Which is the best credit card for streaming services?

The best card for streaming services may not be the card that rewards those purchases directly. For example, the Amex Blue Cash Preferred card offers 6% cash-back earnings on select U.S. streaming services purchases. Still, there are other cards that offer earnings at bonus category merchants that sell streaming-service gift cards. The card that is best for your streaming-service purchases depends on your mix of spending, whether you want to pay an annual fee, and how much you value card-provided benefits.

What counts as a streaming service?

Any credit card that offers bonus earnings on streaming services has its own list of eligible services. For example, leading issuers Amex and Chase each publish a specific list of eligible streaming-service providers.

How do Amex Offers work?

If you have an Amex-issued card, you may have Amex Offers that can save you money or provide bonus earnings. The offers are in your online account and can be accessed by logging in and scrolling down to Amex Offers and Benefits. Enroll in the offer you wish to use and add it to your card. Use that card to make the eligible purchase and receive the statement credit or bonus earnings.

How do Chase Offers work?

When you log in to your Chase-issued card account, even your debit card account, you can find offers from Chase. Add the offer to your card, purchase it with the corresponding card, and receive a statement credit. Each card offers its own set of offers, and new offers are added regularly, while old ones are phased out.

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The 12 Best Credit Cards for Streaming Services [Netflix, Prime Video, Hulu, Disney+]

Updated: January 27, 2026, 10:40am CST

Edited by:

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Table of Contents

Household Streaming Service Spending
Card Summary
What Qualifies as a Streaming Service?
The 12 Best Cards for Streaming Services
Additional Options for Earning on Streaming Services
Final Thoughts

We may be compensated when you click on a link, when an application is approved, or when an account is opened from one or more of our advertising partners. Terms apply to the offers below. See our Advertising Policy for more about our partners, how we make money, and our rating methodology. Opinions and recommendations are ours alone.

Streaming services have become essential in our lives. Whether you’re listening to premium radio programming while driving, watching a movie in the evening, or catching up on news, chances are you’ve enjoyed at least one streaming service.

If your household spends significantly on streaming services, you may want to find the best credit cards for earning rewards on those purchases. That’s what we’re here to talk about today.

Household Streaming Service Spending

A February 2024 Forbes Home survey revealed that 78% of all U.S. households subscribe to at least 1 streaming service. Netflix alone has more than 232 million paid subscribers worldwide.

According to the Forbes survey, Americans pay an average of $46 monthly for streaming services. That’s $552 in annual spending that could earn you credit card rewards.

If you pay for streaming services, there’s a way to earn bonus rewards, and we’re happy to show you how. Let’s look at which cards offer bonus earnings for this ongoing expense.

Hide SummaryShow Summary

Blue Cash Preferred^® Card from American Express — Best for Highest Cash-Back on Streaming
Platinum Card^® from American Express — Best for Monthly Streaming Credits
Chase Sapphire Preferred^® Card — Best for Earning Points on Streaming
Chase Freedom Flex^® — Best for Cash-Back on Rotating Categories
Capital One Venture X Rewards Credit Card — Best for Earning Miles on Streaming
Capital One Savor Cash Rewards Credit CardInformation collected independently. Not reviewed by Capital One. — Best for Cash-Back on Streaming
Wells Fargo Autograph℠ Card — Best for Earning Points and $0 Annual Fee
Blue Cash Everyday^® Card from American Express — Best for Cash-Back at U.S. Supermarkets
American Express^® Gold Card — Best Midtier Card for Earning Points at U.S. Supermarkets
Bank of America^® Customized Cash Rewards credit card — Best for Cash-Back at Wholesale Clubs and Grocery Stores
Citi Strata Premier℠ Card — Best for Earning Points at U.S. Supermarkets
Citi Double Cash^® Card — Best for Cash-Back and $0 Annual Fee

Card Summary

Here’s an overview of the best cards for streaming services and a breakdown of the earnings on these services or related gift cards:

What Qualifies as a Streaming Service?

Several credit cards offer elevated earnings on purchases of streaming services.

However, which streaming services qualify for direct-purchase bonus earnings differs by the credit card issuer. We’ll cover additional definitions later for other card issuers, but we’re starting with American Express, as it’s the most extensive.

Here’s the American Express list of qualifying streaming service providers for elevated earnings on American Express-issued cards. Some cards may require these services to be from U.S. streaming subscriptions only:

Amazon Music Unlimited
AMC+
Apple Music
Apple TV+
Audible
Britbox
DirecTV Stream (formerly known as AT&T TV or AT&T TV NOW)
Discovery+
Disney+
ESPN+
Fubo TV
Hulu
iHeartRadio
Kindle Unlimited
Luminary
MAX (standalone streaming subscription only, formerly known as HBONow or HBO MAX)

MGM+
MLB.TV
NBA League Pass
Netflix
Pandora
Paramount+
Peacock
Prime Video
Sling TV
SiriusXM Streaming and Satellite
Spotify
Starz
TIDAL Music
YouTube Music Premium
YouTube Premium
YouTube TV

If your subscription to any of these services is bundled with other products or services or is billed by a third party, your purchase may not be eligible for bonus earnings.

Bottom Line:

Each credit card that offers bonus earnings on the direct purchase of streaming services has a unique list of streaming services that count as qualifying purchases.

