New: Earn as High as 300K Points With Amex Business Platinum Card’s Bonus Offer

The Business Platinum Card^® from American Express is currently offering its highest-known welcome bonus — though the exact number of points won’t be revealed until after you submit your application. Here’s what the new public welcome offer looks like:

• As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

With these major updates to the Amex Business Platinum card, we’ll discuss how the application process now pans out and who may be eligible for the maximum bonus amount.

Amex Business Platinum Card: As High as 300K Points

Previously, applicants would know the welcome offer they were applying for. It was clear-cut: You’d complete the application, find out if you were approved or denied, and that process would typically involve a hard inquiry to assess your account approval.

Now, the process is somewhat reversed as the welcome offer amount is revealed after you apply. The upside is that American Express uses a soft credit check for most of the process. A hard inquiry may only occur at the very end if you decide to accept the welcome offer and move forward with opening the account.

Here’s the welcome offer on the Amex Business Platinum card:

• As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

NEW OFFER

Terms Apply / Rates & Fees

The Business Platinum Card^® from American Express

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Apply Now(at Amex's secure site)

The Business Platinum Card^® from American Express

This card is ideal for business travelers who enjoy luxury travel and are looking for a card loaded with benefits!

Welcome Offer

As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.  

As High As 300,000 Points. Find Out Your Offer.

UP's Offer Valuation*:

Up to $6,600

Annual Fee

$895

APR

17.74% - 28.49% Variable

Credit Recommended

Upgraded Points credit ranges are a variation of FICO^® Score 8, one of many types of credit scores lenders may use when considering your credit card application.

Good to Excellent

Why We Like This Card

The Amex Business Platinum Card is a premium travel rewards card tailored for business owners who are frequent travelers with high annual expenses.

When you factor in the large number of perks that the card offers, like the best airport lounge access at over 1,550 lounges and numerous annual credits, it’s easy to see why this card is a top option for frequent traveling business owners.

 

Pros & Cons

Pros

• Earn 5x Membership Rewards points per $1 on eligible travel purchases like flights, prepaid hotels, and prepaid short-term rentals booked through AmexTravel.com
• Access to over 1,550 worldwide airport lounges as part of the American Express Global Lounge Collection
• Earn 2x Membership Rewards points on eligible purchases in key business categories, as well as on purchases of $5,000 or more (on up to $2 million per calendar year)
• Up to $200 annual airline fee credit on your selected qualifying airline
• Generous statement credits on select purchases with your card (including credits for airline incidentals, prepaid hotels, CLEAR, Dell, and Hilton)
• Global Entry or TSA PreCheck application fee credit
• Access to Amex’s Fine Hotels & Resorts program
• Hotel elite status with Hilton, Marriott, and Leading Hotels of the World upon enrollment

 

Cons

• High annual fee of $895 (rates & fees)
• Airline fee credit does not cover airfare, only incidentals like checked bags

 

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Card Highlights

• As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in eligible purchases on your new Card in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.
• The American Express Global Lounge Collection^® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
• See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
• Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts^® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card^®. The Hotel Collection requires a minimum two-night stay.
• No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
• Make the Business Platinum Card^® work even harder for you. Hilton for Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Gift cards are not an eligible purchase. Benefit enrollment required.
• Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
• Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR+ Membership (subject to auto-renewal).
• Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
• Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
• Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
• Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
• Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
• 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
• 5X points on flights and prepaid hotels on AmexTravel.com
• 1X points on other eligible purchases
• Terms Apply.

Financial Snapshot

• APR: 17.74% - 28.49% Variable
• Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

 

American Express has restructured the application process on the Amex Business Platinum card, with some applicants potentially receiving higher targeted bonus offers — which could be as high as 300,000 points. As a result, your application details and prior account history play a bigger role than ever in determining the specific offer you receive.

Regardless of the welcome offer you end up qualifying for, you’ll still need to meet the $20,000 spending requirement within 3 months. However, earning as high as 300,000 Membership Rewards points is one of the best welcome offers of all time.

If you apply and aren’t satisfied with the welcome offer you’re shown, you can simply exit the application with no impact to your credit report. That’s a notable advantage, as most card applications trigger a hard inquiry regardless of whether you’re ultimately approved.

Maximizing 300K Membership Rewards Points

American Express Membership Rewards points are valued at approximately 2.2 cents each based on our latest estimates. When used for travel, 300,000 points could be worth around $6,600 as you can tap into an extensive network of hotel and airline transfer partners, offering more options than any other major credit card rewards program. Here are a few ideas:

• Transfer points to Air Canada Aeroplan at a 1:1 ratio and book business class flights to Europe from as few as 60,000 points. With 300,000 points, you could book 5 one-way tickets at this price on airlines like Air Canada, United, Lufthansa, Brussels Airlines, and more.
• Convert points to Hilton Honors at a 1:2 ratio, turning 300,000 Membership Rewards points into 600,000 Hilton Honors points — enough for multiple nights at premium properties around the world. Think Waldorf Astoria and Conrad brands for luxury stays.
• Move points to Singapore Airlines KrisFlyer at a 1:1 ratio and redeem for coveted first class award seats in one of the most celebrated cabins in the sky. Flights in Suites first class start at just over 100,000 points, but with your balance of 300k, you could book first class from New York City through Frankfurt and then continue over to Singapore in Suites Class for ultimate luxury.

Although the Amex Business Platinum card carries an $895 annual fee (rates & fees), it delivers the strongest lounge access available on any business card, including Centurion Lounges, Priority Pass lounges (upon enrollment), 10 visits per year to Delta Sky Clubs when flying Delta, and so much more.

The Amex Business Platinum card is also loaded with business-focused statement credits and benefits including up to $150 in Dell statement credits, up to $250 in Adobe credits, up to a $120 credit for Global Entry or TSA PreCheck, complimentary hotel and rental car elite status, and a 35% points rebate on bookings with your preferred airline (up to 1 million points per year). Enrollment required for some benefits.

Final Thoughts

This new welcome offer on the Amex Business Platinum card is easily one of the most rewarding we’ve seen among many premium business cards we’ve reviwed. It takes a few minutes to apply and find out the bonus offer you’re eligible for — and you might just land the top bonus offer of as high as 300,000 points