[Expired] Ending Soon: The Chase Sapphire Reserve Business Card’s 200K Welcome Offer

Update:The offer mentioned below has expired and is no longer available.

Chase made waves when it introduced the Sapphire Reserve for Business℠ in 2025. Packed with much of the power of the personal Chase Sapphire Reserve^® but tailored specifically for business owners, the card has proven to be a worthy competitor to some of the biggest names in the small business credit card market.

Chase launched this with an impressive welcome bonus offer, providing cardholders the opportunity to earn up to 200,000 Ultimate Rewards points, but this will soon come to an end. We now know this offer is ending on January 22, 2026, at 9 a.m. ET.

Here’s what you need to know.

Chase Sapphire Reserve Business Card’s 200K Welcome Offer Ending Soon

Right now, the Chase Sapphire Reserve Business card is offering an incredible welcome bonus offer:

• Earn 200,000 points after you spend $30,000 on purchases in your first 6 months.

This is by far the largest welcome bonus offer we’ve ever seen offered on a card that earns Chase Ultimate Rewards points. We value Chase Ultimate Rewards points at 2 cents per point, making a 200,000-point welcome offer worth $4,000 based on that valuation.

This offer is ending at 9 a.m. ET on January 22, 2026. If you’ve been considering this card, now is the time to send in an application so you have a chance to earn the sizable welcome offer.

Perks and Benefits of the Chase Sapphire Reserve Business Card

The Chase Sapphire Reserve Business card offers cardholders a wide variety of perks, benefits, and statement credits, along with an earning structure that makes it a valuable tool for business owners — especially those whose businesses spend a significant amount of money annually to propel their organization.

Here’s a brief overview of the card’s highlights:

Earning Structure

• 8x points on all Chase Travel purchases
• 5x points on Lyft rides (through September 30, 2027)
• 4x points on flights and hotels booked directly
• 3x points on advertising purchases made with social media sites and search engines
• 1x points on all other purchases

Annual Statement Credits

• Up to $300 annual travel credit
• Up to $500 annual The Edit credit (requires 2-night minimum stay, available as 2 separate $250 credits annually)
• Up to $400 annual ZipRecruiter credit
• Up to $200 annual Google Workspace credit
• Up to $100 annual Giftcards.com credit
• Up to $120 annually in monthly Lyft in-app credits (through September 30, 2027)
• $300 annually in monthly DoorDash promos and complimentary access to DashPass for a minimum of one year (activate by December 31, 2027)
• $500 Southwest Airlines credit when booked through Chase Travel (after $120,000 in annual card spend)
• $500 credit to the Shops at Chase (after $120,000 in annual card spend)

Travel Perks and Benefits

• Chase Sapphire lounge access and Priority Pass airport lounge access, with up to 2 complimentary guests per visit
• TSA PreCheck, Global Entry, or NEXUS credit
• Complimentary IHG One Rewards Platinum Elite Status (through December 31, 2027; Diamond Elite status after $120,000 in annual card spend)
• Southwest A-List status (after $120,000 in annual card spend)
• Best in class travel and purchase protection

Final Thoughts

The current welcome bonus offer on the Chase Sapphire Business card is fantastic, but it will soon come to an end. That deadline is January 22 at 9 a.m. ET.

If you’ve been considering this card, now is the perfect time to add it to your wallet so you can take advantage of the generous welcome bonus offer of 200,000 Ultimate Rewards points.