The 12 Best Cards for Streaming Services

Whether you pay for your streaming services directly with the provider or purchase gift cards at supermarkets, drugstores, warehouse clubs, or other bonus category merchants, there are plenty of earning opportunities when you use the right credit cards.

Amex Blue Cash Preferred Card (Best for Highest Cash-Back on Streaming)

GREAT FOR CASH BACK

Terms Apply / Rates & Fees

Blue Cash Preferred^® Card from American Express

U.P. Rating

This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Blue Cash Preferred^® Card from American Express

This card is great for those who want to earn cash-back with U.S. supermarkets, U.S. streaming subscriptions, transit, and U.S. gas stations.

Welcome OfferEarn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
$250

UP's Offer Valuation*:
$250

Annual Fee

$0 intro annual fee for the first year, then $95.

APR

19.49%-28.49% Variable,0% on purchases for 12 months

Credit Recommended

Good to Excellent

Why We Like This Card

The Blue Cash Preferred^® Card from American Express is a stellar cash-back credit card for those looking to maximize every purchase they make.

With bonus categories like U.S. supermarkets, select U.S. streaming services, U.S. gas stations, and transit purchases, this card rewards you for the items you spend the most on in a big way! For those looking to earn up to 6% cash-back on their purchases, this could be the card for you!

Pros & Cons

Pros

6% cash-back at U.S. supermarkets (up to $6,000 per year)
6% cash-back on select U.S. streaming subscriptions
3% cash-back on U.S. gas stations and transit (including rideshares, parking, etc.)

Cons

$0 intro annual fee for the first year, then $95 annual fee (rates and fees)

Read Full Review

Card Highlights

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
$0 intro annual fee for the first year, then $95.
Low Intro APR: 0% intro APR on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 19.49% - 28.49%.
Plan It^®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express^® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Get up to a $10 monthly statement credit after using your enrolled Blue Cash Preferred^® Card for a subscription purchase, including a bundle subscription purchase, at disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 19.49%-28.49% Variable,0% on purchases for 12 months
Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

Rewards Center

Redeem cash-back through your American Express account

We like that the Amex Blue Cash Preferred card has multiple ways to earn rewards on U.S. streaming services. You earn 6% cash-back in Blue Cash Reward Dollars for every dollar you spend directly on select U.S. streaming subscriptions.

You also earn 6% cash-back when shopping at U.S. supermarkets (up to $6,000 per year, 1% after that). Many supermarkets sell streaming service gift cards, such as those for Netflix and Hulu.

Amex recently enhanced the Disney streaming statement credit on this cash-back card to expand to more services. Cardholders can now enjoy up to $10 back per month on U.S. subscriptions for Disney+, Hulu, or ESPN+ for up to $120 back per year, an increase from the previous $7 monthly benefit that required spending at least $9.99 monthly. Enrollment required.

Additional Card Benefits

Secondary car rental loss and damage insurance with the option to purchase premium protection for a low fee that covers the entire rental period
Shopping benefits such as purchase protection, return protection, and extended warranty

Amex Platinum Card (Best for Monthly Streaming Credits)

+ NEW BENEFITS

Terms Apply / Rates & Fees

Platinum Card^® from American Express

U.P. Rating

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Platinum Card^® from American Express

The Amex Platinum reigns supreme for luxury travel, offering the best airport lounge access plus generous statement credits, and complimentary elite status.

Welcome OfferYou may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 175,000 Points. Find Out Your Offer.

UP's Offer Valuation*:
Up to $3,850

Annual Fee

$895

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

When it comes to cards that offer top-notch benefits, you’d be hard-pressed to find a better card out there than the Platinum Card^® from American Express.

Make no mistake — the Amex Platinum card is a premium card with a premium price tag. With amazing benefits like best-in-class airport lounge access, hotel elite status, and tremendous value in annual statement credits, it can easily prove to be one of the most lucrative cards in your wallet year after year.

Pros & Cons

Pros

The best airport lounge access out of any card (by far) — enjoy access to over 1,550 worldwide lounges, including the luxurious Amex Centurion Lounges, Priority Pass lounges (enrollment required), Plaza Premium Lounges, and many more!
5x points per dollar spent on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year)
5x points per dollar spent on prepaid hotels booked with AmexTravel.com

Cons

$895 annual fee (rates and fees)
Airline credit does not cover airfare (only incidentals like checked bags)

Read Full Review

Card Highlights

You may be eligible for as high as 175,000 Membership Rewards^® points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Get more for your travels with 5X Membership Rewards^® points on all flights and prepaid hotel bookings through American Express Travel^®, including Fine Hotels + Resorts^® and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel^® on up to $500,000 on these purchases per calendar year.
More Value! With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection^®, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club^® visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07/2025.
More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card^® you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card^® to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card^® to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.
More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts^® or The Hotel Collection* bookings through American Express Travel^® using the Platinum Card^®. *The Hotel Collection requires a minimum two-night stay.
New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card^® to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card^®. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.
More Value! $209 CLEAR^® Plus Credit: CLEAR^® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card^®. *Excluding any applicable taxes and fees. Subject to auto-renewal.
$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card^® Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.
Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts^® through American Express Travel^®, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.
New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card^® for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That’s up to $300 in statement credits each calendar year. Enrollment required.
$155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card^®.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.
$100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card^®. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.
Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.
$895 annual fee.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer of as high as 175,000 points with the Amex Platinum. Welcome offers may vary and you may not be eligible for an offer.

