New Welcome Bonus Offers on IHG Credit Cards [Up to 200K Points!]

Updated: September 4, 2025, 8:36am CDT

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IHG Credit Card Welcome Bonus Offer Details
Which IHG Card is Right For You?
Final Thoughts

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There are now new and improved welcome bonus offers on all 3 IHG credit cards: the IHG One Rewards Traveler Credit Card, IHG One Rewards Premier Credit Card, and the IHG One Rewards Premier Business Credit Card.

Here is a full breakdown of the limited-time welcome offer for each card, along with details on the benefits and perks of each to help you choose the right card for your travel goals.

IHG Credit Card Welcome Bonus Offer Details

The new and improved welcome bonus offers on each card are as follows:

IHG Traveler card: Earn 2 free night awards (redeemable at properties costing up to 50,000 points) plus 40,000 bonus points after spending $2,000 within 3 months of account opening.
IHG Premier card: Earn 165,000 bonus points after spending $3,000 within 3 months of account opening.
IHG Premier Business card: Earn up to 200,000 points, available as 140,000 bonus points after spending $4,000 in 3 months, plus an additional 60,000 bonus points after spending $9,000 in total within the first 6 months of account opening.

Kimpton Everly Hotel Hollywood from IHG entrance — Redeem your points at swanky IHG properties like Kimpton Hotels and Resorts. Image Credit: Ryan Smith

We value IHG points at 0.5 cents per point, giving these bonuses a value of $700 for the IHG Traveler card, $825 for the IHG Premier card, and $1,000 for the IHG Premier Business card. Of course, the full value you receive from each card’s welcome offer depends on how you redeem the points and free night certificates you receive.

Hot Tip:

If you don’t have much experience with the IHG One Rewards program, read our guide on the best ways to redeem IHG One Rewards points for maximum value.

Which IHG Card is Right For You?

If you want to take advantage of these new welcome offers but aren’t sure which IHG credit card is the best for you, here is a quick comparison guide.

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Card benefit	IHG One Rewards Traveler Credit Card	IHG One Rewards Premier Credit Card	IHG One Rewards Premier Business Credit Card
Earning rates	5x points on IHG stays 3x points on dining, utilities, select streaming services, and at gas stations 2x points on all other purchases	10x points on IHG stays 5x points at restaurants, gas stations, and travel 3x points on all other purchases	10x points on IHG stays 5x points at restaurants, gas stations, travel, and select advertising purchases 3x points on all other purchases
IHG elite status	IHG Silver Elite (upgrade to Gold Elite with $20,000 in annual card spend)	IHG Platinum Elite (upgrade to Diamond Elite with $40,000 in annual card spend)	IHG Platinum Elite (upgrade to Diamond Elite with $40,000 in annual card spend)
Anniversary free night certificate	No	Yes (redeemable at properties costing up to 40,000 points)	Yes (redeemable at properties costing up to 40,000 points)
Fourth-night free on award stays	Yes
Global Entry, TSA PreCheck, or NEXUS statement credit	No	Yes	Yes
Up to $50 in annual United Airlines TravelBank cash	No	Yes	Yes
Annual spending bonus	10,000 bonus points after spending $10,000 and making 1 additional purchase each calendar year	$100 statement credit and 10,000 bonus points after spending $20,000 on the card in a calendar year	$100 statement credit and 10,000 bonus points after spending $20,000 on the card in a calendar year
Point purchase discount	20%
Annual fee	$0	$99	$99

It should come as no surprise that the 2 best cards from a benefits perspective are the IHG Premier card and the IHG Premier Business card.

Both help you earn 10 points per $1 on your IHG stays; offer automatic Platinum Elite status; include a Global Entry, TSA PreCheck, or NEXUS credit; and come with an annual free night certificate. That said, they both charge annual fees, as well.

Given that, if you only ocassionally stay at IHG hotels and are looking for a card to help enhance these stays with complimentary elite status while still giving you access to the fourth night free on award stays, all without having to pay an annual fee, then the IHG Traveler card would be the better card for you.

Final Thoughts

All 3 of the co-branded IHG credit cards have new and improved welcome bonus offers that can land you up to 200,000 IHG points.

We aren’t sure how long these offers will last, so if you’ve been meaning to add one of these IHG credit cards to your wallet, now is the perfect time to do just that.