Capital One Venture X Business Card’s Welcome Offer History: 2023 to Today

In 2023, Capital One elevated its lineup with the debut of its most premium business credit card yet: the Capital One Venture X Business Card. Modeled after the popular personal version, the Capital One Venture X Rewards Credit Card, this card gave business owners the opportunity to enjoy the same luxury travel perks and more.

Beyond its breadth of benefits, perhaps the most enticing part of this card is its eye-popping welcome bonus offers — with up to 400,000 bonus points — for new applicants of the business version. That said, the minimum spending requirements are among the steepest we’ve ever seen, indicating that the Capital One Venture X Business card is truly designed for high-spending business owners in mind.

With the ability to earn 2x miles on most eligible purchases, access to Capital One’s growing list of airline and hotel transfer partners, and airport lounge access to Priority Pass™ Select and the issuer’s own network, there are many compelling reasons to keep the card beyond year one.

But for those new applicants, let’s take a look at the card’s welcome bonus offer history since its launch to help you decide the right moment to apply.

When To Apply for the Capital One Venture X Business Card

When it comes to welcome bonus offers, it can be dificult to know what’s truly on the table. Taking a look at previous welcome offers (and their minimum spending requirements) can help you determine if it’s a good time to apply or if you’re better off waiting for a larger bonus offer.

In fact, the Capital One Venture X Business card may be one of the most lucrative business cards out there. Business owners with a massive amount of monthly spend could find the Capital One Venture X Business card a wise choice to supercharge their points potential. Our points and miles valuations estimate that each mile is worth approximately 1.8 cents apiece, and thankfully, Capital One continues to evolve its program and add more transfer partners to its roster.

On the other hand, business owners who spend much more moderately could still come out way ahead with its standard welcome bonus offer.

Here’s the card’s welcome offer history since September 2023:

Capital One Venture X Business Card Overview

Despite its huge welcome bonus offer, the Capital One Venture X Business card’s $395 annual fee feels more reasonable in comparison.

That’s less than half the cost of the $895 annual fee (rates & fees) on The Business Platinum Card^® from American Express and the $795 annual fee on the Sapphire Reserve for Business℠.

LIMITED-TIME OFFER

Capital One Venture X Business Card

U.P. Rating 

The rating for this card has been determined by our own industry experts who know the ins and outs of credit card products. Bonuses, rewards as well as rates and fees are all taken into account. Compensation from the issuer does not affect our rating. We only recommend products we either use ourselves or endorse.

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks.

Capital One Venture X Business Card

The Capital One Venture X Business card offers at least 2x miles on all purchases, and comes packed with premium perks.

Welcome Offer

Earn up to 150k 400k bonus miles: 200k miles when you spend $30k in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months.

Up to 150,000 400,000 miles

UP's Offer Valuation*:

Up to $7,200

Annual Fee

$395

APR

This is a pay-in-full card, so your balance is due in full every month.

Why We Like This Card

The Capital One Venture X Business card is a great all-around premium rewards card that helps you rack up miles on all of your business expenses.

From 2x miles per dollar on all purchases, airport lounge access, an annual travel credit, complimentary employee cards, and more, there is plenty to love about the Capital One Venture X Business card.

Pros & Cons

Pros

• 10x miles per dollar on hotels and rental cars purchased through Capital One Business Travel
• 5x miles per dollar on flights and vacation rentals purchased through Capital One Business Travel
• 2x miles per dollar on all other purchases

Cons

• $395 annual fee
• 10x and 5x bonus categories are limited to Capital One Business Travel

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Card Highlights

• LIMITED-TIME OFFER: Earn up to 400K bonus miles: 200K miles when you spend $30K in the first 3 months, and an additional 200k miles when you spend $150k in the first 6 months
• Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
• Earn 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Business Travel
• With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
• Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
• Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
• Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings made through Capital One Business Travel
• Receive up to a $120 credit for Global Entry or TSA PreCheck^®. Enjoy access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
• Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
• This is a pay-in-full card, so your balance is due in full every month

Financial Snapshot

• APR: This is a pay-in-full card, so your balance is due in full every month.
• Foreign Transaction Fees: None

Rewards Center

Capital One Miles

The Capital One Venture X Business card is for business owners who can not only afford to pay this annual fee but can routinely spend thousands of dollars for their ventures every month. After all, the Capital One Venture X Business card has a rewarding earning rate for travel and all other purchases:

• 10x miles on hotels and rental cars booked through Capital One Business Travel
• 5x miles on flights and vacation rentals booked through Capital One Business Travel
• 2x miles on all other eligible purchases, with no limits or category restrictions

It also comes with no preset spending limit, giving you the flexibility to use this Visa credit card for purchases of any size.

The $395 annual fee is further justified by its breadth of travel benefits:

• Receive a $300 annual Capital One Travel credit for bookings through the Capital One Travel portal.
• Get an automatic 10,000 bonus miles every year, starting on your first cardmember anniversary.
• Unlimited lounge access to over 1,300 lounges, including Capital One Lounges and Priority Pass lounges, after enrollment.
• Get a $100 experience credit and other benefits with every hotel and vacation rental booked from the Capital One Premier Collection.
• Receive up to a $120 statement credit for Global Entry or TSA PreCheck.

Final Thoughts

Welcome offers present a prime opportunity to earn a large number of miles once you meet the minimum spending requirement. Applying during an elevated bonus period can be especially rewarding — and as you can see, the Capital One Venture X Business card has even offered up to 350,000 bonus points as a welcome offer in the past. Typically, though, the standard 150,000-point bonus offer is more attainable for business owners with moderate spending levels.