The Amex Platinum card has one of the best benefits for streaming services out there. You receive up to $300 annually (up to $25 per month) in statement credits for select digital entertainment services, including Disney+, The Disney+ Bundle, ESPN+, Hulu, The New York Times, Peacock, The Wall Street Journal, Paramount+, YouTube Premium, and YouTube TV. Enrollment is required.

Cardholders also get up to $12.95 (plus tax) monthly statement credit for a Walmart+ membership, which includes a Paramount+ Essential plan.

The card earns 1x Membership Rewards points on all spending outside of bonus categories, including streaming services and at supermarkets, where you can purchase streaming-service gift cards.

Additional Card Benefits

5x points on flights purchased directly with the airline or with AmexTravel.com (up to $500,000 per year, then 1x)
5x points on prepaid hotels booked with AmexTravel.com
Annual and monthly statement credits (airline incidental fee credit, Uber Cash, Saks Fifth Avenue credit, prepaid hotel credit on eligible stays, Walmart+ credit, CLEAR Plus credit; enrollment required for some benefits)
Best-in-class airport lounge access
Hotel and rental car elite status (enrollment required)
Access to Amex transfer partners

Chase Sapphire Preferred Card (Best for Earning Points on Streaming)

NEW OFFER

Terms Apply / Rates & Fees

Chase Sapphire Preferred^® Card

U.P. Rating

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Apply Now(at Chase's secure site)

Chase Sapphire Preferred^® Card

A fantastic travel card with a great welcome offer, good benefits, and perks for a moderate annual fee.

Welcome OfferEarn 60,000 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
60,000 75,000 points

UP's Offer Valuation*:
$1,500

Annual Fee

$95

APR

19.24% - 27.49% Variable

Credit Recommended

Good to Excellent

Why We Like This Card

The Chase Sapphire Preferred^® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases.

Additionally, it offers flexible point redemption options, no foreign transaction fees, and excellent travel insurance coverage including primary car rental insurance. With benefits like these, it’s easy to see why this card is an excellent choice for any traveler.

Pros & Cons

Pros

5x points on all travel booked via the Chase Travel portal
3x points on dining purchases, online grocery purchases, and select streaming services
2x points on all other travel worldwide

Cons

$95 annual fee
No elite benefits like airport lounge access or hotel elite status

Read Full Review

Card Highlights

Earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases
Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Member FDIC

Financial Snapshot

APR: 19.24% - 27.49% Variable
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Chase also offers cards that earn bonus rewards for streaming services or at bonus-category merchants where streaming-service gift cards can be purchased. The Chase Sapphire Preferred card also offers 3x Ultimate Rewards points on select streaming services, such as Apple Music, Netflix, Spotify, and YouTube TV.

Additional Card Benefits

5x points on travel booked via Chase Travel
5x points on Lyft (through September 30, 2027)
3x points on online groceries and dining
Up to $50 annual hotel credit toward stays booked with Chase Travel
10% annual bonus points
Access to Chase transfer partners

Hot Tip:

If Apple TV+ and/or Apple Music are your must-have streaming choices, consider the Chase Sapphire Reserve^®. It provides a complimentary Apple TV+ and Apple Music subscription through June 22, 2027. Cardholders also get up to $120 in Lyft in-app credits yearly through September 30, 2027, and up to $300 in statement credits for StubHub and viagogo purchases annually through December 31, 2027, plus a $300 annual Chase Travel credit and fantastic points earning rates on airfare, hotel, and dining purchases.

Freedom Flex Card (Best for Cash-Back on Rotating Categories)

Chase Freedom Flex^®

U.P. Rating

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

Chase Freedom Flex^®

The Freedom Flex card is an excellent no-annual-fee card that still earns big with 5% cash-back on travel and other bonus categories.

Welcome OfferEarn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening.
$200

Annual Fee

APR

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%

Credit Recommended

Good to Excellent

Why We Like This Card

The Chase Freedom Flex^® sure does pack quite a punch — especially for a no-annual-fee card.

The Freedom Flex card is an incredible option for those looking for a well-rounded cash-back card, or a powerful point-earner when paired with a premium card in the Ultimate Rewards family.

Pros & Cons

Pros

0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%
Powerful cash-back earner: 5% back on quarterly categories and travel purchases through Chase Ultimate Rewards, 3% back on dining and drugstore purchases, and 1% back on all other purchases
No annual fee

Cons

3% foreign transaction fees in U.S. dollars

Read Full Review

Card Highlights

Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening
5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%.
No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex^® card
Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
Member FDIC

Financial Snapshot

APR: 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 18.24% - 27.74%
Foreign Transaction Fees: None

Rewards Center

Chase Ultimate Rewards

Each quarter, the Freedom Flex card offers a selection of bonus-category companies with which you earn 5% cash-back for every dollar spent, up to $1,500 per quarter.

The list of bonus-category merchants has recently included select streaming services, and we expect it will continue to be offered in the mix of rotating categories.

