Bilt’s New Dining Program, Offering Up to 11x Points at Restaurants

Updated: February 8, 2026, 1:01pm CST

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Details on Bilt Dining
Details on Bilt Wallet
Final Thoughts

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Update:

The Bilt Mastercard (rates & fees) is discontinued as of February 7, 2026. Bilt has 3 new cards: Bilt Blue Card (rates & fees), Bilt Obsidian Card (rates & fees), and Bilt Palladium Card (rates & fees).

The most exciting rewards card and program to launch in years has unveiled 2 new ways of earning points. Now, Bilt Dining and Bilt Wallet are officially live for Bilt Rewards members.

Let’s take a look at what this means for you!

Details on Bilt Dining

Foodies rejoice. Bilt Dining means you can earn bonus points by eating and drinking at a carefully selected group of restaurants in participating cities.

When paying for your feast with your Bilt Mastercard (closed to new applicants; rates & fees), you’ll earn a tasty 8x bonus Bilt Rewards points. On Bilt’s Rent Day, which lands on the first of every month, you’ll even earn an unprecedented 11x bonus points with your Bilt Card through Bilt Dining.

We value Bilt points at 1.8 cents apiece. On Rent Day, that means you can score up to a 19.8% return with Bilt Dining. What’s not to love about that?

Users of the Bilt Rewards app will already notice the new “Dining” tab, which shows the list of participating cities and restaurants.

For now, Bilt Dining is only available in Atlanta, Boston, Chicago, Dallas, and New York. However, more cities will be added soon.

For instance, New York City favorites such as Alba, Carbone, Casa Dani, Frusto, Laut, Lilia, and Saint are already loaded up and ready for you to earn bonus Bilt Rewards points when you dine.

Ultimately, this new functionality brings the Bilt Card above many other credit cards offering bonus rewards on dining.

Hot Tip:

If you haven’t added the Bilt Card to your wallet just yet, check out our full review of the Bilt Rewards program.

Details on Bilt Wallet

Coupled with the new dining program is the launch of Bilt Wallet, which allows you to seamlessly add your Visa, Mastercard, or American Express cards on the app. You can earn 5x points on Bilt Dining if you pay with your linked cards in the Bilt Wallet.

To add a new card, head to the Bilt Wallet tab in the app and press “Add Card.”

Currently, you can earn 100 additional bonus points for each card added to the Bilt Wallet (maximum of up to 300 bonus points). Still, there’s no limit as to how many you can add on the app.

Bilt states that, “We will continue rolling out new ways to earn points across categories through Bilt Wallet.” Therefore, stay tuned for even more great possibilities with Bilt Wallet in the future!

Final Thoughts

You’ll be able to earn more Bilt points than ever thanks to the introduction of Bilt Dining and Bilt Wallet.

With bonus points on dining and the ability to still earn Bilt points while spending on different card, you’ll have enough points for a redemption in no time.