrip (terms apply), 2 United Club℠ one-time passes per year, and priority boarding privileges.
  • Receive a $125 United travel credit after making 5 United® flight purchases of $100 or more each calendar year with your United℠ Business Card.
  • Member FDIC
Financial Snapshot
  • APR: 20.49% - 28.99% Variable
  • Foreign Transaction Fees: None
Bottom Line:

With select United credit cards, you can get hotel credits of up to $100 to $200 annually. The more premium the card, the higher the credit — and the better the hotel perks.

How To Use United Hotels Statement Credits

Using an eligible United credit card (United Explorer card or United Business card) to book United Hotels stays, you can receive up to $100 in statement credits each year. The credits are available $50 at a time, offering a $50 statement credit for your first 2 United Hotels stays of $50 or more.

Here’s how to use your credit:

  • Book with United Hotels exclusively.
  • Pay with your eligible United card.
  • Get a $50 statement credit for your first 2 hotel stays of $50 or more.

The credit is automatic, and no enrollment is required. Your credit automatically applies to your account after an eligible purchase, but it could take up to 6 to 8 weeks to process. The benefit is based on your cardmember year, not the calendar year, and your account must be in good standing to apply the credit.

How To Use Renowned Hotels and Resorts Statement Credits

With the United Quest card, United Club Infinite card, and United Club Business card, you get up to $200 in Renowned Hotels and Resorts statement credits annually. The United Quest card has a $150 annual credit for Renowned Hotels and Resorts, and both United Club cards have $200 annual credits for the hotel program.

Here’s how you can use this benefit:

  • Book through the Renowned Hotels and Resorts for United cardmembers platform via Chase Travel
  • Use your eligible card.
  • Receive up to $150 or $200 as a statement credit, depending on which card you have.

Unlike the United Hotels credit, you can use your full statement credit at once. You don’t need to break it into $50 segments.

Like the United Hotels credit, the Renowned Hotels and Resorts statement credit is automatic and doesn’t require enrollment. It’s based on your cardmember year, and your account must be in good standing. It could take up to 6 to 8 weeks to see your credit.

When you book through Renowned Hotels and Resorts, you also get elite-style benefits, including free breakfast, a $100 property credit, space-available room upgrades, early check-in and late checkout when available, and complimentary Wi-Fi.

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Are the United Hotel Credits Worth It?

United credit card hotel credits can help you get more value out of your card, especially if you already book travel through United Hotels or Renowned Hotels and Resorts or you don’t mind using a third-party booking platform. With up to $200 in hotel credits annually, there’s potential for meaningful savings every year.

That said, you have to actively use the credits to get value from them. If you favor direct bookings with hotel brands to earn points or use elite status perks, you might find these credits cumbersome to use. If you’re booking independent hotels or properties where elite perks don’t matter, it can be a reasonable trade-off to trigger a $50 credit for a stay with United Hotels.

The Renowned Hotels and Resorts credit can offer more value if you like luxury stays. While these bookings are through a third-party site, you get elite-like perks that can make it worthwhile to use your credit. Just remember you’ll be on the hook for the difference if your booking exceeds the credit. So if your stay is $450 and you have a $200 credit, you’d pay $250 out of pocket.

Final Thoughts

Hotel statement credits are now a feature of many United credit cards, and cardholders can use them to recoup some of their annual fee. Though you’re required to book through specific platforms — United Hotels or Renowned Hotels and Resorts — the potential value is solid.

Featured Image Credit: Juan Ruiz

Frequently Asked Questions

Do the United hotel statements require enrollment?

No, you don’t need to enroll to get a United hotel statement credit. The credits apply automatically when you make eligible purchases using your qualifying United credit card.

Can I use the United hotel on any booking?

No, the credit is only valid when you book stays through United Hotels or Renowned Hotels and Resorts, depending on your card. Bookings made through other platforms or directly with hotels won’t qualify, even if you use your United card.

Can I earn miles and still get the credit?

You can earn United MileagePlus miles for hotel bookings with United Hotels and Renowned Hotels and Resorts. Though you won’t earn miles for the portion refunded as a statement credit, you will earn miles for any hotel costs that exceed your credit.

How long does it take to get a United hotel statement credit?

It can take up to 6 to 8 weeks to see the credit post to your account. Also, the transaction must post within your cardmember year, not the calendar year, to count toward that year’s credit.

Can I split the United hotel credit across multiple bookings?

With United Hotels, the credit is issued as 2 $50 credits, so you must make 2 separate bookings of at least $50 to use the full $100. You can use the entire credit in 1 booking with Renowned Hotels and Resorts. If you don’t use the full credit, you can use the rest on another booking within the same cardmember year.

Jessica Merritt's image

About Jessica Merritt

A long-time points and miles student, Jessica is the former Personal Finance Managing Editor at U.S. News and World Report and is passionate about helping consumers fund their travels for as little cash as possible.

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