Examples of select streaming services that have been included previously:

Apple Music
Disney+
ESPN+
Fubo TV
Google Play
Hulu
Netflix
Pandora
SiriusXM
Sling
Spotify
Vudu
YouTube

Even when select streaming services are not included as a quarterly bonus category merchant, you may be able to purchase streaming-service gift cards at other bonus-category retailers, such as home improvement stores, drugstores, supermarkets, or gas stations, all of which have been included previously.

Additional Card Benefits

2% cash-back on Lyft rides (through September 30, 2027)
Ultimate Rewards points can be redeemed for cash-back, travel, gift cards, or transferred to Chase premium cards for up to 1.5 cents per point (premium cards also allow for transfers to airline and hotel partners for potentially greater value)
Complimentary 6-month DoorDash DashPass subscription (activate by December 30, 2027)
Secondary car rental insurance
Shopping protections such as purchase protection and extended warranty

Hot Tip:

If you have a Mastercard, you may be eligible for a monthly discount on Peacock Premium or Peacock Premium Plus. Eligible World Elite and World Legend Mastercard cardholders with a Peacock Premium or Peacock Premium Plus subscription will receive a monthly $3 statement credit when they pay for their subscription with their card. Offer expires December 31, 2027. Terms apply.

Capital One Venture X Card (Best for Earning Miles on Streaming)

Capital One Venture X Rewards Credit Card

U.P. Rating

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Capital One Venture X Rewards Credit Card

The Capital One Venture X card is an excellent option for travelers looking for an all-in-one premium credit card.

Welcome OfferEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
75,000 miles

UP's Offer Valuation*:
$1,350

Annual Fee

$395

APR

Purchases: 19.49% - 28.49% (Variable)

Credit Recommended

Excellent

Why We Like This Card

The Capital One Venture X Rewards Credit Card is the premium Capital One travel rewards card on the block.

Points and miles fans will be surprised to see that the Capital One Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among premium credit cards.

Depending on your travel goals and preferences, the Capital One Venture X card could very well end up being your go-to card in your wallet.

Pros & Cons

Pros

10x miles per $1 on hotels and rental cars purchased through Capital One Travel
5x miles per $1 on flights and vacation rentals purchased through Capital One Travel
2x miles per $1 on all other purchases

Cons

$395 annual fee
Does not offer bonus categories for flights or hotel purchases made directly with the airline or hotel group, the preferred booking method for those looking to earn elite status

Read Full Review

Card Highlights

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
Earn unlimited 2X miles on all other purchases
Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass™ lounges, after enrollment
Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
Receive up to a $120 credit for Global Entry or TSA PreCheck^®
Top rated mobile app

Financial Snapshot

APR: Purchases: 19.49% - 28.49% (Variable)
Foreign Transaction Fees: None

Rewards Center

Capital One Miles

The Capital One Venture X card earns 2x Capital One miles on all eligible purchases, including purchases with streaming services.

Additional Card Benefits

10x miles on hotels and rental cars purchased through Capital One Travel
5x miles on flights purchased through Capital One Travel
$300 annual travel credit on bookings made through Capital One Travel
Rental car insurance
Travel protections

Capital One Savor Card (Best for Cash-Back on Streaming)

Capital One Savor Cash Rewards Credit Card

U.P. Rating

The Capital One Savor card is a great no-annual fee card for those who regularly spend on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target).

Capital One Savor Cash Rewards Credit Card

Welcome OfferEarn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening.
$200

Annual Fee

APR

Purchases: 0% intro on purchases for 12 months; 18.49% - 28.49% variable thereafter

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The Capital One Savor card is a phenomenal option when it comes to no-annual-fee cash-back credit cards. With popular bonus categories like dining, grocery stores (excluding superstores like Walmart and Target), entertainment, and popular streaming services, and the ability to earn 3% cash-back on these purchases, it is easy to see why those who use the card can earn some serious cash-back throughout the year.

The card also allows you to take your rewards and experiences even further by offering access to Capital One Travel, Capital One Dining, and Capital One Entertainment.

Pros & Cons

Pros

8% cash back on Capital One Entertainment purchases
5% cash-back on hotels, rental cars, and vacation rentals booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Terms apply.
3% cash-back on dining, entertainment, popular streaming services, and at grocery stores (excluding superstores like Walmart and Target)

Cons

Rewards are purely cash-back, so there is no option for miles transfers to transfer partners for redemptions

Read Full Review

Card Highlights

Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
$0 annual fee and no foreign transaction fees
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Earn 8% cash back on Capital One Entertainment purchases
Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won’t expire for the life of the account and there’s no limit to how much you can earn
0% intro APR on purchases and balance transfers for 12 months; 18.49% – 28.49% variable APR after that; balance transfer fee applies
Top rated mobile app

Financial Snapshot

APR: Purchases: 0% intro on purchases for 12 months; 18.49% - 28.49% variable thereafter
Foreign Transaction Fees: None

While the Capital One Savor card doesn’t earn Capital One miles like the card above, you can earn 3% cash-back for your popular streaming purchases without limits on how much you can earn back.

Additional Card Benefits

8% cash-back on Capital One Entertainment purchases
5% cash-back on hotels and rental cars booked through Capital One Travel
No rotating categories or sign-ups needed to earn cash rewards
No expiration on cash-back as long as your account is open, and no limit to how much you can earn

Wells Fargo Autograph Card (Best for Earning Points With No Annual Fee)

Wells Fargo Autograph℠ Card

U.P. Rating

The Wells Fargo Autograph Card offers great 3x bonus points and cell phone protection with no annual fee.

