How To Earn 100k+ Southwest Rapid Rewards Points [in 90 Days]

Earn 120k Southwest Rapid Rewards Points

Whether you want to fly to the U.S., Mexico, Central America, or the Caribbean, Southwest has you covered as the biggest low-cost carrier in the world.

If you love to fly free (who doesn’t?!), join the Southwest Rapid Rewards loyalty program! You’ll earn points for flights, shopping, dining, and more that you can redeem for free travel.

The more points you can earn, the better. In this guide, we’re going to show you how it’s possible to earn over 100,000 Rapid Rewards points in no time.

Why Would You Want to Earn 100k Points?

During peak travel season, Southwest has more than 3,900 daily departures. That’s a ton of flights to choose from when redeeming all your Rapid Rewards points!

With so many points to spend, you may want to experience a domestic flight with the best seats on the plane in Business Select.

Plus, those 100k+ points will really come in handy for earning a Companion Pass!

Southwest Mexico vacation
Qualify for a Companion Pass (perfect for your next family vacation!) when you reach 110,000 points.

1. Apply for Travel Rewards Credit Cards

Use travel rewards credit cards to effortlessly accrue Rapid Rewards points. 

Sign up for Chase Ultimate Rewards credit cards to earn points that can be transferred to Rapid Rewards. There are 6 Chase UR credit cards; make sure you have at least 1 of the travel rewards cards in order to transfer points to loyalty program partners.

Recommended Chase Cards (Personal)

Chase Sapphire Preferred® Card

(Our #1 rewards card).
  • 50,000 bonus points.
  • That's $625 toward travel when you redeem through
    Chase Ultimate Rewards.
  • 2X points on travel and dining at restaurants worldwide.
  • $0 Foreign Transaction Fees.
  • Annual Fee: $0 the first year, then $95
  • Detailed Review
Chase Sapphire Reserve℠ Card
  • 50,000 bonus points
  • 3X points on travel and dining at restaurants worldwide
  • Annual Fee: $450
  • Detailed Review
Chase Freedom®
Chase Freedom Unlimited℠

Recommended Chase Cards (Business)

Ink Business Preferred℠ Credit Card
Chase Ink Business Cash℠ Credit Card
  • Earn 5% cash back in select business categories
  • No Annual Fee
  • Detailed Review

Chase also has 3 Southwest co-branded credit cards you can use to earn Rapid Rewards points (see below).

Look for sign-up bonuses of up to 40,000 points when you spend the specified amount in your first 3 months of owning the card. It can take up to 8 weeks for your sign-up bonus points to appear on your Rapid Rewards statement after you qualify.

Check the table below for links to Southwest credit cards and a review of the Rapid Rewards program:

Chase Southwest Rapid Rewards® Premier Credit CardEarn 2x Rapid Rewards points with Southwest and Southwest hotel and car rental partners
Annual Fee: $99
Full Review
Chase Southwest Rapid Rewards® Plus Credit CardEarn 2x Rapid Rewards points with Southwest and Southwest hotel and car rental partners
Annual Fee: $69
Full Review
Chase Southwest Airlines Rapid Rewards® Premier Business Card2X points on Southwest® purchases
Annual Fee: $99

2. Sign up for Starwood Preferred Guest Credit Cards

Southwest partners with the SPG hotel loyalty program. This means you can transfer any points in your SPG account to Southwest Rapid Rewards points on a 1:1 basis! Even better, when you transfer 20,000 points at a time, you get a 5,000-point bonus.

Check out our Transfer Partner Tool for quick calculations on point transfers.

A terrific way to increase your SPG points is by using one of the Starwood Preferred Guest credit cards, listed in the following table:

Starwood Preferred Guest® Credit Card from American Express
  • Earn 25,000 bonus Starpoints®
  • Redeem Starpoints® at over 1,300 participating hotels and resorts in over 100 countries and for flights on more than 150 airlines with SPG flights.
  • Up to 5x Starpoints® on eligible purchases. Terms Apply.
  • $0 introductory annual fee for the first year, then $95.
  • Our Review
Starwood Preferred Guest® Business Credit Card from American Express
  • Earn 25,000 bonus Starpoints®
  • Up to 5x Starpoints® on eligible purchases. Terms Apply.
  • $0 introductory annual fee for the first year, then $95.
  • Our Review

Hot Tip: Because Hyatt and Marriott are 2 additional Southwest Rapid Rewards hotel partners, earn points with the co-branded credit cards and transfer them to your Rapid Rewards account to really increase your balance!

3. Enroll in Diners Club International

Are you a Diners Club member? Then listen up! If you aren’t a member, you may want to consider it.

Diners Club members earn a Club Rewards point for every $1 spent on their card. Then, Club Rewards points can be converted to Rapid Rewards points!

You’ll receive 1,200 Rapid Rewards points for every 1,500 Club Rewards points transferred.

