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Chase Launches Disney Inspire Card as the New Premium Disney Credit Card

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Ryan Smith
Updated: 
Edited by: Keri Stooksbury
& Ben Neighbors-Giles
Chase Launches Disney Inspire Card as the New Premium Disney Credit Card
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Disney fans, there’s a new top-tier credit card in Chase’s lineup, and it’s worth your attention. Meet the Disney® Inspire Visa® Card, sporting a $149 annual fee.

In exchange for that yearly cost, cardholders enjoy exclusive perks, earn rewards at higher rates, and can choose from exclusive card designs — plus enjoy perks available on Disney’s existing credit cards.

Should you add the Disney Inspire card to your wallet? Let’s check out the details to help you decide.

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Benefits of the New Disney Inspire Card

Chase and Disney have launched the new Disney Inspire card with a limited-time welcome bonus offer for new applicants. New applicants can earn the following offer at launch:

  • Receive a $300 Disney Gift Card eGift on account approval and a $300 statement credit after spending $1,000 on purchases in the first 3 months from account opening.

Unfortunately, we aren’t sure how long this launch offer will last.

Cardholders can choose from the same 11 credit card designs already available on the Disney® Visa® Card and Disney® Premier Visa® Card, plus 5 exclusive designs only available with the Disney Inspire card. The exclusive designs feature artwork from “Up,” “Coco,” “Lilo & Stitch,” “Spider-Man,” and Mickey Mouse.

Disney Inspire Card Array
Image Credit: Chase

A Chase spokesperson confirmed that the primary account holder and authorized users can choose different card designs.

Hot Tip:

A Chase spokesperson confirmed that you can have more than 1 Disney card concurrently, though this card is subject to Chase’s existing application rules, including the 5/24 rule.

Benefits and Perks of the Disney Inspire Card

The Disney Inspire card offers the following benefits:

  • 200 Disney Rewards Dollars after spending $2,000 in a cardholder anniversary year on Disney trips, including stays at U.S. Disney Resorts, Disney Cruise Line bookings, or Disney vacation packages booked directly with Disney
  • $100 statement credit after spending $200 per anniversary year on U.S. Disney theme park tickets
  • Up to $120 in annual statement credits toward Disney+, Hulu, and ESPN+ streaming purchases — requires enrollment and available as up to $10 per month
  • 0% promotional APR for 6 months on select Disney vacation packages
  • 10% off select purchases at DisneyStore.com
  • Cardmember-exclusive character photo opportunities at Walt Disney World and Disneyland
  • 10% off select merchandise purchases at select locations at Walt Disney World and Disneyland
  • 10% off select dining locations on most days at Walt Disney World and Disneyland
  • 15% off the nondiscounted price of select guided tours at Walt Disney World and Disneyland
  • 10% off the nondiscounted price of select recreation experiences at Walt Disney World
  • Savings aboard Disney Cruise Line for select onboard purchases
  • Pay Yourself Back to redeem Disney Rewards Dollars for a statement credit on qualifying Disney and airline purchases
  • No foreign transaction fees
Hot Tip:

Check out all of the benefits for Disney cardholders at Disney’s theme parks.

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Earning and Redeeming With the Disney Inspire Card

Cardholders will earn Disney Rewards Dollars as follows:

  • 10% back as Rewards Dollars at Disney+, Hulu, and ESPN+
  • 3% at most other U.S. Disney locations and at gas stations
  • 2% at grocery stores and restaurants
  • 1% on all other card purchases

When it’s time to redeem your Rewards Dollars, you can use them toward:

  • Disney vacations
  • Disney theme park tickets
  • Disney resort stays, shopping, and dining in the U.S.
  • Purchases at DisneyStore.com
  • Select Disney movies at AMC Theatres
  • Airline purchases via Chase’s Pay Yourself Back credits
» Related: How To Visit Disney World for Cheap by Using Points and Miles [2026]

Final Thoughts

Chase and Disney already had 2 co-branded credit cards. Now, there’s a third option, and it’s the most premium of the bunch.

The Disney Inspire card has a $149 annual fee, which is still modest compared to today’s credit card world of $800 fees. However, it offers several benefits Disney fans will enjoy, which can offset the card’s annual fee when used effectively. On top of those perks, the card has strong earning rates at Disney parks and even provides up to $10 per month in credits toward select streaming services.

Is this the ideal card for everyone? No. In fact, some Disney fans may still prefer a more general rewards credit card that doesn’t lock them into “can only be used at Disney” rewards. For others, the added perks and elevated earning rates will be welcome news.

Featured Image Credit: Upgraded Points
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About Ryan Smith

Ryan completed his goal of visiting every country in the world in December of 2023 and is now revisiting some favorites. Over the years, he’s written about award travel and credit cards for publications like AwardWallet, The Points Guy, USA Today Blueprint, CNBC Select, Tripadvisor, Point.me, Forbes Advisor, and more.

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