Wells Fargo Autograph℠ Card

The Wells Fargo Autograph Card offers great 3x bonus points and cell phone protection with no annual fee.

Welcome OfferEarn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
20,000 points

Annual Fee

APR

0% intro APR for 12 months from account opening on purchases, 18.49%, 24.49% or 28.49% variable APR thereafter

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

The Wells Fargo Autograph℠ Card is an excellent no annual fee card that offers 3x points on 6 different bonus categories. Choose from multiple options when you’re ready to redeem your rewards, and take advantage of great perks including cell phone protection, auto rental collision damage waiver, and no foreign transaction fees.

Pros & Cons

Pros

3x points per $1 spent on restaurants, travel, gas stations, transit, popular streaming services, and phone plans
1x points per $1 spent on other purchases
No annual fee

Cons

Points are worth a fixed 1 cent per point, so it isn’t possible to get outsized value

Read Full Review

Card Highlights

Select “Learn More” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – that’s a $200 cash redemption value.
Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
$0 annual fee.
0% intro APR for 12 months from account opening on purchases. 18.49%, 24.49% or 28.49% variable APR thereafter.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.

Financial Snapshot

APR: 0% intro APR for 12 months from account opening on purchases, 18.49%, 24.49% or 28.49% variable APR thereafter
Foreign Transaction Fees: None

With the Wells Fargo Autograph card, you’ll earn 3x points per dollar on popular streaming services, including Apple TV+, Disney+, ESPN+, Hulu, Peacock, Sling TV, Spotify Premium, YouTube TV, and more.

Beyond that, the card earns 3x points per dollar on restaurants, travel, gas stations, transit, and phone plans.

Additional Card Benefits

No annual fee or foreign transaction fees (rates & fees)
Cellular telephone protection
Auto rental collision damage waiver

Amex Blue Cash Everyday Card (Best for Cash-Back at U.S. Supermarkets)

Terms Apply / Rates & Fees

Blue Cash Everyday^® Card from American Express

U.P. Rating

This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

Blue Cash Everyday^® Card from American Express

This cash-back card offers a capped 3% at U.S. supermarkets, 3% at U.S. gas stations, and 3% on U.S. online retail purchases!

Welcome OfferEarn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
$200

UP's Offer Valuation*:
$200

Annual Fee

APR

19.49%-28.49% Variable,0% on purchases for 15 months

Credit Recommended

Good to Excellent

Why We Like This Card

When it comes to cash-back credit cards, there are dozens of options to choose from. So what sets the Blue Cash Everyday^® Card from American Express apart from the rest?

This card is excellent at earning cash-back on your everyday purchases at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases. So if you regularly spend money on everyday purchases, this could be the perfect card to add to your wallet.

Pros & Cons

Pros

3% back on purchases at U.S. supermarkets on up to $6,000 in purchases each year, then 1% back after.
3% back on purchases at U.S. gas stations on up to $6,000 in purchases each year, then 1% back after.
3% back on purchases on online retail purchases on up to $6,000 in purchases each year, then 1% back after.

Cons

Rewards are not flexible and can only be redeemed for cash-back. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit.

Read Full Review

Card Highlights

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
No Annual Fee.
Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 19.49% to 28.49% variable APR.
Plan It^®: Buy now, pay later with Plan It. Split purchases of $100 or more into equal monthly installments with a fixed fee so you don’t have the pressure of paying all at once. Simply select the purchase in your online account or the American Express^® App to see your plan options. Plus, you’ll still earn rewards on purchases the way you usually do.
Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday^® Card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Terms Apply.

Financial Snapshot

APR: 19.49%-28.49% Variable,0% on purchases for 15 months
Foreign Transaction Fees: 2.7% of each transaction after conversion to US dollars.

The Amex Blue Cash Everyday card only earns 1% cash-back on streaming services. However, it earns 3% cash-back at U.S. supermarkets (up to $6,000 in purchases yearly, then 1%), where you can typically purchase gift cards for streaming services.

In addition, you get up to $7 back each month as a statement credit valid for U.S. subscriptions to Disney+, Hulu, or ESPN+. You can receive up to $84 back per year. Enrollment is required.

Additional Card Benefits

3% cash-back on U.S. online retail purchases (up to $6,000 per year, then 1%)
3% cash-back at U.S. gas stations (up to $6,000 per year, then 1%)

Amex Gold Card (Best Midtier Card for Earning Points at U.S. Supermarkets)

NEW OFFER

Terms Apply / Rates & Fees

American Express^® Gold Card

U.P. Rating

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Apply Now(at Amex's secure site)

Apply With Confidence

Know if you're approved with no credit score impact

If you're approved and accept this Card, your credit score may be impacted.

American Express^® Gold Card

This is the best card for food lovers who dine out at restaurants (worldwide), order take-out and want big rewards at U.S. supermarkets!

Welcome OfferYou may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
As High As 100,000 Points. Find Out Your Offer.

UP's Offer Valuation*:
Up to   $2,200

Annual Fee

$325

APR

See Pay Over Time APR

Credit Recommended

Good to Excellent

Why We Like This Card

The American Express^® Gold Card is a game-changer.

