Is the Amex Business Platinum card's as high as 300K welcome offer still available?

Yes. Currently, eligible applicants can earn as high as 300,000 bonus points after spending $20,000 in the first 3 months of account opening. Because it’s not publicly available to everyone, you’ll need to check directly with American Express to see if you’re eligible.

Who is eligible for the as high as 300K Amex Business Platinum card welcome offer?

Not all applicants will be targeted for the best-ever welcome offer, even if they meet general approval criteria. Your ability to see the maximum, as high as 300k amount depends on your active American Express profile, including your spending behavior, account history, and past welcome bonuses earned.

What is the spending requirement for the as high as 300K bonus?

Eligible applicants who score as high as 300,000 points will need to spend $20,000 in the first 3 months to earn these points. It could take up to 8-12 weeks for these points to your account.

Why am I not seeing the as high as 300K offer when I apply?

The welcome offer on the Amex Business Platinum card is targeted, so not everyone will see the best version. Factors like your spending patterns, recent card activity, and past bonus history can influence which offer appears during your application. If you don’t like what you can see, you can withdraw from the application process and try again in a few days.

What should I do if a pop-up says I'm not eligible for the as high as 300K bonus?

If you see the pop-up window, you can proceed without the bonus or withdraw your application with no impact to your credit score. In most cases, it’s best to wait, adjust your activity (like increasing spend or spacing out applications), and try again later.

Can I get the as high as 300K offer if I already have a personal Amex Platinum card?

In general, yes. Many users report having both the consumer Platinum Card® from American Express and the Amex Business Platinum card. You’ll be notified in the application process if you’re not eligible for the welcome offer, and the best way to confirm is by checking your specific application results.

How long after meeting the spend requirement will I receive the 300K points?

Officially, points are awarded within 8 to 12 weeks after meeting the spending requirement, according to American Express. However, many cardholders report receiving their points sooner, sometimes within days of completing the required eligible spend.

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Score as High as 300K Bonus Points With the Amex Business Platinum Card

Updated: April 2, 2026, 12:01pm CDT

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Table of Contents

Amex Business Platinum Card “As High as 300K” Welcome Bonus Offer
Key Card Details
How To Get the Most From Your 300K Points
Final Thoughts

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Earning as high as 300,000 points is now the publicly available welcome offer on The Business Platinum Card^® from American Express:

As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

But who’s eligible for this as high as 300,000-point welcome offer, and how can you find it? In this guide, we’ll walk through the application steps and important eligibility requirements to take note of with the Amex Business Platinum card.

Targeted offers are discussed in the article below. Please note that these offers are not available to all applicants. Any information related to targeted offers has been independently collected and has not been reviewed or provided by the card issuer.

Amex Business Platinum Card “As High as 300K” Welcome Bonus Offer

As a reminder, the current public offer on the Amex Business Platinum card is:

As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

The opportunity represents the highest welcome offer currently available on the Amex Business Platinum card. You’ll complete the application as usual, and American Express will provide a decision using a soft credit check. (Source: American Express)

Amex Business Platinum as high as 300k application — Offer captured on April 2, 2026, and may not be available to all applicants. Image Credit: American Express

If your application is denied, your credit score won’t be impacted. If you’re approved, you can review the welcome offer you qualify for — which could be as high as 300,000 points. A hard inquiry is typically only added if you choose to open the account, so you can also exit the process if you decide not to move forward with the application.

Hot Tip:

Based on our latest point valuations, we value Amex points at about 2.2 cents each — meaning 300,000 bonus points alone could be worth an eye-popping up to $6,600 in travel value.

Eligibility & Pop-Up Rules for the as High as 300K Bonus Offer

Some applicants may come across the infamous “pop-up message,” which is Amex’s way of letting you know that you’re not eligible for the Amex Business Platinum card’s welcome offer at this time.

