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October Credit Card and Loyalty Program Transfer Bonuses up to 100%!

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Jarrod West
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& Ryan Smith
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It’s a new month, which means a fresh set of transfer bonuses to take advantage of.

Today, we’ll examine this month’s newest transfer bonuses for the top transferable rewards programs so you can get the most out of your hard-earned points and miles.

Here’s everything you need to know!

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New Transfer Bonuses for October 2026

Amex Membership Rewards to Aeromexico

Through October 31, there’s a 20% transfer bonus from Amex to Aeromexico. The bonus transfer rate is 1:1.92, up from the typical 1:1.6. That means 1,000 Amex points become 1,920 AeroMexico points.

Aeromexico Rewards doesn’t always have the best redemption prices. Plus, the program has high surcharges and expensive cancellation fees. Thus, you should only transfer if you are ready to book and have confirmed that you cannot get a better rate elsewhere.

Amex Membership Rewards to Air France-KLM Flying Blue

Until October 31, there’s a 25% transfer bonus from Amex to the Air France-KLM Flying Blue program. The higher transfer rate is 1:1.25, up from the typical 1:1. That means 1,000 Amex points become 1,250 Flying Blue miles.

If you plan to redeem Air France-KLM Flying Blue miles in the near future, this is a great way to get more value from your points. Air France-KLM Flying Blue miles can be especially useful for flying to and from Europe, since you can often find award availability for as few as 60,000 miles one-way in business class. Additionally, this transfer bonus can make Flying Blue’s monthly Promo Rewards even more of a great value.

Amex Membership Rewards to Marriott Bonvoy

Until December 10, there’s a 35% transfer bonus from Amex to the Marriott Bonvoy program. The higher transfer rate is 1:1.35, up from the typical 1:1. That means 1,000 Amex points become 1,350 Marriott points.

This transfer bonus is worth skipping for the vast majority of award travelers. One exception is if you need to top off your Marriott account with a small amount of points for an upcoming award stay.

Capital One Miles to British Airways Avios

Until October 31, there’s a 20% transfer bonus from Capital One to British Airways. The bonus transfer rate is 1:1.2, up from the typical 1:1. That means 1,000 Capital One miles become 1,200 British Airways Avios.

Although there is no shortage of ways to redeem British Airways Avios for significant value, one of our favorite ways is to redeem them to fly Qatar Qsuite, arguably one of the world’s best business class experiences.

Capital One Miles to 2 Virgin Programs

Through November 20, 2026, there’s a 30% transfer bonus from Capital One to 2 Virgin programs: Virgin Red and Virgin Atlantic Flying Club. The elevated transfer rate is 1:1.3.

The transfer bonus applies equally to Virgin Atlantic Flying Club — the airline rewards program you can use for booking flights — and Virgin Red, the lifestyle program you can use for booking cruises, hotels, and more.

Hot Tip:

You can always keep track of all the latest airline and hotel transfer bonuses by using our transfer partner tool calculator!

Citi ThankYou Points to Avianca Lifemiles

Until October 24, 2026, there’s a 25% transfer bonus from Citi to Lifemiles. The higher transfer rate is 1:1.25.

Lifemiles has undergone several devaluations recently, but there’s still value to be found. There are some consistent sweet spots on Star Alliance awards, and the lack of carrier-imposed surcharges when booking business or first class is a strong positive.

Citi ThankYou Points to Japan Airlines

Through October 24, 2026, there’s a 30% transfer bonus from Citi to Japan Airlines Mileage Bank. The bonus transfer ratio is 1:1.3.

Citi added Japan Airlines as a transfer partner on September 20, and the transfer bonus was launched to commemorate the occasion. Mileage Bank offers some solid rates on both Japan Airlines and Oneworld flight redemptions.

Citi ThankYou Points to Qatar Airways

Until October 31, 2026, there’s an up-to-35% transfer bonus from Citi to Qatar Airways Privilege Club. The bonus amount depends on how many points you transfer at once, ranging from 15% to 35%. The elevated transfer rate is as high as 1:1.35.

Privilege Club offers some great redemptions. Plus, it offers the best access of any program to Qatar Airways’ famous Qsuite business class.