With this card, you can earn 4x Membership Rewards points at restaurants, up to $50,000 per calendar year, and you’ll also earn 4x Membership Rewards points at U.S. supermarkets on up to $25,000 per calendar year, then 1x.

There isn’t another card on the market that offers a 1-2 punch like this. Of course, there are several other benefits of the Gold Card as well, including extra monthly dining rewards and more.

Pros & Cons

Pros

4x points per dollar at restaurants worldwide, up to $50,000 per calendar year; then 1x thereafter
4x points per dollar at U.S. supermarkets, up to $25,000 per calendar year; then 1x thereafter
3x points per dollar on flights purchased directly from airlines or at AmexTravel.com

Cons

$325 annual fee (rates and fees)
No lounge access

Read Full Review

Card Highlights

You may be eligible for as high as 100,000 Membership Rewards^® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
$120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards^® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
$84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express^® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
$100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express^® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
$120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express^® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
No Foreign Transaction Fees.
Annual Fee is $325.
Terms Apply.

Financial Snapshot

APR: See Pay Over Time APR
Foreign Transaction Fees: None

Rewards Center

American Express Membership Rewards

Hot Tip: Apply and find out if you’re eligible for a welcome bonus offer as high as 100,000 points with the Amex Gold card. Welcome offers may vary and you may not be eligible for an offer.

While the Amex Gold card does not offer direct bonus earnings for streaming services (just 1x earnings per dollar spent), you do earn 4x points at U.S. supermarkets, up to $25,000 in purchases per calendar year (1x after that), where you might find streaming-service gift cards for sale.

Additional Card Benefits

4x points at restaurants worldwide, up to $50,000 in purchases per calendar year (1x after that)
3x points on flights purchased directly from airlines or at AmexTravel.com
Up to $120 annual dining credit per year (up to $10 per month) at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys.
Up to $120 in Uber Cash per year (up to $10 per month) for Uber rides or Uber Eats orders in the U.S.
Up to $100 Resy credit redeemable at any U.S. Resy restaurant and other eligible Resy purchases (up to $50 semi-annually)
Up to $84 Dunkin’ credit redeemable at U.S. Dunkin’ locations (up to $7 per month)
Secondary car rental loss and damage insurance with the option to purchase premium protection for a low fee that covers the entire rental period
Shopping benefits such as purchase protection, return protection, and extended warranty

Note that enrollment is required for some benefits, so make sure you’re enrolled to get the most out of your card’s benefits.

Bank of America Customized Cash Rewards Card (Best for Cash-Back at Wholesale Clubs and Grocery Stores)

Bank of America^® Customized Cash Rewards credit card

U.P. Rating

The Bank of America Customized Cash Rewards card allows you to maximize your cash-back in your choice category each month.

Bank of America^® Customized Cash Rewards credit card

The Bank of America Customized Cash Rewards card allows you to maximize your cash-back in your choice category each month.

Welcome OfferEarn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
$200

Annual Fee

APR

0% Intro APR for 15 billing cycles for purchases and balance transfers. Variable rate of 17.74% to 27.74% applies thereafter.

Credit Recommended

Good to Excellent (670-850)

Why We Like This Card

If you’re looking to the rake in the cash-back rewards, then the Bank of America^® Customized Cash Rewards Credit Card is a great option. Not only do you get to choose the 3% category for the card, but you can also boost the cash-back you earn by being a member of the Bank of America Preferred Rewards program.

Pros & Cons

Pros

3% cash-back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings (your category can be changed each month)
2% cash-back at grocery stores and wholesale clubs
1% cash-back on all other purchases

Cons

3% and 2% cash-back categories are limited to the first $2,500 in combined purchases each quarter, then you’ll earn 1%
Charges a foreign transaction fee

Read Full Review

Card Highlights

$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined quarterly purchases) and unlimited 1% on all other purchases.
If you’re a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
No annual fee and no expiration on rewards.
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.74% to 27.74% Variable APR will apply. A 3% fee applies to all balance transfers in the first 60 days your account is open. After the intro balance transfer fee offer ends, the fee for all future balance transfers is 4%.
Contactless Cards – The security of a chip card, with the convenience of a tap.
This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Financial Snapshot

APR: 0% Intro APR for 15 billing cycles for purchases and balance transfers. Variable rate of 17.74% to 27.74% applies thereafter.
Foreign Transaction Fees: 3%

The Bank of America Customized Cash Rewards card earns 3% cash-back on 1 category of your choice (gas, online shopping, dining, travel, drug stores, or home improvement and furnishings) and 2% cash-back at wholesale clubs and grocery stores, up to $2,500 in combined purchases per quarter. You could purchase streaming services gift cards at wholesale clubs or grocery stores for 2% cash-back.

Additional Card Benefits

Boost your cash-back rewards by 25% to 75% by being a member of the Bank of America Preferred Rewards program

Citi Strata Premier Card (Best for Earning Points at U.S. Supermarkets)

Citi Strata Premier℠ Card

U.P. Rating

Citi Strata Premier℠ Card

Welcome OfferEarn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com
60,000 points

UP's Offer Valuation*:
$960

Annual Fee

$95

APR

19.49% to 27.49% Variable

Why We Like This Card

The Citi Strata Premier℠ Card is a great all-around travel rewards card that allows you to earn big rewards on a variety of purchases like air travel, at restaurants, supermarkets, gas stations, and more, along with flexible redemption options, all for a modest annual fee.