Delta Amex card application pop up — What a pop-up notification may look like. Image Credit: American Express

If the pop-up notification appears, you can proceed without earning the bonus or withdraw your application without impact to your credit score. If you don’t see it, you can move forward with the welcome offer shown.

Even if you bypass the pop-up window and are eligible to receive a welcome offer, not everyone will receive the highest available amount. Your eligibility to earn as high as 300,000 points depends on the following culmination of factors:

Your spending patterns on existing Amex cards, potentially if you spend too little across your accounts
Your account history, and specifically how many Amex cards you’ve opened or closed recently, both consumer and business
The number of welcome bonuses you’ve earned with American Express already, as frequently opening cards and closing them after earning bonuses may reduce your chances of qualifying for future opportunities
Source: American Express

There’s also the possibility of seeing “lifetime language” on the application page. This American Express rule limits you to earning a welcome bonus offer on a specific card once.

You’ll want to review the “Offer & Benefit Terms” to see if language like this appears: “You may not be eligible to receive a welcome offer if you have or have had this Card or previous versions of this Card.” Some applicants may not see this language, and therefore it may be possible that you could earn another welcome offer on the Amex Business Platinum card.

Option 1: Check On Amex Directly (Try This First)

First things first: Apply on the American Express website directly and see which version of the welcome offer you’re eligible for:

As High As 300,000 points. Find Out Your Offer. You may be eligible for as high as 300,000 Membership Rewards^® Points after spending $20,000 in your first 3 months of Membership. Welcome offers vary and you may not be eligible for an offer.

Here’s an example of the best 300,000-point welcome bonus offer when applying directly through American Express (this was independently researched and a targeted opportunity):

Amex Business Platinum as high as 300k — Offer captured on April 2, 2026, and may not be available to all applicants. Image Credit: American Express

Option 2: Targeted Email Offers

Keep an eye on any emails or mailers from American Express — sometimes they contain special invitations for these elevated targeted offers. To make sure you don’t miss them, go into your Amex account settings and opt in to receive “New Card and Credit Offers” under General Marketing Email Preferences.

Option 3: Check on CardMatch

You can also try the CardMatch tool to see if you qualify for elevated offers across different cards and issuers. The best part: CardMatch doesn’t perform a hard credit pull, so checking won’t affect your credit score. (Source: CardMatch)

Key Card Details

The Amex Business Platinum card carries an annual fee of $895 (rates & fees). Here’s an overview of what this card offers long-term:

Access to over 1,550 airport lounges (enrollment required for Priority Pass lounges)
Up to $600 in prepaid annual hotel credit
Generous bonus points on travel and business categories
Varied statement credits for eligible purchases at Hilton, Dell Technologies, U.S. wireless service providers, airline fee incidentals, Global Entry or TSA PreCheck, and CLEAR+ (enrollment required for some benefits)
Elite status with Hilton Honors, Marriott Bonvoy, and Leaders Club upon enrollment
A 35% airline bonus when you use Pay With Points for a flight on your preselected airline booked via AmexTravel.com (up to 1 million points per year)

How To Get the Most From Your 300K Points

Amex Membership Rewards points can be redeemed in a myriad of ways. Here are just a couple of smart ways to get started if you earn 300,000 points:

Book Virgin Atlantic business class to London: Amex points transfer instantly to Virgin Atlantic Flying Club at a 1:1 ratio. With 300,000 points, you could fly yourself and up to 8 of your family or closest friends to London in Virgin Atlantic’s swanky Upper Class business seats.
Book business class flights to Japan: You could transfer your Amex Membership Rewards points to ANA Mileage Club at a 1:1 ratio. Round-trip business class flights start at just 100,000 miles.

Final Thoughts

The as high as 300,000-point welcome offer on the Amex Business Platinum card is currently the highest known bonus offer available. You can check your eligibility by applying directly through the American Express website.

These bonus points can provide significant value when redeeming Membership Rewards points for travel. As always, be sure to check your eligibility and take note of any pop-up warnings during the application process.