Hotel Programs to Etihad Guest

Through October 31, 2026, there’s a 25% transfer bonus from several programs and Middle Eastern bank programs to Etihad Guest. The bonus amount depends on how many points you transfer at once, offering up to a 40% bonus.

There are 25 programs participating in this offer, and they don’t all use the same transfer rate. Eligible transfer bonus offers include ALL – Accor Live Limitless, Revolut, and Shangri-La Circle.

Etihad Guest offers better access to Etihad’s own premium seats than you’ll find in partner programs, but redemption rates can be high, and much of the value in using these miles for partner flights has disappeared over the years.

Marriott Bonvoy to Air Canada Aeroplan

Until October 31, 2026, there’s a 15% transfer bonus from Marriott to the Air Canada Aeroplan program. The elevated transfer rate is 3:1.15 rather than the typical 3:1.

We value Marriott points at 0.7 cents each, and Aeroplan points at 1.5 cents apiece. Using this math, 60,000 Marriott points are worth $420. 28,750 Aeroplan points are worth $431.25, though.

That means you could get a bit more value utilizing this transfer bonus, assuming you’re using your points at the average values. However, whether or not you should do so depends on your planned redemption for each of the program’s points.

Rove Miles to Air France-KLM Flying Blue

Until October 31, 2026, there’s a 40% transfer bonus from Rove to the Air France-KLM Flying Blue program. The elevated transfer rate is 1:1.4 rather than the typical 1:1.

Flying Blue miles are useful both for flights to Europe and beyond, especially when paired with the monthly Flying Blue Promo Rewards.

Rove Miles to Japan Airlines

Until October 31, 2026, there’s a 50% transfer bonus from Rove to Japan Airlines. The boosted transfer rate is 1:1.5 rather than the typical 1:1.

This is a sizable bonus, allowing you to score good redemption rates on flights to Japan and with Oneworld partners.

Rove Miles to JetBlue TrueBlue

Until November 14, 2026, there’s a 20% transfer bonus from Rove to JetBlue. The boosted transfer rate is 1:1.2 rather than the typical 1:1.

JetBlue operates on a fixed value rewards program for flights on its own metal, usually offering somewhere around 1.3 cents per point, so you’ll want to run the numbers before deciding if this transfer bonus makes sense for you.

Rove Miles to Qatar Airways Avios

Until October 31, 2026, there’s a 35% transfer bonus from Rove to Qatar. The elevated transfer rate is 1:1.35, up from the typical 1:1.

You can use these Avios to book a ticket Qatar’s business class cabin, Qsuite, which is widely regarded as one of the best business class seats in the sky. 

Wyndham Rewards to United Airlines MileagePlus

Through October 31, 2026, there’s a 100% transfer bonus from Wyndham Rewards to United MileagePlus. The typical transfer rate is 6,000:1,200, but that’s elevated to 6,000:2,400 for a limited time.

Turning Wyndham Rewards points (a hotel program) into United MileagePlus miles (an airline program) rarely makes sense. However, if your Wyndham points are expiring or you have no other use for them, getting a 100% bonus when turning them into airline miles could make sense. Even with the transfer bonus, though, our valuations show that you’re turning $54 worth of hotel points into $28.80 worth of airline miles.

Final Thoughts

Earning transferable points is always a great idea, since they’re so flexible when it’s time to book your trip. You can book your hotel or flight through whichever program offers the best deal, then transfer points once you’ve found something you like. Boosted transfer bonuses make transferable rewards even better because you can use fewer points and get even more value out of your next award booking.

That said, remember that transfers can’t be undone, so be sure you have a plan for using points in these rewards programs before moving your credit card points to an airline or hotel’s program. If you change your mind or can’t find the trip you wanted to book, you can’t send the points back.

Remember that transfer bonuses are usually available just for a limited time. If you’re interested in any of these offers, make sure you take advantage of them before the expiration date.

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About Jarrod West

Boasting a portfolio of over 20 cards, Jarrod has been an expert in the points and miles space for over 8 years. He earns and redeems over 1 million points per year, and his work has been featured in outlets like The New York Times.

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