Pros & Cons

Pros

10x points on hotels, car rentals, and attractions booked through CitiTravel.com
3x points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations
$100 annual hotel benefit

Cons

$95 annual fee

Read Full Review

Card Highlights

Earn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
Earn 10X points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com.
Earn 3X points per $1 on air travel and other hotel purchases, at restaurants, supermarkets, gas and EV charging stations.
Earn 1X point per $1 spent on all other purchases.
$100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
No expiration and no limit to the amount of points you can earn with this card.
No foreign transaction fees on purchases.

Financial Snapshot

APR: 19.49% to 27.49% Variable
Foreign Transaction Fees: None

The Citi Strata Premier card earns 3x ThankYou Points at supermarkets, gas stations, EV charging stations, restaurants, air travel, and hotels. You can use the card to pick up streaming service gift cards at U.S. supermarkets.

Additional Card Benefits

Annual hotel savings benefit of up to $100 off a single hotel stay of $500 or more booked via ThankYou Rewards
Access to Citi ThankYou Rewards transfer partners

Citi Double Cash Card (Best for Cash-Back and No Annual Fee)

Citi Double Cash^® Card

U.P. Rating

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Citi Double Cash^® Card

Great card for the average spender with no specific focus category; worry-free cash-back earning on everything!

Welcome OfferEarn $200 cash-back after spending $1,500 on purchases in the first 6 months of account opening.
$200 cash-back

Annual Fee

APR

17.49% to 27.49% Variable

Credit Recommended

Fair to Excellent (580-850)

Why We Like This Card

The Citi Double Cash^® Card has long been one of the top cash-back credit cards on the market, and the card now has the ability to earn Citi ThankYou Points!

This means that cardholders of the Double Cash card will now earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Cash back is earned in the form of ThankYou Points. This means each billing cycle, you will earn 1 ThankYou point per $1 spent on purchases and an additional ThankYou point for every $1 paid on your purchase balance as long as there is a corresponding balance in your Purchase Tracker.

Citi has turned the Double Cash card into a top choice for those who are looking for an everyday, no-fuss credit card.

Pros & Cons

Pros

Uncapped 2% for every $1 spent (1% when you buy and another 1% when you pay)
Flexible redemption options
No annual fee

Cons

No bonus categories
3% foreign transaction fees

Read Full Review

Card Highlights

Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Earn a total of 5 ThankYou^® Points per $1 spent on hotel, car rental, and attractions, excluding air travel, when booked through the Citi Travel^® portal.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Only Offer: 0% Intro APR for 18 months on balance transfers; after that, the variable APR will be 17.49% to 27.49%, based on your creditworthiness. Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Financial Snapshot

APR: 17.49% to 27.49% Variable
Foreign Transaction Fees: 3% of the U.S. dollar amount of each purchase

Rewards Center

Citi ThankYou Rewards

The Citi Double Cash card earns 2% cash-back on all purchases, including streaming services: 1% when you purchase and 1% when you pay the bill (earned as ThankYou Points).

Additional Card Benefits

ThankYou Points can be redeemed for cash-back, travel, or gift cards, or you can transfer them to Citi ThankYou Rewards transfer partners (if you pool your points with a premium Citi card, such as the Citi Strata Premier card, you will get the best transfer ratio available)
$0 annual fee

Additional Options for Earning on Streaming Services

There are different ways to secure bonus earnings on streaming services. You can purchase the services directly from the streaming services provider. You may be able to purchase streaming-service gift cards from a qualifying bonus-category merchant, such as an office supply store or supermarket.

Amex Offers

Amex Offers are bonus-earning and savings opportunities within your online Amex card account, and streaming services are often featured. Select the offer you want, add it to your card, and make a qualifying purchase from the featured merchant or service provider. Enrollment is required.

Chase Offers

All Chase credit and debit cards are eligible for Chase Offers. You can find these money-saving offers, which can include streaming services, by logging in to your Chase account online. Select the offer, add it to your card, make a qualifying purchase, and receive bonus earnings.

Shop through Chase

Ultimate Rewards-earning cards can earn bonus points via Shop Through Chase. You can find these offers in the Ultimate Rewards section of your online Chase account.

Select the vendor you want to shop with and click the shopping link. The merchants change, as do the level of earnings, but these bonus points are in addition to what you would typically earn using your Chase card.

Occasionally, you can find streaming service providers and merchants that sell streaming-service gift cards on Shop Through Chase, but some offers exclude gift card purchases.

Bottom Line:

You can receive elevated earnings or savings on streaming-service purchases by purchasing directly from a qualifying streaming-service provider, purchasing streaming-service gift cards at bonus-category merchants, via Shop Through Chase, or with Amex Offers or Chase Offers.

Final Thoughts

If you’re currently spending a lot on streaming services, it can make sense to ensure that those purchases are made with a card that earns rewards for direct purchases or via gift cards purchased at bonus-category merchants.

However, unless you’re spending an inordinate amount on these services, selecting a card solely to earn rewards for streaming services may not be prudent.