4. Use a Rental Car Partner

Earn 600 points per rental when you book a car through Alamo, Budget, Avis, Hertz, Thrifty, Payless, Dollar, or National. By renting a car a few times a year, it’s possible to add approximately 2,000 points to your Rapid Rewards account!

Even better, check out special offers for rental cars. Current offers for Rapid Rewards members include 1,200 to 2,400 bonus points plus up to 35% off rentals through January 2018!

5. Rapid Rewards Dining

Rapid Rewards Dining
Sign up for Rapid Rewards Dining and earn up to 3 points per $1 spent dining out!

Enroll in the Southwest Dining Rewards program and earn Rapid Rewards points for dining out at participating restaurants. Link up to 6 credit cards to your account to maximize your potential!

The minimum number of points you can earn is 1 per $2 spent at the restaurant (including tax and tip). If you opt in to email notifications, you’ll earn 3 points per $1 instead!

Want to earn more? Choose to leave a review, and you will earn 10 additional Rapid Rewards points. Plus, periodic sign-up bonuses give you the opportunity to earn more points upon enrollment.

Of course, the points you earn in Southwest Dining Rewards are on top of any points you earn just for paying with rewards credit cards…using this method, you can really make out like a bandit!

Using Those 100k+ Southwest Rapid Rewards Points

OK – so the points are in your Rapid Rewards account, and you need to choose how to spend them. Where to start? We’ve listed a few options here to give you some ideas:

Fly Business Select: Want to fly in style? When you fly Business Select, you receive special perks like getting through security quicker, priority boarding, and a free premium drink during the flight!  

A Business Select fare from New York (LaGuardia) to Los Angeles is around 75,000 points.

Go to Hawaii: While Southwest is working on adding Hawaii to their itineraries, you don’t have to wait! Book a trip with your Rapid Rewards points through More Rewards and fly with one of their airline partners.

For example, a recent search found a flight from Atlanta to Hawaii on American Airlines for 96,329 Rapid Rewards points.

Companion Pass: Earn 110,000 points in 1 calendar year, and you’ll get a free Companion Pass. Only certain points qualify, including points earned for:

  • Flights (base but not bonus points)
  • Rapid Rewards credit card purchases
  • Southwest Dining
  • Shopping portal purchases

Unfortunately, the rules were updated April 1, 2017, and they can be a little confusing. Read our guide about the best ways to redeem a Companion Pass to break down the details!


Now that you’ve learned some strategies for increasing your Rapid Rewards points balance, it’s time to start thinking about how you’d like to use 100,000 points!

For even more strategies, check out our complete guide to earning Rapid Rewards points, which includes another great method of earning points with their shopping portal!

Photo Credits: Southwest Rapid Rewards Featured Photo: Cosmopolitan

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card


What are Southwest Rapid Rewards points?
Southwest Rapid Rewards is the loyalty program for Southwest. As a member, you earn Rapid Rewards points. These points can be redeemed for flights on Southwest and international flights on partner airlines.

Are Southwest Rapid Rewards points worth it?
Joining Southwest Rapid Rewards comes with a variety of benefits. For instance, you receive priority boarding and standby priority. You also earn bonus points for elite status, with which you can qualify for a companion ticket.

Plus, there is no fee to be a Rapid Rewards member – it’s totally free.

How do you earn Southwest Rapid Rewards points quickly?
The fastest way to earn Southwest Rapid Rewards points is by using travel credit cards. For instance, Chase Ultimate Rewards and SPG are partners, so by using Ultimate Rewards and SPG credit cards, you’re able to transfer points to your Southwest Rapid Rewards account.

Southwest also offers 3 co-branded credit cards that earn Rapid Rewards: Chase Southwest Rapid Rewards® Premier Credit Card, Chase Southwest Rapid Rewards® Premier Business Credit Card, and Chase Southwest Rapid Rewards® Plus Credit Card.   

What are Southwest Rapid Rewards points worth?
While it varies, the value of Southwest Rapid Rewards points is typically between $0.015 to $0.02 each.

How do you redeem Southwest Rapid Rewards?
Redeeming points for travel on Southwest Airlines is easy. Simply log in to your Raid Rewards account, where you can search for flights and find out how many points they require.

Then, choose a flight and make the purchase!

Who are the Southwest Rapid Rewards partners?
While Southwest has no airline partners, you can use your points to book international flights on many major airlines through their More Rewards program.

Southwest has several rental car partners: Dollar, Avis, National, Payless, Budget, Hertz, Thrifty, and Alamo. Hotel partners include Carlson, Best Western, Hyatt, Starwood, La Quinta, MGM, Marriott, and Choice.

Are Southwest Rapids Rewards points transferable?
Yes, points can be transferred to another Southwest Rapid Rewards member.

How many Southwest Rapid Rewards points do you need for a free flight?
The number of points needed for a free flight varies depending on the fare. You can find out how many points you’ll need for a specific flight in your Rapid Rewards account under Destination Finder.