It helps to list all of your ongoing expenses and select a card that rewards your most significant purchases, has a great welcome bonus offer, has an annual fee you feel comfortable paying, offers redemptions you find valuable, and includes benefits you would actually use.

A single card may not cover all those bases, but you can get close.

Card	Welcome Offer and Annual Fee	Earning Rates and Streaming Services Benefits
Blue Cash Preferred^® Card from American Express	$250Blue Cash Preferred^® Card from American ExpressEarn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. Annual fee of $0 intro annual fee for the first year, then $95 (rates & fees)	1%-6% cash-backBlue Cash Preferred^® Card from American Express 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Terms Apply. Up to $10 in monthly Disney streaming credits (enrollment required)
Platinum Card^® from American Express	+ NEW BENEFITSAs High As 175,000 Points. Find Out Your Offer.Platinum Card^® from American ExpressYou may be eligible for as high as 175,000 Membership Rewards^® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. $895 (rates & fees)	1x-5x pointsPlatinum Card^® from American Express Earn 5X Membership Rewards^® Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year Earn 5X Membership Rewards^® Points on prepaid hotels booked with American Express Travel Earn 1X Membership Rewards^® Point on other purchases Up to $25 in monthly statement credits for select digital entertainment and streaming services (enrollment required)
Chase Sapphire Preferred^® Card	NEW OFFER~~60,000~~ 75,000 pointsChase Sapphire Preferred^® CardEarn ~~60,000~~ 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Annual fee of $95	1x-5x pointsChase Sapphire Preferred^® Card Earn 5x points on travel purchased through Chase Travel℠ Earn 3x points on dining Earn 3x points on select streaming services and online groceries Earn 2x points on all other travel purchases Earn 1x points on all other purchases
Chase Freedom Flex^®	$200Chase Freedom Flex^®Earn a $200 bonus after you spend $500 on purchases in your first 3 months from account opening. Annual fee of $0	1%-5% cash-backChase Freedom Flex^® 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! 5% cash back on travel purchased through Chase Travel℠. 3% cash back on drugstore purchases. 3% cash back on dining at restaurants, including takeout and eligible delivery services. 1% unlimited cash back on all other purchases.
Capital One Venture X Rewards Credit Card	75,000 milesCapital One Venture X Rewards Credit CardEarn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel. Annual fee of $395	2x-10x milesCapital One Venture X Rewards Credit Card Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel Earn unlimited 2X miles on all other purchases
Capital One Savor Cash Rewards Credit CardInformation collected independently. Not reviewed by Capital One.	$200Capital One Savor Cash Rewards Credit CardEarn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. Annual fee of $0	1%-8% cash-backCapital One Savor Cash Rewards Credit Card Earn 8% cash back on Capital One Entertainment purchases Earn unlimited 5% cash back on hotels, vacation rentals, and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart^® and Target^®) Earn 1% cash back on all other purchases
Wells Fargo Autograph℠ Card	20,000 pointsWells Fargo Autograph℠ CardEarn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. Annual fee of $0 (rates & fees)	1x-3x pointsWells Fargo Autograph℠ Card Earn unlimited 3X points on the things that really add up – like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Earn 1X points on other purchases.
Blue Cash Everyday^® Card from American Express	$200Blue Cash Everyday^® Card from American ExpressEarn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Annual fee of $0 (rates & fees)	1%-3% cash-backBlue Cash Everyday^® Card from American Express 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. 1% Cash Back on other purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. Terms Apply. Up to $7 in monthly Disney streaming credits (enrollment required)
American Express^® Gold Card	NEW OFFERAs High As 100,000 Points. Find Out Your Offer.American Express^® Gold CardYou may be eligible for as high as 100,000 Membership Rewards^® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. Annual fee of $325 (rates & fees)	1x-4x pointsAmerican Express^® Gold Card Earn 4X Membership Rewards^® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 4X Membership Rewards^® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. Earn 3X Membership Rewards^® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. Earn 2X Membership Rewards^® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. Earn 1X Membership Rewards^® point per dollar spent on all other eligible purchases.
Bank of America^® Customized Cash Rewards credit card	$200Bank of America^® Customized Cash Rewards credit cardEarn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. Annual fee of $0	1%-3% cash-backBank of America^® Customized Cash Rewards credit card Earn 3% cash-back in the category of your choice Earn an automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined quarterly purchases) Earn unlimited 1% on all other purchases.
Citi Strata Premier℠ Card	60,000 pointsCiti Strata Premier℠ CardEarn 60,000 bonus points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com Annual fee of $95	1x-10x pointsCiti Strata Premier℠ Card Earn 10X points on hotels, car rentals, and attractions booked through CitiTravel.com. Earn 3X points on air travel, other hotel purchases, restaurants, supermarkets, gas stations, and EV charging stations. Earn 1X point per $1 on all other purchases.
Citi Double Cash^® Card	$200 cash-backCiti Double Cash^® CardEarn $200 cash-back after spending $1,500 on purchases in the first 6 months of account opening. Annual fee of $0	2%-5% cash-backCiti Double Cash^® Card Earn 2% cash-back on purchases: 1% when you buy and 1% as you pay with no categories, caps, or annual fee. Earn 5% total cash-back on hotel, car rental, and attractions when booked on the Citi Travel^® portal.